Chapter 56: Making a fuss out of a molehill (x) Taking advantage of the problem ()
Although he had no research on economics, Li En still knew the basic operating logic of banks.
While absorbing excess funds, it also lends them to individuals or groups in need of funds.
In other words: banks are not producers, but just transporters of money.
The money in the bank seems to be a lot, but in fact it does not belong to the bank, let alone the bank president personally.
Of course, this is theoretical. In fact, it is difficult not to be dazzled by supervising and even controlling the incoming and outgoing of such huge funds every day, giving birth to the illusion that I am the master of money and that all this is my illusion.
Dalio’s extremely good sense of self probably comes from this.
But as long as the real owner of the money takes the money back, the bank will be restored to its original shape, revealing the true nature of the instrument.
Although it is not known how much assets Reinforte, Elbarea and Nolde have in Imperial Bank, given the size of these three companies, they might really be able to cause an earthquake in Imperial Bank.
A well-functioning bank cannot keep all the funds in its hands. To absorb deposits, it needs to pay interest to depositors, which can only be earned through lending.
If the amount of funds withdrawn is greater than the reserved reserve, problems will arise. If I remember correctly, the phenomenon is called a run. If it is not handled well, there may even be a crisis of bank collapse.
"Uh... I understand your kindness, but the method... might be a bit too much." Li En touched his nose and carefully considered his words.
If Dalio made a mistake, just let him pay the price. There is no need to bring disaster to Imperial Bank. The bank is not only responsible for Jiskar, but also the livelihood of thousands of employees. Rean does not want to cause such a big disaster just for his own selfishness.
Impact.
"It's not an exaggeration at all. It's Rean who is too kind. Then why did Dalio dare to do such a thing? It's not because of the backing of Imperial Bank and the connivance of his father as the president. He became like this, he
The father has an unshirkable responsibility.
My mother said that no one in business, especially finance, is a good person.
Do you think that donating money is just out of goodwill, social responsibility or good reputation? Wrong, the reason why rich people are keen on donating money is because donations are tax deductible!
Even if he doesn't donate to the women's college, Jiskar will donate to other organizations. You can ask Jussis, Senior Angelica, Patrick and others. Trust me, we have more experience than you in dealing with this kind of thing.
.You must hit them once and hurt them, otherwise they will dare to do it next time."
"That's true...
There is no way. Although Rean's hidden identity is the second generation of the most powerful in the empire, he grew up in the Shuhuaze family of the lowest nobles. He only learned about the life of a wealthy family after entering Thors, and he is still relatively disciplined.
That kind of.
Even Patrick, who had not been severely beaten by Class VII back then, was much better than this Dario. Patrick just had eyes on the top of his head. He didn't even bother to do such a dirty thing.
"——However, Imperial Capital Bank will not make such a big move like yours——"
"Don't worry." Alyssa is indeed a woman who has established a bond with Rean since the beginning of school. She quickly guessed his thoughts, "I'm not sure what will happen to Imperial Bank, but what you are worried about is unlikely to happen.
You also know what kind of person your mother is. She won’t care about this kind of thing without enough benefits. Since you talked to her last time, she has been paying close attention to the banking industry..."
"That's it, I understand."
Rean's reaction was also very quick.
President Yin Linna wants to establish her own bank. Even if it is a tool, it is better to have it in her own hands than in the hands of others.
Since Crossbell was occupied by the empire, IBC's business scale has gradually shrunk. The once dominant banking industry has gradually become more powerful, and many people are ready to take action.
Yin Linna is one of them. She has neither money nor connections, but professional and systematic personnel. If one of the heroes, the Imperial Bank, which has a relatively low position in the empire, has problems again, Yin Linna has an excellent way to take action.
opportunity.
Whether it is large-scale poaching or direct acquisition and annexation, it is not a problem. Therefore, Rean is free from worries. She is worthy of being the richest woman in the empire.
"Jiuses, Machias and Gaius..."
"Machias is really a coincidence. He deserves Giskar's misfortune. Jussis and Gaius will be converted into corresponding shares. Mom is mom and I am me. Don't mix them up." This is also the case for Lain Fore.
The Te family's daily relationship pattern, mother and daughter, also have to settle accounts clearly, and you have to pay for what you want.
"I'm fine."
Rean nodded, and the last doubt was solved.
The members of Class VII all have distinctive personalities, Jussis has the pride that a great noble should have, Machias also has his own creed, and Gaius is the most mature and stable member.
When they encounter such a thing, they will not immediately resort to financial strikes. It is more likely that they will negotiate first, and then resort to resorting to measures if it doesn't work.
Jussis is probably an upper-level person who retaliates in return. If you put on airs, I will put on airs more than you. You know, he is no longer the arrogant person who was not favored by his father back then. He is the agent of El Barrea.
Head of house.
Machias is probably showing off his true qualities as a top student, taking legal action, and digging into every detail of Giskal's past. If he catches him in the slightest, you'll be in trouble.
Gaius is a bit difficult to guess. With his happy-go-lucky personality, it would be difficult for him to get involved in this kind of thing.
But now that he is involved, he will not be stingy with his resources. The dual identities of the Nord survivors and the Knights of the Church Star Cup, no matter which one is enough to make the Imperial Capital Bank drink a pot. What's more, in the Imperial Capital, there is no need for him to take action.
It's not Rean's boast, but the unity of the old Class VII puts Samria first!
No matter who it is, if they encounter similar problems, other companions will take action without expecting anything in return.
I, Ryan Schwarzer, am so lucky.
While expressing this emotion, the young swordmaster withdrew his force guide and turned his attention to Dario again.
The latter was no longer as complacent as before, and his face was full of glory. His face turned red at first, then blue, then white, his teeth chattered, and the corners of his mouth kept twitching. After a while, he murmured a few words: "You...
Are you lying to me? You must be lying to me, right?"
Li En didn't say anything, just gave him a look of pity.
The more he behaves like this, the more panicked Dalio becomes, but he still holds on to a sense of luck - is this trivial matter worth making such a fuss about? I lower my head and admit it, it will be over, this is the case in the circle.
.
At this time, two other female voices came from Rean's ARCUS.
A Yuanqi: "Rean, I heard what Jussis said. Just wait, I will sneak into Jiskar's house tonight, I'm not afraid that I won't find any dirt on them."
A dull: "I'll go too."
"No need, I'm from the Intelligence Bureau, you are not."
"I can help look after the wind."
"Oh, I still have this hand, so I'll leave it to you."
"I will handle it."
PS: After thinking about it, this is all that Class VII can do on the surface. Elliot, Emma and Laura are really at a disadvantage. They can't just knock on doors and tear down people's homes. The old Class VII is standing.
Still very upright.
PS2: In fact, the best people to attack this kind of bastard are Asher and Crowe, who can't trick you to death.