After Ye Fan accompanied Song Wansan on the rooftop for a while, he followed Song Hongyan downstairs to prepare lunch.
When he went downstairs, he saw Zhao Mingyue, Shen Biqin and Song Huahua chatting, and then took Song Hongyan to chat for a few words.
When the three mothers saw the two coming, they all had meaningful smiles on their faces.
They asked Ye Fan and Song Hongyan to get married this year and have their grandson by this time next year.
Like Song Wansan, they asked Song Hongyan to give birth to three children because there were so many people and it was lively.
The three mothers even discussed the names of their children, and they all came up with names based on metal, wood, water, fire, and earth.
Ye Fan and Song Hongyan fled.
Song Hongyan blushed and went to the kitchen to cook. Ye Fan stopped again on the way.
He saw Ye Wujiu and Ye Tiandong squatting under the tree and smoking.
Both of them had white sand in their hands, and the smoke was rising. Their expressions were not at all reserved or polite, but on the contrary, they were extremely relaxed and calm.
Sometimes the two blew out smoke rings to compare their sizes, sometimes they laughed and belittled each other, and sometimes they pointed at the sea in front of them.
The two looked like they were old friends who had known each other for many years.
Seeing the two fathers getting along so quickly, Ye Fan was very pleased and did not run over to disturb them.
He turned around and walked towards the kitchen.
Just after walking more than ten meters, the mobile phone in Ye Fan's arms vibrated.
He looked down and saw that it was Cai Lingzhi, so he put on his Bluetooth headset and walked to the garden to answer it.
Ye Fan had just connected, and Cai Lingzhi's clear voice soon came: "Master Ye, good afternoon."
Ye Fan smiled and asked: "Lingzhi, it's rare for you to call me. What's the important matter?"
After Ye Fan's family became very busy, Cai Lingzhi rarely called and pushed information to Ye Fan every day.
"Young Master Ye, it's about Tang Ruoxue and Dihao Bank."
Cai Lingzhi chuckled, and then spoke succinctly: "Yesterday, Tang Ruoxue loaned 100 billion to Tao Xiaotian."
"I know this."
Ye Fan sighed when he heard this: "She lent it to Tao Xiaotian to buy Paradise Island."
Tao Xiaotian was cheated of 200 billion by Song Wansan. Tao Xiaotian did not have enough authority to pay, so he borrowed 100 billion from Dihao Bank.
Although Ye Fan didn't want Tang Ruoxue to get too involved with Tao Xiaotian, he saw that Tao Xiaotian had mortgaged the Tao family on the island to Tang Ruoxue.
It was hard for him to say anything.
After all, this is an equal exchange in business.
Moreover, the Tao family on the island is worth about 150 billion, so Tang Ruoxue won't suffer a loss if she uses it as collateral.
Of course, the most important point is that there is not much risk in things within China.
"But you probably don't know that ten minutes ago, Tang Ruoxue loaned Tao Xiaotian another 120 billion."
Cai Lingzhi smiled bitterly: "Tao Xiaotian packaged and mortgaged the clan association's assets to Tang Ruoxue."
"What? Another 120 billion loans?"
Ye Fan was stunned and then got angry: "Is this woman out of her mind?"
Although Emgrand Bank can use depositors' deposits to leverage and produce hundreds of billions in cash.
But this always has to take into account the reserve funds and own value of Emgrand Bank.
Otherwise, once it encounters a run, Emgrand Bank will be destroyed in minutes.
Emgrand Bank's strength lies in its funding channels, but its own assets and reserves are very limited.
Not to mention the previous loans, it’s just these two hundred and twenty billion loans. If someone runs on them at the same time in the past few days, what will Tang Ruoxue give to the depositors?
The reserve fund of 50 billion cannot cover a few days.
If Emgrand Bank is temporarily transferred to other banks for mortgage, according to the bank's style of adding insult to injury, it would be good to be able to mortgage up to 50 billion in an emergency.
How to fill the gap of 120 billion?
Once it cannot be filled, it will trigger a run on more depositors, which will lead to an avalanche in less than three days.
Even with Emgrand Bank's current credit rating, the probability of a run at the same time is extremely slim.
But who can guarantee that it won’t happen?
So Ye Fan was vaguely angry at Tang Ruoxue's behavior of dancing on the tip of a knife.
If you are not careful, you will ruin Tang Wangfan's full moon gift.
"This run is on the one hand, and the other is that Dow's overseas assets are spread across dozens of countries around the world."
Cai Lingzhi smiled bitterly:
"Once Tao fails to repay the money, it will probably be even harder for Tang Ruoxue to collect and sell the collateral."
"Also, all the Taos abroad are not good people. In China, they are more polite. Overseas, they are really lawless."
"If Tang Ruoxue and Dihao Bank want to collect it, not only will it be difficult, but their lives may also be in danger."
She reminded Ye Fan: "This 120 billion is almost like giving it away for free."
"Okay, I get it."
Ye Fan tried to calm down: "I will contact her later and ask her what's going on."
"By the way, there is another thing that may be related to Tang Ruoxue."
Cai Lingzhi added: "Tang Huangpu's crony Tang Qingfeng went to the island."
"A Tang Sect master named Tang Xiguan also followed."
Her tone became more solemn: "I'm worried that they are retaliating for the top ten safety incidents."
Ye Fan's heart suddenly thumped slightly...
At one o'clock at noon, Tang Ruoxue asked Aunt Qing to go downstairs to see Tao Xiaotian off after lunch.
And she took the contract between the two parties and read it slowly.
She originally didn't want to lend another 120 billion to Tao Xiaotian, but Tao's overseas assets were too high-quality and attractive.
Many of them are industries or landmarks in the central areas of first-tier cities in various countries.
She calculated that if Tao didn't pay back the money, she would only need to collect 30% of the collateral and the principal would be returned.
In addition, she also had Chen Yuanyuan and Aunt Qing to rely on, so she finally lent 120 billion to Tao Xiaotian.
"It would be great if the Tao family members were in bad luck."
Tang Ruoxue looked at the contract in her hand and murmured, her face becoming more fiery.
She now holds most of the property of the Tao family and her clan members, and also owns half of the shares of Paradise Island.
Once Tao Xiaotian and others are unlucky, she will swallow up the Tao Clan Association for 220 billion.
In this way, the valuation of Emgrand Bank will undergo a qualitative leap, and its tentacles will spread around the world through the clan association industry.
And she, Tang Ruoxue, will also rise with the tide.
She doesn't care much about fame and fortune.
But after having Tang Wangfan, she thought of using external objects to build armor so that no one would dare to bully her mother and son.
Tang Ruoxue had long refused to comment on Ye Fan's protection. Now that Ye Fan had a new love, how could he care about her ex-wife and son.
Every time they meet, they criticize themselves a lot.
Moreover, it would be nice if Ye Fan didn't cause trouble for her, but protecting her mother and son is simply a fantasy.
The current fight between her and Tang Huangpu was due to Tao Xiaotian's plan, but it was also inseparable from Ye Fan's inaction.
If Ye Fan had succeeded in advising Song Wansan and not allowing him to support Tang Huangpu, how could she have so many things happening now?
"He only scolds and threatens his ex-wife, but does not dare to dissuade his current father-in-law. It is really disappointing."
Thinking of this, Tang Ruoxue shook her head at Ye Fan, picked up a cup of black tea and took a sip.
"Click——"
At this moment, the door to the conference room was pushed open, and a cleaner walked in with a cart.
After Tang Ruoxue put down the black tea, she also put her right hand into her handbag.
His fingers touched the short gun in the bag for the first time.
She was keenly aware that something was wrong, but when she looked up, she discovered that the waiter wearing a mask was Aunt Qing.
Before Tang Ruoxue could take her hand out of her handbag, Aunt Qing quickly took off her cleaning clothes.
She approached Tang Ruoxue and lowered her voice:
"Mr. Tang, if there is danger, please leave the hotel immediately."
"Find a way to go to the dock three kilometers away. Yacht No. 7, Wolong Fengzui should be coming to the island."
"Don't call. There is no signal in this hotel building."
