Lin Zhichao asked financial manager Zhou Fuzhao: "Can we raise HK$500,000 in April and inject it into Yangtze River Bank?"
Zhou Fuzhao thought about it in his mind and answered seriously:
"Since the establishment of Cheung Kong Real Estate, you have not really withdrawn funds, so the amount of funds has been very sufficient since the opening of 'Lantian Yayuan' at the beginning of the year. At the same time, the debts of the Bank of East Asia are all repaid in installments after one year.
type of loan. Therefore, if you need to inject a total of 700,000 Hong Kong dollars into Changjiang Bank in early April, Changjiang Real Estate can still operate normally without being affected."
"I have studied the contract you signed with the Ho Tung family. The third installment is due in the middle of the year, so it is reasonable to pay it off in July."
"The Bank of East Asia also repaid the 700,000 yuan in six installments at that time."
Lin Zhichao listened and calculated at the same time, and he quickly figured it out in his mind.
He allocated 700,000 Hong Kong dollars to invest in Changjiang Bank, which would not affect the operation of Changjiang Real Estate. It can be said to be just right.
"Okay, then I will get another 500,000 Hong Kong dollars in early April. I will go to the gold and silver trading center to buy gold for investment."
"Okay, I will make detailed financial arrangements immediately and will report to you if there is any situation."
Lin Zhichao nodded. The Yangtze River Bank took away 700,000 Hong Kong dollars, which was actually a kind of 'gold deposit'. However, after withdrawing 500,000 worth of gold from the gold and silver trading market, he would deposit the gold into the Bank of East Asia.
Let’s see if we can get another loan of 500,000 Hong Kong dollars. The mortgage will be the entire Yangtze River Bank’s assets of 700,000 Hong Kong dollars.
In fact, the net assets of the entire Yangtze River Real Estate (including Yangtze River Bank) are about 3 million Hong Kong dollars. According to the agreement between him and Jian Dongpu, a loan of 1.8 million Hong Kong dollars can be obtained. At present, Yangtze River Real Estate only owes the Bank of East Asia a little over 1 million (not
(including interest), so it is still lower than a reasonable level.
However, considering that the "Telford Garden" on Ferry Street has not yet been sold, the net worth is still somewhat uncertain.
He is still short of money!
All along, Lin Zhichao did not want to rush to make money across industries, but the development of the times forced him to quickly make money across industries.
For example, in the 'zipper industry', if he does not take the lead in occupying the Asian market, then as far as he knows, RB's Tadao Yoshida has also used automatic zipper machines in recent years to create the 'YKK Zipper Kingdom'. Originally, Hong Kong did not occupy
Advantage, if Lin Zhichao didn't take the lead, I'm afraid he wouldn't even be qualified to drink soup.
And if Lin Zhichao takes the lead, he can not only drink soup, but also eat some meat.
For example, if you are speculating in gold, gold has now risen to about 330 Hong Kong dollars per tael, and there is only about a year and a half for gold to rise.
According to Lin Zhichao’s understanding, gold in the Mainland is going to surge this year (the previous one was a small rise), and it is estimated to start in April or May.
The reason for the skyrocketing gold price in the Mainland is simple. The legal currency of the Republic of China, gold yuan bonds, were lost one after another, causing the gold in the black market to surge several times. At the same time, the Mainland gold merchants will choose to purchase goods from Hong Kong, which will also indirectly push up the price of gold in Hong Kong.
In addition, the war in the mainland will directly affect the gold price in Hong Kong. This year is the first clue of "who wins and who loses". Smart businessmen will know the result (Liaoshen War) in October or November, without any doubt.
Make a choice hesitantly.
Therefore, if he does not rush to enter the market, his profit will be much less.
It is suitable to open on Saturday, March 27th.
Lin Zhichao came to Tsuen Wan to attend the opening of his father-in-law Tang Zhongyuan's "Oriental Textile Factory", and Tang Caiyun also followed him to attend the opening of his own factory.
The two were like a golden boy and a beautiful girl, and all the guests who attended the opening event praised them.
"Congratulations to Uncle Tang, for showing off his great ambitions and having a great career!" Lin Zhichao congratulated.
Tang Zhongyuan is extremely satisfied with this future son-in-law, especially for his help in his career. He can be called a 'noble man'. From the decision to open a factory, to sales channels, and finally to land investment, this good son-in-law is his.
'A helpful helper'.
Recently, Lin Zhichao even introduced Jian Dongpu, general manager of Bank of East Asia, to him.
Therefore, Tang Zhongyuan used the "Oriental Textile Factory" as a mortgage to obtain a loan of 200,000. In addition to his original 150,000 in cash, Tang Zhongyuan purchased a land of more than 80,000 square feet in Tsuen Wan for investment.
"Haha, we're both happy. If you hadn't helped me with suggestions, I..." Tang Zhongyuan was moved and wanted to say.
Lin Zhichao interrupted what he was saying and said, "Uncle Tang, why are you so polite as a family? It's important to entertain guests!"
"Okay" Tang Zhongyuan didn't show any pretense and walked towards the other guests.
Tang Caiyun suddenly took Lin Zhichao's arm and said softly: "Brother Zhichao, you are getting more and more courageous now! We are not a family yet!" Despite this, her face showed that she was enjoying Lin Zhichao's domineering attitude.
Lin Zhichao smiled and said: "Look at all the guests today, and look at our current situation. I'm afraid the whole world will know that we are a family."
"It's annoying, I can't tell you anything!" Tang Caiyun was shy and happily let go of her hands, and ran into the factory with a bound.
Lin Zhichao smiled. After the last kiss, it would be difficult for him to take advantage of her.
However, his relationship with Tang Caiyun is indeed growing day by day, and there must be more opportunities before marriage.
There were many guests attending the Oriental Textile Factory today, many of whom were businessmen from Jiangsu, Zhejiang and Shanghai who had just arrived in Hong Kong. Lin Zhichao was not stingy and generously followed Tang Zhongyuan to get to know each other.
"Brother Zhongyuan, you have found a son-in-law who will take advantage of the dragon! Mr. Lin's name is well known in Hong Kong." Someone said with a smile.
In everyone's opinion, Tang Zhongyuan used to be Tang Bingyuan's younger brother, but now he has taken the lead in starting a business. It is feared that Lin Zhichao, a "local snake", may have given some help.
"Haha, Zhichao really helped me a lot!" Tang Zhongyuan didn't mind at all, but took the initiative to speak out. It was a completely different attitude from someone who said he was 'Tang Bingyuan's younger brother'.
Lin Zhichao was very humble, and took the initiative to socialize with everyone. He didn't have the immaturity of a young businessman at all, and seemed to be quite at ease.
After a while, Tang Bingyuan also came to congratulate him with his wife Wen Jinmei. At the scene, Tang Bingyuan clearly felt that businessmen from the same hometown were very optimistic about his cousin Tang Zhongyuan.
On the contrary, everyone became suspicious of Tang Bingyuan's delay in opening up the situation.
In this Tang family, who will be the 'direct descendant' in the future?
"Haha, don't worry, everyone, I also plan to set up a factory this year, but it will occupy a larger area and take longer to prepare. When it opens, I will definitely invite everyone to come and participate, and I hope you will come." Tang Bingyuan took the opportunity to say.
"That's it! I just said that Brother Bingyuan has been in Hong Kong for more than half a year, and there must be some progress."
"That's right, Brother Bingyuan is a giant in the textile industry, so there is no reason to wait and see."
Tang Zhongyuan also sent out congratulations: "Congratulations, cousin!"
"Same joy, same joy"
At this time, someone else said: "I heard that Brother Zhongyuan also bought a land of more than 80,000 square feet near here. Could it be that he plans to keep it for expansion?"
Tang Bingyuan was suddenly surprised. He was also buying land in Tsuen Wan and betting on the increase. He didn't expect that his cousin, who had never been famous, would once again have a unique vision. But when he saw Lin Zhichao, he finally realized that his cousin was so wise.
Son-in-law, this is the fundamental reason why he succeeded in his career not long after arriving in Hong Kong.
"It's still early!" Tang Zhongyuan said vaguely.
"Haha, it's not too late. With the steady flow of orders from Yangtze River Industrial, Dongfang Textile Factory will definitely be able to soar. Who doesn't know that Yangtze River Industrial is a zipper manufacturing giant in Asia and needs a lot of textiles!" The essence of these guests
There is no difference between Shang and 'Woman', she is also very gossipy.
Lin Zhichao then replied: "My small factory can't use 30% of the output value of Dongfang Textile Factory. Everyone is giving it a thumbs up."
With much excitement, the opening ceremony officially began.
After that, Tang Zhongyuan led everyone to visit the factory, and everyone was secretly amazed at the very good management.
Even Tang Bingyuan discovered that this factory was very well managed and couldn't help but look at Lin Zhichao.
What a good son-in-law, but it’s a pity that my daughter is still young, Tang Bingyuan said regretfully in his heart.
On the way back.
Wen Jinmei said angrily: "I'm so angry!"
Tang Bingyuan asked funnyly: "Zhong Yuan's factory is under construction, so you won't be mad to death, right? He can't be under my wing forever."
Although he is a little 'unbalanced' in his heart, he is not overly jealous. After all, he will open a bigger factory and is confident that he can do more in the textile field than Tang Zhongyuan.
Wen Jinmei said: "I'm not angry about that, no, I'm angry about this! You don't know, Song Qiaoling is so proud in front of me now. Really, isn't she just looking for a good son-in-law!"
In the past, when Song Qiaoling saw her, she was very eager to please her. Now, when Song Qiaoling sees her, she not only wants to be her equal, but also wants to be one step ahead of her. It is simply 'unconscionable'.
Tang Bingyuan smiled dumbly. He didn't understand the tricks between women.
But when his wife is angry, he knows how to coax her: "Don't worry, when our factory opens, Dongfang Textile Factory will be insignificant." He is confident that the order from Cheung Kong Industrial to Dongfang Textile Factory is less than 30%, and he
He also understood that his cousin Tang Zhongyuan was good at production, but was lacking in other aspects.
There may be two textile tycoons named Tang in Hong Kong, or three textile tycoons named Tang, but he is definitely the biggest one.
As expected, Wen Jinmei calmed down and said, "I like to hear this. You are a textile tycoon in the Magic City. How could you lose to Tang Zhongyuan? From now on, I will explain it properly in front of Song Qiaoling."
Tang Bingyuan said helplessly: "Why do you always compete with others!"
Wen Jinmei raised her voice and said: "This is a woman's thing. I can't even explain it to you. If I don't compete with her, she will compete with me."
Now that they have both come to Hong Kong and are women of the Tang family, it is impossible not to compete. Whoever's husband has a big career will have a high status and will be better in normal comparisons.