Take banks in modern society as an example. It used to be that handling fees were charged for withdrawing money across regions. Only when withdrawing money from local markets, there was no handling fee. But later this was cancelled. This is basically the bank's 100% money-making business.
This is what Li Xiang is now taking advantage of.
"In fact, in the future, official silver from various parts of the imperial court can be transported by our bank. For example, if the tax bank is transported from Yangzhou to Chang'an, it will take at least nearly two months according to the original time. But if we use our bank to transport it,
This route to Baobao only takes fifteen days, which is four times faster than before."
Li Xiang saw that these three old men had fallen into the trap, so he had to start deceiving them. If you don't do business for the government, then such an enterprise will never be able to do big business. As long as the government's business is left to you, you
Only then can you become an official merchant, and only then can your bank be able to exchange money with the world.
After Li Xiang finished speaking, none of the three people said anything. These three people were all old foxes. Li Xiang was not in a hurry. These three people were not easy to fool. If the three of them expressed their opinions on the spot, Li Xiang would
On the contrary, Xiang feels that there is a pit in it.
"This matter can be discussed, but it is best to try it out first."
Fang Xuanling expressed a relatively moderate idea.
"The Prime Minister is right. All aspects need to be adjusted slowly. We are still in the process of exploring. However, it is also for the good of the court. If all of our Zhi Daobao accounts are collected, it will not only save time, but the most important thing is
There is no need for the imperial court to send a large number of guards. As far as I know, all taxes from various places are transported to the capital. The total number of guards is nearly 20,000. The cost of these people on the road every year is not a small amount, and
There is also the matter of lost tax money..."
Li Xiang's words really spoke to their hearts. Every year when transporting taxes to Chang'an City, some people would always take risks. Although robbing the imperial court's taxes was a capital crime, some people were willing to do it.
"Now is the day when Qiu Shui enters the capital. You should discuss with him to find out which places have tax money that has not been shipped yet, and let them follow the path to treasure."
Li Shimin was still hesitant just now, but after hearing Li Xiang talk about this benefit, Li Shimin couldn't hold back anymore. According to the rule of law of the Tang Dynasty, warehousing is done twice a year. The transportation time and expenses on the road each time are just too much.
Not a decimal.
Although the 5% handling fee is a bit expensive, compared with the court's losses and expenses, this number is at least reduced by more than half than before, and the court still makes a profit in general.
"The humble minister obeys the decree."
Fang Xuanling also calculated in his mind that if this was the case, he could save the court 500,000 guan every year. The total tax amount of the Tang Dynasty court in a year was about 12 million guan. This half million
There are already quite a few penetrations.
"My grandson also wants to ask the emperor's grandfather to make a decree. If the emperor's grandfather can agree, then the silver coins transferred to the imperial court will be transferred to the imperial court, and the money will be collected if the treasure is less than one cent."
Hearing Li Xiang's words, Li Shimin was ready to agree. Although it was only one percent, if it were applied to the whole country, it would be 120,000 yuan per year. Is this a small number?
"What the hell are you doing again?"
Of course, Li Shimin also knew that Li Xiang was a guy who couldn't afford to pay early, so how could he push out the money that should belong to him? There must be other things going on.
"Grandpa, please give me an order. If anyone dares to seize the treasured silver car, it will be equivalent to robbing the household department's silver car and killing the nine tribes."
There is a reason why Li Xiang wanted this imperial edict. Although there are still some desperate people in the world, the circulation of money in Zhi Da Bao is different from that in the imperial court. It is at least 90% less than that in the imperial court. After all, the circulation of Zhi Da Bao in various places is
There is money in the warehouse, you can just withdraw it locally.
But with this imperial edict, the loss of Zhizhidao Bao will be further reduced. Once they heard that the nine tribes were going to be killed, these Jiangyang Dao had to think carefully.
"I can agree to this. After all, you are helping the imperial court transfer silver coins, which can be regarded as doing things for the imperial court."
Li Shimin readily agreed to this small matter. In his view, once the experiment was successful, it would be much faster for the imperial court to mobilize money and food from various places. Whether it was mobilizing money from other places to the capital or from the capital to other places, it was actually very simple.
thing.
Although Li Xiang still wants to help pay the salaries of all officials, he also knows that he cannot be greedy for credit and rush forward. He must go step by step. In the future, the final state of the bank's development will be the Federal Reserve of the United States...
Li Xiang finally left. The three gentlemen were relieved for some reason at this moment. What would have happened if Li Xiang had not been given the position of grandson of the emperor just now?
"Auxiliary machine, what do you have to say?"
Li Shimin saw that Changsun Wuji had not spoken. During this period, there were rumors outside that Changsun Wuji had got into Li Xiang's car. Could it be that for this reason he no longer assisted him? If this is the case, then he cannot be allowed to
Changsun Wuji stayed in this position, and Li Shimin originally trusted Changsun Wuji extremely. That was because although Changsun Wuji took sides among all his sons, he never forgot his brother-in-law.
But what do you mean by not saying anything now? Have you started to help your nephew?
"Your Majesty, I have another concern. If all the money of the Tang Dynasty goes to the treasure line, it means that they have control of the official money transfer of the Tang Dynasty, so it is better to think about it in the long term."
After Changsun Wuji said these words, Li Shimin breathed a sigh of relief. He originally thought that Changsun Wuji and he were no longer of the same mind, so he had to change when it was time to change. It doesn't matter how much credit you had in the past, as long as you have no influence on our rule now.
Advantages, then you cannot be in this position, but Changsun Wuji said these words, which shows that he is still on his side.
"Weichen believes that there is no such worry. We are still responsible for collecting taxes and disbursing money. They are only undertaking the task of intermediate transportation, so as long as it can be paid within a short period of time, the money will still be in our hands.
There's nothing he can't control."
Fang Xuanling figured out all the links in between. Although what Changsun Wuji said has some truth, as long as we withdraw money from another place as quickly as possible, then the money has little to do with Zhi Da Bao.
, the relationship only lasted for a few days at most, and had little impact on the entire Tang Dynasty.
Li Shimin also smiled and nodded. Today, he named an imperial grandson, but he also saved Datang hundreds of thousands of dollars every year...