Chen Feng's worries were indeed justified. In the afternoon, he received a message from Jin Xinyan, formally inviting him to have dinner at her house the day after tomorrow to celebrate her birthday.
Chen Feng immediately said that he would not go the day after tomorrow if he had something to do, and that he would treat her to a big meal alone the day after tomorrow to make up for her.
Of course Chen Feng didn't want to meet her parents again.
Jin Xinyan sent a voice message and acted coquettishly for a while. Seeing that Chen Feng was unmoved, she didn't force Chen Feng anymore. She was quite good and measured in this regard.
Then, she asked about his relationship with President Li. Obviously she didn't believe that Chen Feng and President Li had only met briefly once.
Chen Feng was too lazy to reply.
After a while, Jin Xinyan sent another message, telling her father about the loan at Xiuzhou Bank, saying that her father's loan application had been submitted, but he had not waited for a reply from the bank for more than half a month. If he
If you have a good relationship with President Li, I hope Chen Feng can help talk to President Li.
Chen Feng wasn't too surprised when he saw the news. He could guess it by looking at Jin Yongnian's fawning attitude toward President Li at noon.
Jin Xinyan's message was about serious matters. Chen Feng didn't want to reply. He first asked his father about the loan, how much and why.
Jin Xinyan had already said it, and when Chen Feng heard that her father had taken out a loan from the bank for a foreign trade order, it was used to advance the cost of purchasing goods.
When he heard this, he felt it was very unreliable, so he told her: "Why do I feel that your father's foreign trade order is a bit unreliable? The other party only gave a deposit of US$200,000, but your father must at least get it first."
If you spend 10 million or more to purchase goods, the difference is still quite big. I think you should advise your dad that this order is too risky. If you are not completely sure, it is better not to do it. In the end, if you accept
If you don’t get the balance back, it will be a disaster.】
Jin Xinyan also said with some worry: "I think so too, but my dad is very stubborn. Moreover, my dad's company has become increasingly difficult to do business in the past two years, and it has not made a big order for a long time. Now.
After finally getting a big deal, of course he doesn’t want to let it go.】
[Then you still have to remind him that it is best to send the goods in batches, or it is best to bring someone over to look at the goods, and then pay and deliver the goods.]
After all, Jin Yongnian is Jin Xinyan's biological father. For Jin Xinyan's sake, Chen Feng must persuade him appropriately when he finds out about this kind of foreign trade business that looks like a scam.
[Well, you are right. I have discussed this matter with my dad in detail before. After all, my dad has been doing foreign trade for more than ten years, so he is still wary. He also thought about bringing someone there specially before.
One trip. It’s just that it’s Western Europe, and as you know, the security is not very good. It really took courage to go there. So, he has been hesitating.]
[Public security in Western Europe should be okay, except in some special areas. There is no war there now, and there are embassies there, so as long as you are careful, you should be fine.]
Chen Feng traveled to Europe last time. To be honest, although the public security in these European countries cannot be compared with that of their own countries, it is generally quite good.
Of course, if it hadn't been for the terrorist bombings that occurred in Gentleman's Country later, their group's trip to Europe would have been a very good memory.
But no matter what, there are good and bad people in every country and every nation. There is nothing wrong with keeping your belongings and being vigilant no matter where you go when you go out.
[My dad's buyer for this big deal is from the Red Devils. According to the information my dad has inquired about, the security there is very bad, with guns abound and all kinds of crimes. It is a base camp for terrorists, and no one knows anyone.]
When Chen Feng heard that it was the Red Devil Country, he could understand it. During their last trip to Europe, they deliberately did not go to this country because they were afraid of the country's public security situation.
[The security situation in this country is indeed not very good. But if people are not allowed to pass by, it is best to deliver the goods in batches to minimize possible losses. 】
[Delivery in batches is definitely not possible. The other party came to my dad’s company because they urgently needed to purchase a batch of light industrial products, so they agreed on the delivery time of the goods from the beginning. Now it is less than a month away from the time agreed by both parties. It must be done.
pay close attention】
[Listening to what you said, I feel more and more that there is something wrong with this business. You should advise your dad not to do this business at all. After all, safety comes first.]
[The contract has been signed. If you break the contract, you have to pay the other party US$300,000. Late delivery will also be subject to a certain percentage of liquidated damages.]
Chen Feng felt a little emotional when he saw this: [Your dad's business is really difficult]
【Who says it’s not? It’s hard to do business now. Alas!】
[The amount involved in this business is too large. If there is no full protection, the risk is too great. If the other party defaults on the payment after receiving the goods, it will be very troublesome. 】
[Yes, my dad is worried about this right now. He also lacks funds to purchase goods and is in urgent need of bank loans. So, if you have a way, please help me to intercede. 】
Now that the conversation has come to this point, Chen Feng can no longer refuse: [Okay, I will definitely help you if you can]
Seeing Chen Feng's words, Jin Xinyan was very happy and immediately sent a voice message: [Thank you, I love you]
After ending this contact, Chen Feng thought about it and called Ning Wei.
She is his exclusive customer service, and she answers the call immediately as soon as he calls.
"Hello, Mr. Chen, may I help you?"
When Chen Feng heard her speak so politely, even though it was not the first time, he still felt a little uncomfortable. The reason was that she was the ex-girlfriend of his good friend Qin Zhen, and they both knew each other.
"Well, it's like this. Please help me send a message to your president, saying that I will guarantee Jin Yongnian's loan. I hope your bank will approve it as soon as possible."
Chen Feng did not have President Li's contact information. He seemed to have received his business card when they first met, but he didn't know where he had thrown it, and he didn't save it on his mobile phone.
So, I simply called Ning Wei.
"Okay, Mr. Chen, I will help you convey the news. The person you are talking about is named Jin Yongnian, right?"
"Yes, he applied for a 10 million loan from your bank. It has been more than half a month and it has not been approved yet."
"Okay. I will report it to the president. Do you have any other instructions?"
"Oh, by the way, how much deposit do I have in your bank now?" Chen Feng suddenly remembered to ask. He really doesn't care too much about money now. It's enough for him to spend a lifetime anyway, and he has no special motivation to make money, so he
Now he doesn't really care about the exact amount of money and doesn't check it often.
I thought Ning Wei was going to check, but she immediately said: "As of two o'clock this afternoon, your total deposits in our bank are 78,358,692 yuan."
"Oh, are there so many more?"
Chen Feng was a little surprised. He had probably estimated it before and thought it would only be 50 to 60 million.
"Yes, Mr. Chen, I just refreshed it at two o'clock in the afternoon and saw it. There is nothing wrong with it."
"Okay, you go ahead and do your work. I'm hanging up."
"Okay, Mr. Chen. If you need anything, you can contact me at any time."
After hanging up the phone, Chen Feng no longer paid special attention to this matter.
But only ten minutes later, a strange phone call came through. Chen Feng picked up the phone and answered it. The caller was none other than Mr. Li.
President Li was also a busy man. After just a brief exchange of pleasantries, he immediately got to the point and took the initiative to talk about Jin Yongnian's loan.
He said that he had asked the manager of the loan department below to speed up the review, and if nothing unexpected happened, the loan would be approved to Jin Yongnian tomorrow.
This is not because President Li is specifically giving Chen Feng face, but because the other party's loan does have collateral, which is his company. Jin Yongnian's company has been open for more than ten years, and the total assets of the company are about 10 million.
, including two luxury cars in the company's name, worth more than two million.
In addition, there is the office building of his company, which is more than 300 square meters. It was originally bought by Jin Yongnian in the name of the company and is now worth over 8 million.
The two add up to almost 10,000.
According to their bank's loan review process and rules, a loan can be granted or not in a situation like this.
In the past, Jin Yongnian had no problem with their bank, and it was normal for the loan manager to have a card.
Jin Yongnian had never thought about inviting Manager Guo to dinner and corruption in order to smoothen the relationship, but the other party kept teasing Qiao, and Jin Yongnian had no choice.
But now that President Li has spoken, and Chen Feng, a super customer of the bank, has provided an additional guarantee, the money will of course be released.
After ending the call with President Li, Chen Feng sent the good news to Jin Xinyan.
After Jin Xinyan found out, she was of course overjoyed and immediately called her father.
Jin Yongnian was even more happy when he heard that. After hearing that his daughter said that it was Chen Feng who helped, he was even more satisfied with Chen Feng as his future son-in-law.
In fact, he had thought in the afternoon that if the bank refused to lend or was unable to lend money, then he would find a way to borrow money from Chen Feng.
He himself said that he had deposited 20 to 30 million in Xiuzhou Bank before, so borrowing 10 million from him for turnover is not too much, right?
Who told you to date my daughter? If you don't lend me money, it means you don't take my daughter seriously. Isn't my daughter worth ten million? This is also a test for you.
Jin Yongnian had already thought of the excuses and reasons. Who would have thought that the bank would be so quick, so he didn't have to ask Chen Feng to borrow money.
Chen Feng didn't know that Jin Yongnian planned to borrow money from him. If he knew, he would definitely not lend it to him easily.
After all, this is 10 million yuan, not 1,000 yuan, not to mention that the two are not very close. Even because of Jin Xinyan's relationship, in Chen Feng's opinion, Jin Yongnian is not worth 10 million yuan.
Of course, if Jin Xinyan begs him hard, coupled with the bed offensive and pillow wind, he may relent, but not necessarily.
It depends on her true skill at that time.
Now, Chen Feng doesn't know, but he has escaped a disaster. Otherwise, if Jin Yongnian really borrows money from him, there will inevitably be a fuss. And the relationship between him and Jin Xinyan will obviously face tests.
In a blink of an eye, the next day came Jin Xinyan's birthday. On this day, Xiuzhou Bank also happily provided a loan to Jin Yongnian. It was a double happiness for the Jin family.
Early in the morning, Jin Yongnian asked his wife to go to the vegetable market and buy a lot of vegetables. While celebrating his daughter's birthday, the family also had a good celebration.
It was a pity that Chen Feng, the "future son-in-law" whom Jin Yongnian valued, had something to do and could not come, but several of Jin Xinyan's friends came over to enjoy the meal with their birthday gifts.
After Jin Yongnian received the money from the bank in the morning, he immediately got busy in the company and did not come home until after twelve o'clock. While celebrating his daughter's birthday, he also celebrated that their company was about to complete this large foreign trade order.
During the dinner, everyone couldn't help but talk about Song Zhen, who was still in the detention center.
Song Zi can only say that this guy has been having bad luck recently. Fortunately, he will be released from the detention center in a few days. Then everyone will help him clean up his dust.
After talking about Song Zhi, the young people naturally talked about Chen Feng.
Jin Yongnian also actively participated in this topic and expressed his satisfaction with Chen Feng, the "future son-in-law".
"I am quite satisfied with Xiao Chen. Although he is a little older, after all, older men know how to care for women better."
Huang Xiaolu, who had always had some objections to Chen Feng, heard Jin Yongnian's words and couldn't help but remind him: "Uncle, Chen Feng is divorced."
Jin Yongnian glanced at her and said with a smile: "What's the matter? There are so many divorced people now. Besides, he is just divorced and has no children, so there is no problem. And divorced men usually
Cherish your next relationship and family more. You won’t make the same mistake again.”
Huang Xiaolu was speechless. After all, she was an elder, so it was hard for her to refute.
Duo'er said with a bit of loneliness and envy: "Chen Feng is handsome and rich, and he seems to be quite attentive and considerate. It's really good for Xinyan to find a boyfriend like him."
She had contacted Chen Feng privately several times before, but Chen Feng never responded. The only good thing was that she hadn't been blocked yet.
The more you don't get it, the more you think he's good, not to mention that all boyfriends are best friends, Duo'er has this kind of mentality.
One of the two male best friends, named Xu Zhangbao, couldn't help but feel a little disgusted when he saw Duo'er admire Chen Feng so much. He said half-jokingly: "Last time I went shopping, I don't know if I saw it wrong, but I happened to see Chen Feng."
Walking hand in hand with a woman. Xinyan, I didn't want to say it at first, but I am your friend after all, so I think I still have to say it."
Jin Xinyan gave him a direct roll of the eyes and said angrily: "I think you are just as jealous of Chen Feng as Song Zhi, and you are deliberately targeting him. If you continue to do this, we will no longer be friends."
Duo'er also echoed angrily: "That's right. You said you didn't know if you were wrong. You couldn't be sure yourself, so you still told Xinyan about it. Isn't it too irresponsible? I think
You obviously want to break them up."
Hearing this, Jin Yongnian suddenly lost his good expression towards this Xu Zhangbao, and said with a slightly sullen face: "Xiao Xu, don't talk nonsense about things that you can't be sure about in the future. This is very unstable. You are such an adult, you should know
Do you understand what should be said and what should not be said?"
What else could Xu Zhangbao say, he could only nod his head in embarrassment, yes.
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