Chapter 2021 Still want to play the old official business routine?
"Huihai Bank?"
"The investment of fifty million taels of silver is really a generous sum. It seems that all these old-school officials are very rich."
Liu Jin, who was in his hometown, received the relevant information as soon as possible.
"I also want to issue my own banknotes and coins. This is to seize the banknote issuance rights of the First Bank of Ming Dynasty. It has a good vision, but it is just asking for death."
"We need to find a way to focus on Huihai Bank and directly bleed these conservative officials at once."
Liu Jin thought quickly in his mind. These old-school officials were now in power because they were exerting great efforts in various fields.
There are a large number of newly established factories, trading houses, etc., which are constantly snatching the sales and business of many industries under their command. These people are really fearless.
No matter whether these industries are related to the emperor or the prince, when they see the meat, they are like a shark smelling the smell of blood. They seem crazy and unscrupulous.
In the oil field, everyone competes fairly. In the competition in oil fields, the one with the highest price wins. Even Daming Petroleum Company has always abided by this market rule, even though it is the current giant in the oil field, and even
It can be regarded as having formed a monopoly advantage.
But he did not rely on his size to use his power to overwhelm others. He paid every penny he needed, and everyone was happy to cooperate with Daming Petroleum Company.
As soon as these many oil exploration teams discover oil, their first thought is to sell it to Daming Oil Company, because Daming Oil Company is fair, honest and guaranteed.
However, Rushang Petroleum, which was newly established in recent months, is overwhelming others. Relying on the power held by the shareholders behind it, they often buy and sell shamelessly, which makes the oil exploration team miserable.
.
The oil fields they worked so hard to explore were thought to be sold at a good price, but in the end, they used various means to force them to sell them to Confucian Merchant Oil. The price was very low, and even repayment was a problem.
There would be no profit.
What Rushang Petroleum has done is only a small aspect of these conservative officials. Now that they have power, they are competing for interests in almost every field.
As latecomers, if they want to snatch benefits, they often resort to any means, using power for personal gain and using power to suppress others are their most common methods.
The prices of raw materials are deliberately kept low for you, and you are not allowed to sell them to others. You can only sell them to them, and they can often make a fortune just by passing them.
The major ocean trading houses are also forced to sell products from their factories first, otherwise all kinds of troubles will come to your door and make you restless.
Sometimes they even resorted to robbery. If you don’t have a factory, what should you do as a trading company?
Directly rob other people's factories and businesses, and use various methods to make it impossible for you to continue, and you can only sell them to them at a low price.
Suddenly, people were angry and angry, and the business environment, which was originally a good business environment, started to become chaotic because of these people's troubles.
In the past, everyone relied on their ability to make a living. Whoever had lower costs, better quality, and lower prices would naturally sell better and have better business. Now everyone is in danger, especially some small factories, small trading houses, and small workshops.
, you have to worry about whether you are being stared at or whether you will be usurped by others.
Life is much more difficult than before.
Liu Jin knew all these things clearly.
"snort!"
"The tricks played by these old-school officials have not changed at all from before."
"It was the same in the past. By holding great power, power colluded with businessmen to form official businessmen, who specialized in this kind of monopoly business."
"Grain, cloth, and salt are the representatives. A small amount of salt can make these people become rich in the world."
"The emperor's court was poor, and the people were also poor. Only salt merchants and grain merchants like them were rich."
"If Ming Dynasty really allows them to continue playing like this, what progress can this technology make? What hope does this society have?"
Liu Jin's face was not good-looking. These people still continued the routine of salt merchants and grain merchants in the past. They had power in their hands and relied on it to make profits for themselves. The way they made money was not by obeying market rules, but by
Rely on power to form a monopoly, and rely on monopoly to obtain huge profits.
The final result is to return to the previous situation, where the emperor and the court are extremely poor, the common people endure the high prices of grain and salt, and are extremely poor. In the end, the rich ones are salt merchants and grain merchant families.
Then these wealthy families worked hard to send their children to study, take the imperial examinations and serve as officials to serve their family's industry, or they continued to subsidize those scholars, enter into marriages, etc., and finally formed a top-down power
occupy and constantly consolidate their own interests.
They completely failed to see that the previous Ming Dynasty was in decline. The people were in dire straits, the treasury was empty and could not do anything, there were internal and external troubles, and they were repeatedly humiliated.
This is definitely something Liu Jin will not allow to happen again. He has worked hard for more than 20 years, but it is not for a strong Ming Dynasty.
If we really let them keep struggling like this, after their industries have taken over all walks of life in the Ming Dynasty, no need to think about it, the next thing they have to do is to abolish the commercial tax, because the tax points account for a large part of the commercial banks and factories.
expenses and costs.
They will definitely be the same as before. They definitely don't want to pay this tax. As for whether the court has money or not, what does this have to do with them.
It would be better if the court had no money. Without money, the emperor could not get anything done even if he wanted to. Only when they had no money could the emperor be under their control.
A rich emperor is difficult to control, because with money, the emperor can always do what he wants to do, instead of just listening to them and staying in the palace.
As for being bullied by other places, these are not important. Anyway, there are some minor problems in the border areas, which will not affect their status, nor their wealth and business.
This is the characteristic of old-school officials and traditional businessmen. They only serve their own interests and do things for the interests of their own families. As for the court, the people, the emperor, etc., they don't care.
Sometimes they even hope for more chaos, because only with chaos can they better protect their own interests and consolidate their businesses and industries.
"Huihai Bank, with this bank as the core, we will completely drain you old-school officials at once!"
Liu Jin thought quickly, thinking about how to bleed these conservative officials with the bank as the core.
...
In Liang Chu's residence in the capital, Liang Cixuan was discussing the affairs of Huihai Bank with his father.
"Father, our business at Huihai Bank can't start now. No one comes to save money, and no one comes to lend money."
Liang Cixu looked helpless.
This place in the capital is full of big shots, and it is far from a small place like Guangzhou and Foshan. He cannot rely on strong methods to do his business and increase his industry and wealth as before.
If it were shameless to open banks, commercial banks, and factories in Guangzhou and Foshan, I would directly lead people to seal down and destroy these factories, commercial banks, and the like.
But this is the capital city, and the owners behind large and small factories, trading houses, etc. are all dignitaries from both the government and the public. Behind any factory, there may be shares of certain officials from the government and the government.
Although his father Liang Chu is already a minister and is very likely to join the cabinet in the future, he still does not dare to be too arrogant and domineering and can only do things according to the rules.
But as a result, the industrial businesses under his command have become dull, especially Huihai Bank. Business is very difficult to do, no one deposits money, and no one lends money.
"Have you figured out what the reason is?"
Liang Chu thought for a while and asked.
"The main reason is that we currently have too few branches. Currently, we only have branches in Beijing and Tianjin. However, the branches of the First Bank of Ming Dynasty have spread throughout the Ming Dynasty and even overseas vassal states, vassal states, colonies, and even Egypt.
, Persia, the Ottoman Empire, Spain, etc. all have branches of the First Bank of the Ming Dynasty.”
"This greatly facilitates the dispatch and use of funds by customers of Daming First Bank. We have few branches, which means that we can only dispatch funds in Beijing and Tianjin."
The most common feedback Liang Cixuan has received so far is that Huihai Bank has too few branches, which is not conducive to the use of funds.
"If there are not enough branches, then we should open more branches."
"We will open as many branches as Daming First Bank opens, and we will open them near or opposite Daming First Bank. Only in this way can everyone know the strength of our Huihai Bank."
When Liang Chu heard this, he said without thinking.
"But in that case, the investment will be very large, especially when we don't have any business yet. Such a large-scale investment will require a lot of manpower and a lot of funds."
Liang Cixuan said immediately after hearing this.
Opening a branch is not an easy task. A bank needs a facade, a majestic building, special decoration, a large number of manpower, etc. All of which require money.
"There is no need to worry about money and manpower. Behind Huihai Bank are the princes of the DPRK and China. Is there anything that cannot be solved?"
"The investment is huge now, but once it is put into operation, the benefits will be huge, and a steady stream of money will roll in like the water of the Yangtze River."
Liang Chu didn't care about this at all. He just wanted money and manpower. Why was he short of these?
We need to take a longer-term view and see the huge role of banks. When we do this in the future, when money makes money, the money will not be used up.