Qian Wen's tone was a little unclear, Qiao Zuwang raised his head and smiled proudly, "You haven't heard of it.
I also studied for a long time before I figured out that this is a sure-fire business.
This fund-raising is... just... it means investing money in other people's companies, and other people's companies use our money to do business, we count as shares, and then the other people's companies return our money according to the promised ratio, monthly return, which is more cost-effective than depositing in the bank.
too much.
Don’t say I’m not thinking of you, there are so many people doing it now and there aren’t many places left.”
Qiao Zuwang looked like a stick and didn't even give him a clear explanation. He returned the money while I paid for the meal!
That is to say, he knows what the "fund raising" Qiao Zuwang is talking about, otherwise it would be wrong if it were anyone else.
"Return every month?" Qian Wen thought and whispered.
"Yes, I get paid every month. I got the first month's money, which is no worse than working." Qiao Zuwang continued proudly.
He has always been unable to hold his head high in front of his eldest son and has no face. This makes him feel uncomfortable and lacks the majesty of his father at all.
This time he finally encountered something that helped him straighten his back. He only spoke cautiously after he was sure that it was a good thing and could make a lot of money.
This family has to be re-divided into kings. In the past, the eldest son didn't take him seriously, and he got used to it once he was awkward. But gradually, the second, third, and fourth sons have grown up, and their status in the family has changed.
It's been going downhill all the way, and now Qiqi will be able to ride on his neck.
That's why he couldn't wait to share this good thing with his boss today. When the boss makes money from the business he introduced, he thinks no one in the family will take him seriously.
If you don’t want to be a king, at least be a little king.
Qian Wen glanced at Qiao Zuwang, wondering if he was the one who was openly responsible for this matter.
"Who introduced you to this deal?" Qian Wen asked.
"I found it myself." Qiao Zuwang said, "Don't underestimate me, I am also a well-informed person."
"I know about this." Ma Suqin put down the vegetable basket and came out of the kitchen.
Qian Wen looked at Ma Suqin.
"This kind of fund-raising is quite popular in our area, and many people have invested money in this company.
There is an office just at the end of the street that handles this fund-raising process.
A lot of people go there every day, especially when the money is distributed every month, there are even more people.
As far as our nearby neighbors are concerned, I know of three companies that have invested in this."
Qian Wen rarely comes into contact with his family's troubled parents. He is indeed not as well-informed as Ma Suqin in this regard. He really didn't know that this happened.
"Look, look, I'm not lying to you, Xiao Ma knows this." Qiao Zuwang said, "In this business, if you invest a lot, you will earn a lot, and you are rich. If you invest, you will definitely earn more than everyone else."
There are many."
"You just invested?
Not the manager of some company?" Qian Wen asked.
You must know that in the play, Qiao Zuwang was deceived into being the person in charge, but in the end he took the money and ran away, and he took the blame.
"I get angry when I talk about this." Qiao Zuwang slapped his thigh in regret, "This business was introduced by Xu Funian. When he came back from Guangzhou, it happened to be the time when I was returning to the countryside.
Guo Zi is your Uncle Guo. After playing mahjong with him once, he rose to the top. Now he is partnering with Xu Funian to do this business. His suits and leather shoes are not good enough, and his nostrils look bad.
If I had not returned to the countryside, based on my relationship with Xu Funian, this manager would definitely be mine, unlike now where I can only earn a bit of money from others."
When he said this, Qiao Zuwang tilted his head, as if to say, if you hadn't hanged someone from the beam at home, how could I have returned to the countryside and lost this opportunity.
Qian Wen didn't expect such a coincidence. He looked at Qiao Zuwang, regardless of whether he understood it or not, "You should thank me."
Qiao Zuwang was confused, why did he thank him?
"Sister Suqin, you didn't vote, did you?" Qian Wen looked at Ma Suqin and asked.
Ma Suqin smiled and shook her head, "I don't believe that pie will fall from the sky. My money will be used for Zhiyong's schooling."
Qiao Zuwang was still unhappy with Ma Suqin's words and wanted to refute a few words. Doesn't this mean that his business was not good?
"Sister Ma Su, please go about your business, we're going next door."
Qian Wen walked to the next door and gave Qiao Zuwang a look. Qiao Zuwang smacked his lips. He was not as knowledgeable as Ma Suqin, who had long hair and short knowledge. He would definitely make money this time.
"How much did you put in?"
In the living room, Qiao Zuwang was asked to sit down. Qian Wen took a bottle of cold beer from the refrigerator, poured two glasses, and pushed one aside.
Qiao Zuwang took a sip and shook his head. He couldn't get used to it. He preferred to drink plain drinks. "It's not much. When I first tested the water, I didn't have much money in my hand, so I invested five hundred. This is nothing compared to the recent stocks."
You gave me the money, I just invested five thousand in one go, and I can distribute the money next month."
When it comes to sharing money, Qiao Zuwang feels very happy.
Qian Wen drank the wine in one gulp and gave Qiao Zuwang a thumbs up. Qiao Zuwang thought he was complimenting him and immediately raised his head and pointed his nostrils at him.
Qian Wen, "..."
"Great job. Although I really want to see your money go down the drain, for the sake of the rare peace and stability at home, I would like to remind you that you have been cheated.
Don't be dissatisfied. After I say it, it's up to you whether you want to hear it or not.
Shut up and either listen to me or leave."
Qiao Zuwang was very dissatisfied and wanted to leave. Isn't this just treating him like a donkey with good intentions?
But I feel a little uneasy in my heart. Although I don't want to admit it, my eldest son is indeed more educated and capable than him. He can't really be deceived.
Feeling a little depressed, I drank all the beer in my glass, then poured my own liquor, took a sip, and looked at Qian Wen.
"I won't tell you the details. If you tell me, you are even more confused. This investment model is very simple, that is, it has no real entity, and the businesses I tell you about investing in are all fictitious, which is just empty talk.
But why do they have money to give you, and why do they pay you every month?
In fact, it means using the money you give them to allocate a small portion to you every month so that you can see the money. First, it makes you believe that you have made money, and second, it attracts more people to invest.
When enough money is invested, they take the money and run away.
So, you are just a big fat pig during the Chinese New Year."
Qian Wen tried his best to tell Qiao Zuwang in plain language.
Qiao Zuwang was stunned and couldn't believe it.
"But Xu Funian, your Uncle Guo..."
"I know what you mean, so I asked Xu Funian if he has any family members in Jinling?
As for Uncle Guo, he is ignorant and still dreams about getting rich. He is just a scapegoat. He is just a liar who needs an acquaintance nearby to make it easy for you to believe.
The money is gone, what can you do?
Okay, this matter can't be explained clearly in a sentence or two. You don't believe what I say now, and I don't need you to believe it.
Having said so much, whether you believe it or not, just don’t cry when the time comes.
Bye-Bye."
After Qian Wen finished speaking, he went upstairs.
Qiao Zuwang sat where he was, feeling a little restless.
Qian Wen returned to the room, thought for a while, and took out a pen and paper.
【Pyramid Scam】
He wanted to write about a Ponzi scheme, but after thinking about it, he changed it to this one.
This scam is very simple, it captures people’s psychology of making money.
In short, it uses the money of new investors to pay interest and short-term returns to old investors to create the illusion of making money, thereby defrauding more investments.
Because the rewards are huge, many people will be tempted to fall for it.
In a few years, there will be countless such illegal ways of amassing money, with all kinds of tricks.
Now, it should be considered a new thing in mainland China.
This thing has been around for a long time abroad, dating back to 1920.
When it got dark, Ma Suqin called him to prepare a meal. Qian Wen asked them to eat first, as he hadn't finished writing yet.
He plans to expose this matter. It doesn't matter if he doesn't know. If he knows, he can do something about it.
Moreover, I heard from Ma Suqin that many neighbors were deceived.
However, he did not expect much results or repercussions.
Because, more than ten or twenty years later, this kind of thing has been exposed countless times, and the model has been thoroughly studied, but countless people are still willing to be fooled, thinking that they can eat this pie.
Many family members knelt down but couldn't stop these people who were willing to be fooled, and he didn't really believe that he could simply make people wake up.
Just to give the world a warning, and see if we can restore some of the losses to the neighbors.
By the time he finished writing, he saw that the time was already eleven o'clock.
I stretched out and felt a little hungry.
Just as I was about to get up and go to the kitchen to find something to eat, a strong aroma came from outside the door.
"I know you're hungry, seafood noodles." Ma Suqin walked over holding a tray.
The next day.
Qian Wen called Song Qingyuan in his spare time.
Half an hour later, Song Qingyuan called back.
"Invite me to dinner."
"How about I give you some big news?"
Song Qingyuan, who was still lazy at first, suddenly became energetic, "What news?
I don’t want parents to be filial.”
"Let's meet at the restaurant tonight. Let's talk in detail when we meet."
"Haha, I want to eat crab roe tofu, anchovy shrimp, crab meat and lion's head, sea cucumber..."
"Remember to bring money."
Qian Wen hung up the phone.
At eight o'clock in the evening, Song Qingyuan arrived.
After a while, he threw his empty wallet on the table.
It's like I don't have money, so you treat me.
"Xiao Xiu, is our restaurant still short of dishwashers?"
Qian Wen turned to the waiter standing aside jokingly.
After joking for a while, the dishes came one after another, and they got down to business.
"Let's talk while eating, what's the big news?" Song Qingyuan grumbled as he ate, looked at Qian Wen and asked.
"Here, take a look first."
Qian Wen handed the written materials about the pyramid scam to Song Qingyuan.
Song Qingyuan wiped his hands, took the paper, and just read the beginning, which attracted his full attention.
Qian Wen ate his meal and waited for Song Qingyuan to finish reading. He believed that with his intelligence and news acumen, he would be able to understand it.
Qian Wen eats, Song Qingyuan takes a look.
Half an hour later, Song Qingyuan closed the document and looked at him, "Is it exaggerating to be so cowardly?"
"Money touches people's hearts," Qian Wen said while eating crab legs.
"What are you going to do? It's hard for you to make news just by yourself." Song Qingyuan said.
"This is not waiting for you to investigate, visit, and seek truth from facts.
Aren't you related? Let's work together to investigate the details of their company, find evidence, and confirm that it is a fraud. We will first go to the police to see if we can recover some of the losses for neighbors like me.
Then you read the reports." Qian Wen said.
Song Qingyuan thought for a while and said, "This is the only way. It's useless to call the police without any basis. It might just alert the enemy."
"Okay, it's settled." Qian Wen nodded.
Song Qingyuan began to eat calmly, "If it's cold, you can't give it to me before serving it. It's such a hard time to have a meal and it takes several months' salary. It's a pity.
By the way, how are you and Nanfang doing?"
Song Qingyuan suddenly asked.
Qian Wen was startled, then smiled slightly, "What can I do? Let's have a meal and chat."
"I'll go, none of you are in a hurry.
One is working besides work, and the other is Jiang Taigong fishing?" Song Qingyuan complained.
Qian Wen rolled his eyes, "Why Jiang Taigong is fishing, I just don't feel it yet."
"Brother, you can call Nanfang and call me. What else do you want?" Song Qingyuan said.
"Stop talking about me, aren't you the same and don't plan to find someone?" Qian Wencha changed the subject.
He really hasn't made up his mind about Xiang Nanfang. He's a nice guy, has a nice personality, and looks good, but he seems to have been a bit wild over the years, and his heart is a bit lost.
Moreover, he has been raising his second wife, Sanli, Simei, and Qiqi for so many years. Now it seems that they have all grown up. He is about to be freed. This marriage will involve family responsibilities again.
There was some resistance in his heart, not against Xiang Nannan, but because he didn't know what he was resisting. Anyway, he just felt that it was pretty good so far and didn't want to take another step.
"What about you and Nanfang? Why are you talking to me?
I'm fine, I'm free on my own." Song Qingyuan said.
Qian Wen looked Song Qingyuan up and down, and an immature idea suddenly came to his mind.
"How about I introduce him to you?" Qian Wen suddenly realized that his idea might not be bad, and he suddenly wanted to become a Yue Lao.
"No, you haven't figured it out yet. Why don't you introduce it to me?" Song Qingyuan refused.
"I won't give you a blind introduction, and I'm not joking, let's meet my sister." Qian Wen said with great interest.
Song Qingyuan was stunned for a moment, then stared at him, "Three beauties, four beauties?
Brother, don't be ridiculous, we are several years apart, and they are still in college."
"What are you afraid of in the first place?" Qian Wen said.
"No, I'll just call you eldest brother. You don't have to try your best to really treat me as eldest brother." Song Qingyuan said with a smile.
"What? You don't like my sister?
A college student from Sanli Jinling University, she is good-looking, has a good personality and is sensible.
Simei, a college student from Jinling Normal University, has a first-rate appearance, is quirky and lively, and has a happy family.
I'm willing to help you matchmaker, so you can have some fun."
"Well, Simei probably won't do it. Your appearance is a bit of a hindrance.
How about you sit down with Sanli and get in touch." Qian Wen has already started making arrangements.
Song Qingyuan, "..."
Hear me say thank you, it warms the four seasons.
"What happened to my appearance!" Song Qingyuan now had to discuss it.
"It's not your appearance that's the problem, but Simei's standards for facial features are a bit high."
"I'm not low either!"
"Standard standard." Qian Wen was confused.
Song Qingyuan suddenly realized that this meal was too little.