570 Don’t use your entire net worth to compare with me (4k)
It’s rare that it’s not a hazy day in the early morning.
Lu Fei took the lead, running in circles around the wide lawn of the villa, with the sun shining on his face and a thin line of sweat on his forehead.
"Why did you suddenly think of running?"
Gao Yuanyuan walked to the courtyard and handed over the hot towel.
Lu Fei wiped his sweat and said, "The Olympic Organizing Committee has officially announced the list of Yanjing Torchbearers. I am included."
"The list has been announced!?"
Gao Yuanyuan was very excited, "Do you have my name?"
Lu Fei shook his head and laughed: "No, but don't worry, we have only announced 5, and our CEO Gao will definitely be next."
"go!"
Gao Yuanyuan rolled her eyes and said, "After running, take a rest and come over for breakfast."
"No, I'm going out to eat."
Lu Fei breathed out, "Someone kindly invited me."
"Who is it?" Gao Yuanyuan asked curiously.
"Wang Jianlin."
After Lu Fei freshened up and rested, he drove to the Oulante Club, which was owned by his wife. It was located on the fifth floor of the Sofitel Wanda Hotel on Chang'an Street, next to the landmark building, the China World Trade Center.
After passing through the gorgeous aisle and pushing the door open, you will see a European-style box covered with colorful carpets and crystal walls hung with precious oil paintings, emitting blue light, psychedelic and vivid.
"Mr. Lu."
Sun Hongbin took the initiative to act as the intermediary between Lu Fei and Wang Jianlin.
Wang Jianlin shook hands and exchanged greetings, grinning and said: "I wonder why Mr. Sun is so confident. He can casually take out 1 billion. It turns out that Mr. Lu is behind it."
Lu Fei picked up the menu, ordered, and said:
"It's a coincidence. I originally wanted to ask Mr. Sun to run the theater chain of Han and Tang Dynasties, but I happened to bump into Mr. Wang touting such a good project."
Wang Jianlin was startled when he heard Sun Hongbin secretly reminding Gao Yuanyuan's identity. Unexpectedly, he became even more confused:
"Mr. Lu wants to build a movie theater chain. This, this movie theater only costs more than 30 million yuan. Any project of Wanda Real Estate can cost hundreds of millions. I don't quite understand what you are trying to do?"
"Does Mr. Wang think it is possible for e-commerce to completely replace traditional physical retail?" Lu Fei asked rhetorically without answering.
"no!"
Wang Jianlin said bluntly: "E-commerce may account for 30%, 40%, or at most 50% of the retail market, but it is absolutely impossible to replace it because many offline retail services cannot be e-commerce, such as catering. Although takeout is available,
But the on-site experience and atmosphere cannot be replaced by takeout.”
Lu Fei took a sip of hot milk and said, "I think so too. E-commerce cannot eliminate physical retail. It is a supplement and improvement. The future of e-commerce must eventually be integrated with physical retail."
"Have vision, have vision." Wang Jianlin nodded repeatedly.
"I am doing this commercial real estate project just to explore the way for e-commerce to be implemented. Mr. Wang won't be reluctant to let it go, right?"
"No problem! After listening to Mr. Lu's words, I am eager to give it a try. When the time comes, Wanda will give him 3 billion or 5 billion to try to take the e-commerce route."
"I advise Mr. Wang not to try."
"Why?"
Wang Jianlin was immediately unhappy, "Mr. Lu, do you think my three to five billion will be wasted?"
Lu Fei said: "Three to five billion is nothing to us, and even ten billion is nothing. The key point is that if Mr. Wang lets Wanda follow the wrong strategy, the three to five years of investment cannot be bought with money at this time. This
It’s worth more than three to five billion.”
"Is Mr. Lu so sure that Wanda will fail?"
"I have never heard of the Air Force fighting the Army, never the Army fighting the Air Force. Mr. Wang, it is easy to switch from online to offline, but it is difficult to switch from offline to online. The e-commerce track is already clogged with traffic."
“The commercial real estate industry is not simple.”
Wang Jianlin's words were full of sourness.
Lu Fei smiled and said nothing, ate bacon, looked at Sun Hongbin, and saw that he mentioned the contract straight to the point. He would follow the contract framework and conditions of the previous three projects, pay Wanda 1.45 billion in one lump sum, and leave the rest
1.55 billion, which will be gradually replenished when projects are started one after another and funds are collected.
Wang Jianlin was the first to react and said in surprise: "Mr. Lu, are you going to launch several squares at once?"
Lu Fei said lightly: "If possible, I certainly hope to develop it continuously like an assembly line."
A Hantang Plaza project has a total investment of no less than two to three billion. It is okay to do one or two at the moment, but if we do three or four continuously at one go, it will only be possible for multiple projects to start construction at the same time across the country.
This model has no technical difficulties, only management and financial difficulties, especially——
Capital chain!
Because the scope of this model is too large, the general routine is to invest in one project first, then mortgage the project to the bank after the money is invested, and then start the second, third, and fourth projects immediately after the loan is obtained.
So back and forth.
Changing was feasible in the past, but now it is a cold winter for real estate companies!
The landlord's family has no food left.
Otherwise, Wang Jianlin would not be able to cut off his wrist.
He kindly reminded: "Mr. Lu, we have to walk step by step. Wanda was too hasty and stuck, so it had to sell these 9 projects to inject blood to the remaining projects. Mr. Sun should learn this lesson."
It’s more unforgettable than me.”
Why are you exposing my scars if you have nothing to do?
The corner of Sun Hongbin's mouth twitched, "Don't worry, Mr. Wang, our own funds are sufficient and we will not make the same mistake as Sunco."
"Hiss~"
Wang Jianlin took a breath, knowing that Mr. Lu is the richest man in the mainland, with a net worth of hundreds of billions, but to leverage these 9 projects, at least 2 billion, this is too rich!
My net worth is only 5 billion...
Lu Fei had an attitude of "please don't use your family property to challenge my pocket money", "When does Mr. Wang think it is appropriate to sign the contract?"
"How about this afternoon?" Wang Jianlin said weakly.
"Okay! As long as Wanda feels there is no problem, we can sign the contract this afternoon." Lu Fei glanced at Sun Hongbin, who immediately took out two identical agreements from his briefcase.
"Okay! I'll let the lawyer take a look now."
Wang Jianlin was ecstatic. Nine projects had returned RMB 3.1 billion, which was enough to bring his Wanda back to life. He excitedly held his hand and refused to let go, "Mr. Lu, I owe you a favor this time."
"What's wrong with people? Mr. Wang, I like to make friends." Lu Fei smiled and said, "Are you willing to be my friend?"
At first glance, Wang Jianlin thought he had heard it wrong. A rich man who can't even be ranked among the top ten in the mainland, and a man who is the tenth richest man in the mainland in the world, should we be friends? You're not kidding me, are you?
Lu Fei patted him on the shoulder, "When I make friends, I never look at whether I have money or not. There are not many richer than me anyway. Mr. Wang, are you my friend?"
Wang Jianlin was excited, "Yes, of course."
"That's good." Lu Fei smiled.
Wang Jianlin said: "But Mr. Lu, I still want to remind you that if you don't like it, commercial real estate is not just about imitating and copying other people's excellent models and experiences..."
"If something goes wrong, wouldn't Mr. Wang still be there?"
Lu Fei said: "I'm helping you this time, not only for this project, but also so that you might be able to help me in the future."
"no problem!"
Wang Jianlin no longer tried to persuade him, but he was just curious about how Mr. Lu dared to invest counter-cyclically, and could his efforts really produce miracles?
…………
Although the contract terms are complicated, such as valuation and payment methods, the remaining terms are basically the same.
But the core is very simple. Sunac Real Estate decided on a valuation of RMB 3.1 billion and acquired 100% of the shares in nine Wanda projects. The acquisition money was paid in three installments, with the first payment of RMB 1.45 billion.
After confirming that it was correct, Wang Jianlin was afraid that Lu Fei would regret it, so he immediately signed and sealed the contract, making the contract officially effective at a legal level.
At this moment, the nine Wanda Plazas with varying degrees of development can be officially renamed Hantang Plaza.
"Mr. Lu, when will the money arrive?"
Wang Jianlin let out a breath of relief.
Lu Fei smiled and said: "Mr. Wang, just wait for the bill to be collected in 5 days."
"Ah, 5 days?"
Wang Jianlin was speechless.
"Too slow?" Lu Fei shrugged, "There's nothing we can do about it. Jianxin said that the fund will be issued in three days at the earliest."
"fund?"
Wang Jianlin looked in disbelief.
For three days, I have been absent-minded, and I saw advertisements frequently appearing on my computer desktop, all related to the "Sunac Real Estate Exhibition" fund launched by CCB.
At eight o'clock in the morning, banks across the country officially open for business.
Citizens walking around inadvertently discovered that many business halls of China Construction Bank, especially in Yanjing, had not opened their doors early in the morning, and there were long queues at the door.
"Young, what's going on? Are you giving out commemorative coins again?"
"Has the price of gold dropped again? Hi, when gold plummeted a few years ago, I bought it late, so I bought a few kilograms."
"It's not gold or commemorative coins, it's a fund!"
"Fund? Isn't this thing as bankrupt as stocks? Why are there still people buying it? They're not afraid of losing money."
"Compensate? How to compensate? This is Lu Stock God's fund."
"What! Lu Gushen?!"
"..."
When the name "Lu Fei" spread among the crowd, some people who went out without wallets or bankbooks rushed home in a hurry. When they ran back again, it was already half past eight.
The major business halls opened, and crowds of people poured in like a flood. Everyone lined up consciously and handled business at the fund counter without saying a word. Some citizens who came to handle other business did not receive the news and were curious.
Come over.
However, no one spoke or communicated.
They just lined up in silence, and no one knew what they were waiting for. Even the citizens who were waiting in line and handling business at the counter were cautious in communicating with the staff.
The sound was so small that it barely touched my ears.
The salesperson's voice was also very low to ensure that what he said would not be heard by others. Then the citizens who had been waiting for a long time took out their wallets, took out cash or bank cards, and then reached some unknown agreement with the salesperson.
trade.
The citizens who didn't know why were extremely curious and confused.
Some bold and curious citizens went up to ask if any high-quality new funds were on sale, but the citizens and salespersons in question shook their heads in denial.
It's mysterious and confusing.
In fact, these people are all family members and friends of bank employees. They came here early in the morning and queued up, waiting for "Sunac Real Estate" to be launched in the bank's fund trading system.
Even if all shares have been subscribed internally, the bank still must follow formal procedures.
Funds need to be put on the shelves in the bank system and then sold out of the system, so everyone comes here early in the morning to wait for the funds to be put on the shelves, and then pay according to the subscription amount they signed up for.
I opened the internal backend of fund sales and watched the trends of the "Sunac Real Estate Exhibition" fund. At 8:45, this fund was officially launched.
Subsequently, branches and business hall counters began to place orders one after another. The amount started from 0 and rolled upwards. The first roll was 50,000, the next time it became 140,000, the next time it was 320,000, and the next time it was 660,000.
…
Within ten minutes, dozens of fund counters had completed subscriptions for 30 million yuan.
In nineteen minutes, subscriptions exceeded 50 million.
At half past nine, subscriptions exceeded 100 million yuan.
The number of fund subscriptions continues to increase.
Finally, the rumor that the "Sunac Real Estate" fund was backed by the Lu Stock God did not stick. It spread to ten people and then to hundreds of people. Soon, more and more people who had been cheated in the stock market rushed to buy the fund. Lu Gu Gu Da led the
If you want to get rich, it won’t take off!
After all, when shares are split, stocks will go up if Lu Stock God says it will go up.
Lu Stock God’s Three-body Fund warns that the stock market will fall if it says it will.
Lu Fei is worthy of the name of "Stock God"!
If you grab it, you’ll earn it!
Facing the surging crowds, all major branches and business halls have to open one or two additional counters to handle fund business, or the lobby manager may handle the follow-up procedures at the user agent counter for those who have paid, in order to improve the efficiency of purchases as much as possible.
.
Immediately, the speed became significantly faster.
At ten o'clock in the morning, subscriptions exceeded 500 million.
At 11:06, subscriptions exceeded 1 billion.
At 12:24, the subscription reached 2.5 billion.
During lunch time, the business hall added a counter and worked overtime. At 12:30, I finally saw the words ￥3000000000.00 on Jianxin's backstage.
"I'm going, so fast! I thought it would take a day!"
The CEO of CCB Fund let out a sigh of relief, he is really awesome.
All three billion were sold in one morning!
This is three billion! Three billion!
!
Just as he excitedly picked up the phone, he called Zhang Lei, "Mr. Zhang, all three billion has been received. I will now ask the staff to release all the money to your fund company's account. You can arrange it for Lu as soon as possible."
Always transfer money over there.”
As soon as I hung up the phone, calls from branches all over the country came in one after another, almost all of them spoke in urgent tones——
The rush to buy funds was so crazy that people who didn't get the money stayed in banks and business offices, and there were even frictions.
A fierce argument could be heard on the phone.
"It's off-duty time now and business has been closed."
"Everyone, everyone, let it go. We also want to sell it, but there really is nothing left! Let it go!"
"No! No!"
"I've been waiting in line all morning, but it's all in vain!"
"..."
"If you keep doing this, I'm going to call the police."
The lobby manager was helpless. Faced with people who refused to leave, he couldn't beat or scold him. He was afraid that he would offend the depositors and transfer their deposits to other banks, which would ruin his performance.
At this moment, an urban beauty grabbed the salesperson and asked about the bank's deposit interest rate, which was 0.72% for current deposits, 3.33% for one-year fixed term, and 4.14% for two-year fixed term...
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"Oh my God!"
The urban beauty's eyes lit up, "The seven-day annualized rate of Yu'e Bao is much higher than yours."
The salesperson was stunned and asked, "What is Yu'E Bao?"
