"Monopoly?!" Han Chen was shocked, "How to monopolize?"
Unexpectedly, Qin Yi suddenly asked, "Does loan sharking make money?"
"Make money." Han Chen nodded.
This thing of loan sharking is simply a huge profit, and the interest can be as high as six or seven times the principal.
Not to mention, the other party borrowed one million, and the amount in the debt contract was also one million.
But after signing the pledge, the loan amount became 700,000.
The creditor first made 300,000 yuan without leaving the house, and then the interest compounded. The principal was quickly recovered, and the rest was all profit.
Of course, this is an ideal situation.
People who can borrow money from loan sharks basically have some problem with their ability to repay, and in most cases they can't pay back the money.
Usury is not something that just anyone can borrow. You must first examine the borrower's collateral and then value it before lending.
These collaterals are the last bit of property of the borrower, so loan sharking is often accompanied by violent debt collection.
Qin Yi suddenly smiled, "Did you make any money this time?"
Han Chen's face turned dark immediately. Making money?
Make a lot of money!
The St. George Knight Investment Company was in trouble. Not only Hong Kong civil servants were trapped, but also loan sharks were trapped.
Investment companies have too little time to collect money, the window left for customers to get on board is too short, and most people don't have enough liquidity.
Under the temptation of high rates of return, borrowing money to invest is a natural choice.
Relatives and friends have no time to chip in, and bank loans require many procedures and take a long time, so loan sharking becomes the best way to borrow money.
At least 60% of the clients of this group of investment companies have borrowed money from loan sharks, each of them worth at least two million.
The loan shark company was also happy from ear to ear at the beginning. It was difficult for them to meet so many high-quality customers before.
Stable income, strong assets, decent job, and repayment ability are not a problem at all.
If banks didn't lend money for a long time, why would they have to lend money at usurious rates?
These loan shark companies don't even ask for collateral and directly sign contracts to lend money.
What no one expected was that the investment company suddenly went into a storm.
These people's investments were in vain, and loan sharks found themselves trapped and unable to recover their debts.
In the early days, some loan shark companies were a little rough in their collection methods, causing several customers to jump off the building, which stirred up a hornet's nest.
Although the people who owe money have no money, they have rights.
The police quickly came forward and forced the loan shark company to suspend collection.
This caused a chain reaction, and some small loan sharking companies borrowed loan sharks at loan sharks to lend money at loan sharks.
As a result, if the customer doesn't pay back the money, they have to pay it back.
So a strange scene appeared on Hong Kong Island. The people who owed loan sharks were fine, but the loan sharks themselves were fine.
Han Chen has 60 million in funds that he cannot get back, which has forced him to tighten his belt recently.
Qin Yi sighed, "You are also stupid. You almost bankrupted yourself by doing a good money-making business."
Han Chen was also speechless. Who would have thought that such a thing would happen.
The authorities committed fraud and deceived a group of civil servants, and then it turned out to be a loan shark company that was bleeding money.
You don't have martial ethics.
Qin Yi snapped his fingers, and Shapi, who was standing behind him, took out four large travel bags and threw them in front of Han Chen.
"Here is 40 million, your first start-up capital."
Han Chen looked at the pile of money, full of doubts and vigilance.
After the last negotiation between Mr. Zhang and the four kings of the Ni family, the Ni family was gone.
You're here to discuss business again this time...Why is there still blood on this bag?
"You go to those loan shark companies that cannot survive and buy out the loan contracts in their hands."
"Buy it?" Han Chen was stunned, feeling a little weird, "Why did you buy that thing?"
"Of course it's to save those idiots who loaned money and put themselves bankrupt!" Qin Yi sneered, "They are in a hurry to cash in, so you just say they will charge a 10% discount and sell it or not."
"After taking it back, find a more reliable lawyer to draft a standard and legal loan contract." Qin Yi looked at Han Chen seriously, "Remember, the drafted contract must be formal and can be sued in court.
That kind of thing.”
Han Chen frowned, "What on earth are you going to do?"
"You don't have to worry about it."
…
"The deceased was consistent with the characteristics of death due to excessive blood loss. There were a large number of marks left by being tied up with ropes on his body, and there were more than a dozen pinholes on his right arm."
"Based on the fact that the deceased's chest was opened, the heart was completely removed, and the incision was very flat and smooth, the murderer must have used professional tools."
"To be able to do this, the murderer must have a medical background, and is probably a doctor or forensic scientist."
"We found a large amount of sodium thiopental in the body of the deceased, which is an anesthetic drug injected intravenously and is mainly used for general anesthesia."
After listening to the report carefully, Qin Yi nodded towards the other party with a smile, "Director Gao, thank you very much."
Gao Yanbo smiled and said, "You're welcome, this is my responsibility."
"Then I also want to thank you and everyone in the Forensic Division for working overtime." Qin Yi smiled and handed over a business card, "I ordered milk tea and snacks for everyone, as a thank you."
"How embarrassing."
"It's just a joke, I'll treat you all to a big dinner later." Qin Yi flipped through the autopsy report, then frowned, "Why is Lin Jiaming's blood type such a question mark?"
"Because Lin Jiaming's blood type is very special, it is neither the common ABO blood type nor the RH blood type." Gao Yanbo sighed, "With our technology, we can't detect it yet, so we can only send it to Japan or the United States for testing.
"
"In other words, Lin Jiaming probably has a very special blood type." Qin Yi asked rhetorically.
"It's possible."
…
Guan Deqing hurriedly rushed into the office of the special investigation team and said in surprise: "Sir Qin, I found out that Lin Jiaming did fill in the body organ donation registration form last year."
A smile appeared on Qin Yi's lips, with a hint of chill in his tone, "Lin Jiaming signed up for organ donation last year and was killed this year. There must be a mole in the Hong Kong Island Medical Administration."
"Zhang Zhiheng, dig him out for me!"
"yes, sir!"
Zhang Zhiheng immediately took Chen Zhijie away after receiving the order.
Guan Deqing looked at the empty office and asked cautiously: "Sir Qin, we don't have enough people in our team. Should we recruit a few more?"
"I will consider this matter, and be careful when recruiting people." Qin Yi stood up and picked up the file on the table, "Let's go."
"Where to go?"
"Go find foreign aid."
Qin Yi held the file in his hand and led Guan Deqing to Li Wenbin's office leisurely.
"Sir Li." Qin Yi walked into the office and put the file on Li Wenbin's desk, then pulled up a chair and sat down.
Li Wenbin looked at Qin Yi with some surprise, and asked doubtfully: "What? Do you need my help?"
"No." Qin Yi showed a smiling expression, "I have a great contribution, and I can't eat it by myself. Is Sir Li interested in helping me digest it?"
Li Wenbin was slightly stunned, a little surprised, "What case?"
"Disappearance case." Qin Yi patted the file, "To be precise, this is a major international case of human organ reselling involving multiple kidnappings and murders."
The hairs on Li Wenbin's body suddenly stood up, and he stood up with a look of shock on his face.