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Chapter seven hundred and sixty-ninth great achievements of the country

August is a busy season.

The Autumn Fu of the Summer and Autumn Fu of the imperial court is being collected, and the governor of Hedong County is busy every day without touching the ground. At the same time, it is necessary to calculate the farm income of Shanyang and Pingchuan counties, and to divide the autumn Fu of Hedong counties today.

Liang Jin, who had already taken up the post of Dong Cao in the General's Mansion, was equally busy and exhausted.

Zhu Biao is very free, because he knows his family's financial situation, and there will be no economic crisis in one or two years, so that is enough. Let Liang Jin and the others be busy with those details and detailed matters.

Zhu Biao is now more concerned about the battle situation in the Central Plains, the battlefield of Chen Kingdom. The latter is only one step away from Hedong.

Of course, Zhu Biao also sees what happens in the martial arts world. But the ones that have a headache now are Lixue Sect, Jiuqu Sword Sect, Chaoyang Temple and Shuyuan, and maybe there are six more gates, Tingwei Mansion,

It won't be Zhu Biao.

Twelve portraits of the Buddha suddenly appeared in the Northern Han Dynasty, and a strange legend floated in people's ears. But so what? No one knows the true identity of the little girl. There are all white Mingjuns. This kind of obvious

Things that are instigated by people have nothing to do with the Zhu family.

Zhu Biao didn't have a good impression or concern about those four factions, so he just stayed out of it and watched the show.

If you muddy the water, there will always be someone who can catch the fish later. Everything has a cause and effect, and whoever secretly stirred up the storm will always be revealed in the end. Sitting on a high bank, Zhu Biao will naturally be able to clearly understand

Identify it.

He was not in a hurry and ordered Zhu Ming and Yu Shaoan from Peiping to remain unchanged.





There are also shadows growing under the wings of light. The evil things in the world will never disappear.

The crisis that Hedong needs to deal with most now is not external or internal, but financial.

Finance. This is a very unfamiliar term to people of this time and space. But to Yu Zhubiao, it is very familiar.

Time has entered mid-August, during the Mid-Autumn Festival, and the ratio of copper to silver in the Hedong boundary has widened to a disparity of 770:1. The ratio verified by the court is 1000:1, which is almost an increase of a quarter.

There is less money and there are not enough copper coins. To use the old saying of time and space, there is a shortage of money.

This situation will occur every time there is a great government after a great chaos, or during the prosperous years. Previously, the price of copper coins in Hedong was 878 to one, but Zhu Biao saw it but didn't take it to heart.

Because the price is almost the same in all of Beihan.

Copper coins are a necessity in people's lives. Although Zhu Biao sees money as real gold and silver in units of 10,000 taels, the common people still rely on the popularity of copper coins.

In his previous life, China had a prosperous economy during the ancient Northern Song Dynasty. However, there was a money shortage every year. Copper coins were not enough for market circulation, so low-quality iron coins appeared. At the same time, the emergence of paper money also alleviated this crisis to a certain extent.

, just like the banknotes of time and space.

One tael of silver is exchanged to make money. If you don't ask for one thousand, you will be happy to have nine hundred and fifty. When there is really not enough, many places use scissors to twist the silver. An ingot of good quality and the same amount of ingot is cut into

The broken silver, the size of a bean, was finally put back into the fire and melted. Over thousands of years, it was unknown how much was wasted.

This phenomenon evolved into "fire consumption" in ancient China, and in this world, it also evolved into "fire consumption". The subordinate officials in the government are all smarter than monkeys, and they will never let go of any loopholes.

opportunity. In the end, what will be damaged is the annual revenue of the imperial court and the taxes of the people.

The Northern Han Dynasty war lasted for more than ten years. When Luozhou was at its most dangerous, two-thirds of the territory fell. All the people in Yandong Hezhou and the border areas suffered. I don’t know how much wealth was plundered during the war. Copper coins were compared with gold and silver.

It seems to be of low value, but it is an indispensable basic currency for social operations. Even more of it is lost, abandoned, and turned into soldiers.

Moreover, after more than ten years of fighting, the Northern Han Dynasty applied all its resources to the war, and no new money was born. In addition, a large amount of money was also used for the purchase of external military supplies, grain and fodder, and the number of domestic copper coins in the Northern Han Dynasty was

It has been reduced quite a bit.

However, the economy of the same Northern Han Dynasty also shrank a lot, and the population was much smaller. The ratio of copper to silver was still maintained above 900:1.

Compared with other places, the ratio in Hedong is higher. Since the "peace" started in the winter of the previous year, Hedong has not encountered military disasters for two years. Since Zhu Biao led his army to Hedong, he has expanded his army.

Military preparations, etc., the expenses of the army have also stimulated the recovery of the local economy. In the past two years, the vitality of the Hedong area is recovering little by little.

The price ratio of copper coins to silver is almost 878:1.

It is slightly higher than other places, but the two or three percentage points higher are really not worth making a big deal out of. Therefore, in Zhu Biao's impression, Hedong's financial sector is still very stable.

But now, in less than two months, the ratio of copper to silver has reached a huge disparity of 770:1. This is not the rhythm that the market should regulate itself. It can only be said that someone is maliciously collecting money in Hedong!

Moreover, according to the news from the Hedong County Newspaper, there are not only people in the Hedong area who are maliciously collecting money, but also people who are engaged in shabby activities of making money.

Chinese people have spent tens of thousands of years in dynasties, and many capable people have put a lot of effort into money. Nowadays, the people are not as strict as they used to be, so some people have resorted to various means.

For example, cutting-edge copper coins are some "skilled people" who use scissors to cut a circle of complete coins. Nine to ten copper coins can be used to cut out one copper coin of bronze, and then use the cut copper to cast private coins.

There is also the edge grinding of copper coins. The edge of the copper coins is ground off on a stone wheel. A wooden or metal square stick is inserted into the perforation of the coin, about a hundred or more at a time. Then the two ends are fixed, and

The outline of the coin is ground and polished. Through processing, the diameter of the polished coin is about 5 millimeters smaller than that of the ordinary copper coin. The weight of the coin is reduced by about one and a half to 20%. That is to say, after such processing, the standard copper coin becomes

The weight of the body will be reduced by one-sixth. Under normal circumstances, it will not affect the surface of the money, and the edges of the coins will be smoother.

Working on both sides, were these unified efforts by a group of people? The news came to Zhu Biao urgently.

Zhu Biao had no way to directly identify the 'enemy' from the vast crowd. All he could do was find another way.

"Sir, my second uncle has arrived." Zhou Yunfei reported.

"Let uncle come in." Zhu Biao put down the book in his hand and said. He had spared all his time this afternoon just to see Liu Zhengqing.

As soon as the voice came out, guards led Liu Zhengqing forward.

In just a moment, Liu Zhengqing entered the room. He was wearing a black round-neck robe with sapphire blue floral satin. Behind him was an entourage. He was holding a vermilion lacquer tray, and the things on it were covered by a piece of red silk. This was a blessing.

The reason why Biao waited for him.

"Second uncle, please take a seat." Zhou Yunfei brought the stool.

"Look, Biao'er, this is the money that was minted."

Liu Zhengqing did not sit down, but took the tray from the attendant and walked in front of Zhu Biao with the red lacquer tray.

The top moves his mouth, but the bottom breaks his legs. Ten days ago, Zhu Biao noticed that the ratio of copper to silver was wrong, and after thinking hard all night, he came up with a clever trick that allowed Liu Zhengqing to lose three or four pounds in the past few days.

Preparation and selection of materials started. Everything was completed within ten days. It was so busy, and it was even more stressful. The newly established Liujia Bank Mint minted a total of 100 gold coins, 1,000 silver coins, and copper coins.

There are thousands of bronze horns each.

Thousands of vermilion lacquer trays contained ten gold coins, silver coins, copper coins, and copper horns. Zhu Biao came up with the 'route', which was to make his own coins. Copper coins and copper horns were mixed with a certain amount of gold and silver.

In this case, a decimal currency was created to accommodate one tael of silver and one copper coin.

In this way, the copper-silver ratio can be eased to a certain extent.

Zhu Biao was not so bold as to cast copper coins privately. He bypassed this restriction and created copper coins and copper horns.

The circulation of a country's currency cannot rely solely on large amounts of gold and silver; small amounts of currency are also indispensable.

The reason why they are named Tongyuan and Tongjiao is obviously deeply influenced by previous lives.

Linking copper coins to gold and silver, as long as there is no fraud or shady intentions, the people will definitely accept it. What's more, Zhu Biao's reputation in the Northern Han Dynasty is extremely high. As long as it can be accepted by the people, with these as buffers, copper coins will

The silver ratio will fall immediately.

In this way, it will be of great benefit to both the public and private parties!

Opening up the red silk, Zhu Biao didn't look at the silver dollar or the gold dollar, but first looked at the copper dollar. This thing was like the hundred-yuan banknote in his previous life. It contained a trace of gold thread. A little bit of gold was enough for this.

A small copper dollar can be exchanged for a bright silver dollar at ten to one. And after adding a touch of gold, the color of the copper dollar also looks much better.

There were also copper mines under the rule of the Hedong Army. The Huyanqing Department was just over there, and it was one of the five major porphyry copper mines in the Northern Han Dynasty, a large copper mine.

The copper mining industry there has recovered smoothly in the past two years, and a certain amount of copper ingots have been accumulated. Although the output is far from meeting the needs of the entire Northern Han Dynasty, or even the needs of Hedong, it is more than enough for a short-term impact.

The black hand in the dark can be beaten to death by this impact. Zhu Biao will keep a close eye on every move in the place. As long as there is a mistake, he will definitely make him regret how he was born in this world.

Not to mention silver dollars and gold dollars, copper dollars and copper horns are the top priority in dealing with the money shortage in Hedong. To be precise, the first two are more used to make money.

Coinage is an extremely profitable industry, and gold and silver coins are relatively small in quantity but highly profitable.

Picking up a silver coin, Zhu Biao held the edge and blew hard. He put it to his ear and listened. As expected, a crisp buzzing sound came to his ears, and a smile appeared at the corner of his mouth.

He had heard the rumor about Yuan Datou in his previous life, but he never had the spare money to buy it, even if it was a fake silver dollar. He also never had the leisure and elegance to go shopping in the antique street...

Now, a curiosity that was not a wish at the beginning has been made up for.

"Issue a notice to formally issue an order to the east of Hedong." Gold coins, silver coins, and copper coins were picked up and dropped by Zhu Biao, leaving a series of crisp sounds. In this tinkling sound, Zhu Biao officially issued the announcement of the new announcement of Hedong.

At the same time, tonight he will also travel six hundred miles overnight to report to the court.

Of course, the book tells the truth, telling the court everything about the crisis of the money shortage in Hedong. As for the new currency, it is just an emergency measure.

======Separating line==================

Peking City.

Ji Yun's heart was like the winter sky, full of heavy clouds and howling cold wind.

Zhu Biao actually minted money publicly, he was so brave!

The letter spread out in front of him, each square word was like a soldering iron, causing him severe pain. How far must the country be before such a soldier appears?

He knew that he was not in the right position and had to dance with the baton of King Tang. The throne was like a swallow's nest on the tent. If he was not careful, if there was a slight disturbance, the nest would fall and the eggs would burst.

Therefore, in his first year as King of Han, he "suicided" Zhu Biao in order to satisfy the King of Tang. Ji Yun was not without regrets mentally, but he could clearly weigh the gap between a general and a throne. He was not himself.

One person, and behind him the entire Anping Marquis Mansion. And the entire mother clan.

If the king wants his ministers to die, they must die. There are no three cardinal principles and five constant principles in this world, but the same theory is not bad. Even if the power of the world is huge and the imperial power is extremely powerful, the whole world is not the king's land, and the shores of the land are not the king's ministers.

Ji Yun didn't feel that there was any big sin in abandoning Zhu Biao. The worst thing he could do was make amends when the time came.

But in the past two years, Zhu Biao and his Hedong Army slapped Ji Yun in the face one after another. Because of the injustice, Ji Yun could not explode, and he was so angry in his heart.

Now. Now, Zhu Biao is so bold that he openly sells money and sets up Liu's Bank. Does he really want to build a state within a state?

For the first time, Ji Yun had murderous intentions towards Zhu Biao!

There are soldiers, money and food. Zhu Biao's power is gradually moving forward to full-fledged——

The palace was quiet, and it seemed that the sound of autumn rain falling to the ground could be heard outside. Ji Yunli listened to his thoughts——

Killing Zhu Biao is not necessary yet. How can we eradicate him without destroying the Hedong Army, a powerful force...

And King Tang, King Tang!

The war in the Central Plains is still going on. He will not allow himself to touch Zhu Biao at this time.

It was clear that the King of Tang 'hated' Zhu Biao at the beginning, but in the end he became Zhu Biao's protective umbrella. Anger and jealousy lingered in Ji Yun's heart like poisonous snakes.

In the cold palace, Ji Yun fell into a 'dream'. He was planning all the specific actions to kill Zhu Biao. He wanted to arrange it as carefully as possible and take every detail into consideration. Then he thought about completing it all.

The appearance of the Later Northern Han Dynasty...

The autumn wind outside the hall seemed to be looking for something, carrying the drizzle, blowing around and swirling in all directions.

While planning such a major event, Ji Yun suddenly felt unspeakably lonely. He was now extremely eager to get the support of his relatives, and wanted to confess all his worries to his mother and consult with his grandfather. But he could not do this, and he knew that even

My mother and grandpa would not agree to do it themselves.

How sad this is!

For many years, in the palace, when his father was still alive, he could not interfere in any major military and political affairs alone, and did not dare to reveal his true feelings; he also had to choose the words and sentences when writing poems to cope with the prying eyes of several Uncle Wang's gang members.

Check, saving money was a drag on my father. At that time, my mother and the entire maternal clan gave all their energy and efforts to my father...

You can't have even half a point to overrun or cross the line!

However, now that he is the king of the Northern Han Dynasty, he cannot show any dissatisfaction with Zhu Biao in front of his queen mother, grandfather, uncle and other ministers. Even "Going Out" Zhu Biao has to psychologically

think……

Cultivate your mind, respect your body, be diligent, be humble, and be sincere.

Ji Yun looked at the cross engraved on the paperweight in his hand, which was a motto given to him by his father when he was twelve years old. Ji Yun has always regarded it as his motto for many years, especially after becoming the king.

His father taught Ji Yun "diligence", "thrift", "benevolence" and "prudence". Now, after several years of hard work, Ji Yun has really mastered the last word "prudence".

A letter from Hedong was like a meteor that streaked across the sky and fell into the waves of the calm lake in Beihan, immediately causing a huge wave.

The torrential water waves rushed directly through the Zhongshan Kingdom from Beiyu, washing the breath into the broader sea of ​​Northern Xinjiang.

"Okay, it's a good plan. With this method, my lord will gain tens of millions of silver every year."

Yao Jing's face turned red with excitement. No one is a fool, and they can clearly see the benefits of Zhu Biao's actions. This is not only the income from making money, but also the income from taxation. Those 'fire expenses', this

It's time to return to public service.

"It's a pity that the one who benefits from this method is not the Lord." Zhang Wentian also sighed.

Tang Wang Jifa's eyes brightened, "This is enough, that's enough!"

Arrange your men to take care of it immediately. The sooner you get started with this thing, the sooner you can make a profit. His territory covers half of Northern Xinjiang and several states. The size of the stall is incomparable to that of Hedong. The profit is naturally incomparable.

Comparatively.

This was not what Zhu Biao, who came up with this idea, could have thought of at the beginning.

"There is also Liu's Bank, which actually deposits money and pays interest. It is incredible. Do you think it is really possible?"

"My lord, Commander Zhu's battle skills are unparalleled in the world, but what about economics? A wise man will always make a mistake after thinking a lot, and a fool will gain something after a lot of thinking.

With Liu's Bank, you may be able to save money in one and a half years. But in two or three years, you can't make ends meet."

"Haha, it's the lonely king who made a wild guess..." Ji Fa shook his head, and his subordinates were right. Who would pay someone to show their property? It's not like borrowing money. Zhu Biao's previous policy was a great contribution to the country, but

After all, he is an outsider.

But if Hedong really goes bankrupt, will Zhu Biao, the unruly tiger, look more tame?

In his heart, Ji Fa not only thought of his plan to conquer the enemy. Talents are really rare!

Without Zhu Biao on the battlefield in the Central Plains, no matter whether it was south or north, east or west, land or water, infantry or cavalry, the battles were fought with great skill.

Many battles were fought in the same mold, and the generals on both sides were pretty good.

After seeing the magic of Zhu Biao's journey, and then looking at the current war, Ji Fa felt increasingly dissatisfied. Although he knew that war was also a familiar process, once people had previous impressions, they couldn't help but take advantage of it.

Come and compare, both impressions are victorious.

The boss, King Xia, actually got into trouble with the Qin State, and a large amount of combat power was tied back. The Xia Army's performance on the northwest battlefield was very poor...


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