"The nine-magnitude earthquake shook not only the earth, but also the country's dragon veins. In the past few years, at least 10% of Fuso's national fortunes have been leaked. Three points belong to the sea, two points benefit from Goryeo and Ryukyu, and five points will converge.
Mainland, integrate into China.”
"The effect of the one-fifth ratio on China is not obvious. But I also conducted in-depth research and made detailed observations, and found a strange phenomenon."
"Strange phenomenon?"
"This fifth part was not evenly distributed among the people, but most of it was suspected to be obtained by one person."
With a snap, another person twisted the chess piece in his hand and fell off the chessboard. "One person gets it?!"
It is not obvious that Fuso leaked five points of the national destiny and added it to a rising power. But if it is obtained by one person, it is extremely incredible and unpredictable!
…
In the evening, Zhang Zhe came to the largest bulletin board in the school and waited for business to come to him. He didn't come back every day, but he always came back several times a week.
His business is quite special, similar to collecting second-hand goods, but different. He runs a campus pawn shop.
Pawns have been around since the Northern and Southern Dynasties. In the Ming Dynasty, they were officially called "pawn shops". Shanxi and Hui merchants made it bigger and more widespread. By the Qing Dynasty, it was very common. During the Qianlong period, there were six to seven hundred pawn shops in Yanjing. Because of the monthly interest rates
It usually scores 2 or 3 points, and it has the nature of usury. It was once banned in New China, but of course it is now legal and open to the public.
Zhang Zhe opened a pawn shop because he found a new way a year ago. He is a marketing major in the Department of Economics and Trade of Dongshan University. Like many people, he spent a lot of time playing games, reading novels, and socializing with girls. Apart from a little memorization,
I didn’t learn much real things from the theory.
In order to integrate theory with practice, some students opened stores, some did sales on weekends, and some did direct sales on campus... By the time he was in his junior year, he found that he had to break away from everyone's footsteps, so he could only take action. Without too much
It costs a lot of money, and there are people doing all the industries that students can do. He finally found a job that no one was doing - a pawn shop.
Of course, this is a private pawnshop with a business license, no formalities, no registered capital, and no fixed storefront. It can only start with classmates and friends, start with small items, and then introduce it through acquaintances to establish credibility and slowly spread it to the whole school.
Student development. Depending on the campus environment, after a year of continuous exploration and revision, it has already gained certain experience and models, and has also accumulated credibility and popularity.
Anyone introduced by an acquaintance would make an appointment by phone. Strangers who were attracted by his reputation would have trouble finding a dormitory and waiting for someone, so he announced that he would be waiting here in the evening and you could come and talk to him directly.
There are a lot of people here in the evening, and it is inconvenient for Zhang Zhe to set up a stall openly. The sign is the large canvas schoolbag he carries - with the three characters "Dangdangdang" on it, which is the name of his pawn shop.
"Dangdang?" Just as Zhang Zhe was looking at the passing girls, someone came over to inquire.
This situation is like an underground party using secret codes when meeting, or like an uncle on the street asking carefully in the park: Pretty girl, what are you doing?
Zhang Zhe withdrew his eyes and glanced at the visitor: "Well, what do you want to take?"
"Mobile phone." It was a student who didn't know whether he was a freshman or a sophomore. He looked around first and then touched a mobile phone. "It's almost brand new, high-end goods! Hehe, because the living expenses are all spent. See how much you can get for it.
…”
When a pawn shop collects a pawn item, the price is generally not more than half of the original price. Interest must be paid according to the agreement when redeeming it. If it is not redeemed at the end of the period, it will be deemed dead and will be disposed of by the pawn shop. In fact, there is no pawn shop that does not lower the price. If you want half of the market price
Extremely difficult.
Zhang Zhe took the phone. It was indeed a brand-name high-end phone that had just been on the market for a few months. It was almost brand new. After looking carefully for a while, I couldn't tell whether it was a parallel import or a counterfeit product, but I was sure it wasn't a high-end imitation.
"500 yuan."
The classmate almost shouted, "Brother! The market price is more than five thousand! I can sell it second-hand for two or three thousand, right? You can't give me the price of a copycat phone!"
“It’s quite a lot, even a 100 copycat phone can’t be sold!”
"Brother, why don't you go and grab it?" The classmate smiled bitterly and took the phone back: "The minimum is one thousand! No more."
Zhang Zheyi glanced at him sideways: "You are not selling it to me. The price is low and it is easy to redeem it. The storage fee is also cheap. I am thinking about you! 500, for half a year, the storage fee is 30%; for three months, one
10% per month; 5% per week.”
This is the result of his constant adjustments. It does not count the monthly interest, but directly calculates the storage fee; it does not calculate it according to the value, but only according to the time. The longest period of half a year is to take into account the semester, and the shortest period of one week is to encourage early redemption.
. He is not very wealthy, and his cash flow is very tight. The one week's income seems to be the lowest, but in fact the ratio is the highest.
"I... 500 is not enough, don't worry about me, just take it as 1,000! I will redeem it next month, 10%, right? Then you can earn 50 more."
Zhang Zhe didn't say he had a sharp eye, but his experience had taught him a little bit about reading people, so how could he let go? He continued to glance at the girls passing by.
"800!" The classmate gritted his teeth.
Zhang Zhe did not respond.
"Can you add a little more, 600?" Seeing him like that, the classmate had no choice but to put the phone in front of him again.
Zhang Zhe thought about it and said, "Okay..."
He did not answer the phone, but took out a digital camera from his schoolbag and took a few photos on the phone. He also took out a drafted contract. Although it was not formal, there must be proof.
Fill in the mobile phone model and let the person choose the current issue and signature.
The man chose hastily for a month and then signed. After receiving the 600 yuan from Zhang Zhe, he immediately lowered his head and left, for fear that others would notice.
Charging a proportional storage fee, it seems that the higher the price, the more cost-effective it is. But there are also cost risks and cash flow problems. More importantly, the price is lowered this time because he knows that this mobile phone must be a dead giveaway!
This phone doesn't look like that person's own. He either accidentally picked it up or stole it deliberately. He doesn't dare to use it himself, so he is eager to cash it in. If you take it to a place that recycles mobile phones outside, the price will be even lower! He knows all these market conditions.
Yes, it can be lower than the value, but it is higher than what is recycled outside.
When he first discovered it, Zhang Zhe was hesitant and worried. If the other party didn't come to redeem it, the stolen goods would be left in his hands. But this is on campus, there won't be any high-priced items, and the storage fee alone will be high.
, and he couldn't make much money. The turnover of working capital also put a lot of pressure on him. After trying it out, he had to make money by treating it as an item!
If he has no money to redeem the items when they expire and doesn't want to redeem them, he will handle them. Because the mortgage price will be lower than the second-hand value, as long as he sells it at the second-hand price, he will make more money than the storage fee. He takes photos of the items to avoid
If there is any dispute during the redemption, it can also be uploaded to the personal space photo album at the time of death, with the price clearly marked. Students of this school can contact him to purchase.
Those with improper origins are basically pawned, but that is only a small part. Most of the pawned items are discarded by students. It is troublesome to find second-hand buyers by yourself. Professional recycling offers very low prices, and they are often pawned nearby. The discarded items are discarded.
Items do not mean waste. For example, electronic products are updated very quickly. For students who are rich and follow trends, the items that are eliminated are still the favorites of many people.
"Let's see how much I can get for this notebook. Don't blame me too much! If you're satisfied, I'll add some money and exchange it for a c35." Soon another person came over to Zhang Zhe, holding a notebook in his hand.
Zhang Zhe also does exchange. It is also for circulation. The more things you accumulate in your hands, the more difficult it is to turn over funds. Faster circulation can also attract more students who need second-hand goods to pay attention.
Without saying anything else, Zhang Zhe squatted down, put the notebook on his lap, and turned it on to check and test it. After understanding that it could be configured and that there were no hardware problems, he offered to add 300 yuan to exchange for the model numbered c35. This classmate also liked it.
He was satisfied with that one. If he wanted to buy it, the original one would be worthless. He was satisfied with the extra 300 to exchange it. The two agreed to bring their notebooks and exchange them tomorrow.
Exchange and second-hand purchases must be agreed in advance. Because Zhang Zhe does not have a warehouse and is basically locked in the dormitory, in order to spread risks and make the best use of things, he has some large and practical items that are rented to other dormitories at low prices if they need them.
Classmate. The name is storage fee, but it is not a safe. The items in the pawn shop will of course extract value, as long as they are not damaged when they are taken out. Things like computers, cameras, mobile phones, etc., can be used for a period of time without being dropped.
Will not be damaged.
His rent for this area is very cheap, and it is not for profit. It is equivalent to letting others take care of him, and the deposit can be used for turnover.
"Zhang Zhe."
Pang Shuai, who was wearing black-rimmed glasses, came over. Zhang Zhe knew this guy and was a student in the same class. He came from a well-off family, and the living expenses given to him by his family were quite sufficient, more than enough. But he often had no money.
The reason why he started the business is that he likes Taobao! He is familiar with the large-scale used book and second-hand goods markets in the city. In his words, after learning theoretical knowledge through reading, he went to practice and exercise, panning for gold in the sand and digging in the garbage.
Treasure hunting, once you successfully pick it up, it will be distributed!
Sand also costs money, and buying too much of it cheaply costs money. And it is estimated that some smart people saw his intentions and tricked him into buying some worthless suspected antiquities at high prices. Therefore, Pang Shuai often spent all his living expenses in advance. He used to borrow money.
Qian Du said that after Zhang Zhe's pawnshop became famous, he came to do business and used the suspected treasures he "picked up" as money to eat.
"Handsome guy, have you found another treasure?" Zhang Zhe said hello with a smile. He actually felt that the items Pang Shuai took were worthless. Initially, it was to accumulate credibility and spread his reputation, but Pang Shuai does not cheat people.
Every time you redeem your pledge on time, he will be happy to accept it.
"Hehe... I have no money to eat, so I will mortgage these two volumes of scriptures with you." Pang Shuai is self-aware and knows that he is still in the stage of paying tuition, and he has never shied away from looking at him frequently. But now that he comes to pawn, even if he has no confidence, he can
You have to say that what you have is good.
Zhang Zhe took his 'book' and saw that it was two shabby old vertical books. Those printed in the Republic of China must have been tricked into buying them at a high price. Of course, this 'high price' meant
The price was only a few hundred yuan, and Pang Shuai didn't have much money to lose.
"Okay, are we still the same?" Everyone has their own ideas. Zhang Zhe neither persuaded nor criticized him. He asked while filming with the camera.
"Same as usual." Pang Shuai signed and chose to work for a month, and then received 600 yuan in food expenses from Zhang Zhe.
After Pang Shuai left, Zhang Zhe put the two volumes of books in his schoolbag and looked at the new mobile phone. After thinking for a while, he took out his mobile phone and dialed a number: "Beauty, I have a new phone here.
I guarantee you will be satisfied with the mobile phone. Will you accept it? Or will you accept it? Or will you accept it?"
The beauty's name is Yuan Xiaowan, she is a junior girl in the lower class, an optimistic and cheerful beautiful girl.
Popular things are easy to spread, and once they become popular, they are not far from being vulgar. In the past few years, everyone was keen on judging campus beauties, but now many boys and girls think it is vulgar. In recent years, Dongshan University has not had so-called campus beauties, but Yuan Xiaowan is
In the past few years, she is definitely one of the best beauties. She is beautiful and approachable. She is widely known and has a high reputation.
Zhang Zhehui got to know her and had her number, thanks to a "thin-skinned" incident.
(The new book will maintain the consistent relaxed and happy style, seeking novelty and changes in plot and characterization. It may be a bit slow, but it will satisfy readers who like it. I believe that after reading 30 chapters, you will like it and collect it.
; If Chapter 30 still doesn’t impress you, please criticize or close it! e = "The Female President Falls in Love with Me"]
