Yin Chuyu continued: "I haven't contacted Chairman Mingda yet. I have been contacting him since I discovered the shortage this morning..." It is estimated that it is even more impossible to find him now.
"Tch", Section Chief Jin snorted impatiently. Yin Chuyu realized that Section Chief Jin's irritability did not stem from the disappearance of these 300 million, but was directed at Yin Chuyu himself.
"How come you didn't discover the falsification of financial statements earlier! Minister Yin, aren't you very powerful? You can't do it if you don't take responsibility!"
Section Chief Jin’s attitude changed completely. Different from when he strongly requested investment at first, he now blamed Yin Chuyu who strongly refused the investment. “First of all, I didn’t even notice the false accounts. How could such a shameful thing be done?”
Report to the president. I want you to give me an explanation. I only approved the investment because I trust you!"
"Did you approve the financing because you trust me?" Yin Chuyu asked fed up.
"Isn't this nonsense!" Section Chief Jin suddenly became excited, his face turned red, and he glared at Yin Chuyu fiercely. He was originally scrupulous. If he hadn't been forced to accept the loan decision and had no choice but to obey, he would have refused.
counterparty. As a result, they applied for emergency financing and were forcibly approved.
It's all because of Chief Jin's ambition for fame and fortune. He failed to stop this rampant ambition in time, but Yin Chuyu has no responsibility!
"Also, are all the credit certificates complete?" Section Chief Jin asked dismissively.
"I've confirmed all of this."
Section Chief Jin stared fiercely at the corporate and president's personal balance sheets spread out on the table, his eyes almost poking holes in the paper. He seemed to want to find assets such as real estate that could be used as guarantees, but in the end
Of course it's all in vain.
"Are there any deposits that can be frozen?"
"No. All the deposits in our bank have been offset by the financing. But the total is only about two million yuan. Although they also have deposits in Q Bank, they have probably been offset by the loans there."
"Has his house been seized by the bank as a guarantee? Their loss amount is only tens of millions, which is less than our bank! Is the dignified legal representative of the company just that? He doesn't have a villa or anything like that.
Secured real estate?”
"No, I heard."
"If we find the chairman himself, we can give it a try, but his total personal debt is also quite high, so I expect it will be very difficult."
Yin Chuyu's calm tone made Section Chief Jin even more angry.
"What 'prediction'! Do you have a sense of responsibility? It's your attitude that allows others to take advantage of you! Besides, if you immediately discuss the countermeasures of debt restructuring when you discover the false accounts, you won't end up like this!"
"
Yin Chuyu stared directly at Section Chief Jin’s face.
——This man, isn’t he serious?
In fact, looking into the situation, Yin Chuyu visited Mingda Solar a few days ago and inspected its situation. It was reported by his subordinates that Mingda Solar indeed had signs of falsifying its accounts.
However, when faced with Yin Chuyu, who was pursuing the issue of false accounts based on the results of financial analysis, the chairman of the group just talked about it and avoided the topic. When he realized that he could not survive by just looking around, he simply pretended not to be there.
He kept silent and other means, but in the end, there was no chance to question him about his specific plan for debt restructuring. This is what really happened.
Yin Chuyu has reported this process in detail to the person in charge, Section Chief Jin, in the form of a memo.
——Now I say this instead.
Section Chief Jin is an elite banker who has been trained on the road to personnel promotion. He has been in the bank for so many years. If his experience as a department chief is good, he will not be far from the position of senior management. Therefore,
Extraordinarily hard. Of course, as we all know, there are too many carrots like employees.
Among young people with relatively junior qualifications, graduates from first-class universities have already naturally ascended to the position of section chief, but this also means that for Section Chief Jin, who has successfully spent his career as a bank employee, the promotion
The road is narrower than the competition between the younger generations.
Opportunities are scarce. If you don't seize the opportunity, if you are lucky, you will be promoted in such a position. If you are not lucky, you will face the fate of being dispatched to a related company. Like Section Chief Jin, peers who joined the company at the same time
It is absolutely an unbearable humiliation for a person who has always been the best in the world and quickly ascended to a high-level elite status to take the wrong path on the road to further success.
However, its performance last year was not a blockbuster. Obviously, the company Mingda Solar is an excellent material for his promotion, and Yin Chuyu has definitely heard the name of this company.
When I handed over my bank's business card at the front desk, the other party took me directly to the reception room without even saying "Welcome" or "Please wait". This company's attitude towards visitors is neither attentive nor friendly.
There is a lifeless atmosphere inside the company. There is a lack of tension and a perfunctory scene. Many people are smoking cigarettes and chatting. No one answers the phone when it rings, letting it ring noisily in the ears. Of course, when facing visitors, don’t
Even though he came over to say hello, no one even looked up.
The so-called enterprise is, after all, a collection of people. Just by observing the status of its employees, you can roughly imagine what the enterprise is like.
Let’s look at the spreadsheet from a few days ago. A company that should have made a profit of RMB 80 million actually fell to a loss of RMB 40 million in the actual final accounts...
Yang Xiao was watching the economic news, and the female reporter on the screen was reporting the latest news.
"Mingda Solar's total liabilities have reached US$3.582 billion, and its asset-liability ratio has reached 81.8%. Its market value has dropped from US$4.922 billion at the beginning of its listing to US$149 million today. Wall Street investment institutions have rated its target price at US$0.
, the agency’s explanation is that Mingda’s shares are worthless.”
Yang Xiao looked at it and felt that something was wrong. Suddenly he remembered that this was the case that Yin Chuyu was responsible for. He thought that a newcomer in the industry would be forced to take such a large order as soon as he started working. Yin Chuyu couldn't afford this even if he had 100 lives.
300 million.
"The government will not lend a helping hand to the troubled Mingda Solar Company because the company, once China's largest solar control panel manufacturer, needs to tighten spending like other companies in the industry. The government will not intervene, and it should not intervene.
Nor should it rely on government aid!”
Yang Xiao was stunned for a moment when he saw this news...
Fujita was sitting in the courtyard of his home, leaning on a cane, feeding the goldfish in the pond, listening to the news not far away, with joking and ridicule in his eyes, "My Fujita family property is not something you outsiders can dream about."
, all those who are incompetent should get out of here...!"