Chapter 664, First of all, there must be laws to follow
"Old Liu~Old Liu~"
As Zhu Houzhao's voice sounded, Zhu Houzhao soon came to Liu Jin's study.
Because he secretly sneaked to Liaodong to fight the Jurchens last time, Emperor Hongzhi never allowed him to go to the Royal Military Academy in Tianjin after he found out about it. He kept him by his side for fear that he would cause trouble again.
Staying in the palace, he was the crown prince of the country and was a little older, so Emperor Hongzhi also began to cultivate his ability to handle government affairs. He had to attend the morning court, and he also had to continue to study with Yang Tinghe.
So the whole person is like a tiger in a cage.
Now Liu Jin sent someone to call him out. Not to mention how happy he was. He was walking with wind. When he entered Liu Jin's study, he lay down on the sofa beside him with his legs crossed.
"Old Liu, your home is very comfortable. You don't know what kind of life I have been living in the palace during this period of time. It is simply not a human life. You see, I have turned white again."
"Let's play football together later. We haven't played football for a long time. I heard that a football field is being built here in the capital?"
Zhu Houzhao was lying comfortably while chatting with Liu Jin about the days in the palace.
For him, being in the palace was no different from being in prison.
What he likes most is staying in the Ming Dynasty Royal Military Academy, training, shooting and learning military knowledge every day.
"It is under construction. It is a football stadium built by the British government, but it will not be put into use until at least the end of the year. If you want to watch football matches now, you still have to go to Tianjin."
Liu Jin nodded and said.
"You brat~ are you saying something bad about me?"
At this time, the British Duke Zhang Mao walked in with a smile again, followed by Cheng Guo Duke Zhu Fu and Liu Jin's brother-in-law Xu Guangzuo.
"Mr. Zhang, how dare I speak ill of you~"
"I'm telling you, Mr. Zhang, you don't have to go to Tianjin to watch football matches every time because the people in the capital don't have to go to Tianjin every time, so a football stadium is being built here in the capital. This is a great thing for the old and young men in the capital."
Liu Jin smiled and replied, "We are all acquaintances. Everyone came in and sat down very casually."
"Of course, I built the football field for everyone's benefit."
Zhang Mao nodded with satisfaction, then thought for a moment and said, "You brat, I haven't run out of land recently, how about you sell me some more?"
"Mr. Zhang, this matter is easy to talk about. It's just land. I have it in hand. It's the same thing if I don't buy it from His Highness the Crown Prince."
Liu Jin quickly nodded and agreed.
"Just sell it back to me at the price I sold it to you."
Zhang Mao thought for a while and said again.
"No, no, favors are favors, business is business, it's not like you don't know the current land price in the capital."
When Liu Jin heard this, he immediately shook his head. How is this possible? There is no way.
"You brat, I sold you all that land back then. You just let it sit for a few years, and this acre of land has increased in value. How come you don't know how to respect the old and love the young? It's a shame that I sold it to you in the first place."
I also introduced you to two gorgeous beauties as your wives, but you have no conscience at all."
When Zhang Mao heard this, he immediately beat his chest and feet in anger. He was really feeling regretful now.
Now think about it, at the beginning, he sold all the land around the capital to Liu Jin at almost cabbage price, a few taels of silver per acre. Now, an acre of land here in the capital costs thousands of taels.
The key is that no one will sell it to you if you have money, because the land is basically in the hands of Liu Jin and the prince.
The large amount of land in the hands of Liu Jin and Zhu Houzhao is of immeasurable value and will become a huge fortune.
"Haha~"
When the people nearby heard this, they all couldn't help laughing.
"I called you here today because I have something very important to discuss with you."
After chatting with each other for a while, Liu Jin motioned for all the servants to get down, and then spoke slowly.
"A very important event?"
When Xu Guangzuo heard this, his eyebrows immediately raised slightly. The important event Liu Jin mentioned was naturally a real event.
"There is an unfinished real estate here in Xicheng District called Shuxiang Yayuan~"
"This property was opened by a group of Shanxi businessmen. The reason why it failed was not because of lack of funds or other reasons. It was simply because they put the money in their pockets and ran away without wanting to continue building."
"At the same time, they are planning to change the name and open a real estate project in Dongcheng. After making money, they will fail and run away."
Liu Jin took out the information on Chen Ou's investigation and sent it to several people, and at the same time began to explain clearly the cause and course of the incident.
"In addition to making money in the real estate industry without any rules or means, this group of Shanxi merchants also built cement factories, textile factories, ocean trading houses and ocean fishing lines, as well as opened Jinshang Bank, their Jinshang Bank
We are also preparing to issue fixed amounts of banknotes like our First Bank of Ming Dynasty."
Everyone looked at the information carefully and listened to Liu Jin talking about these Shanxi merchants.
"Isn't this poaching our corners and cutting off our financial resources?"
When Xu Guangzuo heard this, he immediately frowned and said.
"They are ruining the buildings one after another like this. Who will buy our off-plan properties in the future?"
Zhang Mao also immediately realized the seriousness of the matter, widened his eyes and said.
"Yes, this pre-sale system allows them to play like this. It won't take long. Soon no one will pay in advance to buy a house. If the house is built and then sold, our financial pressure will be very great. No
Like now, if we use people's money to build people's houses, we can easily make a fortune."
Chengguo Gong Zhu Fu also nodded solemnly and said.
"The scariest thing is that they want to imitate our Ming Dynasty First Bank in issuing banknotes. Let's not talk about whether they will steal our market for issuing banknotes. If they are like an unfinished building, they will end up with a pile of paper.
The real gold and silver used to exchange people, the banknotes issued by our First Bank of Ming Dynasty may also turn into paper and not be trusted by others, which is equivalent to wasting our efforts in vain."
Zhu Houzhao also sat upright all of a sudden, and instantly felt a huge crisis.
Even though the First Bank of the Ming Dynasty does not make money from other industries, the First Bank of the Ming Dynasty holds tens of millions of taels of silver.
Everyone now trusts the First Bank of the Ming Dynasty, knowing that depositing money there will earn interest and money can make money, so the deposit business is slowly becoming more and more popular in various parts of the Ming Dynasty.
The First Bank of the Ming Dynasty had hundreds of millions of taels of silver in hand, and the annual interest payment was tens of millions of taels.
If you have money in your hands, it will be easier to do things. If you want to do whatever you want, you don't have to worry about money at all.
Moreover, shareholders like them know the benefits of banknotes very well. It is just a piece of paper, but it can be exchanged for other people's real money. They can issue an appropriate amount of banknotes every year. This part is basically created out of thin air.
The wealth that comes out.
Shanxi merchants were also very aware of this and saw the huge benefits, so they also wanted to learn from the First Bank of Ming Dynasty.
This made Zhu Houzhao immediately realize the huge crises and risks contained in it. Others did things better, but these Shanxi merchants, judging from the way they engage in real estate, they can do anything, just like rat shit.
Likewise, it will ruin the existing good situation.
After hearing Zhu Houzhao's words, everyone was stunned for a moment, and then after thinking about it, everyone became angry.
"They are looking for death, and they dare to compete with tigers for food~"
"We must crack down hard on them and prevent them from entering the banking industry."
"This is going to cut off our financial resources. This good system must be completely destroyed by them."
"Liu Jin, tell me, what should we do?"
Everyone looked at Liu Jin. Liu Jin summoned everyone here, obviously to discuss how to deal with these Shanxi merchants.
There is no room for discussion on this matter. These Shanxi merchants must be killed. They are so unscrupulous in making money and have no bottom line. Any industry they enter will most likely completely kill an originally good industry.
As far as the real estate industry is concerned, the pre-sale system originally created by Liu Jin was also for everyone's benefit, so that everyone can use other people's money to make money, with less financial pressure.
If Shanxi merchants are allowed to do this, no one will dare to buy off-plan properties in the future, and the entire industry will be destroyed by them.
Nowadays, it is not just the real estate companies under Liu Jin and Zhu Houzhao that are engaged in real estate. Zhang Mao, Zhu Fu, Xu Guangzuo, and even the dignitaries of the Manchu Dynasty, civil and military ministers and other places are more or less engaged in this business.
Liu Jin looked at a few people, thought for a moment and spoke slowly.
"From this point of view, one of the most important reasons is that our current business activities do not have a detailed law to regulate market behavior."
"That is to say, there are no rules for these commercial activities in our Ming Dynasty. In the past, our Ming Dynasty's laws and regulations had too few provisions on these aspects and were not detailed enough, so some people would take advantage of this loophole."
"These Shanxi merchants are definitely not the first, nor will they be the last."
"So the top priority is that our court needs to promulgate a relevant law. We can also temporarily turn it into a "Commercial Law" to standardize various business behaviors in the form of laws and regulations."
"Set up rules. Without rules, there will be no circle."
After hearing Liu Jin's words, everyone nodded after thinking about it. Driven by profit, businessmen can do anything.
It's just a mess, it doesn't matter at all. It's a bigger thing than this. It used to be a matter of smuggling people from the prairie that would destroy the nine tribes. They even dared to do it, let alone this.
"First of all, we must have laws to abide by. Next, for these stinky rats who break the rules, we will not only make them bankrupt, but also let others know the price they need to pay for breaking the rules!"