Wu Cuifen stared at the computer screen in front of her in stunned silence, her face changing with uncertainty, and at the same time traces of doubt and worry rose in her eyes.
What is going on? I clearly have more than 10 million euros in my bank account, why do I have nothing now? You know, this money is for the retirement of yourself and your husband. How could this money be gone?
? He clearly remembered that the money was handled by Guo Chengming, the agent of the underground bank at the time, in front of him. She saw it with her own eyes. Why was it suddenly gone now?
Thinking of this, Wu Cuifen's face turned gloomy and she remained silent.
Li Tanping and others waited silently, but did not speak. They had realized that they might have encountered difficulties in withdrawing the stolen money.
After a while, Wu Cuifen calmed down a little and said slowly: "The money is missing. I can't figure out the specific reason. If you want to withdraw the money, I'm afraid you have to find the whereabouts of the money first.
That’s all.”
Li Tanping was silent for a while, and then said: "Let's do this. I'll first invite a friend who is proficient in finance and banking business to come over, and then you can tell him the entire business process. Let's first analyze the process of handling the money.
Do you have any questions, okay?"
A trace of anger flashed in Wu Cuifen's eyes, she nodded and said, "Okay, I have to find out who stole my money."
Afterwards, Li Tanping immediately went out and called Liu Qingyu to report the matter and asked Liu Qingyu if he knew any friends in this field. Liu Qingyu immediately told Li Tanping that he did know such friends.
However, it would take 5 hours for the other party to arrive from Tianya Province, allowing Li Tanping to calm Wu Cuifen's mood.
Five hours later, a gentleman-looking man wearing a designer suit and gold-rimmed glasses walked into Li Tanping's interrogation room.
The visitor smiled and looked at Li Tanping and Wu Cuifen and said: "Hello everyone, my name is Su Tianfeng. I am a minor player in the field of finance and banking. If you have any questions, you can ask me and I will try my best to answer them."
Wu Cuifen couldn't help frowning when she looked at the man in front of her, who was about thirty years old. She looked at Li Tanping and said, "Is the person you found reliable? Can he clear up my doubts? I'm afraid this question of mine involves
Can he do it in the foreign financial field and underground bank field?"
Facing Wu Cuifen's question, Su Tianfeng just smiled slightly, took out a few photos from his pocket and gently threw them on the table. Then, he sat arrogantly on a chair next to him, crossed his legs and looked up.
On the roof.
Wu Cuifen's face suddenly darkened, but she still picked up the photos on the table and took a look, and her face suddenly changed.
These photos are all about Su Tianfeng. One of them is a photo of Su Tianfeng attending an international financial expert forum as a keynote speaker. Another photo is a photo of Su Tianfeng attending a meeting as a member of the financial expert advisory team of the State Council. The last one is a photo of Su Tianfeng who graduated from Peking University with a Ph.D.
Photo and Harvard Business School PhD graduation photo.
Just after looking at the previous three photos, Wu Cuifen immediately realized that although the man in front of her looked young, he was indeed not an ordinary person.
In this case, Wu Cuifen no longer has any doubts about the process of transferring some stolen money abroad through underground bank channels through a series of financial operations.
Originally, Wu Cuifen didn't want to talk about it, but when she saw that the money that should have belonged to her and that her husband had embezzled and accepted bribes at the risk of being cheated mysteriously disappeared, Wu Cuifen became completely angry.
, she already had a premonition that she had been deceived by people from underground banks. However, she did not dare to make a direct conclusion before getting an expert appraisal.
After Wu Cuifen finished speaking, Su Tianfeng pondered for a moment and said slowly: "If I guessed correctly, did you ever submit your ID card, bank card account number, and password to someone from an underground bank?"
Wu Cuifen recalled briefly, nodded slowly and said: "It is true that there was such a thing. At that time, they told me that they were helping me apply for a bank account in Switzerland and they needed these information."
Su Tianfeng sighed after hearing this and said: "They did help you apply to open a Swiss bank account, and if my guess is correct, they must have let you see the money being deposited into your Swiss bank account, and even they
We can also prepare a deposit slip for you.”
Wu Cuifen nodded vigorously when she heard this: "Yes, he once asked me if I wanted a deposit receipt. I said yes. Now the deposit receipt is in my hands, but why is the money in my bank account gone?"
Su Tianfeng smiled bitterly and said: "If my guess is correct, the other party may have opened a custody account. In other words, although the name of the head of the household is you and the deposit receipt is in your hands, your management authority over the account is
The first-level authority for your entire account is in the hands of underground banks. They can use the authority to use the funds in your account at any time, and can even limit your account authority. Therefore, I can be 100% sure that you are being
It’s dark.”
Speaking of this, Su Tianfeng sighed and said: "To be honest, situations like yours are not uncommon. There are many corrupt officials in China who are afraid of being discovered by the banking regulatory system, so they transfer money through underground banks and are eventually hacked.
Not a lot, because although they are good at corruption and bribery, they don't know much about finance, especially banking. Especially foreign banks, their business is very complicated, and sometimes they can even target a large amount of money from a certain person.
Setting up a brand new business, let alone underground banks.
For those who are relatively powerful, especially powerful forces, when conducting money laundering and other business for them, they naturally have to abide by certain rules and do not dare to offend easily. They will definitely do a good job in the business conscientiously and earn a lot of money.
They should earn commissions, but for some corrupt officials who have little power and only embezzle or misappropriate huge sums of money in their own fields, they may not be so particular about integrity, so your money will be hacked.
It’s just a reasonable thing.”
When Wu Cuifen heard this, her face turned even paler. She stared at Su Tianfeng closely. After making sure that Su Tianfeng was not deceiving her, she clenched her fists, raised her eyebrows, and gritted her teeth and said: "Guo Chengming, you dare to cheat.
I dare to blackmail my money, you and I are at odds with each other."
As she spoke, Wu Cuifen gritted her teeth and said: "I want to report this underground bank. The person responsible for contacting me is named Guo Chengming. He is the representative of an underground bank in the United States in Tiandu Province. He is responsible for helping those in Tiandu Province.
Corrupt officials and some illegal capital are engaged in money laundering and transfer of stolen money. The reason why we were able to find him is because he is a good friend of Hou Yuqiang, the mayor of Tiandu City. We asked him to help him because of the mayor's face.
The money was transferred to Switzerland."
"Guo Chengming? He seems to be the chairman of a certain financial investment group. Their group seems to have a relatively famous P2P Internet financial management platform in China." Li Tanping said with a slight recollection when he heard the name.
"Yes, that's him, the chairman of Archangel Investment Group. And I suspect that their P2P Internet financial management platform is probably a Ponzi scheme!" Wu Cuifen said through gritted teeth.
Hearing the words Ponzi scheme, Li Tanping's face suddenly turned gloomy. He knew very well that with the development of Internet financial management, more and more Internet financial management platforms have fallen into the shadow of Ponzi scheme.
middle.
The so-called Ponzi scheme, as the name suggests, was created by Ponzi, an Italian speculator who lived in the 19th and 20th centuries. This man immigrated to the United States in 1903. In 1919, he began to plan a conspiracy, formed an investment team, and invested in an investment team.
In fact, it was a fictitious corporate investment. At the same time, it raised funds from the public by exaggerating the bright prospects of the project, and promised that investors would receive a 40% profit return within three months. Then, the cunning Ponzi used the new investors' money as
Quick profits were paid to those who initially invested to lure more people into the trap. Due to the huge returns for those who invested early, Ponzi successfully attracted 30,000 investors in seven months, and the conspiracy lasted for a year.
It took a long time for people who were dazzled by the benefits to wake up, and later generations called it a Ponzi scheme.
Nowadays, many illegal MLM organizations use similar Ponzi schemes to make money.
Li Tanping knows very well that once a Ponzi scheme breaks out on the Tiandu Internet platform, it will have serious consequences. It is very likely that countless investors will lose their money.
Money laundering, underground banks, and Ponzi schemes, when these three were combined, Li Tanping immediately realized that Wu Cuifen and theirs, this seemingly small anti-corruption case, contained a shocking truth.
Big case!
However, this case is not something that the Anti-Corruption Bureau can handle, because once it is suspected of financial fraud, the public security will need to come forward. When it comes to underground banks, not only the public security will need to come forward, but it even involves the field of bank supervision. This is
A major case involving a joint operation of multiple departments. However, such a major case is very sensitive. Once the people involved in handling the case leak even a little information and are known by cunning criminals, it will make the subsequent investigation of the entire case directly impossible.
Proceed. However, this is a case that requires the joint action of many people.
What to do? What to do next?
For a moment, Li Tanping's mind was racing, he hesitated, went directly to an independent and quiet room, dialed Liu Qingyu's phone, and reported the matter to Liu Qingyu immediately.
When Liu Qingyu heard the news, his expression suddenly became serious.
