"Well, Prime Minister, it's like this. In this backgammon, the first black stone cannot fall at the same time to form two or more triples..."
Feng Tubiao wanted to make rules.
"You didn't say that when you won just now."
Zhuge Liang glanced at him again, "Now that we've lost, we have to change the rules?"
These words are very meaningful, very meaningful.
Feng Tubou pretended that he didn't understand and pointed at the chessboard, "Prime Minister, this black piece has an advantage in moving first."
"Yes, being first has an advantage."
The Han Prime Minister cleared the chessboard as if nothing had happened, "You didn't set the rules well at the beginning, but now that you've lost, you want to set them again? Don't you think it's too late?"
So there’s nothing to talk about?
"Come again?"
Zhuge Liang picked up the chess pieces and looked at Feng Yong.
Feng Tubiao suddenly wanted to flip the table!
You go first with the black stones, and this is only the second game, and you can come up with a killer move like double three, and you are still playing tricks?
I'm not a pussy, I like to be abused.
Seeing the aggrieved look on this kid's face, Zhuge Liang couldn't help but laugh and said, "Okay, I'll listen to you and ban more than two triples."
"Two or more."
Feng Yong tried hard to correct it.
"It's up to you." Zhuge Liang hesitated, "You also know that rules are important. This woolen cloth industry has been in the industry for more than two years, shouldn't we also set some rules?"
"Isn't Maobu feeling fine now?"
Feng Tubao's hands trembled and he started to act stupid.
"Now your woolen cloth bills are more useful than the copper coins minted by the imperial court. Is that good?"
Zhuge Liang sneered, "It's okay to use Guan Zhong's technique in the north, but you still want to use it on the Han Dynasty?"
Feng Yong stared at the chessboard, pretending to be thinking hard to hide his panic, and then secretly glanced at the opposite side.
The prime minister of the Han Dynasty was staring at him with his peach blossom eyes burning like fire.
Damn, miscalculation!
Feng Tubao was a little frustrated, forgetting that the old demon Zhuge originally took Guan Zhong as his role model.
Judging from Zhuge Lao Yao's explanation of Guan Zhong's art just now, Guan Zhong is worthy of being China's economic ancestor, and he actually knew how to engage in economic war early on.
So it's not surprising that Old Demon Zhuge knew that he secretly established a credit system based on woolen cloth.
"You and the other two go to the door and guard it. Don't let anyone in."
Zhuge Liang waved his hand, signaling the two people behind him to avoid him.
After Li Feng and Wang You left, Zhuge Liang asked, "How many bills can Hanzhong print in a month?"
Prime Minister, aren't you doing this? Where are the business secrets?
"Of course we can print as many tickets as there is wool."
As soon as Feng Yong said this, he heard a sneer.
Feng Yong looked up and saw the Han Prime Minister looking at him with a sneer.
But for this kind of thing, he must have no choice but to endure it. "Otherwise, if someone comes with extra money to exchange for woolen cloth and cannot exchange it, wouldn't it be considered a fraud?"
Zhuge Liang snorted coldly, then took out a folded piece of paper from his sleeve and threw it on the chessboard. Without saying a word, he just raised his chin and motioned for Feng Yong to open it.
"What's this?"
Feng Yong was a little shaky but forced himself to open it calmly.
"Statistics on the labor force sold in Wei County and Dianchi Lake show that there are more than 16,000 people in total. Among them, you guaranteed nearly 12,640 people. Each one is 70 yuan, so you have guaranteed 88 yuan.
Forty-eight hundred thousand."
The Prime Minister of the Han Dynasty reported the data in the above report in one breath.
"Is that much?"
Feng Yong pretended to be surprised and exclaimed.
"Pretend! Keep pretending! You taught me the statistics! Eight hundred and eighty-four thousand eight hundred yuan! Do you know how much income the imperial court had in a year when Emperor Huan was in power?"
"How many?"
"Eight million yuan! Do you know how much taxes the Han Dynasty collected this year?"
"How...how much?"
Feng Tibi's voice was a little trembling.
“Excluding Nanzhong’s income from selling his labor, it’s less than one million yuan!”
Zhuge Liang stared at Feng Yong, "In other words, you can almost pay the average annual tax of a big man!"
"Why? With your ranch and workshop in Hanzhong?! Do you think I will believe it? How long do you plan to hide it?"
Zhuge Liang asked sternly.
Feng Yong's legs suddenly became weak.
"Prime... Prime Minister, this big... big man is so poor, you can't blame me, right?"
Zhuge Liang immediately wanted to strangle this kid to death!
"Then you can stay in this prison with peace of mind for the rest of your life! What a coward!"
"Don't... okay, I said."
Feng Yong finally gave in.
So this is the root reason why you locked me up?
"How many were printed?"
“This year, when we were making guarantees for people buying labor in Nanzhong, we probably printed two or three times more.”
Feng Yong wiped the sweat from his forehead and felt that the stove was really strong and too hot.
"That's at least three times more! How did you manage it?"
Hearing this, Zhuge Liang's eyes flashed with a bright light, just like the eyes of a wolf seeing fat.
"Time difference and road difference."
Feng Tubiao thought to himself, what is this? At the lowest reserve level of later banks, it was only 6%, and the leverage was more than ten times.
Where did I get to?
"It usually takes two months to send messages back and forth from Nanzhong to Jincheng. It takes at least one and a half months to send messages from Jincheng to Hanzhong, and then transport woolen cloth from Hanzhong to Jincheng. In total, it's
There are three and a half months.”
"In this way, at least there will be three more months to meet the needs. In addition, those in Jincheng who have the notes in their hands do not withdraw them at the same time. The time may be longer or shorter, so the warehouse can hold down the money.
It’s a lot of felt, so if you calculate it this way, you only need to have 30% of the felt in your hand to pay for it.”
The more Zhuge Liang listened, the brighter his eyes became. If it weren't for maintaining the image of the prime minister, he would be drooling. "Aren't you afraid that if someone finds out, you suddenly take the money and exchange it for woolen cloth?"
Old Yao Zhuge could actually think of such a thing as a run based on his own description. No one else has this kind of intelligence.
"What are you afraid of? How could they know this?"
Having said this, Feng Yong glanced at Zhuge Liang secretly again and thought to himself, except for a monster like you who controls the whole man and is still staring at his own sheep, who else has the ability to guess what's going on?
"Besides, woolen cloth has been in short supply in the past two years. As long as the ranches and workshops in Hanzhong are fine, they will definitely believe that the money will always be worth the money."
This is the benefit of establishing a credit system. Coupled with the golden sign that you have carefully built, as long as nothing big happens, everything will be easy.
Who dares to doubt the earning power of the great man Feng Langjun?
"Besides yourselves, who are the people using the tickets?"
"This, this ticket can be used by anyone, how do I know it?"
Feng Tubao was still thinking about playing tricks, but the Han Prime Minister sneered again,
Feng Tubiao's heart trembled, and he could only laugh dryly, "Apart from the few of us who use it for ourselves, the ones who use it the most on weekdays are naturally the big merchants in Jincheng."
"However, through this guarantee of labor sales in Nanzhong, many nobles of the Han Dynasty also like to use notes. After all, it is more convenient."
"Where are those wealthy families in Sichuan? They have bought a lot of woolen cloth in the past year, right? Do you recognize the money?"
Zhuge Liang's eyes flashed and he asked.
"Of course I do. Didn't I just say that? Many people came to redeem their tickets one month before they expired. Besides, which big merchant in Jincheng has no one behind it..."
After Feng Yonggang said this, he suddenly felt that something was wrong. He raised his head suddenly: What does this old demon Zhuge want to do specifically to single out a wealthy family? You want to take this opportunity to cause trouble again?
This is the credit system I have worked so hard to build!
I saw a satisfied smile on Zhuge Liang's face, and his voice became more and more friendly, "How long can you let this ticket be issued for?"
"Prime Minister, this time limit is not set arbitrarily."
Feng Yong said anxiously.
The time limit for the note is determined not only by the need to prevent theft, but also by the delivery time of the lever and the actual supply period of the felt.
If you really mess around, sooner or later you will kill yourself.
Seeing Old Demon Zhuge showing such an expression and then asking such questions, Feng Yong, who had seen the crazy appearance of financial leverage in later generations, could think of what he was going to do with his heels.
Damn it, I just played a small lever in Nanzhong, and even Li Yi and others didn't notice anything unusual. I didn't expect Old Demon Zhuge to be so sharp.
"Isn't there another workshop in Nanzheng? What are you afraid of?"
Zhuge Liang said dissatisfied.
With that piece of rag of yours that even barbarians don’t want? Stop being ridiculous!
If you look at the real estate industry in later generations, you should understand that leverage is addictive, and if it fails, it will be out of control, dragging the national economy towards the abyss without looking back.
Of course, that was in the context of the era of world economic integration.
If it were placed in this era of small-scale peasant economy, because the activity of economic activities is extremely low, the fluctuations would be much smaller, but that is relative to the entire country.
For Feng Yong, if he doesn't do it right, the Maobu credit system he has finally established will definitely collapse.
When the time comes, his reputation will be ruined, and it will be a trivial matter if someone throws excrement at the door of Feng's house.
How many people want to tear him into pieces and die together with him is a big deal.
It is estimated that there will be a queue from Fengzhuang all the way to the entrance of the Prime Minister's Mansion in Jincheng.
He couldn't help but not be afraid.
"Can you tell Yong what the Prime Minister wants to do? Maybe Yong can help with some ideas."
Feng Tibi felt like he was sweating all over.
Hot, this cell is really too hot.
"Oh? It seems that this matter is really serious, and you are unwilling to let go even to death?"
Zhuge Liang glanced at Feng Yong in surprise, "Is it because you don't want others to contaminate your money?"
As he spoke, he frowned again, "This note is now more useful than the imperial copper coins. This printed note is no different than minting. You don't want to keep it in your hands, do you?"
"of course not."
Feng Yong shook his head.
Things like woolen cloth notes, as Zhuge Laoyao said, are equivalent to the right to mint money in a small area.
Regardless of how big or small this right is, it should actually be controlled by the state.
But the current situation is somewhat special. It is a credit system based on the ranches and workshops in Hanzhong and Feng Yong's own reputation as a guarantee.
Just hand it over like this, let’s not talk about whether it is willing or not, just say that the imperial court is really addicted to using this kind of leverage. If it gets out of hand and makes the gods and people angry, it will be a direct blood sacrifice for Feng Yong to appease everyone.
It's political instinct.
It's not that I don't believe Zhuge Lao Yao, but I don't believe politicians.
"It's not impossible for the Prime Minister to use this kind of banknotes. But he can't use them in the name of the Nanxiang County Workshop or in my name. I can hand over the craftsmen who printed the banknotes to the imperial court, and the imperial court can use them in its own name.
"
"At that time, the ticket will have nothing to do with Nanxiang or me, and Nanxiang will never print another ticket."
What I want is money like yours. Who recognizes money from the imperial court?
Zhuge Liang glanced at Feng Yong with great dissatisfaction and asked again, "What are you afraid of?"
"fear death."
Feng Yong answered honestly.
Zhuge Liang frowned: "Why is it so serious? As long as I am here, who dares to touch you?"
Feng Yong glanced at Zhuge Liang and said nothing.
Anyway, I just don’t believe in political creatures.
"How to print these bills, I definitely can't keep them in your hands. If you can print three times more today, you will dare to print thirty times more in the future. If something goes wrong, can you afford it?"
It would definitely not work if the Prime Minister of the Han Dynasty, who had a strong desire to control, just watched the money that could shake the Han Dynasty's taxation go out of his control.
But Feng Yong's rare resolute attitude made Zhuge Liang a little at a loss as to what to do.
Feng Yong scratched his neck stubbornly: This is what I want to say to you too.
Today I secretly printed three times more tickets. Tomorrow you will dare to print thirty times more tickets openly.
Instead of waiting in fear year after year for the day when the calamity comes, it is better to bite the bullet today and not give in.
The two people, one old and one young, just looked at each other with big eyes and small eyes.
"How are you doing?"
Zhuge Liang rubbed his forehead and finally gave in. After all, he wanted something from the other party.
If this guy gets desperate and cancels the ticket directly, then it will really be a waste that outweighs the gain.
Money was needed to restore the people's livelihood of the Han Dynasty, money was needed to rectify armaments, and even more money was needed for the Northern Expedition.
The Han Prime Minister, who has always been careful about his budget, found that he started to have a little more money last year.
After the Southern Expedition was completed this year, we found that not only was our finances not in short supply, we had an extra income from selling our labor.
Then, after following the clues, I discovered that a certain bastard was able to conjure nearly a year's worth of taxes from a big man through some unknown means!
Simply!
Don't say you are no longer a child, even if you are a child, I will not let you go!
"Okay, Prime Minister, let's each take a step back. We will still print the tickets. If the court has any needs, they can put them forward. As long as they can be met, we will try our best to meet them. If they cannot be met, I will give an explanation."
"But in the end, it is up to us to decide how much to print, and the court cannot force it."
Later generations of officials could not control their own hands and tried their best to seal more seals. Naturally, Feng Yong could not believe the officials at this time.
It’s fun to print votes like crazy for a while, and it’s fun to keep printing, but as long as it’s fun, the people will become unhappy.
"No! If you are allowed to print, who knows how many you will print? Nanzhong was lucky that time. If it can't cope with it next time, it will eventually cause turmoil in Shu. Even if you chop off your head, I won't be able to forgive you."
Look, this hasn’t even started yet, and you’re already trying to chop off my head.
Feng Yong curled his lips and said, "The imperial court can send someone over to watch. We will make a plan based on the actual situation according to how many copies we print every year."
"Unless there is an emergency that requires temporary additional printing, we will make suggestions to the court and request additional printing based on how much we can support. If the court does not allow it, we will give up."
The supervision of the imperial court, in fact, the credit system also has the endorsement of the imperial court, so it will be much stronger.
Some power must be given away. There is no way around it.
After all, the right to mint money was originally the right of the imperial court. It was only under this special historical condition that I took advantage of it due to chance.
"You want more seals again?" Zhuge Liang understood the meaning of Feng Yong's words.
"Nanzhong, if you want to cultivate Nanzhong, there will be a lot of money to spend on it."