Chapter 253: 251. Bank Opening Excited Businessman (Chapter 1)
Chapter 253 251. Bank Opening Excited Businessman (Unity Chapter)
Author: Qin Mengyu
Chapter 253 251. Bank Opening Excited Businessman (Unity Chapter)
"Dingle bell, jingle bell..."
On the street, a bell rang. Several people in yellow vests pushed two-wheeled carts and picked up the garbage on both sides of the street into the carts.
"You, you, you, that's you, don't dump garbage on the street! The government has issued an order that anyone who dumps garbage at will will be fined 10 Wen!"
The yellow vest suddenly stopped and shouted to a woman who was going out to dump garbage.
"ah?"
Women are surprised.
"Didn't you see the notice posted at the gate of the government office? Now is the period of major rectification of the living environment. Every household's garbage must be dumped in the trash can at the street. Someone comes to clean up this garbage every day. No one can
Just throw it on the street!
No one is allowed to urinate or defecate in the street, not even children!”
The yellow vest said loudly.
"Oh oh oh, I know, I know, I'm illiterate and can't read the notices. I won't dare to do it anymore."
The woman thought the yellow vest was a government official, so she kept smiling and apologizing.
"This will never happen again!"
The yellow vest signaled the woman to throw the garbage in her hands into the trolley.
Ren Pingsheng and Xiaowan were walking by together and happened to see this scene.
This is a major renovation of the living environment carried out by the Le County Government under the instruction of Ren Shengsheng.
Although Le County is the capital of Yuntai County, the living environment here is not as good as that in Qingshui County. Garbage is everywhere on the roads, and domestic sewage from every household is discharged directly into the streets outside.
Although there is a simple sewage system, due to the inaction of the government, the drainage system is severely clogged. When the rainy season comes, the rainwater mixes with domestic garbage, domestic sewage, and feces, soaking the entire city in sewage and smelly water.
Every year, there are many people who contract dysentery because of this, so improving the living environment has become one of the key points of the county's assessment of Le County's government offices this year.
"Many people are illiterate. Instead of expecting officials to explain things to the people at the gate of the county government office, I think it is better to follow the example of Qingcheng Town and set up several loudspeakers in the city."
Xiaowan came up with an idea and said.
"good."
Ren Pingsheng nodded: "Tell Liu Wen later."
"good."
Xiaowan responded.
Ren's residence is not far from the headquarters of Qixing Bank, only two streets apart. The two strolled and arrived at the entrance of the bank in a short while.
The bank occupies a three-story building. In order to gain the trust of businessmen and people, the door is wide and tall, decorated grandly and full of solemnity. There are also two guards standing at the door wearing black armor and holding shotguns.
These guards are not Yuntai Guard soldiers, but Qixing Commercial Bank's own armed personnel, specially designed to protect the safety of the bank.
"Lord!"
At the gate of the bank, Lu Junyi saw Ren Pingsheng coming incognito and bowed to Xiao Wan, who was dressed up in costume.
"Brother Lu, today's opening ceremony was well done."
Ren Pingsheng praised.
The headquarters of Qixing Bank in Le County was built by Lu Junyi. Now that it is officially opened, there are people in front of the door and it is very lively.
"My lord is so complimentary, so complimentary."
Ren Pingsheng said "old brother", which startled Lu Junyi. He waved his hands repeatedly and said modestly.
"Come on, Junyi, let's go in and take a look."
Ren Pingsheng noticed Lu Junyi's embarrassment, patted him on the shoulder and motioned for him to lead the way.
Several people entered the bank.
The layout inside is very similar to a modern bank on earth, but it is more luxurious and grand than ordinary modern bank branches. In the wide lobby, sunlight shines in through the large glass windows, and is reflected on the smooth water-polished marble floor, making the light discernible.
, behind it is a marble counter, with a bright silver metal mesh separating the inside and outside.
On the roof of the hall, a huge colored glass lamp hung there, emitting colorful brilliance under the natural light.
Such a magnificent architectural style and luxurious decoration give people the illusion of being in a golden house, subconsciously increasing the bank's strength!
No one dares to look down upon him.
For example, at this time, although there were many people in the hall, no one dared to make a loud noise. Even if they spoke, they were whispering to each other. Obviously they were very afraid of the power and power of this place.
"Let's go to the second floor."
After Ren Pingsheng looked around on the first floor, Lu Junyi said in invitation.
After arriving on the second floor, it was decorated like a teahouse with a few tables.
Ren Pingsheng sat down by the window, and someone immediately brought him tea.
"There are quite a few people here today. Judging from their clothes, they should be mostly businessmen from Le County, right?"
Ren Pingsheng looked at the people lining up outside the gate and said.
"Yes, basically all the businessmen from Le County are here. Even many businessmen from surrounding counties are here.
This is the reason why the battle was initially scheduled not long ago, otherwise today’s scene would definitely have been even more lively.”
Lu Junyi stood aside and waited on him and said.
"Sit down and talk."
Ren Pingsheng pointed to the chair opposite.
"Thank you, Lord!"
After Lu Junyi thanked him, he carefully sat down opposite Ren Pingsheng and Xiaowan, and then said: "The role played by my subordinates is minimal, mainly due to the 4.6 million taels of silver reserves provided by the lord and the Yinshan County Bank.
As an endorsement, the mine plays a vital role!
With reserves, silver mines and county governments as endorsements, businessmen dared to deposit money in banks, and only then could they have trust in banks to pay them money."
Most businessmen in Yuntai County know that the Yinshan Mine is a large mine with a daily output of tens of thousands of taels of silver. As long as there is a silver mine, there is no need to worry about banks not being able to cash out their silver.
Moreover, today's Yuntai County is Yuntai County where Ren is the governor, and the credibility of Ren's regime among the people has far exceeded that of the court. There has never been a time when trust was broken, and there has never been any financial crisis.
With these two guarantees, we have such a hot opening ceremony today.
"Sir, the things are here."
At this time, a bank employee wearing a gray robe climbed up the stairs carrying a sandalwood box, walked quickly to the table by the window, and placed the box on the table.
Lu Junyi waved his hand and asked the staff to leave.
Then he opened the box, revealing several yellow metal cards and a stack of neatly cut banknotes.
"These are the bank cards and banknotes printed by our Qixing Commercial Bank."
Ren Pingsheng first took out the yellow metal card.
It is very simple, with only a string of Arabic numerals and the words Qixing Bank. There is also a special anti-counterfeiting mark the size of a thumb cap that can emit colorful light in the sun, and there are no other patterns.
"A bank card has two parts: card and password. Only by holding the bank card and telling the password reserved on the bank device can the deposit be withdrawn.
With the equipment provided by Chief Engineer Ruan Tang, there are no loopholes in our bank cards!”
As Lu Junyi said this, Ren Pingsheng thought of several sets of points equipment brought back from the earth at Ruan Tang's suggestion some time ago. They were ordinary points card equipment, such as those in barber shops, chain pharmacies, and chain supermarkets.
It has the function of entering and reading points.
In this era, there really won't be any loopholes.
Ren Pingsheng put down his bank card and picked up the pile of banknotes. The denominations of the banknotes ranged from large to small, the smallest was green with a denomination of 1 cent, brown with a denomination of 10 cents, blue with a denomination of 20 cents, red with a denomination of 50 cents, and purple.
The denomination of 100 Wen, the denomination of 1000 Wen in yellow.
These banknotes were printed by the printing press that Ren Pingsheng brought from Earth. Although they are not as exquisite as the currencies printed by professional banknote printing machines on Earth, they cannot be imitated by others in this world.
The body of the paper and pen is the same as a bank card, with a thumb-sized orientation mark that emits colorful light as the light changes.
Under the pen and paper, there are also the words "Wuzhou Capital Command Commission entrusted Qixing Trading Company to print", and there is also an anti-counterfeiting technology that emits colorful light.
With specialized printing machines, printing inks, anti-counterfeiting color printing, and anti-counterfeiting signs, it isolates anyone who wants to imitate in this era and raises the threshold of imitation directly to the ceiling.
"The pattern on this is the tower at the south gate of Qingcheng Town?"
Ren Pingsheng looked at the stamp on the banknote. On the front was a city gate tower, and on the back was a picture of a large waterwheel watering rice fields. The following line was written in cursive characters: What the people want, what the government will do.
When choosing designs and colors for printing currency, Ren Pingsheng also thought about using his own bust. But in the end he decided against it because a large part of the first version of the currency was regional and experimental currency, and it was not ruled out that there would be some changes in the process.
What serious problems may arise that may lead to the abortion of this version of the currency?
“So exquisite!”
"How did this get printed? It's so lifelike, as if it were real!"
"Yes, yes, I am the poster in Qingcheng Town. Look at the city gate tower and the flags on it. You can even see this word clearly!
I have never seen such a detailed painting!”
“With these, we no longer have to carry a large amount of silver coins and copper skewers on the road. We carry such heavy silver coins with us and we are always worried about being robbed by those bandits!
Okay now, the cashier just told me that these coins have numbers on them, so it will be difficult for the bandits to spend them after they rob them."
"Hey, those bandits probably don't even know what these banknotes are!"
"Ha ha ha ha······"
"I'll be able to drive on the road later!"
At this time, some of the merchants queuing up on the first floor had already received banknotes. Everyone who received the currency was shocked by the exquisite stamps on the paper. This kind of currency was similar to what they imagined that the imperial court had introduced decades ago.
The kind of communication is completely different!
They looked excitedly at the beautiful, delicate and clear-textured banknotes in their hands. Just receiving these exquisite currencies gave them more confidence!
I just think this bank is really a good thing!
"When we get to Qingcheng Town, can we really spend the right money?"
At the counter, Hu Jixiang, a businessman from Le County, faced with yellow cards and paper and pen, finally chose banknotes. After all, banknotes with black and white characters on paper were still within his cognitive range, which made him feel more at ease!
"Yes, yes, you can definitely spend it. The Youlong Chamber of Commerce, Cloth Industry Guild, and even ordinary people over there also recognize these currencies. Even if you go out to buy a bun, you can buy it with banknotes!
"
The bank clerk took the trouble to explain.
"Really? Then... when I come back, I can come to the bank and exchange it for money, right?"
Hu Jixiang was still worried.
"Whether it is in a bank in Le County, Qingcheng Town, or Qingshui County, you can exchange it for silver.
As long as our Qixing Bank is present, it can be exchanged for silver, and these banknotes are permanently valid!"
The staff have received professional training before taking up their posts and can answer the concerns of businessmen like Hu Jixiang one by one.
This has indeed alleviated the worries of many businessmen. They deposited large sums of silver and copper coins in the bank. After weighing them, they were converted into banknotes, and then they were tied up and handed out from the window by the staff. Even if
Completed a storage business.
Although there is no interest in the current storage business, it has alleviated many practical problems for businessmen. As for enjoying the convenient services of banks and getting interest, they currently cannot even think about it.
"call!"
After seeing Hu Jixiang off, bank clerk Gu Xiao breathed a sigh of relief.
She is a graduate of Qingcheng Town Middle School this year, and she is also the only woman among the students who graduated this year. She was assigned to work in Le County Bank, a job that is protected from wind and rain, and a generous monthly salary.
It is enough to take care of my parents who have been facing the earth for the rest of their lives, as well as their four younger brothers and sisters.
Now that she has a good job and salary, she has access to a large amount of money and a large number of wealthy people every day. She has been regarded by her family as a golden phoenix flying out of a straw nest.
Looking at the long queue at the back, and thinking of her parents, younger brothers and sisters, she couldn't help but take a deep breath and continued to shout: "Next!"
She threw the large and small silver ingots and broken silver into the frame on the electronic scale in front of her and weighed it. She quickly weighed the weight, and then used the formula set on the calculator to quickly convert it into banknotes.
Then he took out currencies of different denominations from the drawer next to him, counted them quickly, tied them up, and handed them out through the window while pointing to a sign next to him: Count in front of the counter, not recognized outside the counter.
While the customer was counting papers and pens, she had time to breathe a sigh of relief, pick up the cup next to her and take a sip of water.
"First, uh, sir...I, I would like to take the liberty of asking..."
After the man had just counted and left, Gu Xiao felt his bladder began to protest. Just as he was thinking about going to the dry toilet in the back to solve the problem at lightning speed, there was a man with a fine goatee, about forty.
A man about 10 years old stood in front of the counter.
"Well······"
She was about to say that she hadn't called her number yet, but when she saw the embarrassment on the man's face, her heart softened and she clamped her legs tightly, sat on the chair with all her strength, and said with a smile: "You say it."
"I heard that in addition to saving money, you can also borrow money here, right?"
the man asked.
"Yes, but you have to go over there to get a loan. There is a special loan department there. However, I have a loan requirement here. You can take a look at it and put it on the counter for me after reading it."
When Gu Xiao came down in the morning, it was the first time he met a borrower. He handed the person a piece of paper, then quickly placed a "Suspension of Business" sign on the counter, stood up and rushed towards the back door.
go.
The man took the paper and read it from top to bottom. What came to his mind were three big words: "Collateral!"
"But this money only earns 12 points a year, which is much better than the loan sharks who come back nine times a year!"
Wang Zibo made some calculations in his mind.
After nine outings and thirteen returns, the interest rate can reach more than 120% in one year, while Qixing Bank's loans only have 12 points.
This was already an interest that made him extremely happy.
Wang Zibo put down the paper in his hand, and while thinking about things he could use as collateral, such as houses, horses, land deeds, etc., he quickly walked into the loan department on the west side of the hall.
