() Assistant Fan smiled and said: "Originally, the bank's mortgage loan regulations can only lend at 70% of the value of the item, but since you are Bai Lu's friend, naturally you cannot follow the strict regulations."
Bai Lu heard what Assistant Fan said and quickly thanked her: "Thank you, Uncle Fan."
Assistant Fan smiled and said: "Actually, as long as the funds are sufficient, there is no need to borrow so much money. After all, interest is also a big expense."
Yang Yu said: "My loan has a real business purpose. Otherwise, I would be embarrassed to bother Assistant Fan."
Assistant Fan saw that Yang Yu's words were quite appropriate, and secretly approved in his heart. He nodded and said: "It's best if you have your own considerations. I'll have someone come and renew it for you."
Yang Yu said: "Okay, then I'll trouble you, Assistant Fan."
Assistant Fan returned to his desk, picked up the phone on the desk, dialed a number and made a call: "Hey, Xiao Zhao, come to my office. I have a business to introduce to you." After hanging up the phone,
He smiled at Yang Yu and Bai Lu and said, "You two, wait a moment, someone will come to take you to apply for the renewal soon. I still have some official business to deal with, so I can't entertain you."
Yang Yu and Bai Lu immediately smiled and said, "Assistant Fan, you are busy." Then they sat there and waited.
Since they were in Assistant Fan's office, the two of them couldn't talk to each other, so they just sat there quietly, and the atmosphere was a bit awkward.
Yang Yu glanced at Bai Lu, thinking of Lin Linzongzong since he met her, and secretly sighed: "She is a nice girl, but it's a pity that I already have He Qian, otherwise, it would be good to be with her."
No matter how hard-hearted you are, you will inevitably feel a little softer when you see Bai Lu treating her so tirelessly.
Not long after waiting, there was a knock on the door. Assistant Fan said "come in" and then said to Yang Yu and Bai Lu: "Here we come, let me introduce you."
At the end, a young man with short hair and a short-sleeved shirt walked into the office and bowed slightly to Assistant Fan and said hello: "Assistant Fan."
Assistant Fan said: "This is Xiao Zhao. Xiao Zhao, please help them apply for loan renewal. Everything should be done in accordance with the rules and regulations. Don't do anything special."
Xiao Zhao naturally understood the meaning of Assistant Fan's words, which was not to be special. In fact, it was an irony. He secretly reminded him that he should try his best to meet Yang Yu's requirements. He nodded repeatedly and said: "Okay, okay! Thank you Assistant Fan for introducing the business to me."
.”
Assistant Fan hummed and said to Yang Yu and Bai Lu: "Xiao Zhao is the gold medal business manager of our bank. If he helps you handle it, you should be satisfied."
Yang Yu and Bai Lu thanked Assistant Fan again, and then followed Xiao Zhao out of Assistant Fan's office to Xiao Zhao's office on the second floor.
After sitting down in Xiao Zhao's office, Xiao Zhao first made two cups of coffee for Yang Yu and Bai Lu, and then asked Yang Yu about the specific matters of applying for a loan.
Yang Yu handed the real estate certificate to Xiao Zhao for inspection and said: "Because I have a big gap in funds, I hope your bank can approve as many loans as possible to me."
Xiao Zhao looked at the real estate certificate, but did not answer Yang Yu's words, but asked: "You should have talked with Assistant Fan just now, what happened to Assistant Fan's place?"
Yang Yu knew in his heart that he wanted to know what Assistant Fan meant so that he could handle it for him. He immediately said truthfully: "Assistant Fan's house is worth 1.5 million. You can give me a loan of 1.5 million."
Xiao Zhao pondered for a moment and said: "The house is worth 1.5 million, and the loan amount applied for is also 1.5 million. It would be a bit troublesome. How about... this way, I will find someone to do another appraisal of your house, and then
Then determine the loan amount we can give you.”
After Yang Yu heard what he said, he already understood. He was going to inform the staff sent by the bank to assess the value of the house, and ask the staff to mark the assessed price of the house a little higher, and then apply for a loan according to the 70% rule. This is right.
It is also beneficial for me. If I need to use the house for mortgage in the future, I can use the evaluation report they made to claim an extra sum of money. I immediately agreed and took out a cigarette to send to Xiao Zhao.
Xiao Zhao took the cigarette, and the relationship between the two became closer invisibly.
Xiao Zhao then took out a loan application form from the drawer of his desk and instructed Yang Yu to fill it out.
Following Xiao Zhao's instructions, Yang Yu quickly filled out the loan application.
Xiao Zhao pointed to the signature place below and said, "Just sign here and stamp it."
Yang Yu immediately signed and stamped it, and then handed the application form to Xiao Zhao.
Xiao Zhao said: "Put this application here with me first. After it is approved by the higher authorities, I will call you to pick it up. Also, I will arrange for staff to evaluate your house, so you will have to worry about it then.
You lead the way."
Yang Yu smiled and said: "Okay, I'm really bothering you this time." He wanted to ask someone to do something again, but just talking could not do it, so he said again: "Manager Zhao, are you free this afternoon? I would like to treat you to a casual meal.
.”
Xiao Zhao said with a smile: "It's free to eat. Now our bank is rectifying its work style. It's not good to be seen."
Hearing what he said, Yang Yu could only verbally thank Xiao Zhao a few words, then bid farewell to Xiao Zhao, and left the Development Bank with Bai Lu. He said: "Yang Yu, how does your convertible drive? I've been thinking about it for a long time.
I want to buy one, but my dad won’t let me buy one because I’m still studying.”
Yang Yu smiled and said: "It's not easy for you to test drive. You can drive as you wish today."
Bai Lu was concerned about whether he could test drive. The most important thing was to stay with Yang Yu. She said happily: "Really? That's great. I must have a great time driving today."
Yang Yu took out the car keys and handed them over, saying, "Can you drive?"
Bai Lu said: "I've learned to drive before, and it's not bad." She took the key and walked to the driver's seat of Yang Yu's car.
Yang Yu got into the passenger seat and Bai Lu patted the steering wheel and said, "It feels good. This car is really good."
Yang Yu smiled and said: "The comfort is indeed not bad, but unfortunately the power is a bit lacking. It feels tepid and very unpleasant."
Bai Lu said: "That's because you are a boy. It's just right for us girls to drive this kind of gentler and more beautiful car. Let me try it first." Turn on the ignition, drive the car forward slowly, warm up for a few seconds, and accelerate.
Rushed forward.
Yang Yu sat on the edge and saw that she was driving the car very skillfully. She had practiced for a while, so he relaxed and allowed her to drive.
It was rare for Bai Lu to be alone with Yang Yu, so she naturally didn't want to let go of the opportunity. She took Yang Yu around for a ride that afternoon and refused to stop until the evening when she felt hungry and had to stop.
Yang Yu took Bai Lu to have a meal at a higher-end restaurant, and then drove Bai Lu back by himself.
When they arrived at the entrance of the city hospital, they saw Liu Xian wandering outside the city hospital again. He nudged Liu Xian with his mouth and said, "That kid is waiting for you over there."
Bai Lu's eyes flashed with hatred, and she said: "Don't worry about him, let's go directly to the hospital."
Just after he finished speaking, Liu Xian saw Bai Lu and shouted: "Bai Lu."
Bai Lu pretended not to hear or see. She turned her head away from Yang Yu and said, "Yang Yu, drive a little faster."
Yang Yu glanced at Liu Xian sympathetically, drove the car past Liu Xian, and entered the city hospital.
Liu Xian already knew that the person Bai Lu liked was Yang Yu. When he saw Bai Lu and Yang Yu sitting in the same car, he couldn't help but feel jealous, and a fierce light flashed in his eyes.
Yang Yu and Bai Lu drove into the city hospital, then followed the cement road in the hospital between the various buildings, and soon arrived at the family community.
"My house is on the building in front. You can just park your car downstairs."
Bai Lu pointed to a corridor on the right in front.
Yang Yu said "Oh" and drove the car to the location pointed by Bai Lu and stopped.
Bai Lu unbuckled her seat belt, looked sideways at Yang Yu, and said, "Yang Yu, come on, have a cup of coffee."
Yang Yu knew that Bai Lu's father also looked down on him and was too lazy to ask for trouble. He immediately smiled and said: "No, another day."
Just as he finished speaking, he suddenly saw a person walking downstairs and was startled.
