Chapter seven hundred and seventieth letter of credit
Everything goes on like a script that has been drawn up long ago, with waves, ups and downs, and conflicts, but everything has been arranged long ago and cannot go against Jia Xu's finally fully developed spiritual talent, the power that is like writing destiny, all of it. Everything was planned before it happened.←
The so-called surging trend is irreversible, and all conflicts are just small waves for Jia Xu, who has almost ended the entire deduction of the Yuan-Liu War. Compared with the irreversible turbulent wave, all waves will disappear. In the midst of the surging momentum.
This is the reason why Taishan always maintains a touch of peace in the chaos. No matter how many twists and turns, Jia Xu's judgment about the future can't be concealed. At most, it can only be said to be a matter of loss, not victory or defeat.
Of course, this is based on the fact that there is no unexpected situation. Unfortunately, sometimes there will always be some helpless situations. We have obviously prepared all the responses, but the accident shatters all the inferences.
After finishing the official business leisurely, he handed the plan to Wang Yi. He had to admit that this man had become more and more mature. He had surpassed the original Wang Xiu and started to strive towards the height of Lu Su when he first came to Mount Tai.
"Bo Ning, have you finished?" Chen Xi asked Wang Yi to add some tea and water, and then began to ask Man Chong. As for Jian Yong and Liu Yan, they had withdrawn from Yanzhou to Mount Tai, but the compilation was still not completed.
"The basic method is completed, but there are loopholes. More importantly, how to promote it? After all, some ranks are fixed, and we are not qualified at all!" Man Chong looked up at Chen Xi and said slightly sternly.
"Has the comparative revision of civil law, criminal law, commercial law and clan law been completed?" Chen Xi frowned. He didn't have a good idea about his rank. And according to the intensity and nature required at the time, it was definitely the fundamental law.
"The civil and criminal laws are fine. But the clan law is a little difficult to enforce. As for the commercial law, according to Bonin, there are already loopholes. Some people use cashed bills as guarantee in banks, and directly use cashed bills as guarantee to complete secondary transactions, and even more There are even those who rely on their own credit to trade with one bank first, and then rely on the time difference to trade multiple times. Everything after that is a waste of time." Mi Zhu interrupted at this time and said that commercial law has made the people in his chamber of commerce collapse. .
"According to what I said, they should all be arrested, especially the Shen family, the Han family, the Deng family, and the Song family who take advantage of the loopholes should all be arrested!" Man Chong said with a dark face, his business law just According to the regulations of Mi Zhu's Startup Chamber of Commerce, I added some of my own stuff and made it, but it was broken and there were all kinds of loopholes.
"Oh, some people have already learned how to trade using letters of credit." Chen Xi turned to Mi Zhu and asked.
"Letter of credit?" Mi Zhu didn't respond. Then he thought, isn't this transaction method using his own credit as a guarantee?
If everyone didn't know that you have such financial resources, who would believe it? Just like now when Mi Zhu writes a note saying that he will trade first, and then use this note to withdraw the money, it will take a few months. As long as the other party is not in a hurry, no one will think about the problem. , this is actually recognition of the other party’s financial resources and credibility.
"It is indeed this method of transaction, and everyone is used to it. For example, some time ago I went to collect wool, and I had to pay 300 million yuan. You can't let me use my car to pull the money and pay directly.
Mi Zhu looked at Man Chong's black face and said angrily, "It's so stupid to pay 300 million to pull this by car."
When Mi Zhu said this, his face became full of adoration. Chen Xi almost burst into laughter. Mi Zhu was given 300 million to use a truck to pull the truck. One truck was three tons, so it would take a thousand trucks.
To be honest, among the five wealthy businessmen, the Mi family and the Zhen family, which have the most cash, only have about 2 billion yuan. The others have more real estate, finance, servants, etc. In the past, transactions were done in batches, and of course there were also transactions in materials.
Bartering, if you really have to use money to trade, that would be really crazy.
"Are your transaction amounts getting bigger and bigger now? Some of you have started to do independent business." Chen Xi thought about it before asking.
"Yes, being able to conduct one-time transactions has a lot of benefits for us. We even now rely on ticket exchange once we make more than one million yuan. For example, our more than ten large merchants are basically independent businesses, because we found that independent businesses can better control manpower.
." Mi Zhu nodded and said, if the money exchange was abolished now, the richest families in the world would definitely not agree to it.
"Wu Jiawei's family also uses our vouchers?" Chen Xi asked curiously.
"All merchants in the Han Dynasty who wanted to grow bigger used our vouchers." Mi Zhu said matter-of-factly, "If they don't use ours, who else will they use?"
"..." Chen Xi has nothing to say. Mi Zhu has never thought about what this means. The exchange of bills is already equivalent to currency circulation, and since Chen Xi has been using the money deposited in the bank to build Qingxu, it is actually equivalent to
Secretly, the entire Qingxu basic liquidity has doubled.
"Well, in this case, the circulation of the letter of credit is considered legal, but tell them that if there is a second transaction, we will not guarantee it. It is best to go to the bank to issue another certificate during the transaction. But Zizhong, please secure the bank card.
Don't cause trouble." Chen Xi said with a smile, just let the letter of credit transaction be a letter of credit transaction, it will also allow them to use money more safely.
"I will keep an eye on them and won't let them mess around. As evidenced by the issuance of certificates, I will also conduct stricter reviews." Mi Zhu nodded, thinking that Chen Xi wanted him to get stuck on the aspect of issuance and redemption of bills by merchants.
You must know that this bank is completely exploitative. If you want to save money, you need to provide proof of your own assets. Although most businessmen will not disclose their private information, one-third to one-half will still do so.
Of course, the top five wealthy businessmen had no intention of hiding anything. They decisively filled in 50 to 7 billion yuan, and then deposited about 300 million yuan. These bastards dared to open a billion-dollar check exchange to receive goods.
From Man Chong's point of view, this is completely illegal. What's more, these bastards took one billion dollars to redeem the bills not once, but twice or even more. You only deposited 300 million in the bank, but you traded
Billions of dollars, this is definitely illegal, although Man Chong couldn't find anything illegal.
"I'm not telling you to be optimistic about them. They are using letters of credit to play with themselves. We just need to keep ours in check. What I mean is that you keep a good eye on the relationship between the subordinate banks and the local government. After all, the money to build Qingxu is also
It is allocated from the bank to the local government, and then reissued by Taishan Bank to the local bank to avoid having to handle it at all levels." Chen Xi said with a headache.
"Isn't it good to do this? It avoids a lot of problems." Man Chong's black face clearly showed a look of confusion. Integrity has always been a problem, and Chen Xi's method solved many problems. (To be continued, please contact us.) Search Piaotian Literature, the novels will be better and updated faster!
