The call came from Ma Changrong, telling him that the loan information had been approved and that he wanted him to go to the rural commercial bank in the town and sign for confirmation before the loan could be issued.
When Cao Shujie heard that it was a good thing, he was worried that there would be no income during this period.
I saw that the time was only around ten o'clock, so after finishing my busy work at noon, I could have a meal together to deepen our relationship.
After telling his wife Cheng Xiaolin and hugging his daughter Mengmeng who was playing with the little husky, Cao Shujie drove to Qingshi Town.
Caojiazhuang was not far from Qingshi Town. Ten minutes later, Cao Shujie appeared at the door of the credit office of Qingshi Town Rural Commercial Bank.
"Dang Dang Dang!"
Cao Shujie knocked on the door and found Ma Changrong alone in the open office.
Hearing the knock on the door, Ma Changrong, who was immersed in reading materials, subconsciously raised his head and saw Cao Shujie standing at the door. He quickly stood up with a smile and said, "Oh, Mr. Cao came so quickly, please come in."
When Cao Shujie went in and sat down, Ma Changrong took out a bucket of green tea from his desk drawer: "Mr. Cao, I still have some good tea here, which I have kept for you. Let's have a good taste today."
This man could talk, and Cao Shujie was not stupid with his mouth. The two of them never mentioned the loan and chatted for a while.
Ma Changrong then took the initiative and said: "The results of this evaluation are more ideal than expected. According to the evaluation results, a total of 1.32 million was approved."
"A three-year interest-free loan, the monthly interest payment is more than 2,300 yuan in the early stage. The principal will be paid off in one lump sum at the end of three years, and all interest will be refunded."
After hearing this, Cao Shujie realized that this 'interest-free loan' actually worked like this. He didn't object at all and was very happy.
The next moment, Cao Shujie asked one thing inadvertently: "Manager Ma, I forgot to make an appointment to withdraw money. I want to withdraw 130,000 in cash. Can it be done today?"
Ma Changrong glanced at Cao Shujie, and he couldn't help but sigh in his heart: "Cao Shujie is a person who understands life well and lives a very transparent life."
At first, Cao Shujie meant a loan of 1 million, but he took away 900,000.
This time, the funding limit was approved for 1.32 million, but without saying a word, they went straight to withdraw 130,000. I couldn’t understand what it meant.
Moreover, Cao Shujie was very considerate. He did not transfer money, but directly withdrawn cash. This made it clear that he could take it with confidence!
"Mr. Cao is a high-quality customer of our bank, so there should be no problem." Ma Changrong said.
Without saying a word, Cao Shujie turned around and left the credit business office, went to the car to get his bag, and then went to the VIP counter to handle a large withdrawal.
Sure enough, as Ma Changrong said, the teller at the counter quickly handled the withdrawal for Cao Shujie after making a phone call.
After Cao Shujie withdrew the money, he did not go directly to the credit office with the bag containing the money. He first put the bag in the car and locked it, and then went to the credit office again and asked Ma Changrong: "Manager Ma, you see it's already eleven o'clock
, let’s find a place to have something to eat.”
"I invite you!" Ma Changrong said with a smile.
It doesn't matter who invites whom. To a certain extent, the two of them have reached a tacit understanding. They think there are many places where they will cooperate in the future, and they are both willing to have a deep friendship.
After coming out of the bank, Cao Shujie and Ma Changrong both drove, with Ma Changrong leading the way. More than 20 minutes later, they arrived at a donkey meat restaurant in Pingyuan County.
After entering, Ma Changrong turned around and asked Cao Shujie, and then started to order. The donkey sausage alone cost one and a half pounds, and he also paired it with some donkey meat and offal in sauce, a pile of mashed garlic, and ordered a few mixed vegetables.
, two servings of donkey dumplings.
He also said to Cao Shujie: "The donkey meat made in this store is really good and tastes very authentic, especially their donkey sausage, which is a little more expensive than other restaurants. It is rare and expensive." Ma Changrong looked familiar.
He asked Cao Shujie: "Mr. Cao, what are you drinking?"
Cao Shujie understood what Ma Changrong meant: "Such a good dish, why don't Manager Ma drink some?"
Ma Changrong shook his head and said: "There is a town-run enterprise that wants to apply for a loan this afternoon. This matter has been decided and a third-party appraisal company has been contacted. I will have to go there then."
Speaking of this, Ma Changrong looked a little regretful: "Mr. Cao, let's get together more often and drink more in the evening."
"Okay, let's have tea instead of wine today." Cao Shujie simply said.
But Cao Shujie still asked the hotel for two bottles of wine with handbags, and asked Ma Changrong to go to the room to rest first. He turned around and left the hotel with the wine.
Almost five minutes later, Cao Shujie came in again carrying the two bottles of wine: "Manager Ma, take these two bottles back and save them first. Let's drink them next time."
Ma Changrong resisted for a while and finally took the two bottles of wine. The two drank tea and chatted while eating. When they separated, they even discussed getting together next time. They were so enthusiastic that they were like brothers.
Seeing Cao Shujie's elegant LaCrosse go ahead, Ma Changrong stopped the car on the side of the road. He took the handbag containing wine from the passenger seat and weighed it, looking forward, sincerely.
Exclaimed: "What a character!"
Later, Ma Changrong called Song Zhichao and asked him to take time to have a meal together.
The specific details were tacitly understood by both of them.
…
Let's say that it was almost three o'clock in the afternoon when Cao Shujie drove all the way back to Caojiazhuang.
At this moment, Mengmeng happened to be taking a nap and hadn't woken up yet. Cao Shujie didn't disturb his daughter, and was alone looking up something on the computer.
That night, he received a text message on his mobile phone, reminding him that the Rural Commercial Bank bank card he applied for before the holiday had received 1.32 million yuan.
At this time, Cao Shujie secretly breathed a sigh of relief.
Cheng Xiaolin saw the change in the expression on her husband's face and subconsciously asked him if something was wrong.
Cao Shujie did not hide it from her. He told his wife about the loan and the repayment situation.
Cheng Xiaolin was also surprised. This operation broke her previous understanding.
"You only have to pay back more than 2,300 in interest in one month?" She still didn't believe it.
Objectively speaking, the interest is really not that much, and the principal will be paid off in one lump sum after three years, and the interest will be refunded to them in full, so it is a good deal no matter how you calculate it.
This time, Cheng Xiaolin felt no pressure at all, but she still told her husband: "Husband, this money must be earmarked for special use."
"That's for sure. From now on, this money will be used exclusively to pay for the expenses in the orchard. I will record every payment clearly." Cao Shujie said.
Cheng Xiaolin also understood what her husband meant. With this money, they could use their own savings for other purposes without any problems.
Cao Shujie used his own money to pay for the first 10-year contracting fee, as well as the wire protection net, money for digging the well, and the labor costs for weeding, leveling, and planting seedlings.
He has to repay himself the money from the loan. One thing is the same, and Cao Shujie will not confuse this issue.
Speaking of which, the money for buying the fruit seedlings has not yet been paid to Ji Guangyou, so Cao Shujie thought that he should take some time out these two days to go find Ji Guangyou and settle the money.
After all, I still agree with that sentence. When you have money in your pocket, a man will be more confident and make payments very happily!
Before going to bed that night, Cao Shujie brought up old things again and asked Cheng Xiaolin: "Wife, we are not busy now. Let's take some time to visit Mengmeng and her grandma."
"Okay!" The smile on Cheng Xiaolin's face was particularly strong, as if she had drank honey water, and she did not refuse this time.
