Chapter 1637 Commercial medical insurance patients are discriminated against
At nearly 10:30 in the morning, Yu Zhiming met the heads of the three insurance companies who came by appointment in the soundproof office.
After a conversation with Gu Qingran last night, Yu Zhiming learned that there are more than 200 insurance companies of various types in my country.
Among them, there are 92 personal insurance companies qualified to provide medical insurance.
However, except for the familiar large insurance groups or companies, most insurance companies are regional small and medium-sized insurance companies.
These small and medium-sized insurance companies generally have local government investment backgrounds, plus several local leading companies.
Such insurance companies can barely survive relying on local resources, but it is very difficult to develop and expand.
Dongyue Life Insurance, Zhujiang Insurance, and Dongting Insurance that came here today are all local insurance companies like this.
The three insurance companies are also very sincere. The chairman and general manager all came together. Not only that, they also brought gifts to congratulate Yu Zhiming on his wedding.
Gu Qingran was rushing to his hometown in Chaozhou to prepare for a wedding banquet today, and Ling Yuchuan, one of the main promoters of the project, also rushed over to host the meeting.
The two parties exchanged simple greetings and sat down. Yuan Zuolin and Yuan Youlin, who temporarily acted as administrative staff, served tea to everyone.
Yu Zhiming went straight to the topic and said: "I heard that the bosses have some questions about our medical insurance project and me, so I took it upon myself to invite a few of them over to have a discussion."
"I hope you don't feel offended."
Pu Chen, the chairman of Dongyue Life Insurance, is a man in his fifties with a square face and a flat head.
He smiled heartily and said first: "How can you feel offended? We all know that Dr. Yu is a medical genius whose time is precious. You can take the time to see us during the wedding holiday that is hard to buy. This is our honor.
What an honor."
As Pu Chen's voice fell, other bosses also echoed his words.
Yu Zhiming smiled softly and said, "Thank you for your understanding, let's get started."
"If you have anything you want to ask, just ask directly, and I will definitely be able to answer it without being vague."
Several CEOs from the three insurance companies exchanged glances, and it was Pu Chen who spoke first.
"Dr. Yu, to be honest, when people from the Ning'an Group approached us to discuss cooperation in this medical insurance project, we were very tempted. Because the people from the Ning'an Group mentioned that this project was promoted by Dr. Yu."
After a pause, Pu Chen continued: "Dr. Yu, you are a national doctor well-known throughout the country and a genius in diagnosis. You have made extraordinary achievements in the detection and treatment of cancer, the diagnosis and treatment of various difficult and miscellaneous diseases, and many other medical fields. If you recommend a job,
, naturally you get twice the result with half the effort.”
"What we want to know most is, what position does this medical insurance project occupy in your case?"
this……
Yu Zhiming pondered and said: "I am a doctor. It is my job to treat illnesses and save people, improve myself, and participate in relevant medical research. This will occupy most of my energy."
"Based on my professional work, some of the results produced are then commercialized, which is regarded as my side business."
"As for my side business, I already have someone taking care of it for me. I only pay attention to my profits and income occasionally."
Yu Zhiming met the eyes of Pu Chen and others and said: "If others tell you that I am the one who promotes this medical insurance project, they must have deceived you."
"How can I have so much time and energy to worry about things other than my job? Besides, I don't know much about medical insurance."
"Of course..."
Yu Zhiming added: "I can also do some things within my power."
"Just like today's meeting."
As Yu Zhiming finished speaking, the office fell into silence.
Ling Yuchuan held the tea and sipped it in small sips, as if he was drinking the best tea in China.
After another nearly ten seconds of silence, Jiang Meng, the female chairman of Zhujiang Insurance, was the first to change and reveal her face.
"Dr. Yu, thank you for your candid information, which has eliminated our biggest worries."
Yu Zhiming was a little confused by these words.
How come they can feel more at ease by not worrying about and focusing on project advancement?
Jiang Meng saw Yu Zhiming's confused look, showing the appearance of a technical geek, and his smile became even brighter.
"Dr. Yu, some eccentrics who became famous at a young age and soared to the sky, have appeared in our country, but these people fell into mediocrity within a few years and never made much achievements again."
"The main reason is that they are either captured by fame and fortune, or they are caught up in heavy administrative work, and no longer have the time and energy to improve themselves and do scientific research."
Pu Chen went on to say: "This insurance business is no different from others. It does not take one or two years, nor three or five years. It takes twenty to thirty years, or even longer, to show results."
"To be blunt, we took advantage of your current reputation, Dr. Yu, and invested heavily in it for three to five years, but you have become mediocre. By then, what will be left to us is probably a
The ground is so wet."
"So, what you said just now, Dr. Yu, made us feel at ease and stop worrying."
Jiang Meng then continued: "What we need is a Dr. Yu who is constantly making progress and improvement in medicine."
"There are many management talents and business wizards, but you are the only medical genius, Dr. Yu."
"As long as you remain at the top and your medical achievements continue, the career that relies on you will naturally improve."
Ling Yuchuan finally put down his tea cup and said softly: "Boss, as long as you know more about Dr. Yu, you won't have such worries."
"Dr. Yu can be said to be the most self-disciplined genius I have ever seen, bar none."
"Let's put it this way, there hasn't been much change between him now and him more than a year ago in terms of his hard work."
After a pause, Ling Yuchuan continued: "I can tell you another piece of news. According to the cooperation agreements we have reached with various hospitals, in addition to having the best medical experts in the country, Huashan Second Hospital will also bring together the best from each hospital."
young doctor."
This chapter is not over yet, please click on the next page to continue reading! "In addition, a teaching hospital in Dr. Yu's hometown will also be put into use next year."
Ling Yuchuan tapped the coffee table with his fingers, "In five or six years, outstanding young doctors who respect Dr. Yu as their teacher will be all over the country's major hospitals."
"What about ten years from now..."
These words made the eyes of several bosses brighter.
Jiang Meng added: "Dr. Yu, there is a practical problem. I wonder if you know that patients who have purchased commercial medical insurance are actually discriminated against and are not treated well when they go to the hospital to seek medical advice."
"Why?" Yu Zhiming really didn't know very well.
The CEO of Dongting Insurance seized the opportunity and explained: "Dr. Yu, when patients reimburse medical expenses, they need to provide us with medical records, diagnosis basis, treatment records, prescriptions and other complete treatment lists. The company has professionals to review it."
"If there are irregular treatments, over-prescription of medicines, unnecessary expensive medicines, repeated examinations, unnecessary treatments and other over-charged items, we can check it out."
"Dr. Yu, you know that some hospitals are not very easy on patients with commercial medical insurance."
Yu Zhiming nodded and said: "We are cooperating with the best hospitals in each region. I can't say that this situation can be completely eliminated, but I can guarantee that this is a very small number."
Ling Yuchuan continued: "You should also know that this country has relaxed restrictions on wholly foreign-owned or controlled medical institutions."
"Our medical insurance project is mainly aimed at mid-to-high-end customers, which is equivalent to the hospital we cooperate with establishing a virtual high-end hospital."
"This project has received strong support from the hospitals of the No. 7 Dean Forum and will establish a direct expert channel for our insurance customers."
Pu Chen smiled and said: "Mr. Ling, we also came here with sincerity after knowing the exact news about the Dean's Forum."
He looked at Yu Zhiming again and asked, "Dr. Yu, do you have any suggestions regarding cooperation between the two parties?"
Yu Zhiming chuckled and said: "If you ask me this question, you are asking a blind question. I don't understand it."
"It's better that you talk in private."
Yu Zhiming added: "I hope everyone will not be amicable and talk about mutual benefits. The market is so big, it should be okay for everyone to cooperate together, right?"
"Work together?" Pu Chen asked.
Yu Zhiming said casually: "It should be possible for everyone to merge into an insurance company, or invest together to establish a new insurance company..."