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Chapter 639 Who is crazy?

 Xino dragged the bottle of wine and sat in front of Chu Jungui. He was a little decadent and said, "I feel like a waste now. Just seeing you busy, I can't help you at all."

"It doesn't matter, you will be useful soon."

"What on earth are we doing now?" Xino asked.

"Getting money, or to put it another way, financing."

"Making money is not cheating money?"

Chu Jungui thought for a while and said: "There is still an essential difference. We are not liars after all."

“What’s the difference between us and liars?”

Chu Jungui said seriously: "I have already answered this question for you, but since you didn't understand it, I will answer it again from a different angle. There is an essential difference between us and liars. The difference is that liars have been cheating from the beginning.

I have no intention of paying back the money.”

"What about us?"

"It's still possible for us to pay back the money." Chu Jun returned.

At this time the housekeeper came in again and said: "Excuse me, some gentlemen from Adelaide Brothers Bank have arrived..."

Chu Jungui said to Xino: "Then let's do this for now."

Xino sighed, stood up, and said: "Jun Gui, it's not a small sum now. I still want to remind you that not everything can be done with peace of mind. I am willing to go to the battlefield for you, but not

I can do anything for you. I have a bottom line, understand?"

Chu Jungui looked at him and asked, "Do you have a high bottom line?"

Xino was startled, "It doesn't seem to be very tall."

"I guess so."

As the fifth largest bank in the red ocean, Adelaide Brothers Bank came not with one person, but with the entire team. Several impressive men sat in a neat row in front of Chu Jungui. The man in the middle and Chu Jungui

Gui shook hands with strong and powerful movements, showing a fighting level of at least 3.0, and with strong confidence that he could survive a few moves at Chu Jungui's hands.

It only took the man 15 minutes to get what he wanted, politely bid farewell to Chu Jungui, and led the team to leave without any sloppiness, fully demonstrating what execution means and what it means to act vigorously and resolutely.

Even when they left, their steps were fast, as fast as running away.

After leaving the hotel, the youngest member of the team couldn't help but ask: "Head, a 2 billion contract with only 660 million in collateral, isn't the risk a bit high?"

The powerful man said expressionlessly: "It is only a risk when it is in our hands, and it is not a risk as long as it is sold."

"But, this thing doesn't seem to be easy to sell."

"Things that are hard to sell are valuable! Everyone can sell easy-to-sell things. Do you need me to pay you such a high salary?" The boss's voice was a little harsh.

The young man was frightened and was submissive. The boss glared at him and asked: "Do you know how to sell it?"

"No, not very clear."

The boss snorted and said: "Find some varieties in our pool with similar ratings but obviously different industries and categories, unpack and repackage them, and then design a model that can effectively reduce the risk level. If you are in college

If your math score is S+, this model will not trouble you."

This army-like team quickly boarded the car and headed to the next project. For the elite team of Adelaide Brothers Bank, spending more than 3 hours on a 2 billion project is a waste.

This includes travel and preparation time.

After Adelaide Brothers Bank, the sixth and ninth largest banks in Red Ocean appeared one after another, including the fifth-ranked investment bank. All the guests were sent away, and it was already late at night.

Xino reviewed the calculation silently, then came to Chu Jungui with the summarized form and said: "We cheated, no, borrowed, no, raised 12.15 billion?"

"11.91 billion." Chu Jungui corrected.

"The handling fee isn't that much, right?" Sino asked.

"The front-end and back-end fees plus taxes plus consultant and intermediary fees and lawyer fees." Chu Jun returned.

Sino was startled, "So much cost?"

"Industry practice."

"No wonder they are so active! It turns out that they have made more than 100 million in just these two days! This does not include future interest! This kind of front-end fee is the most expensive. These bastards, do you think I don't understand finance?"

After getting excited, Sino thought from another angle: "But they also gave us more than 10 billion, so it seems appropriate to collect some money."

Chu Jungui glanced at him and said, "That's not their money."

"Wait! Let me think about it..." Sino seemed to have remembered something and said: "These banks, even if they are from this planet, their assets are calculated in trillions, right? They just go back and forth like this.

Just make money?"

"almost."

"If this is an interest rate difference of 1 point, wouldn't it be possible to earn hundreds of billions a year?"

"You said it was less. No big bank only earns 100 billion a year."

Xino took a deep breath and said, "Did I enter the wrong profession back then?"

"No. The money just passed through your hands, it's not really yours."

"But every time they go through it, they get money, commissions, bonuses, promotions and salary increases. It's so damn comfortable." Sino sighed heavily, moved his thoughts away from this annoying problem, and focused on

Coming to the real question: "Jun Gui, the orders we have used as collateral have exceeded 5 billion, right?"

"almost."

"But how can we have so many orders? How many people have actually paid the deposit, 500 million?"

"700 million."

"Then where did the remaining more than 4 billion come from?"

"They are all contracts for which no deposit has been paid for the time being."

Sino's voice rose a lot, "Oh my God, those are also called contracts? I remember there were a lot of them like this: Hi, man! I heard that you have starships for sale? Leave me two, as long as

The goods are good, no matter how much you pay!”

"Isn't it clearly written in it? We want two starships. There is no limit on the model. The price will be determined by us."

"Are you serious?" Xino looked into Chu Jungui's eyes for a long time before saying angrily: "Damn, you are actually serious!"

Xino's thoughts were confused for a while. He felt that either the world was crazy or he was crazy. At this moment, prompt messages began to come one after another, and funds in units of 1 billion were transferred into the account one by one. In an instant, the entire account

The balance has exceeded tens of billions. The length of the balance has exceeded Sino's endurance limit. With every additional digit, Sino will feel that he has lost half of the air he breathes.

The hopelessly long string of numbers convinced Xino that the world was crazy.

"Is it long?" Chu Jungui asked.

"This...this is too fucking long." Xino felt like he could no longer breathe.

"Because my settings are accurate to 15 decimal places."


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