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Chapter 12 Negotiating a Business with Mr. Hong

Han Chen is now beginning to have deep self-doubt, reflecting on whether his decision to change careers was too hasty.

After the collapse of the Ni family, Han Chen did not dare to continue to work hard on unique products, but instead chose to change the track.

After taking over several underground casinos, he opened a financial company and switched to loan sharking.

As a result, his first big business was deceived and he almost lost all his money. Fortunately, he was hit by the evil star Mr. Zhang and stabbed him in the face to turn the tide.

But let him handle the bank...

This is a bit overwhelming. If he had such connections, would he even engage in loan sharking?

Seeing Han Chen's hesitant expression, Qin Yi understood immediately.

Fortunately, he was already prepared, "You take care of the loan sharks, and I'll find someone else at the bank."

"Remember, if you have any trouble, call me and I will solve it. Don't mess around."



Luo Minsheng checked the thick stack of contracts and asked, "Is there any simple background information about these borrowers? If there is, it will be more convincing."

"This is easy to handle." Qin Yi asked, "Can you handle it at the bank?"

Luo Minsheng thought for a while, "If the information is complete, the bank will definitely agree. These are high-quality customers. There is no problem with their repayment ability, but the amount is a bit large."

"But it doesn't matter. I still have some connections in the bank. I'll talk to them."

Qin Yi took out two of the usury contracts in his hand and threw them in front of Luo Minsheng, "These two are officials from the Financial Management Bureau. One borrowed five million and the other eight million. You should go find these two people."

Let’s talk.”

Luo Minsheng was stunned for a moment, then understood instantly and asked tentatively: "How far can we talk about it?"

"Up to half of the debt can be waived, and the interest can be reduced to 5%." Qin Yi said casually, "You can decide the rest by yourself."

Luo Minsheng smiled and nodded, "If someone helps, then we don't have to discount the price and can definitely get a loan of 400 million."

"Very good." Qin Yi nodded appreciatively, "Just let it go and say hello to Mr. Qin for me."

Luo Minsheng acted quickly. After Qin Yi left, he immediately called and made an appointment with two officials from the Monetary Authority.

After a while of drinking and drinking at the Palace Hotel, and with a little coercion and inducement, the two officials readily agreed to help solve the bank loan problem.

After receiving a loan of 400 million yuan, Qin Yi waived interest with a wave of his hand and cut the amount owed in half.

Of course when you employ people to do things, you must provide benefits, otherwise no one would be willing to help you.

The two officials from the Hong Kong Monetary Authority who experienced the benefits not only helped solve the loan problem, but also made spontaneous recommendations and introduced the business of replacing ordinary contracts to some close people.

This is a great thing.

Those high-quality customers who were troubled by loan sharks immediately started to inquire around, tried every means to contact Luo Minsheng, and strongly requested to change the ordinary loan contract.

Luo Minsheng was dumbfounded. He didn't have those usury contracts in his hands.

So after a lot of trouble, he contacted Han Chen.

Han Chen was completely shocked. After all, Mr. Zhang had great eyes and hands.

Everything has been done so quickly. If we continue at this rate, within a month, all loan sharking operations in Hong Kong will be gone.

After Qin Yi got 400 million, he not only filled the hole of 60 million for Han Chen, but also gave him a bonus of 1 million.

Ask Han Chen to continue his efforts and spend 300 million from the remaining money, so that Han Chen can confidently and boldly collect the loan shark debt contract at a discount.

The dignity of a boss comes from paying wages. A boss who does not pay wages is not qualified to set KPIs.

Han Chen was as if he had been injected with chicken blood and asked his two younger brothers to push the wheelchair around.

Of course, it’s not like he hasn’t encountered loan shark companies that are unwilling to cooperate.

We are all peers, that is, we are enemies. The loan sharking industry itself is accompanied by violence.

Naturally, Han Chen was inevitably beaten up and attacked repeatedly.

After Qin Yi learned about this, he smiled and said nothing.

That night, several loan shark companies that attacked Han Chen caught fire, and their account books were almost burned.

Qin Yi personally visited several Department of Justice officials who owed money and talked about the public security situation on Hong Kong Island.

Several members of the Legislative Council stood in front of the press and denounced loan sharking in Hong Kong.

Soon there was a wave of public opinion in newspapers, magazines and television stations. The wave was so violent that even the Governor stood up and spoke out, demanding that the loan sharking problem be rectified.

The Governor has also recently been worried about problems with loan sharking. After all, one-third of the funds from the Knights of St. George Investment Company flowed into his Swiss bank account.

He was afraid that the secret would be revealed and someone would be willing to come forward to clean up the bad debt, so he quickly came forward to express his position and took the opportunity to appease the restless victims of the investment company.

Under pressure from many parties, the police immediately launched a series of operations specifically targeting violent debt collection gangs.

Then Han Chen felt that his business was developing extremely smoothly, and he didn't even need to negotiate. The loan shark company took the initiative to come to ask for cooperation.

After getting the usury contract, negotiate to exchange it for a normal contract, then hand it over to Luo Minsheng, and then give it to the bank for a mortgage loan.

After a series of operations, the funds soon expanded to 6 billion.

Luo Minsheng looked at the money in the account and suddenly panicked. He called Qin Yi and asked, "Mr. Zhang, what should I do with the money in the account?"

"It's up to you." Qin Yi said casually, "Aren't you an investor? You can do whatever you want with the money."

"Just do it?" Luo Minsheng was stunned.

That's six billion, not sixty yuan.

"Mr. Zhang, the stock market has been in a downturn recently, and there are no good investment projects. I'm afraid..." Luo Minsheng said hesitantly.

"Then let it go for now." Qin Yi was a little impatient, "I'll let you know if necessary, that's all, my phone is out of gas."

After Qin Yi hung up the phone, Zhang Zhiheng hurriedly walked into his office.

"Sir Qin, we checked at the Hospital Authority and found that there are more than a dozen people who have access to organ donation forms." Zhang Zhiheng took out a piece of paper and said, "This is the list."

This chapter is not over yet, please click on the next page to continue reading! Qin Yi glanced down and quickly noticed one of the names, Roy.

Some picture fragments kept flashing through my mind, and the images I had seen before my rebirth came to mind again.

Yes, it should be this person.

"Go and bring this person back." Qin Yi pointed his finger and said lightly, "Look for another excuse. Don't say much else. Let's get him back first."

Zhang Zhiheng was slightly startled, but did not dare to ask any more questions. He nodded in agreement and turned around to go out again.

Qin Yi glanced at the empty office outside and sighed, there were indeed not enough manpower.

We need to recruit a few people to work together.

Qin Yi took out the phone again and said, "Brother Shapi, take Xiao Fu and Abu with you and wait for me in Central. You don't need to bring long guys, just bring a few short guns."



In Central, inside a high-end Western restaurant.

A young man wearing a high-end suit and glasses sat alone in the box, slowly cutting the steak on the plate and chewing it carefully.

His face was pale, his lips were purple, and he was a little thin. He seemed to be in poor health.

After taking a few bites, he stopped, took a few breaths, and then raised his knife and fork again.

Suddenly, the door of the box was opened, and a tall man with an ordinary face walked in.

"Sorry, there's already someone here."

The visitor smiled slightly, walked directly to the table and sat down, "Mr. Hong Wengang, how many years can your heart last?"

The hand holding the knife and fork shook, and Hong Wengang's pale face became darker, "Who are you?"

"It doesn't matter who I am." The other party looked at Hong Wengang and said expressionlessly, "You just need to know that I am here to save your life."

"Save me?!" Hong Wengang coughed, with ridicule and disdain on his face.

"Although the blood type distribution in Bombay is one in a million, with such a large population in the world, we can still find a few." The other party said slowly, "We just happen to have one on hand."

Hong Wen's expression suddenly changed, "You...you found it? Where is it?"

"We don't have it in our hands now, but we can tell you the detailed information of the target." The other party suddenly paused and looked at Hong Wengang with a meaningful smile. "Before that, we want to negotiate a business deal with Mr. Hong."

Will update Chapter 2 in the afternoon


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