201. Chapter 201 Those who should come will always come and those who should go will always go
"This classmate, I would like to make a correction. Although the legal terms you mentioned are correct, they do not apply to the debt conflict between us."
Just when the mother and daughter of the Xiao family felt that the debt crisis was over and they couldn't help but breathe a sigh of relief, an inappropriate voice suddenly came from the crowd on Gou Buli's side.
Li Mengnan frowned slightly subconsciously and looked around, only to see that he was the only man in a suit among the crowd who had just handed Gou Buli the contract document.
This man was not old, he looked about 24 or 25 years old, and he had not even completely shed the air of a freshly graduated student. He was obviously out of place standing with Gou Buli and others.
"Who is this?" Li Mengnan narrowed his eyes and raised his chin slightly towards Gou Buli.
"This is Xiao Zhen, our new legal advisor from Jindu Credit Company."
Although the man in the suit had very little qualifications, Gou Buli still introduced him with a bit of respect in his tone. He had no education, and what he envied most were those truly educated intellectuals.
"Hello, my name is Zhen Zhengyi, and I am the legal counsel of Jindu Company."
The man in the suit dragged Mazar over and sat in front of Li Mengnan. Gou Buli moved slightly to the side, apparently giving the man in the suit the power to take the lead in the negotiation.
"True justice? Haha... To force debts from such impoverished orphans and widowed mothers, and to forcibly take away their last hope, is this your justice? Or is it ironic..."
Li Mengnan made no secret of his ridicule for the man in a suit in front of him.
He has never looked down on Gou Buli. After all, this kind of person has no education and has no other choice except to do such dirty work. It can be said that he is forced by life; but this Zhen Zhengyi is obviously a social elite who graduated from university, but
He does not know how to use what he has learned to truly safeguard the fairness and justice of this society, but instead does not hesitate to act against others for his own selfish interests, which he cannot tolerate.
"This classmate, I'm here to solve the problem. Please stop the unnecessary abuse... By the way, if your so-called justice means always standing on the side of the disadvantaged groups without any principles to speak for them, then I can only say, your
The concept of justice is the most naive."
Zhen Zhengyi pressed the center of her glasses with two fingers and pushed them up, looking very calm.
After all, he is a legal professional, so his counterattack was not only quick, but also extremely sharp.
"Okay... tell me, what's wrong with what I said?" Li Mengnan asked, "I'm shameless, so whatever I say is useless."
"Although I don't like you as a person, I appreciate your realistic attitude." Zhen Zhengyi nodded slightly to Li Mengnan, and quickly entered an extremely professional working state, "Please pay attention to the signing time of this mortgage loan contract...
…”
Zhen Zhengyi turned to the last page of the contract and handed it to Li Mengnan, and continued: "This contract was signed four years ago, and as far as we know, Mitong disappeared half a year ago.
Let’s not say whether living in the same yard counts as separation, but at least in terms of time, this debt occurred during the marriage of Mi Tong and Xiao Hui, which means that this debt belongs to both parties.
debt.
According to our country's laws, joint debts of husband and wife must be borne by both husband and wife. The division of property caused by divorce cannot exempt one of the parties from the joint debts that should be borne.
Since you seem to be very familiar with the law, you must also understand this, right?"
Li Mengnan was silent. From the relevant legal provisions he retrieved from his subconscious memory bank, he found that what Zhen Zhengyi said was indeed the truth.
"Okay, I admit that I was negligent... But even so, the loan in the contract is only 200,000, and the yard and the property are worth 1.8 million. Do you think this is reasonable?"
Zhen Zhengyi seemed to have guessed that Li Mengnan would question this. He turned to a certain page of the contract again and said: "We are a legal and formal company, and the borrowing interest rate is very low in the same industry. We strictly implement the prohibitions stipulated by the state."
It is more than four times the bank interest rate, so it is protected by law. I hope you will not question this.
Please pay attention to this clause in the contract. If you can't understand it, I can explain it to you - that is to say, from the date of borrowing, the borrower must pay off the interest on the loan on time every month. If he cannot
If paid on time, the interest will be automatically converted into the principal of the loan and included in the interest calculation for the next month.
Mitong has not paid a penny of interest for four years, and its total debt is almost the same as the current value of this small courtyard. Of course, if you can pay off our company's money now, we do not need to take back the courtyard.
.”
thump!
After listening to Zhen Zhengyi's words, Xiao Hui could no longer bear the bad news like a thunderbolt from the blue. She fainted on the spot. Xiao Baoer suddenly screamed in fright, and together with Li Mengnan, they rubbed their chests and pinched the person's chest before finally giving him away.
Rescued.
"Bao'er, mom, I'm sorry for you!"
As soon as Xiao Hui woke up, she hugged Xiao Baoer and cried bitterly.
The house is not important, but losing it means losing the hope of curing Xiao Baoer.
"Mom, it's okay...a house is not a home. As long as you and your brothers and sisters are here, no matter where you live, it will be our home."
Xiao Baoer didn't behave like a twelve-year-old girl at this moment. He hugged Xiao Hui tightly, patted her back and comforted her softly.
Seeing a family full of hope falling into the abyss of despair again, Li Mengnan clenched his steel teeth at this moment, and his ten knuckles made an uncontrollable crackling sound like exploding beans. He suppressed the increasingly violent emotions in his heart and stood up and walked away with a cold expression.
He came to Zhen Zhengyi and said, "If you want a house, I can give it to you, but before that, tell that bastard Mi Tong to come over and see me right away!"
Zhen Zhengyi's expression was obviously a little unnatural, and he tried to calm down and said: "I don't know what you are talking about..."
Bang——!
Before she finished her sentence, Zhen Zhengyi's thin figure almost spun and flew back two or three meters. Her deformed gold-rimmed glasses hung crookedly on her ears, her left cheek was swollen, and the corners of her mouth were swollen.
It's all blood.
"Don't move!"
Gou Buli quickly stopped the brothers behind him who were clamoring to take action. It wasn't that he didn't want to stand up for Zhen Zhengyi, but Li Mengnan's movements were too fast. He didn't even see Li Mengnan's punch. It was just a blur in his eyes. Zhen Zhengyi had already
flew out.
He knew very well how much his brothers weighed. It would be okay to bully the ordinary people who had no strength, or to take advantage of the crowd to have a smooth fight. Once he faced a real master, he would be the one who delivered the food.
Rhythm.
Since the other party has agreed to hand over this small courtyard, his mission is completed, and there is no need to create additional complications.
If he goes back with a bunch of injured patients with bruises and swollen faces, he won't be able to get the commission this time, and he might have to pay for his own medical expenses.
After asking a brother to take Zhen Zhengyi to the hospital for examination and medication, and then personally making a tough threatening phone call to Mi Tong, Gou Buli walked up to Li Mengnan, handed over a cigarette, and said, "Mi Tong is already here.
On the way...but I'm curious, how did you know he was at our place?"
Li Mengnan did not answer the cigarette, but sneered: "Do you really think I can't see anything?"
"Oh? What... do you know?" Gou Buli's expression began to look a little unnatural.
"The demolition was only decided recently. Four years ago, the value of this yard was probably less than 100,000 yuan. How could I get a mortgage of 200,000 yuan?"
"Maybe... there was something wrong during the valuation, right? This kind of mistake is not uncommon in the private lending industry." Goubuli reluctantly defended.
"Okay, even if this is a mistake, failing to pay a penny of interest for six consecutive months means that the lender has been unable to repay the loan and has not reduced its losses. In theory, the mortgage should be forcibly recovered and auctioned... but you have actually delayed it for a whole
Four years, you are so patient! In other words, who in your company is capable of calculating and accurately calculating that this shanty town will be demolished in four years, and the compensation will be enough to cover your losses? "
"This..." Gou Buli was immediately speechless.
"The only explanation is that this contract is a fake. It was forged by Mitong in order to monopolize the demolition compensation, and together with you, in the name of collecting arrears. Am I right?"
Gou Buli was speechless, but his silence spoke volumes.
"The money he owes us is real, but not this much, and he didn't use real estate as collateral... I can only tell you so much, and if others ask, I will not admit that I have said it to you.
These words."
Probably because the mother and daughter of the Xiao family hugging each other and crying touched the remaining conscience in her heart, Gou Buli suddenly told Li Mengnan the truth about the whole matter in a low voice.
"I'm very curious. Since you have already guessed that the contract was forged, why did you agree to hand over this small courtyard?" Gou Buli couldn't understand Li Mengnan's choice. After all, it involved a fortune of nearly one million yuan.
The question of belonging.
"It was your legal advisor who reminded me."
Li Mengnan took out a piece of chewing gum, tore off the wrapping paper and stuffed it into his mouth.
It is said that Xiao Baoer bought this chewing gum for him. This little girl has always hoped that he can quit smoking. He is currently trying hard, although it does not seem to be easy.
"In those days, Mi Tong borrowed a lot of money from outside because of gambling, and kept all the IOUs at home... I took a look at it, and if calculated based on the interest stated on the IOUs, if these IOUs are repaid alone, it would be almost 60
Ten thousand.
To be honest, I am also very surprised how this Mitong borrowed so much money. Maybe it has something to do with the high interest rate he promised? But this is no longer important.
And as the saying goes, don’t worry if you have too many debts, and don’t bite if you have too many lice. How could a person who is used to borrowing money for consumption stop borrowing money because he can’t pay it back? So I have reason to believe that Mitong’s debts outside are very large.
There may be more.
As your not-so-just legal advisor said, this small courtyard is the joint property of my mother and that Mitong, and these debts are also the joint debts of both of them, regardless of whether my mother and Mitong are de facto debts at the moment.
divorce, but this debt cannot be avoided after all.
What should come will always come, and what should go must go. Maybe I was too selfish before. I only wanted to use the money to cure Bao'er's disease as soon as possible, but I never thought about the feelings of the borrowers. Maybe some of them were
People are waiting for this money to save their lives, even their lives.
Since this money should not belong to us, then whoever should take it should take it."
Gou Buli patted Li Mengnan's shoulder with admiration and said with admiration: "Little brother, I'm convinced... I can see that you are a righteous person, and we don't know each other even if we don't fight each other. I'll keep my business card, and you can
If you need anything, just give me a call. Although I don’t have much ability and am just hanging around in society, at least I can help out with a few people."
"Then thank you in advance, Brother Gou."
Although Li Mengnan didn't think he had anything to use the other party, the other party was sincere after all, so he naturally had to give him enough face.
"Brother, I still don't understand something. Since you have decided to give up, why are you still looking for that guy Mitong?"
Although Gou Buli is a gangster, he can still distinguish between big issues of right and wrong, and he also despises men like Mitong who don't care about the lives of his wife and children.
"If this man can do the same thing the first time, he will definitely do it the second time... If he is not allowed to write a letter of guarantee, who can guarantee that he will not create some so-called 'joint debts' in the future?"
Harassing our whole family?" Li Mengnan said calmly.
"That's right! Look at my head, why didn't I think of this?" Gou Buli suddenly slapped his forehead repeatedly, nodded and said, "Yes, I have to ask him to write this clearly. He took all the money.
He has to take over all the debts, otherwise who can bear it when he has no money in the future?"
About half an hour later, a middle-aged man wearing a gray jacket timidly appeared at the entrance of Xiao's courtyard.
Although Li Mengnan had never seen this person before, judging from the mixed expressions of excitement, sorrow and anger on the faces of his mother and Xiao Baoer behind him, it must be Mi Tong.
Li Mengnan was a little surprised. Because of the relationship between Minnie and Xiao Baoer, he always thought that Mi Tong should be the kind of handsome or beautiful man, but he never thought that the real person could be so ordinary, and even if he looked closely, there was a trace of
of obscenity.
"Gou...Brother Gou, are you looking for me?"
Stepping into this familiar courtyard again, Mi Tong obviously felt guilty. He had kept his head down since he came in, and did not dare to look at the Xiao family mother and daughter in the courtyard.
"I'm not looking for you, it's my little brother who's looking for you." Gou Buli pursed his lips in the direction of Li Mengnan, not being so polite to Mi Tong.
"Who are you?"
Mi Tong looked at Li Mengnan in front of him suspiciously. He had only been back for a few days, and because he did not dare to let too many people know, he only contacted his former friend Qingpei during this period, so he did not know Li Mengnan's existence.
"Are you Mitong?"
Li Mengnan's gloomy face suddenly showed a strange and very strange smile.
"Yes... you are?" For some reason, Mitong suddenly had an ominous premonition.
"Do you know these three words?"
A student ID card seemed to appear out of thin air between Li Mengnan's fingers and opened instantly in front of Mi Tong.
"Li...Meng...Nan?"
After reading this very unfamiliar name one by one, Mitong just looked back and raised his head, and saw a fist the size of a sandbag appeared in front of him.
A punch followed by a kick, before Mi Tong could even fall back, he instantly flew backwards with his butt sticking out. Like a mud cannon thrown by a naughty boy, it hit the wall of the small courtyard with a loud bang, and then bounced back and knelt down.
On the ground, I held my stomach and vomited all over the ground.
Li Mengnan had no intention of letting him go. He jumped nearly two meters in an instant and quickly kicked Mi Tong on the shoulder.
These two kicks didn't seem to be heavy, but they were kicked with great skill. They kicked Mitong's arm bone directly from the shoulder joint.
The dislocated arm obviously could no longer support the weight of the body. Just as Mitong was halfway up, he fell headlong into his own vomit again.
Several strong men on the side, including Gou Buli, were sweating secretly when they saw this scene. They thought that they were lucky that they didn't have a conflict with Li Mengnan just now. This kid was ruthless, and his moves were also evil and smokey. Let's fight him.
Fighting, injuries are secondary, maybe it will be a lifelong psychological shadow...
His face was covered with sour vomit, and Mitong almost turned his intestines out. The severe pain from the dislocation of his shoulders made him roll on the ground in pain. Even so, he could still feel that there seemed to be countless feet on his body.
Kicked back and forth, no matter which direction he rolled, he couldn't escape.
No one expected that Li Mengnan would suddenly become violent without even saying a word.
Looking at Mi Tong who was covered in filth on the ground and squealing like a pig waiting to be slaughtered, Xiao Hui seemed a little bit unbearable. She was about to say something to stop her, but when she lowered her head, she saw Xiao Baoer, whose face was as cold as ice, looking at her coldly.
Seeing this scene in front of me, I couldn't help but sigh and turn my back.
At this moment, Minnie, who had just finished class, hurried into the small courtyard. When she saw the familiar but unfamiliar middle-aged man on the ground, she couldn't help but froze on the spot. It took a few seconds to react, and she rushed to grab the man who was kicking him.
Li Mengnan shouted hysterically: "Li Mengnan, what are you doing? Stop it! Are you crazy?"
Probably feeling that he was almost done with his anger, Li Mengnan retreated to the side, raised his leg and patted the loose soil on his trousers, with a nonchalant expression as if he was not beating someone, but just flattening an irregular patch of ground.
"Dad, are you okay? Are you injured?"
Minnie didn't care how dirty Mitong was at the moment, she almost cried and helped him up from the ground. Obviously, she had deeper feelings for this father than Xiao Baoer.
After all, before Xiao Hui married into this family and became her stepmother, it was Mi Tong who pulled her up with great difficulty.
"You...why did you hit me?"
I don’t know if he was confused by being kicked, but after Mitong regained his breath, the first thing he asked was this sentence.
"Because...you know too much."
Li Mengnan glanced at Mi Tong's face with the corner of his eyes, grabbed Minnie's arm, and pulled her away from Mi Tong without any explanation.
"What are you doing? Let me go!"
Minnie struggled desperately, and even kept hitting Li Mengnan's chest with her two small pink fists. Li Mengnan simply carried her on his shoulders, walked back and threw her to Xiao Baoer.
"Tell her what your 'good father' did."
After that, Li Mengnan ignored Minnie who was like a crazy woman, turned around and walked straight to Mitong at the base of the wall.