() These days, a neighbor in the Family Building of the Education Committee introduced a boss who wanted to open a hot pot restaurant and wanted to decorate it better. Zhang Shufen made careful preparations and booked a private room at a famous hot pot restaurant in Yudeng Town last night to treat the owner.
Boss, she and Wang Ming plan to win it in one fell swoop.
At first, due to the neighbors' efforts, the two sides had a good conversation, especially when the boss knew that it was Zhifen Decoration that designed the Feige Nightclub and Wenjiang Express Hotel. He had been there several times and knew that the decoration effects were very good, and he immediately expressed his displeasure.
Interest seems to be greatly increased.
Unfortunately, the boss was not well-educated, and the atmosphere at the table was that of a gangster. When he was happy, he had to toast Zhang Shufen, saying that he had to drink enough wine and be sincere, so that he could negotiate this business.
Zhang Shufen repeatedly said she didn't know how to drink, but the boss immediately turned against her, so she had to grit her teeth and drink a glass of wine.
But the boss couldn't understand the design plan carefully prepared by Zhang Shufen. He looked confused and finally asked how much it would cost. When he heard that the effect would be better than 100,000 yuan, his expression became confused. He only planned to invest 100,000 yuan in total to open a store.
, naturally I don’t have the capital to do it.
"Mom, you are the boss. I have said that your main energy should be on management. Just let Wang Ming do these specific business negotiations. Now that there are so many people in the company, it is impossible for you to negotiate business alone.
Can you feed so many people?”
Lu Yang helped his mother rub her temples and pointed out the problem patiently.
At first, doing decoration design for Wen Tian and Yan Fei was just killing two birds with one stone, but Lu Yang was well aware of the complexity of the commercial decoration market. From his own point of view, he did not want Zhang Shufen to get involved. After all, his own foundation was too shallow.
The water is too deep and there are rocks everywhere.
"What are you managing? It's just that little thing. If I don't lead by example when talking about business, the people below won't work hard either."
Although Zhang Shufen was tired, she still refuted her son's point of view. It was the first time she went out on her own to discuss business attire, and she was unhappy when she failed miserably.
Does your son mean that he is in trouble?
Lu Yang saw that he could not change his mother's mind for a while. Seeing that he was almost rested, he helped Zhang Shufen get up and went outside. He knocked on the door and asked Liao Li next door to help bring breakfast.
"Mom, have you ever thought about going to Nanjiang District to develop your business? There are a lot of foreign businessmen there, and there are a lot of new houses built every year, many of which are apartments with elevators. The market potential is huge."
Lu Yang sat next to Zhang Shufen and served him diligently. He pretended to mention the topic casually, causing Liao Li to lower her head and smile.
"I'm thinking about it, but I can't leave. Besides, I asked you which school you want to go to, and you said you haven't decided yet. What can I do?"
Zhang Shufen just glared at him, very dissatisfied with Lu Yang's hesitation.
"Liao Li, can you tell me if this is true? Let him go to the three best middle schools in Chongshan in the Shajiang Bay District. This child must say that he is still considering it. He has to choose by himself when he goes to high school. Other families
Who would spoil a child like this?"
Zhang Shufen drank soy milk and couldn't help but complain to Liao Li.
"Lu Yang must have his own ideas."
Liao Li interrupted with a serious expression at this time, and what she said made Zhang Shufen couldn't help but roll her eyes and take a hard bite of the fried dough sticks.
The designer of my company is my son's favorite disciple. He doesn't talk much at ordinary times, but he always obeys his son when he speaks. If he had known better, he wouldn't have brought trouble on her.
"Mom, why don't you go buy a house in Nanjiang District first, just like here, decorate it yourself first, and rely on the design of the house to open up the market."
Lu Yang was happy after hearing Liao Li's words, made a face at her, and then seriously proposed to his mother.
"Buy a house? How can our family have so much money?"
Zhang Shufen glared at her son angrily, feeling that Lu Yang's proposal was inexplicable.
There are still more than 200,000 yuan in the company's account. Counting the 100,000 yuan Wei Zhixiu borrowed at the beginning of the year, there are more than 300,000 yuan. However, Zhang Shufen is only one of the shareholders, and not all of this money belongs to her.
After merging Wang Ming's company at the end of last year, Zhifen Decoration actually held a shareholders' meeting. Since the company adopts a full-shareholding system for major employees, in addition to Zhang Shufen, Wei Zhixiu, and Li Yumei, the three major shareholders include Wang Ming, Liao Li, and
Wei Xingguang and other key employees of the company also attended the meeting.
The share shares determined at that time were at most 50% for Wei Zhixiu and 20% for Zhang Shufen. Li Yumei was anxious to use money and sold some shares to the company, so she still had 15%. In addition, Wang Ming, Liao Li and Wei Xingguang each had 50%. At the same time,
All shareholders decided to award 10% of their first-year dividends as bonuses to other regular employees who did not hold shares.
After the company's assets are reassessed every year in the future, regular employees are eligible to purchase a certain limit of stocks. Among them, outstanding employees can not only buy double the stock, but also have the benefit of the company paying for the purchase. This part of the stock will be divided among the original shareholders on a share basis.
Even if Wei Zhixiu pays back the money, and Zhang Shufen adds the salary saved by herself and Lu Jiangan, the family's assets will only be over 70,000. Compared with a year ago, it is indeed like a dream, but with such a small amount of money, buying a house in Nanjiang District
It's just not enough. Most of the houses in Qing are still allocated for welfare. Not to mention the number of commercial houses, they are basically prepared for a small number of wealthy people with high requirements. There are many foreign businessmen in Nanjiang District, so housing prices are naturally not cheap.
I can't even think about a villa. Even the luxurious elevator apartment like Yin Zijing's home is a luxury. Some elevator apartments that Zhang Shufen can afford are priced at about one thousand per square meter. These houses are usually very large, with three bedrooms and one living room.
The area inside the apartment is more than 100 square meters, and the price of one apartment is over 100,000 yuan.
This house in the Xinjiang Family Area cannot be sold without property rights. Zhang Shufen calculated that her family could not afford it.
Although Zhang Shufen could borrow hundreds of thousands from the company's account like Wei Zhixiu, she has lost money this month. If business is not good in the future, she will have to continue borrowing money. She does not dare to touch the company's funds now. After all, she still has money.
There are other places where money needs to be spent.
Many ordinary employees of branch factories will be relocated next year. Due to the reputation of the Xinqiu Nursery School in the past year, parents from various branches have recently been signing up in advance, so the number of beds is simply not enough.
Liu Qiuhua approached Zhang Shufen some time ago and asked what to do about this situation. It was because the factory employees knew that no one had any money, and the nursery was making a small profit, so there was no money left to expand.
Zhang Shufen has always been a warm-hearted person. When she learned about this situation, she planned to talk to the major shareholders of Zhifen Decoration. Together, or just she and Wei Zhixiu would invest tens of thousands more to expand the scale of the nursery.
At that time, let the decoration team rent a private house next door to live in. Except for the first floor facing the street, the above floor will be turned into a nursery. After all, adults and children are mixed together and often walking up the same stairs may cause trouble.
"Mom, you first borrow 50,000 from the company's account, then ask Brother Wu to borrow 50,000, and then go to the bank and try to apply for a loan. You should be able to get 50,000. It will be enough to buy a three-bedroom apartment. When the time comes,
I’ll buy the first floor and let the decoration company pay it for advertising expenses and office rent. Anyway, I lived in high school and it’s good for you to work at home.”
Seeing that Zhang Shufen was interested, Lu Yang quickly put forward his carefully considered opinions.
Interest is enough to stir people's hearts and even distort their nature. Lu Yang has always handled financial dealings carefully. He does not want to have any conflicts with any of his relatives over money in the future.
When Lu Yang was considering this year's big move in the stock market, he decided to keep it strictly confidential. Only Lu Weiyang and Yin Zijing knew part of the operation plan, and only he and Wei Zhixiu knew the specific details.
The funds borrowed from Yaoquan Brown Corundum Factory, Zhifen Decoration and Zhiyue Trading all came with a high interest rate of 30% per annum. Although Zhang Shufen, Wei Zhiwen and Wei Zhiwu said at the time that interest was not calculated in this way, Wei Zhixiu still insisted on Lu Yang
Next, I personally signed a formal loan agreement with the heads of the three parties in order to formalize it from the beginning and ensure a solid foundation for future long-term development.
"Third girl, you have to pay high interest to borrow money..."
Zhang Shufen was a little moved, but also a little hesitant.
Wei Zhixiu offered such a high interest rate, and Zhang Shufen's temper would definitely not allow him to borrow at a low interest rate. Of course, Lao Wu's side couldn't afford a penny less interest. The bank loan interest rate was actually lower. If it wasn't lowered again, I don't know.
Can I get a loan?
Lu Yang persuaded herself several times to go to more banks and get money to develop her business as long as she could get loans. After Zhang Shufen heard the theory that if you want to be rich, you need to take out more loans, she was somewhat tempted to give it a try.
But it's not easy to get a loan now, and Zhang Shufen doesn't have any mortgage. This mortgage is so new that she never thought about it before. You know, a year ago, she couldn't accept that it would cost so much to live in a house in Lujiang'an Factory.
The country is really obsessed with money.
"Mom, Nanjiang District is different from Shannan District. The commercial housing there is developing very fast, and many new houses are launched every year. When you go to the real market, the decoration business will only get better and better in the future. You haven't done anything to yourself yet.
Are you confident? When the business gets bigger and bigger, such a small amount of interest will be nothing, Sister Liao Li, don’t you think so?"
Seeing that his mother was a little moved, Lu Yang quickly spoke out to continue to encourage Zhang Shufen, and even winked at Liao Li, who had been silent and only watched the two of them talking.
"Aunt Zhang, I think what Lu Yang said makes sense. Nanjiang District is the real market. Haven't we visited there? There are too many new houses there, including elevator apartments, garden houses, and large villas. We can't even see them.
Come on, it’s no problem for the rich and big bosses to buy a house worth tens of thousands or even hundreds of thousands, and spend tens of thousands or even hundreds of thousands on decoration. I have carefully observed the decoration there, and even the big companies don’t do much.
The style is old and far less modern than our company's design, and the construction management is not as strict as our company's. When we go there to develop, the business will definitely be much better than now."
Liao Li understood and tried her best to persuade Zhang Shufen, but her words were indeed more convincing.
After all, she already makes decoration as a career, and Liao Li usually pays close attention to this aspect. Since the main building materials are purchased from Nanjiang District, she and Zhang Shufen often need to go there. When they have time, they will walk around the neighborhood to see the new houses and buildings.
Renovation project.
After this observation, Liao Li admired Lu Yang even more. At present, Zhifen Decoration can be said to be relying on the capital left by him. Both the four major design styles and the full-staff management system were laid down by the other party during the initial stage.
the basis of.
However, Liao Li knew better that Lu Yang was definitely more capable than that. She had recently read those Hong Kong and Taiwan decoration books and found them eye-opening. She never expected that she would always get more inspiration when chatting with the other party, and she also realized that the other party also thought that these
Not good enough.
No wonder so many little girls like him. He is only fifteen years old now. What kind of light will he exude when he is twenty?
Liao Li had this question in her mind, and her mood was swinging between excitement and sadness.
“To the real market?”
As Zhang Shufen recited these words, the scales in her heart really began to tilt.
Although there are many houses in Xinjiang Family District, there are really not many that meet Zhifen's decoration positioning. The development of Shannan District is still lagging behind, and that in Nanjiang District is indeed different.
"Yes, I..."
Lu Yang also plans to strike while the iron is hot.
"I'll think about it again."
Zhang Shufen interrupted her son's words with a wave of her hand and swallowed the last piece of fried dough stick that she had forgotten to eat for a long time.
"I'm going out first. I have to pick up the train in the evening. Your dad is finally back. It must be very hard to travel such a long distance."
