Tianjin, in the office of the director of Tianjin Shipyard, five timber merchants chatted happily with Dong Yun, the director of Tianjin Shipyard. Tianjin Shipyard needs a large amount of wood every month, and they all require the best quality wood.
Therefore, it also promoted the development of the timber industry in Tianjin.
The supply of timber to Tianjin Shipyard is a big deal. Every month, Tianjin Shipyard spends as much as 200,000 taels of silver on purchasing various types of timber.
This is a very huge number, and it is also a very huge cake. Each of the five timber merchants on the scene got a large piece of the cake.
Huang Zhiwen is the largest timber merchant in Tianjin and the largest timber supplier to Tianjin Shipyard. Every month, the payment for timber sold from Huang Zhiwen to Tianjin Shipyard amounts to 70,000 to 80,000 taels of silver.
Huang Zhiwen's wood has a full range of types, high quality, and reasonable prices. Of course, everyone is very reassured when doing business with Tianjin Shipyard. On the eighth day of every month, Tianjin Shipyard will issue unified instructions to all its suppliers.
Pay last month's payment.
This rule has been continued from the Tianjin Shipyard to the present, and there has never been any mistake or delay. This is not only true for the Tianjin Shipyard, but also for all industries under Liu Jin's command. Everyone knows it, and it has never been delayed.
Don't worry, everyone knows the name of Mr. Liu, Jin and Mr. Liu.
When doing business with Mr. Liu, everyone can earn money with much less worry. You don’t need to use too many tricks. You just need to follow the rules set by Liu Jin. No one will block your payment during custody.
of.
Today is the eighth day of May, and it’s the day to settle last month’s payment. This is also the day that everyone is most looking forward to, so on this day, everyone came to the Tianjin Shipyard very early.
According to the rules, first they have to check the previous month's number with the Tianjin Shipyard's purchasing department. After the number is correct, they then come to the factory director to sign. After the factory director signs, they go to the finance department.
Just get the money.
Such a management method also adopts the company system management method of later generations. Each department has a clear division of labor, mutual supervision, and regular spot checks to prevent internal corruption.
The five timber merchants Huang Zhiwen, Xiao Zhoujin, Chen Li, Liao Hua, and Xie Yunming had already gone to the purchasing department to check the trees from the previous month. Now they are waiting for the signature of the factory director Dong Yun to receive their own
It's silver.
"Mr. Dong, a new seafood restaurant has recently opened in Tianjin. It is said to be quite good. Let's go and try it together tonight?"
Huang Zhiwen said to Dong Yun with a smile.
"Yes, I've heard that too. The dishes are very unique, and more importantly, there's something special in them."
Xiaozhou Jin also said with a smile.
"I'll take your kindness into consideration next time. I've been busy building a second branch factory recently. When I'm done, I'll be the host and invite you all to have a meal together."
Dong Yun said with a smile while carefully reviewing their payment amount, supply quantity, etc. from the previous month.
The business of Tianjin Shipyard is very busy, and now it has begun to build a branch factory. The scale of the new branch factory is ten times that of the current one, and there are too many things that need to be busy.
"How dare I ask you to be the host? When the time comes, I will be the host and we can all get together."
When Huang Zhiwen heard this, he looked at each other with several other people around him. Of course they knew about the Tianjin Shipyard's branch factory, and they had already inquired clearly. The scale of the branch factory would be ten times that of the current one, and the amount of wood needed by then would be
will be more, which means they will earn more money.
They now meet Dong Yun for dinner and drinks every now and then, and visit brothels and Chu houses, and it's not just for this reason.
Tianjin Shipyard's business is easy to do, and everyone naturally wants to make more money, so it is inevitable to curry favor with Dong Yun in front of them. Although this Dong Yun was just a run-down craftsman in the past, now he is Tianjin Shipbuilding
The director of the factory holds everyone's path to wealth.
"Yes~yes~"
The others also nodded and said.
“The number is no problem~”
Dong Yun read it carefully, found no questions, and signed it readily.
When the five people saw Dong Yun finish signing, they all smiled happily. This is what Tianjin Shipyard is good about. Just say one thing, be trustworthy, and act according to the rules.
Don't think about making money through some shady means, otherwise the largest lumber supplier to Tianjin Shipyard would end up in the best possible situation, and you will regret it for the rest of your life.
As for treating people to meals and drinks, this is within the rules and socializing is inevitable. Many managers at Tianjin Shipyard also have entertainment expenses, so it is allowed.
"I have something to tell you~"
Dong Yun thought for a while, and soon thought of an important notice sent from above.
"The First Bank of Ming Dynasty, I wonder if you know about it?"
"I know, I know~ The First Bank of Ming Dynasty that just opened recently~"
Huang Zhiwen smiled and nodded.
The First Bank of Ming Dynasty first opened branches in Beijing and Tianjin. The branch in Tianjin was placed in Tianjin New Town. It was built more grandly than the branch in Beijing. It opened recently and attracted the attention of the whole Tianjin.
attention, but people still don’t quite understand what this bank does.
"That's right, the First Bank of the Ming Dynasty was also opened by Mr. Liu, and behind it are the current Emperor and His Highness the Crown Prince. Its main business is financial services. One is that everyone can deposit their money in the First Bank of the Ming Dynasty.
, with a certain amount of interest every year, money can make money.”
"The other thing is that if you are short of funds and have collateral, you can get a loan from Daming First Bank. The interest rate is very cheap, which is about one cent per year."
In accordance with the above requirements, Huang Zhiwen also introduced the business of Daming First Bank to these businessmen to see if he could attract some customers.
"Is there interest on saving money?"
"This loan really only costs about one penny a year in interest?"
When Huang Zhiwen, Xiao Zhoujin and others heard this, their eyes suddenly lit up. Doing business doesn't require money for turnover, especially doing business with a big factory like Tianjin Shipyard, which costs tens of thousands of taels of silver a month. You
You can't do anything without money.
I have never heard of a loan with such an interest rate. You must know that in this era, loans are basically the kind that come out nine times and come back thirteen times, and they are all loan sharks. Therefore, under normal circumstances, unless it is a last resort, everyone
I won't borrow money.
"Of course, this is Mr. Liu's property, and the big boss behind it is the Emperor and His Royal Highness. Everyone does business with us for more than a day or two, and they all know that we have always said we are one, and the word reputation can be seen.
It’s heavier than anything else.”
Dong Yun nodded very solemnly and said.
When Huang Zhiwen, Xiao Zhoujin and others heard this, they all nodded accordingly. The reputation of many industries under Liu Jin's command has spread. Although there are many rules and requirements, as long as you act in accordance with the rules, everything else is easy.
Unlike some small factories and workshops, it is difficult to do business. On the one hand, you are asked to have low prices, and on the other hand, you are slow to pay. There are no rules. There are also some people who rely on their own power to buy and sell by force.
of.
"Young Master Liu has also requested that starting from this month, all the business of our Tianjin Shipyard will be linked to the First Bank of the Ming Dynasty, so when the payment is made later, we will first give you the bank account of the First Bank of the Ming Dynasty.
Please take the banknote and go to Daming First Bank to withdraw money."
"I want to make this clear to you first to avoid any misunderstanding."
Then Dong Yun also made the important point clear, that is, payment for goods at the shipyard will only be paid by banknotes in the future. If you want to get the money, you have to go to Daming First Bank to withdraw it.
"No, no way~ We have always believed in Mr. Liu's work and are willing to do business with Mr. Liu."
Huang Zhiwen, Xiao Zhoujin and others looked at each other. Although they said so on the surface, they were still somewhat worried in their hearts about whether the First Bank of the Ming Dynasty was reliable.
"Then let me first thank everyone for their support on Mr. Liu's behalf."
Dong Yun expressed his gratitude with a smile on his face.
Soon, Huang Zhiwen, Xiao Zhoujin and other five timber merchants came to the Finance Department of Tianjin Shipyard with Dong Yun's signature.
"Mr. Huang, this is your payment last month. The total is 85,000 taels. This is the banknote from the First Bank of Ming Dynasty. Please click on it~"
With the signatures of the purchasing department and the factory director, the financial department made some calculations and paid the price to Huang Zhiwen very readily.
In the past, paying money was quite troublesome. Eighty thousand taels of silver came from one box after another. The finance side needed to transport it by car. People like Huang Zhiwen and Xiao Zhoujin also brought carriages and convoys.
.
But it's different now. Take out the brand-new banknotes one by one and count the numbers on them. The payment of 85,000 taels of silver is just a few stacks of paper.
Huang Zhiwen looked at the pile of paper in front of him and felt as if he had been cheated, but he quickly took the banknote and read it carefully.
"This banknote is very exquisite, completely different from the previous banknotes."
Huang Zhiwen also brought a special accountant here. The accountant was busy counting these banknotes. He quickly counted them and found that they were indeed 85,000 taels of silver notes.
The numbers above are easy to recognize and easy to calculate. It is very convenient and can be calculated quickly. You don’t need to work for a long time to calculate the weight of silver, etc. like before. You also need to pay attention to distinguish the fineness of silver, etc.
wait.
"Master, the total number of banknotes is not wrong, but can these banknotes really be exchanged for silver at Daming First Bank?"
Huang Zhiwen's accountant always felt strange looking at a pile of banknotes. He couldn't see the money and was always uneasy.