"Of course I have one hundred and eighty thousand, but why should I give it to you? Why? Don't go too far!" Yan Feng looked directly at Murong Xiaotian angrily.
"Brother, I'm going to give you a slimming treatment, do you have to pay me some hard work?" Murong Xiaotian answered confidently.
It was as if Yan Feng owed him something.
"Brother, I just realized now that you are not only thick-skinned, but also extremely shameless."
"We love each other, otherwise, how could you be my eldest brother?" Murong Xiaotian laughed.
"If you want money, you can give me back the book of 'Stealth and Shadow Splitting'. I can only get one of the two."
"Don't even think about it. I want the skill book, and I also want the money. In a word, can I give it to you?" Now that he had gotten rid of the rogue, Murong Xiaotian planned to stay rogue to the end.
"In your words, don't even think about it. If you don't give it, what will happen to you!" Yan Feng was as big as two heads, but his attitude was very determined.
"Uh, can I borrow it?" Murong Xiaotian stretched out his hand and touched his nose.
Obviously, if you want to extort money from Yan Feng, this way will not work. It is better to find a step and go down the slope. If you continue to force it, it will only be counterproductive.
"Based on our relationship, it's not impossible to lend it to you. It's just that we can't lend it to you in vain." Yan Feng's annoyed expression suddenly relaxed.
"Tell me, what are the conditions?" Murong Xiaotian's eyes lit up instantly.
I really didn’t expect that if I just found a step and said it casually, there would be some drama?
Can the NPC in "Tiandao" really lend money to players?
Your sister, ‘Nothing is impossible, nothing is impossible’, this sentence is really a wise saying!
"The term is one month, 10% interest, and the contract is proof. If you agree, I will borrow it. If you don't agree, there will be no discussion," Yan Feng replied neatly.
"No problem, lend me whatever you have," Murong Xiaotian said without thinking and more eloquently.
No matter what, let alone 10% profit, even if it is compound interest, so what? As long as this money goes into my pocket, it will be like a meat bun beating a dog, and there will be no return.
"Don't be greedy. I can only lend you one hundred thousand gold coins. Besides, this is for your own good. The profit of 10% is not low. Borrowing more will not be good for you."
"You know it's not low, so you can't lower the interest rate? Whether it's any good or not, that's my business. In short, just lend me as much as you have."
Now that he had caught the opportunity, how could Murong Xiaotian miss it?
Of course, they are stalking each other and striving for the greatest benefit.
"Brother, if you can lend me more, why don't I lend it to you? If you can reduce the interest rate, why don't I reduce the interest rate? But the one-month period, the maximum amount is 100,000, and the interest is 10%. This is the lending practice of 'Mainland China'. You can't
Maybe, I broke the rules?"
"Rules are dead, but people are alive. After all, we can be considered friends, right? Do you think it's appropriate to apply the usual practices of 'China Continent' to friends?"
Although he felt that it would be futile to continue talking, Murong Xiaotian was still a little unwilling to do so and was still making his last effort.
"Brother, I see you are a smart man, why do you say such useless words? The lending practices of 'China Continent' are only applicable to friends. If it weren't for the good relationship between us, I wouldn't have done it at all.
It’s impossible to lend you money.”
"Okay then, one hundred thousand is one hundred thousand, and 10% of the interest is 10% of the interest. You write the document and I'll sign and pledge it!" Murong Xiaotian touched his nose and nodded helplessly.
No need to waste any more words, it is already very clear that the one-month deadline, the limit of 100,000, and 10% interest are the standards set by "Tiandao"; it cannot be changed by any NPC or any player.
Moreover, his 'Business Medal' obviously will not play any role in borrowing money.
At the same time, Murong Xiaotian estimated that the NPC that can have a gold coin lending relationship with the player must be the player's NPC friend.
With a wave of his hand, a loan contract certificate appeared in Yan Feng's hand, with the contents of the loan automatically written on it.
Party A (Lender): Huaxia Mainland Assassin Professional Mentor, Dark Star Hermit Yan Feng.
Party B (debitor): I am a thief
Loan amount: 100,000 gold coins
Repayment amount: 110,000 gold coins
Loan period: 30 days
In addition, there is an additional detailed explanation, that is to say, as long as the loan contract is established, even if you repay the money immediately after receiving the money, you must pay 110,000 gold coins, and this 10% interest cannot be less.
"Your sister is so deceitful," Murong Xiaotian stretched out his fingers and signed the loan contract with his palm.
Isn’t it? It’s a trap to pay off the loan early without reducing the interest rate?
However, Murong Xiaotian didn't care at all. The loan contract did not record any punishment for breach of contract. If he didn't pay it back, he wouldn't pay it back. What else could he do?
"Brother, I have to remind you that within the time limit, you must not forget to repay the money, not even a penny less, including the principal and interest; otherwise, if it is a small matter that we can't be friends, you will be in big trouble.
"
Yan Feng put away the loan contract, and at the same time, 100,000 gold coins instantly entered Murong Xiaotian's account.
"Tch, do you think I'm scared?" Murong Xiaotian turned away with disdain in his heart. Just as he was about to speak, the system's beep sounded in his ears.
"Player, I am a thief. Because you activated the loan program of Tiandao Continent, you will be rewarded with strength +10 constitution +10 element value +10 star soul +1."
"Player, I am a thief. Because you are the first player in the Tiandao Continent to lend gold coins to an NPC, you will be rewarded with reputation +1 health +5 sudden strength +5."
Murong Xiaotian smiled when he heard the reward prompts from these two systems. 10,000 yuan in interest was exchanged for so many attribute point rewards, which was a great value.
The attribute point reward this time was purely unexpected, without any warning in advance.
In "The Way of Heaven", there is actually a setting of borrowing and lending, which is indeed beyond Murong Xiaotian's imagination.
It seems that my speculation just now is correct. The loan relationship between the player and the NPC can only be created with one's NPC friends.
But the system prompt sound that came next made Murong Xiaotian only smile bitterly.
There is a lot of content, but it can be summarized into just a few articles.
First of all, during the period when the loan is valid, players cannot exchange gold coins for real currency. In layman’s terms, they can just recharge money into “Tiandao”, but if they want to transfer the money out of “Tiandao”, there is no way.
Moreover, during the loan period, all gold coins, items, and equipment of the player cannot be transferred to any other player.
In fact, you cannot conduct unreasonable or unequal transactions with any player.
Obviously, it completely eliminates all ways for you to defraud "Tiandao" of money.
