Upon hearing this, Zhu Houzhao nodded after thinking for a while, then put his arm around Liu Jin's shoulders and walked arm-in-arm out of Wangyue Tower, walking very limitedly in the streets and alleys of the capital.
"Old Liu, let's go, let's go. These dumplings are good. Let's go have a bowl of dumplings."
Walking, walking, Zhu Houzhao soon came to a dumpling stall and immediately pulled Liu Jin to sit down.
"You go ahead and eat, I can't eat anymore."
Liu Jin was speechless about Zhu Houzhao's bad taste. He didn't come here to eat, he just came to show off his wealth. When he followed him out today, his stomach was almost bursting because he ate too much.
"Eat as much as possible, eat as much as possible~"
Zhu Houzhao didn't care about this. He pulled Liu Jin to sit down and immediately said loudly: "Boss, here are two bowls of dumplings."
"Okay, please wait a moment, sir~"
When the boss saw business coming to his door, he immediately started working happily, and soon two bowls of hot dumplings were served.
"Eat, eat, these dumplings taste very good."
Zhu Houzhao started to take big bites of the dumplings, looking like he was enjoying them.
Liu Jin looked at the large bowl full of dumplings and had to sigh at the practicality of businessmen in this era, but he really had no appetite, so he reluctantly ate one because he was too full and couldn't taste anything at all.
.
"Zhu Houzhao is really delicious~"
Watching Zhu Houzhao eat a bowl of dumplings several times, Liu Jin couldn't help but shake his head.
"Boss, check out~"
Zhu Houzhao was very proud after finishing the meal. This meal was his treat again.
"Sir, a total of fourteen cents~"
When the boss heard the check, he came over happily and said with a smile.
"Hmm~"
Zhu Houzhao slowly took out a stack of purple hundred-yuan banknotes from his arms, took one out and put it on the table.
"Sir, I really can't find the hundred-yuan banknote of yours. Please don't embarrass me."
Looking at the stack of hundred-yuan banknotes in Zhu Houzhao's hand, the boss's eyes widened. But soon, he couldn't laugh or cry. Looking at the hundred-yuan banknotes on the table, he didn't know what to do.
"Haha~ okay~"
Zhu Houzhao wanted this effect. Looking at the envy and jealous expression of the other party, and then looking at the dumbfounding look, he felt extremely happy.
But he didn't come here to have a meal, it was just for fun. After all, he was still a child. He quickly put away his hundred-dollar banknotes and took out a shining silver dollar from his money bag.
"Can this be done at the head office?"
"This is okay, this is okay~"
When he saw the silver dollar, the boss immediately breathed a sigh of relief. Fortunately, he wasn't the young man eating the Overlord meal. This kind of silver dollar is now the most popular thing and everyone likes it.
He took the silver dollar, looked at it carefully, then blew it gently to his ear and listened carefully. He quickly put it away with satisfaction, then started to give Zhu Houzhao change, and took out fifteen ounces of copper coins.
Start counting.
"Sir, this is the change for you. Please order a little."
"No need to order it, Liu Jin, keep it."
Zhu Houzhao didn't even look at it, just raised his legs and continued shopping.
Poor Liu Jin was sweating profusely from exhaustion. He was carrying a big bag filled with copper coins, which weighed dozens of kilograms in total. Carrying such a heavy copper coin, he followed Zhu Houzhao.
Behind him, he didn't dare to say anything about his suffering. He could only keep looking at Liu Jin for help.
"The silver coins in the bag have been used up. Let's go to the bank to exchange some."
Zhu Houzhao weighed the silver coins in his purse and found that there was not much left. After thinking about it, he said to Liu Jin.
"Okay, I just went to see how our bank's service attitude is."
Liu Jin nodded, he was also about to go to the bank to take a look.
Although bank notes and silver dollars have been very successfully circulated in the market, many other businesses of the First Bank of Ming Dynasty have been difficult to develop.
The loan business is okay, with such cheap interest, it is now gradually developing, and hundreds of thousands of taels of silver have been released, but the savings business is still zero, and no one has deposited his money in the bank.
.
Soon, Liu Jin and Zhu Houzhao arrived at the Beijing Branch of the First Bank of Ming Dynasty.
"You two gentlemen, I wonder what business you need to handle?"
As soon as I entered the lobby, a staff member immediately came up to say hello and offer consultation.
"I want to exchange some silver dollars~"
Zhu Houzhao said.
"How much do you want to exchange? Should you exchange it with silver or with a banknote?"
"Just use a banknote and exchange it for one hundred."
"Okay, please wait here in the lobby. When it's your turn, I will come over and let you know."
"Okay~"
Under the guidance of the staff, Liu Jin and Zhu Houzhao came to a seat by the window and sat down. Someone immediately brought hot tea. The service attitude was still very good.
"Tsk, tsk, Old Liu, you still know how to do business."
Zhu Houzhao looked at the bright hall carefully and thought about telling Liu Jin that from the opening of the First Bank of the Ming Dynasty, it was Zhu Houzhao who benefited the most.
"Your Highness, thank you~"
Liu Jin said modestly.
At this moment, there was a commotion at the entrance of the bank. More than ten large four-wheeled carriages carrying large boxes came to the entrance of the bank. From the leading carriage, a white-haired old man got down. This old man was dressed in extraordinary clothes.
, followed by a group of servants.
At the same time, a middle-aged man also got off the second carriage. This middle-aged man was wearing a Confucian robe and a fan in his hand. His face was relatively pale and his eyes were dim. At first glance, it was clear that he was the kind of person who has been addicted to pleasure for a long time.
, a person whose body has been hollowed out by wine and sex.
"Dad, do you really want to deposit all our family's money in this bank?"
Wang Enyi looked at the First Bank of Ming Dynasty in front of him, then at the old man next to him, and said very unhappy.
The old man was so stubborn that he wanted to deposit all his family's money in this bank. I don't know where he knew that there was interest in the bank, and he even thought about coveting this little interest.
"If you don't store it inside, will you be completely ruined?"
"If you fail again, I won't even be able to afford a coffin board."
The gray-haired old man is called Wang Shirui. He is a famous big businessman in this area of the capital. Through his business, he has accumulated thousands of acres of fertile land and made a fortune.
It's just that he didn't know how to educate his children. Although he had many wives and concubines, he only gave birth to this one son. He doted on Wang Enyi so much that he became a playboy.
Since he got older, he no longer has the energy to take care of business matters. Wang Enyi only knows how to eat, drink and have fun, and does not do business at all. Therefore, he has no choice but to slowly withdraw from the business and instead buy a large amount of
of fertile farmland, and prepared to let his son live on this fertile farmland.
But who knew that this rebellious son would not only eat, drink and have fun, but also get into gambling. Over the years, he slowly squandered a lot of the huge family fortune Wang Shirui had accumulated.
This is because the old man is still here. If the old man is gone, he can see that his son will definitely ruin the family business.
When that time comes, the old man will not rest in peace even if he dies, as he will not be sorry for his ancestors.
The opening of the First Bank of the Ming Dynasty was carried out with a lot of publicity in the business district and the circles of the powerful. After Mr. Wang heard about it, he immediately became interested and thought about depositing his family's money in this First Bank. On the one hand, there were
Interest, this money can generate money, and the most important thing is the regular deposit period in the bank. This money cannot be withdrawn casually. This way, you can prevent your son from ruining the family fortune.
At least the money deposited in the bank can allow the family to earn interest every year. If the family business is really ruined in the future, the interest will be enough to support the family.
"Dad, it's safer to keep this money at home. If you keep it in a bank, who knows if they will swallow it."
Of course Wang Enyi doesn't want to see this money stored in the bank. The old man has only a few years to live, and soon his huge family property will be his own. By then, no one will care about it, and there is money, so he can spend it how he wants.
, As for whether the money will be spent out, and what to do after it is spent, he has never thought about this aspect.
"The First Bank of the Ming Dynasty is the property of today's world. How can it take away this little money from you?"
"Hmph~ If you were human, I wouldn't be like this."
When Mr. Wang Shirui heard this, he became even more angry and couldn't help but hit him with the crutch in his hand.
He was not worried that the money would be swallowed up by the bank, but he knew better that once the money came into the hands of his son, he would definitely spend it all as soon as possible.
If you just eat, drink, have fun, visit brothels, etc., in fact, considering the Wang family's family fortune, it can be sustained. The key is gambling. Gambling has no bottom. No matter how big the family fortune is, it can be gambled away.
So after careful consideration, and after discussing with many people, he decided to deposit all the silver and gold in his hands in the bank, and to deposit it for a very long period of time, so that he could not take it out until it expired, and he would earn interest every year.
That’s it.
After all, this is Mr. Liu's property, and the big bosses behind it are Emperor Hongzhi and His Highness the Crown Prince. They can still be trusted.
"Dad~ I heard that if the money is deposited for a period of time, it cannot be withdrawn until it expires. What if the family is in a hurry to use the money?"
Wang Enyi was still reluctant to persuade him. After entering the bank door, it would be difficult to take out the money.
"I have kept the pocket money at home, and I still have land every year. If I can't starve you to death, it would be better to starve to death, you beast, so that I don't have to worry about it."
Mr. Wang hated that iron could not become steel. Looking at him, he resolutely walked into the First Bank of Ming Dynasty. The servants behind him followed him in carrying boxes of silver.
“Interesting~”
Seeing this scene with his own eyes, Liu Jin couldn't help but laugh. After thinking about it, he thought if he could come up with a special fixed deposit product, one with a very long term, 99 years would be good.
