When Chen Taizhong's car arrived at the Science and Technology Commission, Teng Jianhua and two other guys were standing diagonally opposite the Science and Technology Commission from a distance, looking around. When they saw the Mercedes-Benz approaching, they kept waving their hands anxiously.
"There's no need to be in such a hurry, right?" Chen Taizhong saw it from a distance, sighed and muttered, and stopped the car with a very complicated mood, "Director Teng, if you have anything to say, get in the car and say it."
These two people are from a company in Dongjiang Province that sells scientific and educational instruments. After the Science and Technology Commission received the unified procurement order from the Education Commission, it placed an order for almost 130,000 yuan with this company.
"Wait a minute," Chen Taizhong stopped the slightly fatter guy from speaking and asked strangely, "I remember that the orders were not big and scattered. How can I order your goods for 130,000 yuan?"
"We can get the goods cheaply from the factory," Slight Fatty curled his lips angrily, "Several factory boys jointly set up such a small company, who would think... Humph!"
I'm sorry, when this company saw the list from the Science and Technology Commission, they were surprised. Although the quantity was not large, it was rare that it was diverse. After further inquiry, I found that it was a unified purchase, and there would be more in the future.
That's why they don't pay attention to it. In order to keep this long-term customer, they not only offered extremely low prices, but also delivered the goods directly to the door, and then sat here waiting to get paid.
Fortunately, Li Jian was very clued up in handling matters. Although he had been busy recently, he still paid for them the next afternoon after ordering the goods.
However, the people at this company were still cautious and did not allow wire transfer. They had to bring their own money order. This probably means that you don’t need to give me a copy of the money order receipt, and I will leave with the money.
There is something special here. At that time, the market was a bit chaotic. There were also many scammers. Some people could rely on their relationship with the bank to issue a receipt for the wire transfer and then intercept the transfer and not remit it!
Of course, if you want to intercept the remittance, you have to hand in the receipt. However, isn’t there a time lag between issuing the receipt and going to the bank to execute the remittance?
With this time difference, the remitter can make a copy of the receipt and hand the copy to the payee at the same time as cutting off the payment. You see, I have sent you money.
As for the original receipt, it must be kept for accounting purposes. How could it be given to the payee?
If the payee goes to the bank to cause trouble, the bank is not responsible and will send the person away for any reason. For example, "The customer rushed over and said that your person has left with the cash. This is a double payment. The company
There is poor communication and he wants us to stop the remittance immediately. Otherwise, the boss will fire him."
This deceptive trick was once popular, especially for buyers and sellers where the transaction amount was not large and the two parties were quite far apart. No one wanted to waste any money on the ticket, so the seller said, come on, you pay me.
Just ship it.
Buyers sometimes want to deceive people, but most of the time they are worried about the safety of their funds: It’s a buyer’s market, and you’re still so arrogant. Why don’t you refuse to ship the goods if I send you the money?
With this speculation in mind, the buyer decided, just in case, that the wire transfer would be intercepted immediately, and it would not be too late for me to give him the money after it was confirmed that the goods had arrived.
However, after the seller encountered this situation many times, he naturally learned the lesson. He promised to "delivery upon payment", but in fact it was "delivery upon payment". Generally speaking, when it comes to bank transfer issues, payment
It took three or four days anyway, because the central bank was still reading meters manually at that time. If a reading error resulted in a refund, it would not be a problem to delay it for several months.
Therefore, some small problems have also arisen from this, which are nothing more than a decrease in trust between people, which has brought some adverse effects to the social atmosphere.
Of course, this kind of deception is mostly based on small-sum commodity transactions, because through the bank's current account, you can find out where the money went. If the amount is large, someone will definitely pursue it.
However, the amount is small. Even if the debt is recovered, it is not worth the ticket or the cost of litigation. Most people will consider themselves unlucky. Besides, local protectionism always exists, and the implementation process is also needed.
Yes, it's really troublesome.
In short, in the period of social transformation and ideological change, it is normal for such episodes to occur.
Ordinary people don't know this kind of shady trick, but Dongjiang Province is also an economically developed area. Some people have encountered this method. Although it may not spread, to most people, they can understand it as
, if you have the choice, bringing your own money order is more reassuring than wire transfer.
After all, the nature of blatant forgery of money orders is quite serious.
It is for this reason that this small company brought the money order back to the hometown. However, after taking it back, they went to the bank to make a payment and found out that there was something wrong with the money order.
"Look," the slightly fat man carefully pulled out the money order from the large envelope, "the amounts before and after do not match!"
Chen Taizhong reached out to get the remittance slip, and he moved his hand slightly. He seemed to be afraid, but it was probably Teng Jianhua's honest appearance or the luxurious Mercedes-Benz that made him relax his vigilance.
Chen Taizhong took the slip and looked back and forth. Sure enough, it was 132,000.00 yuan printed on the front, but 132,000.83 yuan on the back, a difference of eighty-three cents.
Anyone who is engaged in finance knows that whether a penny is correct or not is a matter of principle. Regardless of whether it means something, in short, the account is wrong. Let alone eighty-three cents, there cannot be a penny error.
Chen Taizhong was a little dumbfounded, "Isn't that right? Isn't this a copy? How can the front and back be different?"
"We asked the bank," said Little Fatty, who carefully took back the money order. "The front and back are typed separately, but... even if they are typed separately, there is no reason why they should be different, right?"
"You didn't call ICBC to ask, what's going on?" Chen Taizhong glanced at Teng Jianhua, "Old Teng, your conclusion is a bit premature, right?"
"Then it must be a tampering," Teng Jianhua thought, and quite naturally, he snorted, "Invoices can be tampered with, but can't money orders be tampered with?"
"Oh, I'm too lazy to tell you," Chen Taizhong was angry and funny, "The purpose of arbitrating invoices is to evade taxes. What is the purpose of arbitrating bank drafts?"
"I think there's no problem." He intuitively realized that the problem should occur at the bank, so he started the car and said, "Let's go, grab Li Jian and Liu Haoli, and let's go to the bank together. Is that okay?"
"Then I'll get off the car," Teng Jianhua said as he pushed the door open. "I just met them at the door of the unit. I didn't want Xiao Lizi to think that I was stirring up trouble."
This guy's emotional intelligence was not ridiculously low. Chen Taizhong smiled and shook his head without stopping him. After he got off the car, he closed the door and went straight to the Science and Technology Commission.
Li Jian was there, and so was Liu Haoli. Chen Taizhong led the two victims and showed the money order, "Well, you two, who can explain it to me?"
Li Jian and Liu Haoli turned over the money order. After discovering the problem, they looked at each other. Finally, Cashier Liu spoke, "This must be a problem with the bank. As soon as the money order came out, they were typed together. How can I have that ability?"
Does it play differently up and down?"
Director Li could only smile bitterly.
"Go to the bank," Chen Taizhong sighed...
There were quite a lot of people in ICBC, but there were not many people in the public department. Looking at the girl filling out the form in front of her, Chen Taizhong didn't say anything. Li Jian walked over first, squeezed the girl out of the way, and stuffed the money order in.
"Explain to me, what's going on?"
It's rare, it's really rare, that Director Li, who always talks with a smile, actually gets angry sometimes.
There was a female teller in her early thirties who looked at Li Jian with dissatisfaction. However, she also sensed that Li Jian had bad intentions, so she picked up the money order and looked back and forth, "It's nothing. What's wrong?"
It can be seen that the two men did not neglect to check when they took the money order. Who would have thought that such a problem would arise?
"Look, how much is in the front and how much is in the back," Li Jian said angrily, "Please, please explain to me, what is going on?"
How could the teller explain it clearly? However, when Li Jian shouted so loudly, another person came over. He looked like a team leader or something, but he was a little younger than the teller.
The woman looked through the money order up and down, then asked the teller to find out the situation, carefully checked the amount, and nodded expressionlessly, "Well, there is something wrong with the ticket issuing machine these days. Please issue another one."
The female teller was stunned for a moment, then picked up a pile of letter paper and handed it out from under the glass partition, "Please write down the situation and process. You need to go through the formalities for issuing a money order again."
"Write something stupid," Chen Taizhong immediately became annoyed. He stepped forward, slammed the counter and shouted loudly, "Let's write about the situation... How do we know what the situation is?"
"You made a mistake on the ticket, are you still dealing with it? Let us write down the situation?"
"Hey, Director Chen," Seeing now, Little Fatty also knew that he had misunderstood, so he hurriedly stepped forward to apologize, "How about I write down the situation and I'll do it."
"I don't allow you to write, but if you do, you should never take this money away!" Chen Taizhong snorted coldly, pointing at the two people at the counter, "Do you understand whose responsibility it is and who writes the situation?
"
Yes, what he always cares about the most is the division of responsibilities.