Chapter 409 Boss Cao is not short of money (700.01 million) Continue writing
Cao Shujie agreed to buy the factory without thinking too much.
They signed an agreement in person and planned to sign a formal contract in two days.
Cao Shujie agreed so readily, and the price was indeed not high.
Secondly, from a long-term perspective, he also needs a fixed place.
Relying on the geographical advantages of Qingshi Town, it is still a good choice for deep processing of agricultural and sideline products.
If he wants to do this, he must buy a lot of deep processing equipment. In addition, he has spent hundreds of thousands to install a water-cooling system in the factory. If he installs other equipment later, he will not be able to install it and then dismantle it. It goes back and forth.
play.
Taking all aspects into consideration, it is still a good deal to buy the factory he leased.
"Director Cao, do you want to apply for a loan?" Luo Ningyou asked proactively.
As the deputy mayor in charge of urban industrial development, Luo Ningyou is not ignorant.
The more than 4 million yuan spent to purchase the factory, as well as the subsequent purchase of equipment and the cost of operating the factory, are not a small amount of money.
He was even thinking that if Cao Shujie had financial needs, Qingshi Town could take the initiative to help contact the bank to solve the problem of tight funds.
But Cao Shujie now has a lot of cash on hand, and he really doesn't need funds from the bank.
"Mayor Luo, funds are not a problem for the time being. If there is a need, I will definitely come to you as soon as possible." Cao Shujie said.
After deducting all taxes and other costs and expenses from selling those apples years ago, he still made more than 25 million yuan.
In addition to the more than 3.4 million yuan for selling strawberries at the beginning of the year, the more than 450,000 yuan for selling kiwi fruits, and the more than 3 million yuan for selling cattle for slaughter in the twelfth lunar month, and deducting other expenses, all added up, Cao Shujie has more than 3,000 yuan in cash alone.
Ten thousand, even if he repays the more than 7 million he owes to the bank, Cao Shujie still has more than 23 million in cash.
Judging from the numbers in his bank card, he is not short of money for the time being.
"We can't invest in a factory. All the more than 20 million yuan will be spent, right?" Cao Shujie thought in his heart.
Speaking of money, it is already March 1st, and Cao Shujie feels that he should pay back the interest-bearing loan of 4 million he borrowed later.
After all, the lending interest rate of 5.6% is too high.
If you don't use this principal, you will have to pay back more than 18,000 yuan in interest every month.
Cao Shujie does not have a large need for funds at this stage. He is thinking of returning the money and borrowing it when there is a need.
As for the interest-free loan of more than 3 million yuan, he will keep it until it expires.
After leaving the town government, Cao Shujie went directly to the Yiling Rural Commercial Bank branch in Qingshi Town.
When he came over, Ma Changrong was playing with his mobile phone in the office.
Hearing someone knocking on the door and going in, Ma Changrong didn't see clearly who it was, so he subconsciously put the phone screen on the desk. When he looked up and saw Cao Shujie coming in, he picked up the phone again: "I thought it was it."
Well, how come Boss Cao has time to come to my place?"
"What is Manager Ma watching on his mobile phone? I won't be so scared when I come in." Cao Shujie showed a playful smile on his face: "Mr. Ma is watching something unhealthy, let me help you appreciate it."
Ma Changrong took the phone and really wanted to smash it. As if to prove himself, he flashed the screen of the phone towards Cao Shujie: "Did you see that he was chatting with my daughter?"
"Oh, Manager Ma is such a good father." As Cao Shujie spoke, he pulled out the swivel chair opposite Ma Changrong's desk and sat down.
"What's good is that my daughter is in college and doesn't have time to chat. She doesn't talk to me when she comes back from vacation, so she doesn't have any money to spend. She can only chat for a while when she asks me for money." Ma Changrong said this.
Although his mouth was full of complaints, his face was full of doting smiles.
It can be seen that even if his daughter just talks to him for a while when asking for money, he is very happy and happy to do so.
"Manager Ma, you daughter slave has fallen." Cao Shujie said to him.
"Okay, as I said, you are so good. If you are capable, don't imitate me in the future." Ma Changrong said something to him in advance.
Then he asked: "Why did you come to me?"
"Aren't you short of funds now? During the Chinese New Year, you still kept calling me to ask for repayment."
Cao Shujie nodded and said: "I am not short of funds, so I came to you to repay the loan in advance."
Ma Changrong felt a headache. Why did he meet someone like Cao Shujie?
Let’s spend the money we finally borrowed.
Others would delay the payment as long as they could, but he had to pay it back in advance.
"The annual interest rate of 5.6% is not high, right? Why don't you spend it first?" Ma Changrong said.
Cao Shujie chuckled and said, "Manager Ma, why don't you waive the interest for me, and I'll keep the money first."
"Then you'd better pay back the money." Ma Changrong said: "My monthly salary is not enough for your monthly interest, so what should I pay back?"
"You're kidding." Cao Shujie said, "I will first repay the 4 million that I borrowed from the short-term loan two years ago, and I will give you the remaining 3 million after the deadline."
"Okay, I'll do the math for you." Ma Changrong started calculating.
He was professional in this area, and he also had a fixed formula. It didn't take long for him to finish the calculation and show it to Cao Shujie. The interest was nearly 50,000 yuan.
Cao Shujie also complained: "I'll lend you some money to tide over the difficulties. The interest is really expensive."
"Boss Cao, that's it. How much money did you make by lending me the 4 million? Don't you know?" Ma Changrong said to him.
Cao Shujie laughed, handed the card over, and debited the principal plus interest.
Inexplicably, when he received the reminder text message, Cao Shujie felt a little distressed, as if the loans were his money.
Ma Changrong looked at the change in expression on Cao Shujie's face and asked, "Boss Cao, how about you lend me some more money?"
"Forget it, my monthly household expenses are not as high as your interest rates." Cao Shujie was too lazy to complain.
He asked Ma Changrong how this year was going.
"It's not bad. I completed the loan task of 10 million yuan last year, and this year the head office gave me an additional 5 million yuan." When talking about this matter, Ma Changrong kept staring at Cao Shujie. He asked Cao Shujie: "Boss Cao, do you have any plans to make money this year?"
?"
"Within 15 million, you can just say it and it can be transferred at any time." Ma Changrong said this as if the money was his own.
Cao Shujie was not so decisive this time. He said: "I don't need it at this stage. I may need funds later. If I use it, this money may not be enough."
"What did you do again?" Ma Changrong asked him subconsciously.
Thinking about it carefully, the two of them have known each other for almost two years. In my impression, Cao Shujie would do something every year.
Just after asking, Cao Shujie said with a smile: "It's nothing, I just bought a factory, and during this time I started to renovate the factory and purchase equipment."
"Where did you buy the factory?" Ma Changrong asked him.
Cao Shujie pointed to the north and said: "This side of Qingshi Town Industrial Development Zone."
"It covers an area of more than 200 acres, so the price is not expensive." Cao Shujie said.
Even Ma Changlong thought the price was really not high, but his eyes were full of doubts: "Boss Cao, aren't you planting an orchard in Caojiazhuang? Why did you buy a factory?"
"No more orchards?"
Cao Shujie immediately retorted: "How is it possible? My orchard is growing well. If there is a chance next time, I will expand the size of the orchard."
"I bought this factory just in case." Cao Shujie said.
Ma Changrong was thoughtful.
He stopped asking Cao Shujie about the factory. The two of them chatted in Ma Changrong's office until lunch time, when Cao Shujie called him to go eat.
At this time, Ma Changrong actually cherished this special fate with Cao Shujie.
Anyone with a discerning eye can see that Cao Shujie has skyrocketed.
Ma Changrong felt that they had only known each other for a long time, but he still cherished Cao Shujie as a friend.
The fact is obvious, Cao Shujie is not that kind of person.
Ma Changrong drank more wine at noon and said: "Boss Cao, I watched you rise from nothing. When I first met you, I knew you would have a bright future. I didn't expect that in just two years, you have already
This is it.”
At this time, Ma Changrong raised his thumb and swayed back and forth, with a double image in front of his eyes.
This is too much to drink.
Cao Shujie also drank. He found a driver to take Ma Changrong back to the bank first, and then asked the driver to drive him back to Caojiazhuang.
When he got home, Cao Shujie was worried that his wife would have to scratch him again, but his wife didn't say a word. She even brought a bowl of freshly soaked honey water and asked him if he wanted to drink it.
"Honey, the matter is finished. The factory in the town has been purchased. I will sign the contract in two days. You can go together then." Cao Shujie said.
For such a big deal as buying a factory, Cheng Xiaolin didn't expect her husband to handle the matter so efficiently. She even asked him: "How much did it cost in total?"
Cao Shujie stretched out four fingers: "4.3395 million, the price is very cheap."
"A factory covering more than 200 acres of land only cost more than 4 million?" Cheng Xiaolin also found it incredible.
Cao Shujie nodded: "Don't think too much about the factory. I'll contact you tomorrow and update the workshop first."
"You can keep an eye on it later, and I'll look for the equipment later," Cao Shujie said.
Once you do this, there are quite a lot of things.
"Do you have enough money?" Cheng Xiaolin asked him.
Cao Shujie nodded: "Don't worry, the money will definitely be enough."
He said: "I went to the bank at noon and repaid the interest-bearing loan of RMB 4 million I borrowed just a year ago. I still have an interest-free loan of more than RMB 3 million left. I will pay it back when the time comes."
"After I finished, I took the opportunity to have dinner with Manager Ma." Cao Shujie finally explained.
Cheng Xiaolin waved her hand: "You are busy with your business, there is no need to explain to me."
"Wife, let me tell you..."
Before Cao Shujie finished speaking, he lay on the bed and fell asleep.
Cheng Xiaolin looked at him like this, shook her head and went out with a smile.
In the afternoon, Cheng Xiaolin went to pick up Mengmeng. As soon as the little guy entered the house, he shouted: "Daddy, daddy."
Mengmeng was a little disappointed when she didn't get a response. She raised her little head and asked Cheng Xiaolin: "Mom, where is dad?"
"Your father drank too much at noon and is sleeping on the second floor. Why are you looking for him?" Cheng Xiaolin asked her daughter.
Then I heard Mengmeng say: "The teacher said tomorrow is Saturday and there is no need to go to school. I want my dad to take me to the city to buy delicious snacks."
