The content of this chapter is being typed by hand. When you see this text, please refresh later to see if the page has been updated. If it has not been updated for a long time, please contact us through the feedback below
us!
At this special moment, please collect and support: (www.sodu777.net) Starting from Floating in Hong Kong Search Novel Network
…
Qin Yi walked into Luo Minsheng's office with brisk steps and placed his briefcase on the table.
Luo Minsheng, who was sitting behind his desk, looked at his boss in surprise. He took out a thick stack of contracts with a smile and threw it heavily on the table in front of him.
"These are these too?" Luo Minsheng asked in disbelief.
"Yes." Qin Yi showed a proud smile, "There are ten loan contracts worth 200 million US dollars in total."
"Your efficiency is simply too high." Luo Minsheng said in amazement, "My financial product manager's three-day work performance is not as high as yours alone."
"Then you should consider dismissing them and replacing them with more capable people." Qin Yi pulled a chair and lay on it comfortably.
Luo Minsheng carefully put the contract codes together and asked tentatively: "Should I leave it to HSBC?"
Qin Yi said with an indifferent expression, "If they can eat it, you can give it to them."
"Of course I can eat it." Luo Minsheng said with a happy expression on his face, "They have a huge appetite now, and they lack such high-quality financial products. They eat as much as they have."
"However, managers from Standard Chartered Bank and Citibank have come to me and hope to hand over this product to them." Luo Minsheng asked tentatively, "Boss, what do you think?"
"That depends on whether their sincerity in cooperation is sincere enough." Qin Yi said with a smile, "We are not just any company."
"The cooperation between the two companies is full of sincerity. Citibank is willing to lower the interest rate to 7%, and Standard Chartered Bank said that it can also do 6%. At the same time, it will give us a rebate of ten points." Luo Minsheng's face glowed with excitement. He has been in the industry since he joined the industry.
I have never seen such a grand scene.
In the past, they were the ones begging the banks for cooperation, and the banks acted like they were superior.
Bank managers have their nostrils turned upward and look at people with their chins. If they want to get high-quality financial products, they have to bribe them.
And you don’t have the right to choose. You can only accept what the bank gives you.
Now it's completely reversed, turning into a bank clerk kneeling in front of him, begging him to cooperate.
It's like the beautiful, cold, arrogant wife next door has been caught by you, has taken off her disguise, and is at your mercy.
There is a sense of conquest in it, and you can take whatever you want.
Hiss~, it’s wonderful.
Qin Yi didn't seem to care about this, "Just do what you want. Standard Chartered Bank is so sincere, you can consider them first."
"Finish these contracts as soon as possible and get the money into the accounts."
After saying that, Qin Yi stood up and prepared to leave.
"Okay boss." Luo Minsheng suddenly remembered something, "Wait a minute, boss."
"What should I do if I still have 6 billion Hong Kong dollars in my account?"
Qin Yi frowned and looked at Luo Minsheng expressionlessly, "What should I do?"
"Now that the account has reached 6.2 billion, leaving it like this is not an option." Luo Minsheng asked tentatively, "The money must flow. Do you want to invest this money as well?"
"You can invest it and turn it into an investment share, and then mortgage it to Standard Chartered Bank and exchange it for a US dollar loan." Qin Yi warned, "Then invest in the US stock market and buy some Enron shares."
"Enron Company?" Luo Minsheng was a little surprised.
Enron is an American energy giant, the largest natural gas purchaser and seller in the United States, and a leading wholesale energy market maker.
The owner, Kenneth Ray, has a close relationship with the Bush family and claims that the White House is his home.
Relying on its own capabilities, Enron grew into an energy giant, and its stock price took off even more after entering the 1990s.
At that time, there was a saying on Wall Street praising Enron's stock: "The sky is the limit."
"Yes, buy more." Qin Yi nodded seriously.
"How much do you want to buy?" Luo Minsheng asked cautiously.
"Buy two-thirds of the loans provided by the bank." Qin Yi patted Luo Minsheng on the shoulder, "Make the statements look good. If the stocks rise much, you can use these stocks to borrow money. Do you understand?"
"Ah?!" Luo Minsheng was stunned for two seconds, then nodded sharply, "I understand, boss!"
Qin Yi quickly disappeared outside the door with elegant steps.
Looking at the elusive boss, Luo Minsheng sighed.
He was very grateful that his boss trusted him, but his boss was also a little unorganized and often couldn't find people, which made him unable to find anyone to report some important things.
While Luo Minsheng was complaining, suddenly the secretary knocked on the office door.
"Mr. Luo, Manager Xu Jiabao from HSBC Bank is looking for you. Do you want to see him?"
Luo Minsheng frowned, "Does he have an appointment?"
"Yes, but it's in the afternoon." The secretary said cautiously, "He said he had something urgent, so he came early."
"Let him come in." Luo Minsheng thought for a moment and then said, "Turn off all other meetings. Today we will only accept people from the bank, you know?"
"Okay boss."
After more than ten seconds, Xu Jiabao rushed in hurriedly, "Brother Sheng."
"Sit down." Luo Minsheng did not stand up, but just stretched out his hand to make a gesture of invitation, "Why did you come here so early in the morning?"
"There's nothing we can do. The bosses are urging us urgently." Xu Jiabao sat down and asked anxiously, "Brother Sheng, how are you thinking about it?"
"The boss hasn't replied to my message yet." Luo Minsheng pondered for two seconds, "I can't make the decision now."
"Brother Sheng, aren't you the general manager here?" Xu Jiabao suppressed the anxiety in his heart and asked tentatively, "Can't you make the decision in this matter?"
"After all, this is a big business. How can I make the decision casually?" Luo Minsheng spread his hands, "If it's only a few hundred million Hong Kong dollars, I can leave it to you. This is hundreds of millions of dollars."
Xu Jiabao hesitated, frowned and thought for a moment, "Did Standard Chartered Bank and Citibank come to find you?"
Luo Minsheng remained silent.
"Brother Sheng, don't believe their lies." Xu Jiabao was anxious and said quickly, "Did they promise you various preferential terms? These are all with harsh conditions attached. Unlike us, our HSBC Bank does not
With conditions attached.”
This chapter is not finished yet, please click on the next page to continue reading the exciting content! Luo Minsheng picked up the tea cup and took a sip, then slowly put it back on the table, still making no statement.
"Brother Sheng." Xu Jiabao gritted his teeth, "If you do this project for me, I will give you a small rebate."
"Sigh." Luo Minsheng immediately interrupted Xu Jiabao, "My boss treats me very well. I can't sell myself for this little money. Besides, I have a bottom line."
"Yes, yes, yes." Xu Jiabao nodded in agreement, "Who doesn't know that Brother Sheng is so righteous, otherwise I wouldn't come to you for help."
"Brother, I really can't help it. There is a lot of pressure on this year's performance. If we can't complete it, we will all be fired."
"Then you might as well resign and come to my job. My boss is very generous." Luo Minsheng immediately expressed his intention to recruit.
"Thank you, Brother Sheng." Xu Jiabao smiled bitterly, "But I haven't thought about it yet."
"You can come over at any time if you can't continue." Luo Minsheng said casually, "Isn't HSBC always good? What happened this year? It seems so urgent?"
Xu Jiabao glanced around and lowered his voice furtively, "I will only tell you, don't tell anyone else."
"Now there are several large bad debts internally. The bank's board of directors is trying to figure out how to turn over money. At the same time, it needs to develop some high-quality products as soon as possible to recycle funds and plug the holes."
Luo Minsheng understood immediately.
Why is HSBC so eager to lend money when it has a huge amount of bad debt?
Because after issuing a loan, the bank does not just wait and slowly collect interest from you. That would be so slow and inefficient.
The bank will directly package your loan into financial management products and sell them to investment and financial management customers.
For example, if the loan interest rate is 7.5%, the bank will sell the financial product income at 5%.
In this way, the bank not only recovers the principal, but also earns 2.5% interest income every year.
The principal received is continued to be loaned out, and then packaged and sold, and the cycle continues.
So HSBC set its sights on this high-tech and cutting-edge project in Luo Minsheng's hands.