Chapter 310 There is such a big problem (at least 400.01 million)
Asking for a guaranteed monthly pass
"Haha, Director Cao said so, this face must be given." Song Zhichao smiled and picked up the wine glass and took a sip.
People who are capable like to make friends.
Moreover, he also understands that ordinary people who don’t have much money themselves don’t have much money to borrow. How much money can be earned from them?
The money he makes from people like Cao Shujie is the biggest one.
There is no need to make people feel unhappy just for a small gain.
The three of them ate, drank, and chatted. Song Zhichao wanted to invite them to a karaoke bar, but Cao Shujie didn't like that.
Before leaving, Cao Shujie was drunk and unable to drive. In the end, Song Zhichao arranged for his subordinate Guo Kun to send Cao Shujie back.
When she got home, Cheng Xiaolin expressed her gratitude to Guo Kun for sending her husband home and wanted him to go home for a glass of water, but Guo Kun refused.
After watching Guo Kun drive away, Cheng Xiaolin waved her hand and slapped her husband: "Look at how drunk you are. Where is the car?"
"It's sitting in front of the bank in town. You can drive me over there and bring the car back tomorrow." Cao Shujie said with a smile.
"Why don't you leave me there? You can run and drive by yourself tomorrow." Cheng Xiaolin muttered, turned around and walked home.
Cao Shujie chuckled, closed the door, and followed.
"Honey, listen to me, I'm going there today to do something big. You don't know how much money this drink can save the people in our village." Cao Shujie stretched out his hand and gestured.
Cheng Xiaolin was too lazy to listen and said to him: "Hurry up and take a shower and go to bed. Don't you feel suffocated by the smell of tobacco and alcohol all over your body?"
Cao Shujie immediately took the towel and clothes to take a bath.
By the time he finished washing and returned to the bedroom in his pajamas, his wife was already asleep.
Mengmeng was also lying on her stomach inside, sleeping very soundly.
…
At around 5 a.m. the next day, Cao Shujie got up and led nine dogs up the dam.
Unknowingly, in the past four months, the five pastoral dogs were still puppies when they were first brought here, and now they are almost 40 centimeters tall.
Cao Shujie was holding on to the ropes of the nine dogs. He almost didn't have to walk and was directly pulled forward by the nine dogs.
Whenever there is a scooter under his feet, he can be pulled up and fly up.
"Run slowly." Cao Shujie shouted as he ran.
But the more he yelled, the more energetic the nine dogs ran. In the end, Cao Shujie had to spread his legs and run to keep up.
Some people got up early and came to the dam to enjoy the cool air. Seeing this scene, they found it particularly interesting.
One of them was Cao Jianhua. He looked at Cao Shujie's back and said with a smile, "Is that our Director Cao just now?"
Standing next to him was Cao Jianfang, holding a cattail leaf fan in his hand: "No, Director Cao went out to walk his dog early in the morning, and now he is being walked by the dog."
This was a naked joke. The two people were talking and laughing.
Cao Shujie didn't know that someone was teasing him behind him.
When he led the nine dogs and ran back from south to north along the road above the dam, he saw two people sitting and chatting on the roadside. He walked over and shouted: "Uncle Hua, Uncle Fang,
We started chatting early in the morning."
"Didn't our newly appointed Director Cao come here very early for training?" Cao Jianhua said with a smile.
Cao Jianfang continued talking about yesterday's events: "Shujie, Secretary Cao went to my house yesterday afternoon and talked about your meeting. I thought about it. Cattle raising is very suitable for me, but our family really can't afford that much money.
, please think of a way."
"Uncle Fang, do you really plan to raise cattle?" Cao Shujie asked again.
He said: "If you breed, you will take a lot of risks."
"For example, there is a disease, for example, there are changes in market prices."
"I would say that it is better to choose a safe approach at the beginning. You can try growing pasture. This investment is small, and it only costs a few hundred yuan per acre. First, let the family have a certain income."
Hearing what Cao Shujie said, Cao Jianhua's cheeks twitched next to him.
He understood what Cao Shujie said deeply.
When he started breeding last year, he bought piglets at the highest price in September, but the price of raw meat in the market plummeted just after buying it. At last, he saw prices pick up at the end of the year and did not lose money.
But the problem is that more than 300 pigs have earned tens of thousands of dollars in total, and the investment in manpower, material resources, and other costs during the period is basically equivalent to doing it in vain.
This year, he thought twice and took advantage of the low prices to buy more than 300 pigs with confidence. Who knew that the low price he thought was the highest price in recent months?
So far, the price of pigs for slaughter in the market has been falling for four consecutive months, reaching more than 7 yuan per catty.
In addition, his pig farm was put on sick labor not long after it started raising pigs this year. Even though he tried his best to save them during that time, many pigs still died.
The pigs that died were not big to begin with, and because they were sick, these pigs could not be brought to the market. At least the insurance purchased worked and would not cost him death.
However, pig disease and the continuous drop in pig prices on the market were a double blow. In the first round of raising pigs this year, he not only lost the tens of thousands of yuan he earned last year, but also spent a lot of money on it.
So much so that after he sold all the fattening pigs this round, he was so exhausted that he really didn’t want to raise pigs anymore.
As for the interest-free loan he owes to the bank, he now plans to compromise with his wife, accept compensation, and pay back the loan money to the bank in advance.
Cao Jianfang didn't know what Cao Jianhua was thinking. When he heard Cao Shujie say this, he hesitated a little, then gritted his teeth and asked, "What if we plant fruit trees?"
"It's okay to plant fruit trees, but for newly planted fruit trees, you basically don't need to worry about the harvest in the first three years." Cao Shujie told him.
These are all very experienced things.
Cao Jianfang was silent for a while, and finally said: "Why don't I just raise cattle? In addition, I will set aside a piece of land to grow food, and the rest will be used to grow pasture. When the time comes, I will feed it to the cattle and make it eat less."
Order feed, corn, and save some money."
This idea is so good that Cao Shujie couldn’t help but like it.
In the long run, this method can indeed reduce feeding costs and increase operating profits. Moreover, cattle that often eat pasture will have better meat quality and can be sold at a higher price at critical moments.
Regarding Cao Jianfang's choice, Cao Shujie would not interfere. He said: "Uncle Fang, you just said that the money problem can be easily solved. I went to the town yesterday to negotiate with the Yiling Rural Commercial Bank branch in Shanqingshi Town. Our village
Anyone who wants to engage in planting or breeding but has no money can go to the Yiling Rural Commercial Bank branch to find Manager Ma for an interest-free loan for the development of agriculture, rural areas and farmers."
"No interest?" Cao Jianfang understood the point.
Cao Shujie shook his head: "It can't be said that there is no interest."
Seeing Cao Jianfang's anxious look, Cao Shujie explained to him: "Uncle Fang, this is what happened. You can lend the money out first and pay only a small amount of interest every month, and then pay off the principal in one lump sum after three years.
The bank will refund you all the interest you paid over the past three years."
"This means that your loan has no interest, do you understand?" Cao Shujie asked him.
Cao Jianfang nodded: "Shujie, I understand when you say that. I was just wondering how the bank could be so kind, but this is good, how much can you borrow at most?"
He is not worried that Cao Shujie will cheat him. There is no need. The few things he has at home are already so poor that he will cry even if a thief comes.
What is the level of Cao Shujie’s family?
Do people have the right to plot against themselves?
Hearing Cao Jianfang's question, Cao Shujie said again: "Uncle Fang, this is not necessarily the case. The bank will also have to comprehensively evaluate your repayment ability, then approve the loan limit for you, and then lend you the money."
"Oh, it's over. I have nothing at home except an old house, and even the TV has been around for 10 years." Cao Jianfang felt that the road was broken again.
He felt a little uncomfortable. He finally saw hope, but it was extinguished again.
Cao Shujie was not in a hurry, and said with a smile: "Uncle Fang, you don't have to worry, just listen to the bank when the time comes."
"You don't have to calculate how much money you can borrow. What are your ideas? When you go to the bank to apply, just tell them clearly and let them do the accounting. Uncle Fang, just think about working hard to earn the money after you get it, and borrow this loan as soon as possible."
Earn it and pay it back to others, and the remaining money is yours."
"Shujie, you are right." Cao Jianfang really needs money.
In the past, there was no way, no way, and no money at home for him to do this or that, so he didn't dare to try it.
But it’s different now!
This time, the village was responsible for the unified effort, and it was Cao Shujie, a capable person in the village, who took the lead.
Out of trust in Cao Shujie, Cao Jianfang felt more courageous and dared to try.
When he thought about it, Cao Shujie dared to borrow so much money to engage in planting and breeding. The little money he borrowed was not as thick as a hair on someone's thigh, so there was nothing to be afraid of.
At worst, I will work hard to make money in the future and pay it back slowly.
The three of them chatted for a while on the dam. Cao Shujie took the dog home first.
He would have to ask his wife to take him to town and drive the car back later.
Cao Jianhua and Cao Jianfang were not in a hurry to go down and continued to enjoy the cool breeze on the dam.
"Jianhua, what do you think of this matter?" Cao Jianfang asked him.
Cao Jianhua opened his mouth, not knowing what to say.
"By the way, after you sold all the pigs some time ago, why didn't you continue raising pigs?" Cao Jianfang continued to ask him.
This is a typical case of rubbing salt into the wound, but Cao Jianfang didn't know how badly Cao Jianhua suffered in raising pigs.
Cao Jianhua would not publicize this embarrassing incident in the village.
He remained silent for a moment.
Cao Jianfang didn't care. He continued: "But that's right. You have a supermarket at home to sell things. Buy low and sell high. That's a huge profit."
"Raising pigs is dirty and tiring. You just sold this litter. You can rest for a few months before working again. I finally found a way to change the situation of our family. I have to work hard."
At this time, Cao Jianfang was more like talking to himself, using this method to increase his confidence.
Cao Jianhua wanted to tell him that no matter what he raised, it was not as simple as it seemed.
But he also knew that Cao Jianfang at this time was just like himself before, and he couldn't listen to other people's advice at all.
The only good thing is that cattle raising was advocated by Cao Shujie, so maybe you can actually make some money.
"Should I raise some cattle?" Cao Jianhua was thinking about this question.
But after hesitating again and again, Cao Jianhua felt that the current cattle prices were rising again and again, which made him feel unsure.
What if the price of cattle is the same as the price he paid for piglets last year? It seems to be rising every month, but in fact it is still a trap in the end?
"Why don't we just sell out the breeding farm? I really don't want to do it anymore," Cao Jianhua thought to himself.
He didn't want to do this job, not only because he had been breeding for almost a year and still lost money, but also because of his uncle who couldn't tell how much he weighed.
He thought that he might as well stop thinking about his uncle and let him go back wherever he came from, so as to stop having big dreams.
Wouldn't it be nice to live a more relaxed life yourself?
…
Let's say that when Cao Shujie returned home, after breakfast, he asked his wife to drive the GL8 and take him to the town to drive back another LaCrosse.
When the couple returned home one after another, Cheng Xiaolin said to him: "Just this time, if you drink so much next time, just run and drive."
Cao Shujie didn't say anything. He knew that his wife was very talkative and she was still worried about him.
As soon as he entered the house, before he had rested for 10 minutes, someone came to see him.
As soon as he arrived at his house, he shouted: "Is Director Cao at home?"
"Who?" Cao Shujie wondered.
When I came out of the house, I saw a woman about 30 years old. She looked very unfamiliar. I didn't know whose daughter-in-law she was.
Caojiazhuang has a total of 371 households with a population of 1,357.
To be honest, Cao Shujie cannot recognize half of these 1,300 people after going to school and working for so many years.
"It's hot outside, come in quickly." It doesn't matter if you don't know people, Cao Shujie also knows how to let people in.
"Director Cao, I'm here to ask if the kiwi planting thing promoted by Director Lu is true?" She opened her mouth and asked after coming in.
Cao Shujie was a little confused, but he nodded subconsciously: "Of course it's true. This was decided at the village committee meeting yesterday."
"If you are interested in development, you can choose to plant kiwi fruit trees or apple trees, you can also choose to raise cattle, or plant pasture. Any of these three options will work."
"Or you can choose nothing and continue growing food," Cao Shujie said.
As soon as he finished speaking, a relieved smile appeared on the woman's face: "Oh, Director Cao, I feel relieved when I hear what you said is true."
"Since Director Cao said these three things are fine, I will discuss it with my boss immediately when I get back. After the corn harvest is finished in the autumn, I will plant all the fields with kiwis," she said.
"No, you still don't believe what Director Lu said?" Cao Shujie was puzzled.
Including when Cao Jianfang asked him in the morning, Cao Shujie didn't think much about it at that time.
But at this moment, Cao Shujie realized a problem. The village party secretary personally went door-to-door to publicize, but Cao Jianfang actually had concerns.
The credibility of the people on the two committees of Caojiazhuang Village in the village is really low.
When she heard Cao Shujie's question, she smiled and did not say anything bad about Lu Ping.
But at this time, silence is better than sound!
Cao Shujie suddenly understood. The most important thing they needed to do next was not to rush for development.
It is necessary to restore the trust of the villagers in the comrades of the two village committees, otherwise if something is publicized in the future and the villagers don’t believe it, then it will be a fool.
