After hearing what his partner Wei Yunan said, Lin Yuanfang was also a little annoyed. He slapped the table and said: "It's easy for you to say. We have tens of millions in savings, and it won't take a month or two to cash them all out. Is it possible for a car sales company to
I don’t have a loan. Just last month, I managed to collect 10 million to repay the bank loan. Now the economy is in recession, many companies have closed down, and bank loan policies have tightened. So far, I haven’t been able to get the 10 million from the bank.
Then the loan was renewed. Besides, last month, your friend's company was unable to get a five million bank loan. As a guarantee unit, our company had no choice but to bite the bullet and repay it for them. What's the situation with your friend?
Everyone knows that these five million dollars have been thrown away in vain. If we don't pay them back, the bank will immediately come to collect our loan in advance and seize the deposit. If this is a vicious cycle, will the store still be opened?
.”
Guaranteeing someone's loan repayment is completely useless. The loan company is not afraid of boiling water anyway, and it has no valuable assets. It just wipes its butt and goes bankrupt. The bank liquidates the assets as soon as possible, and the employees of the original unit get the first
When a bank takes a second payment of a sum of money, the guarantee unit usually doesn't even get a piece of it and just repays it directly.
In all walks of life, there are many companies that have been implicated in bankruptcy because they provided guarantees for others. Banks don’t care about you. They must protect the country’s property as soon as possible. Of course, if such losses are caused by bank insiders, that is another matter.
Return to calculation.
"You also agreed to the guarantee thing. We also made a lot of money. I can't help my friend. Of course I hope he can pay it back. Are you the only one to bear the loss of five million?
?I also shouldered the bulk, okay? Anyway, no matter what happens today, you have to sign it. I won’t take more of my money. I will accept the loss. If I don’t get the money today, I’m done.
, you are not much better."
The disgraced partner Wei Yunan has no patience to continue talking to Lin Yuanfang. In the past month, he has approached the other party many times, but from the beginning he was easy to talk to, and then he kept finding various excuses to delay, but the bank
The pressure from all sides has forced Wei Yunan to jump off the building.
No one can do business these days without bank loans. Bank loans for many companies account for almost more than half of the company's assets. They rely entirely on capital flow to maintain income and profits. If one cannot be connected, or the assets suddenly depreciate, banks will immediately chase them.
The fate of the account.
Don't look at those bank clerks who usually have high incomes. In order to ask for loans, companies stuff a lot of red envelopes. Most of them have houses and cars and are very prosperous. However, once a bad debt occurs, they are immediately ordered to stop everything they are doing.
At work, all bonuses were stopped, leaving only a basic salary of more than a thousand yuan, and he became a professional debt collector, chasing the company to get back the bank loan.
If you don't come back, you won't be able to hang out in the banking industry for the rest of your life. This is an extremely cruel reality.
"I have no money now. I only have about 3 million yuan on my account. In a few days, I have to pay wages, water, electricity and rent. In another half of April, another 10 million loan is due. I still don't have any money.
If you want to go bankrupt, do whatever you want. Don't blame me for not warning you when the time comes. You won't even get one-tenth of your money back."
Lin Yuanfang was irritated by the words of his partner Wei Yunan. He leaned back on the general manager's chair and said angrily, "Is it useful to intimidate like this?"
There are many crises and the oil is exhausted.
Buk slapped his hand heavily on the executive desk, making a loud noise.
"My surname is Lin. It's easy to get together and relax when doing business. I've seen through you. If you don't take out the money, brother, if I don't survive, don't blame me for falling out with you."
When he thought that the real estate he developed in Huzhou had not sold a house due to the economic downturn, and the bank loans were tight, and saw that his life's hard work was in vain, Wei Yunan became anxious this time, and his face
There was a trace of ferocious color on it.
"you……."
No one has ever threatened him in such a tone. This is simply a scoundrel. Lin Yuanfang was also angry and was about to curse when suddenly a faint voice came from the door.
“Problems that can be solved with money are not problems.”
"Uh, Mo, what are you doing in here? Don't interfere in my lord's business when you go out." Lin Yuanfang saw his son Lin Mo pushing the door open at some point. Thinking of the tense atmosphere in the office just now, he quickly waved his hand.
He waved his hand and tried to catch up.
Lin Mo didn't seem to hear Lin Yuanfang's words. Instead, he walked closer to the executive desk where the two of them were sitting and continued: "Okay, how much is the total difference?"
"What do you mean?" Wei Yunan was interrupted by someone, and he looked at Lin Yuanfang's son with some uncertainty. He had a strong and well-proportioned figure. Could it be that the father and son were going to fight together to beat him up.
Thinking about my tone just now, this possibility is extremely high.
"What I'm talking about is, how much money are you short of? Dad, how much money are you short of? And Uncle Wei, how much more do you want from my dad?"
"Xiao Mo, please go out." "Haha, it's so interesting, Old Lin, your son's tone is really quite serious." Wei Yunan was happy. Lin Yuanfang's words seemed to be unpredictable. Could it be that he had something to do with the bank?
relation.
But Wei Yunan Wantong guessed wrong, and Lin Mo continued: "Again, anything that can be solved with money is not a problem. If it is any difference, I will solve it."
"What? Xiao Mo, don't be ridiculous, this is not a matter of ten thousand or twenty thousand." Lin Yuanfang immediately thought that Lin Mo might borrow money from the girl named Qi Fei, but is the money so easy to borrow?
Besides, if a big man borrows money from a woman, what kind of dignity does that have? Even if the two of them get married in the future, he will still be inferior to others.
"Okay, okay, Old Lin, you are not a good person, but your son is quite talented, okay, okay." Wei Yunan said a few good words in a row, stared at Lin Mo with bright eyes and said, "I am your father's company partner.
, I hold 40% of the shares in this expedition car sales company. I am engaged in real estate development. Now I can’t withdraw the funds. I owe a bank loan. If I had no other choice, I would not ask your father to withdraw the capital. I don’t have much money.
, 21.2 million. This is the price after the investment has increased in value over the past few years. It has been calculated by an accounting firm, and it is still calculated in the small direction, but I am just waiting for this money to help me in an emergency."
Wei Yunan glanced at Lin Yuanfang, and then said: "Your father's place, although the cash has been reduced, is still almost 8 million short of the bank. What, Mr. Lin, do you have any idea?"
Partner Wei Yunan's shares are worth 21.2 million, and there is a bank loan of 8 million, which adds up to nearly 30 million.
"Xiao Mo, don't listen to his nonsense, ignore him, I can solve it, you can go out." Lin Yuanfang has completely lost the temperament of a general manager, and instead begged not to get involved. He fully understood that Lin Mo Even a fighter pilot, no matter how high his allowance is, cannot afford this amount of money.
However, Lin Mo only had more than three million in hand, which was only one-tenth of the money. However, he still had a way, took out his mobile phone and pulled out the number.
"Hey, I'm looking for Hai Wei, me? I'm Lin Mo."
What Lin Mo pulled out was a confidential phone. The national security system automatically checked his identity (relying on his registered ID card and address) and would decide within ten seconds whether to keep the call on or forcibly cut it off.
After a while, the call was connected. This was at the base of the Daoyue Brigade. Not ordinary people could find the phone here. It was transferred through countless relays and was monitored and recorded at the same time.
It is not easy to find Chen Haiyi and Mr. Chen. If this guy is on a flight mission, he will probably have to wait a while before he can be picked up on the plane.
For ordinary people, this is impossible, but Lin Mo has such authority.
Chen Haiyi's voice came from the mobile phone: "What's wrong, Mr. Lin, what are your orders?"
"Are you rich?" Lin Mo's words were very concise.
"What?" Chen Haiyi was a little in disbelief.
"Are you rich?" Lin Mo repeated.
"Okay, how much do you want?" Chen Haiyi thought for a moment and then understood.
"Not much, 27 million, I'll pay you back in one month."
Lin Mo began to think about where to get money to repay that guy. It shouldn't be a big problem. At most, he could sell a few technologies to Shen Fei in exchange for some cash. But at the moment, only Chen Haiqing and Young Master Chen can help on the spot. Shenyang Aircraft Manufacturing Factory is not bad either. Money, however, is far from quenching the near thirst.
"No problem, I'll give you 30 million. You don't have to pay it back. It's free." Chen Haiqing didn't seem to take the 30 million seriously and replied without hesitation.
"let's discuss it later."
Lin Mo didn't want to owe this favor in vain. In his previous concept in another world, favors were often repaid with human life.
"Remember my card number and mobile phone number..."
Lin Mo reported his bank card number, and the other party immediately repeated it again, accurately.
Closing the phone, Lin Mo smiled at the stunned Lin Yuanfang and Wei Yunan, waved the phone, "Wait a moment."
Less than ten minutes later, I heard a text message from my wrist phone. It was from Chen Haiyi. The cash had been sent and arrived.
The payment was made in cash, so the payment was extremely fast. This was thanks to this guy Chen Haiqing. He was really not an ordinary person who could easily take out 30 million in cash.
"Okay, it's done. The account has arrived. Dad can borrow your computer and give me your account number. I'll give it to you."
Lin Mo said, and then pulled the button on the watch to reveal a USB port, which even included the bank's USB port.
"Uh, uh, wait, what, what's going on?" Wei Yunan couldn't believe his ears. Just now, he and Lin Yuanfang were so quarreling that they were about to have a fight. As soon as the other party's son Lin Mo came on the scene and just made a phone call, everything was over. Done, this is not a dream or a fairy tale.