Zhang Hongmei said to Xu Huihong: "Jin Bao makes sense. You have been riding that bicycle for two years, and it is not a new bike. You still want to sell it for two hundred and fifty yuan. Are you too greedy?"
"That's right, please hand over the bicycle key quickly, Lulu is eager to use it." Lin Yulan said.
Everyone wanted to get back their own money at this time, and they all agreed with Jinbao's words, so Xu Huihong quickly agreed to sell the bicycle.
Xu Huihong felt unwilling to give in, clenched her fists and said: "Why do you only sell it for such a small amount? I will get one hundred and fifty yuan and return the money to you right away. If there is not a penny left, doesn't it mean that my family has lost everything in vain?"
A bicycle ticket?”
"Aunt Xu, what you said is really interesting," Xiao Jinbao couldn't help but chuckle, "As far as I know, bicycle tickets will expire if you don't use them. If everyone hadn't loaned you money, your ticket would have expired long ago.
It’s void.”
Her mother Bai Lu immediately echoed: "My daughter is right! Xu Huihong, you have been riding a bicycle for free for two years without spending any money, and you still feel that you have suffered a loss. Are you calculating too carefully?
If you want to calculate it this way, do you get any benefits from lending money to you?
But you haven’t gotten a penny of interest. The annual bank interest rate is now 3.96%. If you keep this 150 yuan in the bank for two years, it will be worth nearly 12 yuan in interest. What if you lend it to you? What do you get?
Did you lose? You actually feel that you have lost money."
The reason why she calculated so clearly was because she received a letter from her hometown last year, telling her that she no longer had to send money home, saying that Jianmin and his brothers had done a good job in the production team, and that at the end of the year they could not only divide the money but also the food and meat.
The letter was written by Su Erzhuang, Su Jianmin’s second brother, and the letter contained further details: “After Jinbao returned to the city, we were originally worried that the corn and wheat would not grow well, but unexpectedly they both grew very well.
In addition to growing grain and vegetables, in order to increase the income of the production team, Xiaomeng also added many sideline businesses, setting up oil mills, tofu mills, Jingwei mills, wine steaming workshops, etc. Now the elderly in the village also have errands.
My father is currently making baskets at home when he has nothing to do. He is good at making baskets and the baskets he makes are strong.
With his income, he has more confidence to speak. He asked the third child and your wife to save the money carefully. In the future, he will marry wives for Xiaowu and his brothers, and provide dowry for Jinbao. There is no need to send money back to him.
It's him.
Xiao Meng will renovate the house at home, don’t worry..."
Now that Bai Lu doesn't have to send money back to his hometown, Su Jianmin's monthly salary seems to be quite a lot.
At that time, she was working as a female director in the factory and had an income of more than 30 yuan. The two of them together had more than 100 yuan.
Since Zhiyuan and Nanbing have grown up and have jobs and wages, they no longer need to spend money on raising children, so they deduct the money they sent back to Jinghai City and can easily save sixty or seventy a month.
There will soon be several hundred dollars.
Seeing more and more money, Bai Lu felt inexplicably panicked and hid all the money behind the socket.
Later, there was so much money that she couldn't keep it in her pocket. She asked Xue Lan to discuss what to do. She was worried that someone would come to her house again to search for money.
"Aunt Bai, put your money in the bank," Yao Hua suggested at that time. "Leave some money at home for emergency use, and put the rest in the bank. The bank interest rate is now 3.96%. For every one hundred yuan a year, you can get nearly four
The interest rate of RMB 10,000 is quite good.”
After hearing Hua Hua's words, Bai Lu thought it made sense, so she kept three hundred yuan and deposited the rest in the bank.
She used to go to the post office to remit money every month, but now she goes to the bank to save money every month. She is very clear about interest and finds that money can really make money. No wonder rich people are becoming more and more wealthy.
rich.
For the current Su family, it is not difficult to buy a bicycle for 150 yuan. The difficulty is that there is no ticket. Now they can buy a bicycle from Xu Huihong. Although it is second-hand, it is still a good thing.
thing.
A young woman couldn't help but exclaimed after hearing Bai Lu's calculation, "Can you earn interest by lending money to the bank?"
"Of course there is. Doesn't the state encourage everyone to put their savings in banks? I just didn't expect the interest to be quite high. I thought it would only be a few cents a year at most. Why is the interest rate 3.96%? I don't understand this."
Several women came together and said, "I don't understand it either. I've never learned arithmetic, but it's useless even if I understand it. My family doesn't have any savings. If I really have a hundred yuan, I'll put it in the bank."
A few people were talking about the bank's affairs, but most people were eager to get their money back and scolded Xu Huihong for being too greedy.
"We all sympathized with her and thought she was pitiful, so we lent her money for free. I didn't expect that she was so smart. She has been riding a bicycle for two years and still looks like she has been wronged. It's really disgusting."
"That's right, I think she was just pretending before, maybe her life is better than the rest of us."
"Yes, who knows how much money she has secretly saved? She and her husband both have jobs, so they are better than us, right? My parents-in-law need to take medicine when they are sick. I often go to the post office to send money back to my hometown, but I never do it.
Saw her at the post office."
Listening to her neighbors scolding her, Xu Huihong felt embarrassed no matter how thick-skinned she was.
After all, we still have to live in the same building, and everyone can't see each other when they look up. She has no choice but to agree: "Okay! One hundred and fifty, let's do one hundred and fifty. One hand pays the money and the other hand delivers the goods..."
Speaking of this, she remembered that the Su family used to be the poorest family in the building. The corners of her lips raised slightly, and her tone was full of suspicion and sarcasm, "Sister-in-law Bai, I agree. Don't say you don't have enough money and you have to find someone to borrow it temporarily."
Money."
Lin Yulan was also a little worried at this time. She walked to Bai Lu and whispered: "Lulu, if you don't have enough money, I will lend it to you. I have saved some money in the past few years, which is enough to pay more than half..."
"Aunt Bai, I have also saved money. I don't spend much money while living at home."
After listening to Xu Damei's words, Bai Lu showed a look of relief on her face. She couldn't help but patted her shoulder, "Thank you, Damei, don't worry. Auntie, I have also saved some money in recent years, not much, but I want to buy a car."
Bicycles are still enough.”
She went upstairs and returned home. She briefly explained to her mother-in-law and Xiaosi what happened at night, and asked them to wait at home without worries. Then she took out 150 yuan from her luggage, ran downstairs and handed the money to Xu Huihong.
The largest face value of money at that time was ten yuan.
Xu Huihong counted the number several times and it turned out to be fifteen.
Seeing that she wanted to count again, Lin Yulan said impatiently: "Have you counted enough? Take out the car keys quickly, Lulu is still in a hurry to find Xiao Wu, and I don't have time to waste it here with you.
Go down."
"Yeah," everyone said, "can you get an extra dollar or something by counting like this?"
Unexpectedly, Bai Lu could actually take out one hundred and fifty yuan right away. Xu Huihong felt secretly unhappy and bit her lips hard. After a long while, she finally turned to her son and said, "Xiao Ming, go and put the car in the drawer next to your mother's bed."
Take out the key."
Zhao Xiaming glared at Bai Lu and Jin Bao with hateful eyes, reluctantly took out a car key from the bedroom and handed it to Jin Bao's hand. At the same time, he said harshly: "Wait and see, my dad