Chapter 542 Teacher, when is the summer vacation? (300.01 million)
After Cao Shujie had finished laughing outside and acted as if nothing had happened, he returned to Ma Changrong's office.
He did not look at Ma Changrong's almost blackened face, for fear that he would burst out laughing again.
This operation by Ma Changrong is truly out of print!
He still remembers the time in November last year when he came to Ma Changrong to ask about a loan. Ma Changrong suddenly mentioned that Bitcoin had risen to more than 700 US dollars, and he had an expression of regret and regret.
At that time, Ma Changrong also swore that he could not buy this thing and that he would never be a receiver. Who knew that he could not resist the temptation at the last moment.
"Manager Ma, it has already fallen so much. There is no point in selling it at this time. If you don't need the money for the time being, you might as well wait and see." Cao Shujie said.
This thing is just like a stock. If you lose money on the stock you bought, as long as you don't sell it, it will be a floating loss for the time being. If the market goes up, it will always rise again, and you may still make some profit.
But once he sells this and buys something else, what awaits him is likely to be continuous cuts.
Ma Changrong didn't need to be reminded by Cao Shujie. He would definitely have to wait. He would not be willing to sell it at a loss.
He spent 200,000 to buy a total of 31 pieces. Now the price of each piece has dropped to more than 300 US dollars. Ma Changrong is heartbroken.
"Don't mention this crap thing, Boss Cao, I'm telling you, you can't buy this thing, it will cost you your life."
"By the way, are you here today to apply for a loan?" Ma Changrong asked.
Cao Shujie responded: "Manager Ma, I'm mainly here today to ask how this year's loan policy is?"
When it came to business, Ma Changrong immediately changed into a different person.
He took out a document from the filing cabinet behind him, with "2014 Credit Policy" written on the cover.
"Boss Cao, this is the latest policy. Coincidentally, the first one is related to the development of agricultural economy."
"A factory like yours that deeply processes agricultural and sideline products is also in this category."
Ma Changrong put this document in front of Cao Shujie, and he could memorize several key details in it.
"The meeting just held by the People's Bank of China is to effectively play the guiding role of credit policy, better support the transformation of modes, adjust the structure, serve the development of the real economy, focus on serving the development of modern agricultural economy, and continue to promote the active and steady development of agricultural financial services...
"
While Ma Changrong was talking, Cao Shujie was also reading the credit policy.
It can also be seen from this document that the superiors attach great importance to the economic development of agriculture, rural areas and farmers.
Moreover, this document also lists in detail various loan details to support agricultural development, as well as various loan concessions.
"So if I want to take out a loan, I can still borrow some this year?" Cao Shujie asked casually.
Ma Changrong nodded seriously. He also asked Cao Shujie: "Does Boss Cao want a loan? I really don't know my tasks this year. I have to rely on Boss Cao's support."
In front of Cao Shujie, Ma Changrong did not hide his loan mission and even tried his best to sell loans to Cao Shujie.
In the entire Qingshi Town, there is no second person who can lend tens of millions at a time like Cao Shujie.
If we can complete the loan task most easily this year, we have to start from Cao Shujie.
From here we can also see that the economy of Qingshi Town is indeed not doing well, and further understand the importance Liu Furong and others attach to Cao Shujie's factory.
But Cao Shujie is not short of money now. The strawberries in the orchard are being picked in full swing, and he is making money every day. Overall, he can earn back the money Cao Shujie invested in the data line.
As a result, Cao Shujie still has more than 20 million in his own funds, and the 15 million loan allocated to him last year has not been used up.
"Don't worry yet, I will definitely call you when I need the money." Cao Shujie said.
"Okay!" Ma Changrong stretched out two fingers to signal to Cao Shujie.
This means that he has a loan task of 20 million yuan this year, an increase of 5 million yuan from his loan task last year.
From this we can see the looseness of credit policy this year.
"Manager Ma, my factory will open next Wednesday, so you must come over then." Cao Shujie also told Ma Changrong before leaving.
In fact, there is no need for Cao Shujie to talk about this matter, Ma Changrong will go over by himself and try his best to protect this customer.
It's hard to do anything these days. If you really protect Cao Shujie as a client, you won't have to worry about anything.
After sending Cao Shujie away, Ma Changrong returned to the bank lobby and chatted with lobby manager Li Qiuju. The two talked about the transformation of Nanbianer Rural Cooperative Credit Union into the Agricultural Bank of China.
The previous rural credit cooperatives did not put any pressure on them, but the new Agricultural Bank of China was different.
That is one of the four major banks. No matter the background, strength, or influence, they are not comparable to the Yiling City Rural Commercial Bank.
Their only advantage is flexibility, while Agricultural Bank of China is too bloated.
But whether they admit it or not, Agricultural Bank of China will definitely seize the market when it comes here.
Whether they are soliciting deposits or extending loans, high-quality customers are always their first target.
In the entire Qingshi Town, there are countless targets for high-quality customers, and they can be picked up with one hand.
Both Li Qiuju and Ma Changrong have reason to believe that Cao Shujie will be targeted by the Qingshi Town branch of the Agricultural Bank of China.
At this time, both Ma Changrong and Li Qiuju felt the pressure.
Because of this, they will think of more ways to maintain this customer.
Cao Shujie really didn't know what Ma Changrong and the others were thinking.
Even if he knew it, for Cao Shujie, there was no loyalty between him and Yiling City Rural Commercial Bank. It was just about whoever gave him the greatest benefits and preferential treatment, which side he leaned on.
After driving away from the bank, Cao Shujie was about to go to the factory when he saw his car's fuel gauge alarming, indicating that the fuel tank was almost empty.
I drove directly to the Weiming gas station. When I came there, I saw the owner Liu Weiming refueling the car. Cao Shujie was not in a hurry and waited patiently in line.
When it was his turn, he drove the car over and opened the fuel tank: "Uncle Ming, fill it up."
"Shujie, it's you." Liu Weiming inserted the oil gun.
"I heard that your factory is about to open?" Liu Weiming said steadily.
Cao Shujie nodded: "Uncle Ming, it will open next Wednesday. Come and play if you have time."
"Okay." Liu Weiming agreed.
Seeing Cao Shujie develop step by step, Liu Weimin was filled with emotions.
He still remembers the first time Cao Shujie drove his Beijing-branded Buick LaCrosse to his place to refuel. At that time, the two of them talked about how the car was a gas guzzler.
At that time, he really didn't expect that Cao Shujie would achieve this step in just a few years.
The two people were talking, and when they heard the sound of gunfire, Cao Shujie glanced at the gas pump and handed over the money.
Opposite Liu Weiming's gas station was the Rural Credit Cooperative, but now it was replaced by the Agricultural Bank of China. Cao Shujie didn't notice it at first, but he felt something was wrong when he took another look at the sign.
"Uncle Ming, when did the Agricultural Bank of China open?" Cao Shujie asked.
"Just last month, the brand was changed, and there was almost no movement inside. Maybe you didn't pay attention." Liu Weiming said?
He remembered something, and then said to Cao Shujie: "They are taking deposits over there right now, and the interest they are offering is not low. Why don't you go and take a look?"
For someone as rich as Cao Shujie, if he saves more money, the interest will be quite a lot.
Cao Shujie shook his head: "I don't have enough money to spend now, so how can I save any extra money?"
After speaking, Cao Shujie and Liu Weiming said hello and drove away directly.
After staying in the factory until noon, Cao Shujie drove home.
When he came back, Mengmeng had been picked up and was eating at home.
Seeing her father coming back, Mengmeng stopped eating and ran over to hug Cao Shujie: "Dad, I want to discuss something with you."
"Say." Cao Shujie held Mengmeng's little head with both hands to prevent her from falling.
"We will have a rest tomorrow. I will take the children to the orchard to pick strawberries to eat." Mengmeng looked at Cao Shujie expectantly.
He thought it was something, but he didn't expect his daughter to ask for something like this: "Take them to play, I'll tell you, you can eat strawberries as you like."
"Dad is so kind." Mengmeng said happily.
"Hurry up and go eat." Cao Shujie urged her.
Mengmeng has to go to school in the afternoon.
Mengmeng was very excited after receiving her father's promise. She shouted: "Dad, I will tell the children this afternoon."
"No problem." Cao Shujie nodded.
He remembered something, and then said to Mengmeng: "Mengmeng, the sika deer in our orchard is about to give birth to calves. You can also take your friends to see it then."
"When will that happen?" Mengmeng became even more excited when she heard this.
Cao Shujie counted the days and said to her: "Let's wait until you have summer vacation."
"Oh, we'll have summer vacation tomorrow." Mengmeng Thief said with a smile.
After Cheng Xiaolin heard it in the room, she called her: "Mengmeng, if you don't want to go to school, I'll tell you Teacher Li."
"That won't work." Mengmeng hurried back to eat.
Cao Shujie told his wife what happened in the factory.
"Honey, why don't you ask our mother if she's coming?" Cao Shujie asked her.
Cheng Xiaolin shook her head: "My mother doesn't have time to come. Now my father and my brother have raised so many cows that she can't even help."
This is true, and Cao Shujie no longer thinks about it.
Mengmeng arrived at the kindergarten in the afternoon and shouted to her friends that she would go to the orchard to pick strawberries on Saturday. There was a burst of cheers in the classroom.
The little ones are very happy.
They also like to play in Cao Xuemeng's orchard.
Moreover, Mengmeng also told them that her sika deer was about to give birth to a fawn.
"My father said that when we go on summer vacation, the sika deer will give birth to calves. Then you can go to our orchard to see them." Mengmeng was very proud.
This is something only their family has.
When the other friends heard this, they also looked forward to it.
After the teacher came in, some bold children stood up and asked the teacher when the summer vacation would be out?
This sentence confused the teacher.
After the teacher figured out the cause and effect, he looked at the cute children crying and laughing, and then started class again.
