After knowing that Lu Jianzu must have something to ask them, Chu Heng and Han Yunwen were not in a hurry, and still happily listened to him continue to compliment him.
Don't tell me, this guy talks very nicely.
After a while, Lu Jiancheng, who was thirsty after talking, picked up the tea cup and took a sip, then asked with a smile: "By the way, Mr. Chu, I heard from a friend that your company is preparing to expand recently?"
The main show is coming!
Chu Heng narrowed his eyes slightly and said with a half-smile: "Mr. Lu is quite well-informed. You will know when I start to make moves."
"Haha, it's actually a coincidence." Lu Jianzu was afraid that he would misunderstand something, so he quickly explained: "You also know that I am a private banker, and your company's hotels, convenience stores, and shipping companies are looking for loans from banks.
It’s not a secret in the circle.”
"That's it." Chu Heng nodded clearly.
Han Yunwen chuckled and asked: "Then what does Mr. Lu mean when he talks about this? Are you interested in this loan?"
"Since Miss Han asked, I will tell you not to tell secrets." Lu Jianzu pursed his lips, leaned forward slightly, looked at them and said: "I really want to get these loans, I don't know.
Sir, could you please consider my bank?"
Lu Jianzu's bank is a private bank. It serves the wealthy class of society and provides financial management, investment, banking and other services.
Chu Heng's loan is undoubtedly a good financial management project. Firstly, it is safe, and secondly, it is large in amount. As long as you get it, you will make money, so it is reasonable for Lu Jianzu to keep an eye on them.
"Mr. Lu said it himself, I will definitely give him this face." Chu Heng picked up the teapot, refilled a cup of tea for him, and then said seriously: "But in business, when our company seeks loans, we must choose more stringent conditions.
We have excellent bank cooperation, so I wonder how much loan Mr. Lu can take out and what interest rate he is willing to give?"
"Please rest assured that I am here with sincerity." Lu Jianzu said immediately: "I have learned about it in detail. Currently, among the many banks in Hong Kong Island, Citibank offers the best conditions to your company."
Okay, the Mandarin Hotel is willing to provide a loan of 50 million, the shipping company and the convenience store are 5 million and 3 million respectively. I can give each company an additional 10% loan, and the interest is also
It can be reduced by three thousandths."
After hearing this, Chu Heng raised his eyebrows slightly: "This sincerity is indeed great. It seems that Mr. Lu is bound to get these loans!"
Lu Jianzu gave another small flattery: "I don't think anyone would be tempted by a high-quality customer like Mr. Chu."
"Haha, let's do this. I'll ask someone to contact other banks first, and then I'll give you a reply, okay?" Chu Heng laughed.
"No problem." Lu Jianzu was full of confidence: "Mr. Chu, you can go ahead and ask. I can assure you that our bank's conditions will always be the best."
"Okay, then Mr. Lu, just wait patiently for my news." Chu Heng smiled and picked up the tea cup.
"Then I'll take my leave now and come back to visit another day." Lu Jianzu stood up upon seeing this.
"I'll send you off."
"You stay."
Chu Heng stood up and sent Lu Jianzu out of the villa gate. He looked at the car going away, looked down at the business card in his hand, and smacked his lips: "These bank guys are rich! If I have a chance, I will start a family!"
Then he hurried back to the villa and called Duan Changjin immediately.
"Mr. Duan? It's me, Chu Heng."
"Ah, Mr. Chu, are you asking about the acquisition of the hotel? We have already started to contact you, and are talking to..."
"I didn't ask you this, there is something else, please remember it." Chu Heng repeated the conditions offered by Lu Jianzu to Duan Changjin, and then ordered: "Hurry up and spread the news and see if there is any bank
I intend to follow up.”
"Okay, okay, I'll make arrangements right away... No, I'll do it myself. I will definitely spread the news throughout Hong Kong Island in the shortest possible time."
"pay close attention."
After hanging up the phone, Chu Heng happily walked to the living room with his hands behind his back, and said to Han Yunwen who was sitting on the sofa drinking juice: "I have become a hot cake now, everyone is rushing to give money.
"
"That's for sure." Han Yunwen said disapprovingly: "These companies you have are all of high quality, and there will basically be no bankruptcy or bad debts. Those banks will naturally be willing to give you loans."
"Oh, then let's sit on the mountain and watch the fight between tigers and see who can eat our piece of fat."
Chu Heng stepped forward and gently helped Han Yunwen up to the second floor.
…
Chu Heng hid in the small building and became one, and continued playing music and dancing.
The big and small banks outside are in chaos.
Duan Changjin also acted very quickly. On the afternoon of the day he spoke to Chu Heng, the terms offered by Lu Jianzu spread throughout the Hong Kong banking community.
Citigroup was the first to react. They immediately sent a deputy manager to find Duan Changjin and offered a lower interest rate and higher loan according to the conditions given by Lu Jianzu.
Later, HSBC, Standard Chartered, East Asia, and some unknown small banks also approached Duan Changjin one after another, all wanting to take a bite of him. Some people even wanted to bribe Duan Changjin for this, giving money and women.
But how dare Duan Changjin accept those things?
Besides, he can't be the master.
In the end, all banks still have to fight for their strength and courage.
It went on like this for five or six days. It was not until Martin reached a preliminary agreement with Lihe Hotel with amazing efficiency that this bloodless battle gradually subsided.
In the end, Citibank offered the best terms. Not only was it willing to provide more loans, it also had the lowest interest rates.
And just when everyone thought the matter was about to settle, Lu Jianzu came to Chu Heng's house again.
"Mr. Chu, I promised you that our conditions will always be the best. This is the final condition I give you. I think there is no one in Hong Kong who has better conditions than mine."
He photographed a document on the desk in Chu Heng's study.
After Chu Heng picked up the document and read it in detail, the corners of his mouth couldn't help but curl up. It was harder to suppress than AK.
After some competition, Citigroup is currently willing to give loans of 58 million to Mandarin Hotel, 7.5 million to Dingxin Shipping, and 5 million to Han's Department Store, with an interest rate of 4.5% over five years.
Lu Jianzu's loans were 60 million, 8 million, and 555 respectively, with an interest rate of 4.3% over five years.
Sincerity is not lacking.
And Chu Heng was not too greedy, and this was basically close to the bottom line of all banks. So after thinking for a moment, he smiled and stretched out his hand: "Happy cooperation, Mr. Lu."
Seeing that he finally relented, Lu Jianzu secretly breathed a sigh of relief and stretched out his hand to shake his hand: "Thank you Mr. Chu for your support of our bank. When will we sign the contract?"
