When Fu Wenzhai walked out of Wu Shigong's house, he was still a little unbelievable. His whole body seemed to be light and airy, and every step seemed to be stepping on cotton balls. He is now the director of the Propaganda Department and has become the most important person in the Runing Army.
A top official.
Fu Wenzhai was one of the first children recommended by Gong Haoran to Wu Shigong as a school teacher. He was already thirty-four years old at the time and had no ambition to make progress. But Fu Wenzhai's wife was very good at giving birth, and he gave birth to a child.
The child's survival rate was quite high, so he had a large family of more than a dozen people at that time.
However, Fu Wenzhai was the only adult male in his family, so one can imagine the poverty in his family. Therefore, after being recommended by Gong Haoran, he cherished his job as a teacher in Wu Shigong's school.
After that, Deng Qifan began to compile the Four Books and Five Classics with added materials. To be honest, Deng Qifan was a little half-hearted at that time, and the other gentlemen were always embarrassed and unwilling to praise Wu Shigong's "great achievements" too much. But Fu Wenzhai was different, he was serious.
He is really meticulous, so he has almost completed most of the work.
After seeing Fu Wenzhai's ability, Deng Qifan later regarded him as an important assistant. Then Fu Wenzhai's specialties emerged. One is that he is quick-witted and articulate; the other is that he is very loyal to Wu Shigong.
In other words, he was quite thick-skinned and could praise Wu Shigong for an hour without repeating or blushing. So this time, Deng Qifan recommended Fu Wenzhai and assigned him to the temporary position of the Publicity Bureau.
At this time, Wu Shigong had returned to Runing for more than a month. When Sihai Bank's savings business first started, rumors spread from nowhere that Sihai Bank was short of money, so it had to absorb savings to eliminate this shortage.
Silver Dilemma.
In fact, this is not a rumor. Besides, there is no airtight wall in this world, so the business of Sihai Commercial Bank and Sihai Bank has been greatly affected. Credit accounts and goods are no longer possible, although Sihai Bank has issued
They earned an interest rate of 5% per year, but not many people went to Sihai Bank to save.
But at this time, Fu Wenzhai, who was temporarily in charge of the Propaganda Bureau, came up with a brilliant idea. Instead of desperately covering the lid, he did the opposite.
So Fu Wenzhai led a group of people transferred to the Propaganda Department to publicize everywhere: In order to help the refugees this time, Mr. Wu also spent a lot of money from his own family to help orphans and the elderly.
However, it is definitely not enough for Mr. Wu and his family to help so many refugees, so Mr. Wu will raise funds from depositors through Sihai Bank, and all the money raised will be used for the refugees. Of course, Mr. Wu will not let those depositors
At a loss, he is willing to pay an annual interest rate of 5% to thank the depositors for their kindness.
And what do people who save money in Sihai Bank have to worry about? Are they afraid that Mr. Wu, who is so kind and kind, will default on his debt? Besides, if you keep your own money at home and you don’t know how to raise it, you might as well save it in Sihai Bank.
What about eating interest? Besides, it has benefits and can also accumulate virtue. Isn’t that a great thing that has the best of both worlds?
Unexpectedly, this truth immediately aroused the resonance of the Runing Army. Under the propaganda of their superiors, they were determined to work together to help the Runing Army tide over the financial crisis of rescuing the refugees.
So a long queue immediately formed at the entrance of Sihai Bank. The Runing Army shouted slogans and sang "Katyusha" and rushed to deposit the extra money and food stamps at home into Sihai Bank. In just ten days,
Sihai Bank has deposited more than 50,000 taels worth of silver, copper coins and food stamps. Looking at the situation, the total deposits may exceed 80,000 taels.
Seeing this situation, Fu Wenzhai immediately struck while the iron was hot. He took the refugee representatives who came to vote to the gates of Sihai Banks in various places to let them see with their own eyes the actions of the Runing Army who actively rescued them. The Propaganda Bureau also compiled a large number of promotional materials.
This spread to the ears of every refugee who defected to the Runing Army. This made all the refugees immediately integrate into the large group of the Runing Army.
In fact, at this time, Runing Army's finances were not at a point where it was necessary to borrow money. But in order to put on a show, Runing Army still used Runing Mansion's salt income as collateral at Sihai Bank and borrowed money at an annual interest rate of one cent.
Twenty-five thousand taels.
In addition to repaying the nearly 10,000 taels of silver that Wu Shigong had borrowed from other banks and gentry, this loan also repaid the 3,000 taels that Wu Shigong borrowed from the inner house. However, from an economic perspective, this loan was actually a loss.
.
If it is placed in Sihai Bank, it can be loaned out with an annual interest rate of two cents. What is even more annoying is that when Zhao Ruya and the others got the three thousand taels of silver returned, they immediately calculated it and then put the money back without hesitation.
The sum of money was deposited in Sihai Bank to earn an interest of 5%. This made Wu Shigong, who later found out the result, furious to death.
However, the subsequent impact of this incident was quite large. First of all, it made the finances of Runing Army healthier. The property of Wu Shigong and Runing Army were also divided more clearly.
Moreover, this time there was a precedent for the political group Runing Army to borrow money from Sihai Bank. Later, the financial form of national debt appeared, and the concept of national credit was gradually established.
Secondly, it suddenly strengthened the cohesion of the Runing Army group. You must know that the cohesion of a group does not only need to allow those group members to enjoy the group's benefits. Sometimes, when group members jointly contribute to the group's goals, it can inspire the group.
the cohesion of members.
Under the noble banner of rescuing refugees, not only the members of the Runing Army, but also many gentry and common people in Runing Prefecture and Guide Prefecture enthusiastically went to Sihai Bank to save money. All of a sudden, the Runing Army was in Guide Prefecture.
And the people's foundation in Runing Prefecture has become stronger.
Finally, the new financial business of savings was suddenly promoted. Although at the beginning, people who saved at Sihai Bank basically had the idea of doing charity and showing love. But after they got the interest, they immediately
I discovered the benefits of saving and developed a good habit of saving in a short period of time.
With the development of this new business, Sihai Bank gathered a large amount of funds in a short period of time and gradually became a financial giant. The successful development of the savings business also made Wu Shigong and the others interested in developing other financial businesses.
Increased confidence. In addition, there was a large amount of funds, so securities, insurance and futures were soon developed under the auspices of Runingjun.
And Fu Wenzhai was immediately promoted to director of the Propaganda Department by Wu Shigong because of his excellent crisis public relations. It was Wu Shigong who just met and announced Fu Wenzhai's appointment.
By the way, a tidbit: after the savings incident, the inner study room chaired by Deng Qifan told people to ban the singing of "Katyusha" because after all, it was necessary to avoid taboos. The "Katyusha girl" might be the woman of Lord Wu Shigong.
Woolen cloth.
But no one paid attention to this greeting. At this time, the song "Katyusha" had become the most widely spread "patriotic song" among the Runing army. Seeing that Wu Shigong was repeatedly banned and Wu Shigong's attitude was noncommittal, Deng Qifan
In the end, they had no choice but to give up. (To be continued.)