Before parting, Guo Anni gave Lan Feiyang a laptop: "I heard that computers are needed for teaching now. This is our company's latest model. You can try it out."
To be honest, current teaching sometimes requires computer assistance, especially in junior courses. With a computer, he can copy all those e-books and materials and read them when he has time.
Now there are only more than two months left for the postgraduate examination. Lan Feiyang is planning to buy a laptop and download all the courses he has not studied to the computer to overcome them as soon as possible. Guo Anni's computer was given at the right time, so Lan Feiyang did not
You're welcome, I accepted it directly.
Back in the Penke Hotel room, Lan Feiyang first contacted his cousin Lan Qing on QQ.
Lan Qing posted on QQ an emoticon of hitting him with a hammer, and then scolded: Brat, what have you been busy with recently? You haven't contacted me for so long, and you always turn off your phone when I call you!
Lan Feiyang made a wicked smile: Hehe, I am the most awesome school girl in our school. I have a group of beauties following me all day long. Can you not be busy?
Lan Qing immediately sent a surprised expression: Really? Really? Is there Song Jiajia among them?
Hee hee, yes. Are you greedy?
Tsk~~I am greedy, but I still know myself. If I were you, I would not choose Song Jiajia first, to kill her majesty, who made her so cold and arrogant when she first met us!
Lan Feiyang was stunned. He didn't choose Song Jiajia at first, but it was not to kill her for her prestige. It was because he didn't like her. Thinking of this, Lan Feiyang quickly typed on the keyboard again: Okay, let's not talk about this anymore. Let's get back to the topic.
How are you now?
I'm fine, so-so. It's just that the supervisor on this floor now is very strict and has a bad face all the time. He's even less humane than the previous lobby manager Lin of Phu Yen Hotel.
Then do you want to come back to Bohai?
Do you have a good place to recommend to me? (then a sweaty expression) I forgot, your aunt is the female boss of Tianyu Group. However, I am studying hotel management, and she doesn’t open a hotel, so she probably doesn’t need it.
?
I know the general manager of a four-star hotel. If you don't have a good time in Bonan, come back. I'll ask him to help you make arrangements. By the way, are you still practicing the boxing I taught you?
Of course I have been practicing. However, this is a five-star hotel, and it will return to a four-star hotel?
Tsk~~This is the provincial capital, and Bonan is just a prefecture-level city. Think about it for yourself whether you want to return your love.
Well, let me think about it. I will reply to you in two days.
Okay. I still have something to do, so I’ll stop. Bye!
Lan Qing sent a waving emoticon: Bye!
In the cafeteria at noon, students were discussing that housing prices have skyrocketed again. They didn't understand why housing prices kept saying they were going to come down, but they couldn't. Instead, they were rising faster and faster.
Yin Shaojie stood up even more funny: "Hey, I will recite a poem for everyone to cheer up. Everyone, listen.
Author of "House" by Qin Yuanchun: Mao Youfang. In the vast land of China, tens of thousands of people live in shacks and hundreds of millions of people long for houses.
Looking at Beijing and Shanghai, high-rise buildings.
In the sales center, the house slaves chatted.
Three generations of grandparents have spent all their money trying to compete with housing prices.
I need money, clear my savings and loans, and am extremely anxious.
Property prices are so artificially high that countless white-collar workers are forced to give up.
In the past, the emperors of Qin and Han were unheard of;
Tang Zong and Song Zu, hold your wallet tight.
The genius of the generation, Genghis Khan, had to live in a yurt.
It’s all over, the real estate prices are sky-high, but we still have to wait and see.”
"Crackling~~" The little fat man took the lead in applauding: "This poem is very vivid and wonderful!"
"Brilliant!" Lei Li quickly raised his thumb. Liu Yan shook her head: "Why does the government's macro-control never work?"
Reilly lowered his head and said mysteriously: "Do you want to know why housing prices can't come down? According to a real estate insider who wants to move abroad: Most real estate developers start with nothing, and relationships are much more important than funds.
, Land is the foundation of everything. As long as you have a strong relationship with the government and get the land, the banks will come rushing to you and give you a loan obediently."
"Oh." Yin Shaojie nodded, "So that's it?"
Since Guo Anni didn't have much money when she first started working in real estate, Lan Feiyang agreed with this point. Guo Anni did take the relationship route.
He didn't know whether the bank "came here to provide the loan", but he got the loan anyway.
After taking two bites of the meal, Lei Li asked again: "What else? Do you think the developers paid for it out of their own pockets? You are wrong. The land transfer funds were all loans, and the construction of buildings and houses were all advanced by the contractors. The developers did not
Pay a few bucks! Otherwise, why do we always have things like foremans arrears with wages to migrant workers? Because the foremans themselves don’t get any money, how can they have the money to pay wages to migrant workers?!”
"Oh." The little fat man nodded again and again.
Lan Feiyang couldn't help but think of the migrant worker who tied explosives to his body and wanted to blow up the train. Because his boss always defaulted on wages, his father was hit by a car and had no money to treat him. The hospital was also indifferent and refused to save him, which made the migrant worker's parents miserable.
After both of his parents died, he became pessimistic and desperate and wanted to take revenge on this ruthless society.
Reilly continued: "Do you think that after building a house, the developer should sell the house? You are wrong again this time! Before the launch of the market, the developer will conduct internal subscription, and at least half of the houses will be subscribed internally. This is now
Many people know this. In fact, you are looking for someone to borrow money from the bank to buy a house. This is actually selling it to yourself, but it is also a disguised form of selling the property to the bank at the market price. To put it bluntly, it is a change of property rights, and all the bank's money will go to the developer.
People who really want to buy a house can hardly buy the house they want for the first time. They basically 'sell' it, and then they tell you two days later that someone checked out. In fact, it was all purchased internally.
The houses are transferred to the hands of the people, and the money once again goes into the pockets of developers."
"Ah?" Several people were dumbfounded.
But Song Jiajia was thoughtful: It seems that his father did this before?
Reilly said proudly: "Do you think that after the developer gets the money, it is time to repay the bank loan? This time it is wrong again! How could the developer be so stupid and still take out the money that has been put into his pocket? The developer will use these funds
If you go to get land again, as long as you get the land, any bank will come to you with its butt stuck out."
Seeing that no one answered, Reilly had no choice but to continue: "You are so stupid if you ask the bank? I want to tell you, the bank is so stupid! Developers use land as collateral for loans from banks. Now the houses are all
After the construction is completed and sold, even if the developer cannot repay the loan for the land, the bank has no choice but to go to the government. The government will sell the land again, demolish it, and pay for the bank's bad debt. So you
Didn’t you see, all mature developers have several relatively independent economic entities, and the money just moves around. If you are in a good mood, you can repay the loan to the bank, and if you are in a bad mood, let it go."