Xue Ling shook his head: "If it's not a field you're good at, don't get involved. I've bought some, but not much."
Cheng Huanran smiled and asked: "Mom, why didn't you tell us this? I bought it for more than 30 years - all for investment? Or just for collection?"
"All of them." Xue Ling replied: "When I first started buying, I bought it with your grandparents. You were all still little at that time, and the third and fourth children were not born yet, so you didn't understand even if I told you. Later, a year later
I’m used to buying things every year, so I just tell your dad and I’m too lazy to let you guys know, so I don’t have to ask questions.”
Everyone laughed.
Xue Ling taught a lesson: "If you have money on hand, don't be high-profile, and don't let people around you know too much. You can have things that you like to collect, but you have to take into account your investment vision. If you don't understand, don't buy them randomly, and try to pick out
You cannot hide a field that you are familiar with or good at for decades, only to find that it is worthless when you take it out. Then won’t all the money, time and energy you have spent be in vain?”
"oh oh."
"That's that!"
"This is what I'm most afraid of."
Xue Ling continued to teach: "Don't be greedy for big gains, and don't dream about getting rich all day long. There is no business in this world that is profitable, otherwise everyone would have gotten rich long ago. Putting money in the bank can only be used for storage and safekeeping, and it relies on interest.
It is difficult to make a fortune. But you can't invest all the money around you. You must keep part of it in the bank. Every bank is like a mountain. Don't follow the trend and invest in areas that you are not good at. You may end up with nothing. I collect gold.
, mainly because it is stable, not because it can make a lot of money.”
"That's it!" Xiao Huzi couldn't help but nodded: "No matter what time it is, gold will always retain its value."
Xue Yang also praised: "The most important thing for long-term investment is to be stable. I remember a teammate who accepted a lot of advertisements for a while and saved tens of millions. He suddenly became obsessed with investing in this
, invested in that, and because he spent money without restraint, he returned to before liberation in a few years. The African wood and rare metal jewelry he invested in were originally speculated to be high, and they were already at high prices when he bought them.
Later, the price fell again and again. By the time he ran out of money and planned to sell it, it was only one-third of the original price! That was so miserable!"
"Long-term investment must be stable." Zheng Duoduo echoed: "Gold is a good choice."
Chen Xinzhi asked curiously: "Mom, you just said you bought it with your grandpa? Grandpa also has the habit of collecting gold?"
"Yes." Xue Ling replied: "However, he did not continue to buy it later because he decided that the price of gold was too high and it was not worth it. I am the only one who has always insisted on buying it, and I have not stopped buying it for more than 30 years."
Xue Yang exclaimed: "Grandpa also bought it? Is it a lot?"
Xue Ling smiled slightly and explained: "It should be quite a lot. Almost all the assets and money around grandpa and grandma are distributed to you. Only the gold and some small coins are left. It should be a few hundred kilograms. There should still be some. He didn't say, it's me.
I guessed it myself.”
"Wow!"
"So many!"
"It's worth tens of millions - no! The price of gold is so high now, it might be hundreds of millions!"
Xue Ling nodded: "There should be. They bought it over many years. When they first bought it, it only cost a few yuan per gram. Now it costs more than 400 per gram."
"Oh my god! How many bucks!"
"When? It has to increase a hundred times!"
"Oh my god! Why didn't I know?! If I had known, I would have bought tens of millions with my grandpa, and now I can retire as a young man if I don't work!"
Xue Ling was a little dumbfounded and explained: "I was still a little girl at that time, and your father and I were not married yet. Where did you come from? You bought it with your grandpa? What a beautiful idea!"
Everyone laughed.
Xue Ling continued to explain: "It was hard to make money at that time. My grandfather was a senior technical master, and with material subsidies a month, his salary was only a few dozen yuan at most. It was not the highest in the city, but it was already very, very high.
level. At that time, I could save more than ten or twenty yuan to buy gold in a year and a half, and I was already a very wealthy family. Where would you invest tens of millions? Where did you come from? Where did the tens of millions come from?"
"Haha! Go back in time!"
"Shit! Can money travel through time with you?"
“We didn’t even have bank cards back then!”
Xue Ling added: "When your grandpa was young, his family suddenly fell into decline and he became a member of a poor family. He suffered a lot. He said that everything in the family was taken away and robbed, and there was almost nothing except the four walls.
The only good thing is that Uncle San secretly smashed a few gold bracelets into the wall with a hammer and finally kept them. In turbulent times, gold can still maintain its value. Relying on that little gold, they could barely survive that period.
The most difficult days. Because of this, your grandpa would buy some gold from time to time and keep it when he had extra money. After I learned about it, I began to imitate him in buying gold. Some people in the circle look down on gold investment and think it has little ups and downs.
, unless buying in large quantities. But my original purpose was not to invest. I just wanted to be like my grandfather, to have a sense of worry, and to keep some gold around for emergencies. Later, buying and hiding became a habit.
It’s more than thirty years ago.”
Everyone sighed after hearing this.
"I see!"
"The older generation is different. They have experienced suffering, and their sense of worry has long been buried deep in their bones."
"Don't say it, we have to learn. After all, no one can be sure that the economic wave will continue to be exciting. No matter how good the overall situation is, it is impossible to make money all the time."
"That's right! Older people are still smarter! If you don't listen to the old man's advice, you will suffer a lot. It's right for us to learn from it."
"Gold is valuable even in times of war, okay? How could it be wrong!"
"When the economy is good, it will definitely rise. Even if the economy is bad, it can still maintain its value!"
Xue Yang patted his chest: "I have decided that I will follow my grandfather and mother's example and save some gold every year. If I earn more this year, I will try to collect a hundred catties."
"Pfft!" Xiao Huzi squirted out the juice in his mouth, coughing and choking, "One hundred catties is only 20 to 30 million! You are too humble!"
Xue Yang chuckled and said: "Then we can't all collect gold! Didn't you listen carefully just now? My mother said that part of it must be kept in the bank for backup. Gold is reserved for emergencies. In addition, I
You have to leave some money to invest in other things.”
"Mom, he said he was going to invest in something else!" Cheng Huanran generously acted as a whistleblower.
Xue Ling reminded: "Think carefully and don't make large investments for the time being."
"No, no." Xue Yang chuckled and said, "I... I'm quite interested in the service industry. I plan to join my friends and try out some stocks."
Xiaohuzi asked curiously: "What kind of service industry?"
Xue Yang rolled his eyes and replied: "Funeral service."
Everyone was stunned and looked at him unanimously.