Seeing that Liu Xiaopang discovered his ambush, Chi Enjie was a little surprised, because their deployment in this place was carried out by senior experts. It was absolutely impossible for ordinary people to discover it, but this guy Liu Xiaopang actually
Being able to discover it shows that this person is really not simple.
But now that the other party found out, he did not deny it. Instead, he said with a smug smile: "Director Liu, you are a little too worried. Although we did have a lot of people ambushing around, we are doing this because
We have a special purpose. As you know, the things we play are legally restricted. In order to allow the majority of gambling friends to have fun with us, have fun and not be affected by any external factors.
Excuse me, that’s why we deploy heavy troops to guard you, but don’t worry, our guards only target people with evil intentions, and they will never do any harm to fellow gamblers. No matter how much money you win, you can rest assured.
take away."
Liu Xiaopang then smiled and said: "Oh, that's it. What you said makes some sense. I hope what you said is true."
The two parties walked into the villa hall while talking and laughing.
The building area of the entire villa is two to three times larger than that of an ordinary villa. In the center of the lobby on the first floor is a large area of slot machines, Apple machines and other gambling machines. In the lobby, although there are many machines at the moment,
There were not many people playing, about seven or eight. When they saw Liu Xiaopang walking in under the leadership of Chi Enjie, many people didn't even look at them and continued to play their own games with their heads down.
.
Liu Xiaopang was led directly to a very luxurious single room on the second floor by Chi Enjie. There were three large-screen LCD computers in it. There was also a super-large-screen LCD TV in front of him, which could display the content on the computer screen at any time.
The content switches to the big screen TV.
After entering the house, Chi Enjie looked at Liu Xiaopang with a smile and said: "Director Liu, I heard from Ding Xuefeng and others that you plan to borrow money from us to play a few games this time. I don't know how much you plan to borrow, but I can
Let me declare in advance that if you want to get a loan from me, I am not interested in a loan of less than 50 million, and it must be secured."
Liu Xiaopang smiled and said: "Mortgage, that's no problem. What's the loan limit? I'll just borrow 100 million for fun first. If your service is better, I can consider adding more bags."
Chi Enjie smiled and said: "You can rest assured about our services, but the conditions for our loans may be a bit harsh. The ratio between our loans and collateral is one to eight. In other words, if you want to get a loan
100 million, you must mortgage property or company shares worth 800 million. Of course, as a rule of the loan shark industry, generally you can only get an actual amount of about 80 million for a loan of 100 million. However, considering that Director Liu is our new
Customer, it is our first time to cooperate, so we will directly pay 100% of the actual amount, but we cannot loosen the ratio of one to eight. I don’t know what you want, Director Liu."
Liu Xiaopang was really surprised this time. For loan sharks outside, the maximum interest rate for mortgages is one to two, which is very good, but here, it is as high as one to eight. This is definitely an overbearing clause.
Liu Xiaopang deliberately looked very embarrassed and dissatisfied, frowning and hesitating.
However, on this condition, Chi Enjie also showed a very resolute attitude. There was absolutely no room for compromise, and he looked like he could agree or not.
Liu Xiaopang hesitated for a long time, and then said slowly: "Okay, one to eight, let's do one to eight. Then how to calculate the loan interest rate?"
Chi Enjie then smiled and said: "This is very simple. If you take a loan of 100 million, you will have to repay 180 million in one month, and 260 million in two months. If it exceeds 2 months, you will have to use The company’s shares were used to pay off the debt.”
Liu Xiaopang couldn't help but smile when he heard this: "Okay, this is simple. I believe that with my luck and luck, I won't lose."
Chi Enjie smiled noncommittally, with a hint of disdain deep in his eyes. In his opinion, Director Liu in front of him was like many gamblers. Before he really lost all his money, he always had doubts about his gambling skills and skills. Luck is full of confidence. Only when they lose everything, will they truly realize that nine times out of ten they bet, they cheat, nine out of ten they bet, they lose. There is only one real winner, and that is the banker.
But with this thought in mind, Chi Enjie said with a smile: "Okay, in that case, let's sign the contract. Director Liu, before you came, we have already investigated your shares in Hua'an Group. At present, the market value of Hua'an Group is at a ratio of one to eight with ours, so I think you should use one percent of Hua'an Group's equity as collateral."
Hearing Chi Enjie say one percent of the equity, Liu Xiaopang's face suddenly brightened up, and a disdainful sneer appeared on the corner of his mouth: "One percent, Boss Chi, you are not mistaken, are you? , Did you know that the current total market value of our Huaan Group is at least more than 100 billion, and one percent of the equity is worth more than one billion, and this is only the price of the original stock, which is the valuation of the company before it is listed. If the company is listed once, the 1% of the equity will be worth at least one billion. Now you are just lending me 100 million, but you want to get 1% of the equity as collateral. Don't you think this is true? Do you have some overlord clauses? And do you know how many people hold 20 to 30 billion in their hands and want to join our Huaan Group to get 1% of the equity, but no one wants them, but now you want me to give 100%? Don’t you think it’s too much to use one of the shares as collateral?”
Chi Enjie smiled and said: "It's too much, of course not too much. Director Liu, you have some filtering. Think about it, with your worth, do you need to eventually get to the point where you have to use equity as collateral? No, no, Maybe you just left us and you can repay the loan with just one phone call. Therefore, for both of us, this loan mortgage is just a clause for us to reassure each other. After all, even if you use equity as a mortgage, we are now There is no way to actually take your equity for mortgage. It is just a clause in the contract between us. The follow-up procedures have to be completed slowly. This is equivalent to us first unconditionally lending you 100 million to use. In real terms, we are the biggest risk bearers."
Chi Enjie's eloquent tongue turned black things into white things, but Liu Xiaopang had to admit that there was some truth in what Chi Enjie said. After all, if the equity of Hua'an Group wanted to be transferred, what procedures would it be? It's not as cumbersome as usual. Now I just agree to use equity as collateral.
Deliberately pretending to be very excited, Liu Xiaopang pondered for a moment and then slowly said: "Okay, let's do this. I will use 1% of the equity as collateral to get a loan of 100 million."
Chi Enjie immediately took out a standard contract with a smile on his face, and then wrote the mortgage conditions and amount on the loan mortgage with a pen, then handed it to Liu Xiaopang and said: "Director Liu, this is our standard contract, you see Look, if there are no other objections, you can sign it."
Liu Xiaopang opened it at random and found that many of the terms were almost overbearing terms. Fortunately, although the terms were relatively overbearing, they were still within the acceptable range. Liu Xiaopang directly signed his name on them. .
After signing the contract, Chi Enjie planned to operate on the computer on the spot to recharge 100 million electronic chips into Liu Xiaopang's online gambling account. However, Liu Xiaopang directly shook his head and said: "Boss Chi, since it is a loan, you can The loan amount should be directly transferred into my bank account. As for when I am willing to exchange it for electronic chips and how much I want to exchange, that should be my own business, don’t you think?"
Chi Enjie did not expect that Liu Xiaopang would make such a request, but fortunately Liu Xiaopang was on his own territory, so he did not have to worry about what tricks Liu Xiaopang would play, so he agreed with a smile and directly One hundred million yuan was transferred to Liu Xiaopang's account.
Liu Xiaopang directly took out 50 million and exchanged it for pip chips on the spot. While exchanging the money, he said with a smile: "Boss Chi, although I am a generous person, I understand that luck cannot be constant, so I want this money." Complete it in two stages, so as to ensure that luck will always be on my side. This is the experience I have gained from many years of business."
While speaking, Liu Xiaopang showed a proud look, as if he felt very awesome.
Seeing Liu Xiaopang's behavior, Chi Enjie secretly cursed the idiot in his heart, but nodded with a smile on his face, gave a thumbs up, and then left, cursing the idiot in his heart.
After Chi Enjie left, Liu Xiaopang placed his bet and said to Ding Xuefeng next to him: "Old Ding, do you think this boss Chi will praise me for being smart on the surface, but actually curse me secretly in his heart? What a fool."
Ding Xuefeng quickly shook his head and said: "This is definitely impossible. You are our customer, and the customer is our God. Our boss Chi will definitely not do this."
Liu Xiaopang smiled and said: "Actually, I just said that on purpose. I actually like to throw all the funds into it at once. I just wanted to see what Boss Chi would be like. It’s just an expression, okay, I won’t say anything more, I’ll play for a while and then talk.”
After saying that, Liu Xiaopang immediately focused all his attention on placing bets, but he secretly said in his heart: "Hey, you will know who is the real idiot in a while."
