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Chapter 039 Loan Matters

Chapter 039 Loan Matters

After chatting with Sun Xiaolan for a while, Zhou Nan immediately called Huang Qiuling, the head of the credit department of China Construction Bank.

Huang Qiuling was taking some time to follow the stock market in the office. She saw that the Haiminyuan holdings she held were rising all the way, and her capital and profit had already doubled. She was so happy. Zhou Nan called, and she picked up the phone with some joy, "Xiao Nan, what's wrong?

Did you remember calling Auntie? I was just about to take the time to call you and ask about Hai Minyuan’s specific situation..."

"Xiao Nan, do you think this stock can still rise? It has been trading sideways these past two days. I feel a little uneasy. If it plummets, all the previous profits will be lost..."

"No problem, Aunt Huang, don't worry, its current situation is - typically several big bookmakers join forces to shake the warehouse. If anyone runs away at this time, they will suffer big losses, and there will be a lot of buying at any time.

"Influx..." Zhou Nan smiled and said softly, "Aunt Huang, do you have time at noon? I would like to treat you to a meal..."

"Invite me to dinner? Xiaonan, it should be Auntie who invites you to dinner..." Huang Qiuling smiled and chatted with Zhou Nan for a few words before agreeing. Who she was, she immediately understood when Zhou Nan said he wanted to invite her to dinner.

, Zhou Nan must have asked her for help. However, for Huang Qiuling, she has made a lot of profits through Zhou Nan and owes Zhou Nan a lot of favors. If it is a favor within her ability, she is still willing to help.

Of course, as the bank's credit section chief, Huang Qiuling's personality is more shrewd. Compared with her, Lin Xia appears to be much simpler, generous and bold, somewhat masculine, and can be regarded as a sweetheart.

In the initial stage of Zhou Nan's life plan, these two women, Lin Xia and Huang Qiuling, will play a vital role. The reason why Zhou Nan went around the corner to get close to them was to pave the way for the future.





Zhou Nan and Huang Qiuling made an appointment at the "Red Sun". He has been a frequent visitor to the Red Sun recently and is very familiar with the owner Zhu Jianyong, so the hotel reserved a small private room for him and sent the most beautiful waitress to wait on him.

Huang Qiuling arrived late. Apparently she had gone to the stock market to check the market conditions before she came. The two of them entered the private room and waited for the dishes to be served. Zhou Nan did not be overly polite and went directly to the private room.

He took out the information about the fragrance factory that he had prepared and handed it to Huang Qiuling, and then stated his request directly.

Huang Qiuling didn't respond for a while, she just frowned slightly and muttered, leaning over to read the information. Although she had been mentally prepared, she still didn't expect that Zhou Nan would open his mouth and ask her to apply for a mortgage business loan of 500,000 yuan.

.However, she was even more surprised that Zhou Nan had his own company and factory at some point.

Zhou Nan did not cover up. He spoke directly about the current status of the flavor factory and also made clear his development ideas. He knew that it was difficult for Huang Qiuling to apply for this loan, but it was not impossible. And he also firmly believed that in order to

To ensure her own greater personal interests in the next step, Huang Qiuling will definitely not reject him easily.

She also pointed at Zhou Nan to help her operate Haiminyuan and make a lot of money. Not to mention the expected profits in the future, even now, her book profit is more than 100,000.

"Xiaonan, you are making things difficult for Auntie... Look at your factory. It is heavily in debt, is in a state of suspension of production, and still owes workers several months' wages... Tell me about such a company.

How do you get a mortgage? Does the bank dare to lend you money? It’s clear that you want to use the money to fill a hole, and it’s nothing!”

Huang Qiuling smiled bitterly, closed the document, and stretched tiredly.

"This loan matter doesn't count even if I say it. It still needs to be reviewed and evaluated by the bank's department, and finally it needs to be approved by the leader..."

"Aunt Huang, you see, I am going to use my existing equipment and factory buildings to mortgage the bank for a loan, which is only 500,000 yuan. It's not much. Aunt Huang, you, the head of the credit department, how can you say no?

Forget it? Aunt Huang, please believe that as long as the money from the bank is in place, the factory will be restored immediately

There is definitely no problem with production and market prospects... I want to switch to cigarette flavors, which is a brand new field... Besides, even if the factory fails, I can still afford to pay back the 500,000 yuan, don't you think?

?I have a temporary capital turnover problem, please do me this favor!"

Huang Qiuling was surprised, thinking that you have such a rotten factory, the equipment and buildings inside are worth a shit, and you still need to mortgage it for a bank loan... This is simply an idiot's dream! However, she immediately remembered that she still had something to ask for from Zhou Nan, that is.

Didn't show it on his face

He felt his true emotions in his heart and said with some embarrassment, "Xiao Nan, it's not that Auntie won't help you, it's actually this... Haha, it's too difficult... The bank has a strict lending system, and loans with insufficient conditions will not be approved.

, you have to understand Auntie!"

"Haha, Aunt Huang, if you really have difficulties, forget it and don't bother Aunt Huang." Zhou Nan was very calm in his heart, knowing that Huang Qiuling would not agree all at once. Even if he agreed in his heart, he would not say it easily.

He let go. So there was an indifferent smile on his face, "Aunt Huang, let's not talk about this anymore. Let's eat. The dishes are all served. Well, the seafood here is quite good and very fresh. You can try these shrimps!"

The atmosphere suddenly became awkward. Huang Qiuling forced a smile and said, "Xiaonan, let Auntie think about it again? I will help you think of a way to see if you can find a way from other banks."

"Then thank you Aunt Huang." Zhou Nan sneered in his heart, but smiled gently and thanked her again and again.

He knew in his heart that Huang Qiuling would eventually agree. However, this shrewd woman could not agree so readily. Not to mention that this matter was still somewhat difficult. Even if it was not a difficult matter, she would be reserved.

But Zhou Nan is obviously not afraid of her reserve. He is convinced that it won't take long for Huang Qiuling to obediently hand over the loan to him.

*******************************

I returned to the company in the afternoon and held a meeting of all employees of the agency at 3 o'clock.

The conference hall on the second floor of the company was filled with more than a hundred government officials. There was only the top leader Meng Chunting on the rostrum, and the other company leaders were sitting below. From the scene of the meeting, it can be fully seen that Meng Chunting

Ting, a woman with an overly strong character,

And her absolute control over this semi-organized enterprise. Before she came to the company, she was the deputy director of the Municipal Construction Committee. Now, although she has joined the company, she is also a member of the Party Committee of the Municipal Construction Committee and is a member of the Party Committee of the Construction Committee.

member, and the ranking is quite high.

Secretary Sun Yan filled Meng Chunting's exquisite silver-gray boss cup with water, and then placed it respectfully in front of Meng Chunting. Dai Long, the company's office director, diligently stepped forward to straighten the microphone and put it in front of her again.

I sent it and adjusted the position, but it was actually unnecessary.

"Comrades, we have a meeting. Today we are convening a plenary meeting to convey the latest instructions of the Municipal Party Committee, Municipal Government and the Construction Committee. At the same time, we will inform you of the main work in the near future. Please listen carefully and take note of it, and implement it as soon as possible.

Completely implement." Meng Chunting said the opening remarks in an understatement. Zhou Nan, who was sitting in the third row of the audience, couldn't help but secretly laugh, thinking that the tone of Meng Chunting's speech was exactly the same as that of an official. This shows that this business-oriented company

The particularity of the enterprise.

"Did you hear that? What Mr. Meng is talking about is about the competition for deputy positions in three departments..." Sun Xiaolan, who was sitting next to Zhou Nan, gently tilted her head and whispered in Zhou Nan's ear. Her attitude was a bit intimate, and she was unaware that she was sitting behind him.

Chen Pengyu's face had turned extremely pale.

Zhou Nan didn't pay much attention to Chen Pengyu. In fact, Chen Pengyu had been relatively "honest" recently and had never taken the initiative to provoke him. In this case, Zhou Nan didn't bother to pay attention to him.


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