Song Tianyi said curiously: "Mr. Li, please tell me."
“A way to make money connected through loans.”
"loan?"
Song Tianyi looked confused. Aren't banks doing this kind of thing?
By asking them to make loans, are they trying to crack down on loan sharks?
Song Tianyi has never thought of this way of making money, but in the past two years, Hong Kong City's loan method has been strictly controlled. If you don't have personal connections, you won't dare to do it. If you are investigated, all the money you loaned will be wasted.
.
Moreover, although loan sharks have high interest rates, the repayments are very slow. If the borrower cannot repay the loan, more people will have to be hired to collect the debt, which invisibly increases labor costs.
In short, Song Tianyi feels that this matter cannot make money, or it is difficult to make money.
But Li Xinghe's confident look made Song Tianyi very curious.
"Mr. Li, it's hard to get a loan now. You have to have connections and make sure the money can be recovered."
Li Xinghe smiled and said: "Since I want to do it, I have naturally thought about these things long ago."
Song Tianyi was surprised and said: "Do you have connections?"
"Well, there's no need to worry about that."
Even if the Gong family cannot intervene in this kind of thing, the Tang family and the Xu family, as the three major wealthy families in Hong Kong, must have the strength to handle it, but it is just a matter of one sentence.
Song Tianyi was stunned and secretly guessed, could it be that Li Xinghe's connections were not limited to the Gong family?
No matter what kind of connections he has, it is certain that Li Xinghe is not as simple as he seems on the surface.
"Okay, even if I have the connections to serve as a loan platform, can I ensure that I get the money back?"
Song Tianyi analyzed: "Many of the people borrowing money now are young people. Their repayment ability is limited. If they don't pay back when the time comes, we will have to hire more people to collect money. It's okay for women. We can threaten and scare them when the time comes.
Maybe we can just collect the money to pay back the money, but if that doesn't work, we can also use some means to let those beautiful women pay back the money in other ways, but what about the others?
We can’t really let them sell their organs, right?”
"Boss Song, this is all a traditional loan scheme. Nowadays, in a new society with the rapid development of the Internet, this method is a bit outdated."
Li Xinghe shook his head and said.
"this……"
Song Tianyi was puzzled. Could it be that Li Xinghe had any other methods?
"Mr. Li, you might as well just say it, I'm all ears."
Li Xinghe smiled slightly and said: "We can build a completely new system."
"A new system?"
"Yes."
Li Xinghe continued: "The first is the loan platform. Anyone over twenty years old can apply for a loan on the platform. The loan interest rate will be based on the maximum interest rate specified above. This point must not be exceeded. This is the principle."
"Then what?"
"The lender's information will be reviewed, and the loan amount will be granted based on the person's ability."
"What if it's still not enough?"
"This is the main event."
Li Xinghe said mysteriously: "The next step is the new system I mentioned. For those who are really not good enough, we can give them the opportunity to work and let them make money through their own efforts to repay the money."
"ah?"
Song Tianyi was stunned, "Mr. Li, are you kidding?
Give them a chance to work?
Where do we have jobs for those people?”
"Yes! Everyone can do this kind of work, even many disabled people can do it."
"What kind of job is this?"
Song Tianyi was extremely curious.
"For example, delivering express delivery, delivering food, or some specialized errands. These tasks are very simple. As long as you know the road and have a small tram, you can do it. It is nothing more than physical work."
"this……"
Song Tianyi frowned and said depressedly: "Mr. Li, you are not joking. There are special express companies for express delivery. Restaurants hire their own people to deliver food. I have never heard of errands. These jobs
It has nothing to do with us at all!"
Li Xinghe smiled slightly. Indeed, these jobs are not popular in this era. Within a few years, specialized platforms will develop and integrate these resources to unify such job opportunities.
Xingfu Tuan is gradually getting on the right track, and Li Xinghe's investment has begun to bear fruit. At this time, Xingfu Tuan's development is only limited to the inner road, and there is no such platform in Hong Kong City.
The port city is not big, so we can take advantage of its small but sophisticated advantages to develop a specialized platform to carry out a cycle of making money.
If someone borrows money, they have to pay it back. If they don't pay it back, they can come to work on their platform, deliver express delivery, do errands, and make money. Until all the money is paid back, the person can leave.
From this, the ways for them to make money are, firstly, interest, and secondly, the working platform of these people can draw a commission from it. Using these two points, they can make money continuously. As long as someone has consumption, their new money-making system can
It worked successfully.
In fact, this was Li Xinghe's sudden idea after he was kidnapped here. But the more he thought about it, the more he realized that it was feasible, especially with Song Tianyi and the others providing logistical support. He was not afraid of anyone making trouble or going on strike. It was an impeccable system.
Ways to make money.
Zhao Heng, the illegitimate son of the Zhao family, took out a Sakura loan, which caused harm to many girls. In fact, there is nothing wrong with the loan itself. When many people are in urgent need of money, loans can solve many people's current difficulties, but violent collection and design
The trap deceives girls and this is what is so abominable about Zhao Heng.
Li Xinghe's goal is to make money, but he will never make shady money like Zhao Heng.
What he wants to do is to not only solve the money difficulties of young people, but also use this matter to let young people who are impulsive consumers and love vanity know that life is not easy, and make money through their own labor instead of blindly asking their parents for help.
Young people who have not yet entered society always feel that life is very simple. Before they completely go astray, it may be very beneficial for them to withstand the baptism of wind and rain.
When Li Xinghe expressed his thoughts, Song Tianyi suddenly understood.
This sounds like a perfect way to make money, but it definitely requires a lot of money up front.
"Mr. Li, the loan funds, the cost of creating the platform and the later technical maintenance of the website, these all cost money!"
"Don't worry, I will provide the funds."
Li Xinghe solved Song Tianyi's biggest difficulty with one sentence.
"This is not a small amount."
Song Tianyi said in surprise.
"Do you think I can't build a platform with a net worth of tens of billions?"
Li Xinghe smiled.
Song Tianyi took a breath and waved his hands repeatedly: "Of course not, Mr. Li, I believe you have the strength."
"Then what do you want me to do?"
"Boss Song, you will be the person in charge of this company and will be fully responsible for all matters. If you want to invest in it, then invest in it and become a small boss. If you don't want to invest in it, then you can work for me. I will calculate my annual salary. I won't treat you badly."