After looking at the front and back of the house, Hong Tao felt it was feasible, exchanged glances with Qing Yu, and then said to Qian Lao Er, "Okay, let's book it here."
The owner of the house was shocked and looked at Qian Laoer, "What is this?"
Qian Laoer chuckled, "At the request of the parents of these two young ladies, I took them to see the house. Your Majesty has told them in advance that as long as they like it, I will do it."
The owner of the house said, still a little surprised, thinking that his parents were too big-hearted, but they left such a big thing to their two children.
Qian Laoer looked at Hongtao and Qingyu again, "Are you sure, you want this place? Seventy taels a year. During this year, the house belongs to you. After one year, the owner will return the seventy taels to you.
Then you will return the house to him."
"Sure. It's right here." Hongtao nodded in confirmation. Qingyu turned around, secretly took out seventy taels of silver from Xuannv Hall, and shook it in his hand.
Yes, the money was all in sight. No matter how surprised Qian Laoer and the owner were, they had nothing to say and immediately signed the deed for a period of one year.
Qingyu paid seventy taels to the landlord, and gave Qian Lao Er a commission of two taels and one tael based on the rule of taking three out of a hundred taels. The deal was concluded.
This transaction took only two and a quarter of minutes. He got two taels of silver so easily. Qian Laoer was extremely happy. However, before he was overjoyed, he heard Hong Tao say again: "Let's go to the next place."
Qian Laoer was startled, "Next place? Do you still want a pawn?"
"Hurry up, hurry up, my parents have told me about this, and it must be done today." Hong Tao urged.
Qian Laoer was full of doubts and wondered what was going on with the pavilion master's family? Why did they borrow so many houses? There was so much room to live in.
But doubts were doubts. Now that the money owner had spoken, he was happy to get the commission, so he took Qingyu and Hongtao to other places.
In this area, Qian Laoer really started his busy day.
From Chen hour to the end of the day, for more than three hours, he almost never stopped. He only took a break while eating on the roadside at noon. There was no other reason. The twenty or so pawn houses in his hands were not only covered by Qingyu and Hongtao
After reading them all, he also pawned eight of them, totaling five hundred taels of silver. And he also received a commission totaling fifteen taels.
Qian Laoer didn't understand at all now, but he was numb and didn't want to ask. Anyway, he had the documents in his hand. He would do whatever the money owner asked for. As for what others used the house for, he had nothing to do with it.
What's the relationship?
As for another strange thing, how did the two children take out five hundred taels of silver without anyone noticing? He thought about it in his mind and couldn't really ask. He thought that this family was secretive to begin with, or was it?
It is better to know less.
After the deed of the eighth house was signed, Qian Laoer finally saw satisfaction on the faces of Qingyu and Hongtao. He was very happy with the fifteen taels of silver in his pocket.
"You two ladies, you have seen all the properties I have, but there are no more." Qian Laoer sat on the roadside, fanning himself with his hands, smiling helplessly.
Hongtao nodded approvingly at him, "You did a good job in this matter. Don't worry, we still have your money to earn from this matter."
Qian Laoer looked puzzled. Is there still money to be made?
"How much is the monthly rent for the eight houses we are mortgaging?" Hongtao asked.
Something flashed in Qian Laoer's mind, but he was thinking about the problem of hearts and didn't have time to catch it.
After recalling for a moment, he replied: "The most expensive one is the one on Taohua Street, which costs 17 taels per month. The others cost at least 7 taels per month. They range from 7 taels to 13 taels."
Hong Tao nodded, we are going to rent out these eight houses with a one-year lease. You know the leasing fees better than we do, so you can do whatever you want.
Qian Laoer opened his mouth and stared blankly for a while, then he said in disbelief: "You are going around pawning houses just to rent them out?"
"No?" Hong Tao asked.
Qian Laoer was still in shock, and he nodded after a while, "Okay, that's okay." He just never expected that the house he just sold would be back in his hands in the blink of an eye.
What I didn't even expect was this strange way of making money.
First with 500 taels per year, and then rent them out, the rental fees for the eight houses will be evenly distributed to more than 9 taels per month. The eight houses will be more than 70 taels per month, and over 800 taels per year.
And a year later, if the 500 taels of silver given out today are returned in full, an additional 800 taels of silver will be earned.
After Qian Laoer figured out this idea, his scalp was numb with shock. It's really not surprising that he was surprised, because there was no such precedent before, at least he had never encountered it. He had never seen anyone pay first and then rent.
Making money.
But he couldn't help but admire this method, and even wanted to applaud him.
To pawn a house, he can get a commission from the money owner, and then rent the house out in a blink of an eye. For the same house, he can get a commission from the lessor. Isn't it great that he can get two commissions before and after.
But after thinking about it, Qian Laoer thought of another question:
"Your mortgage period is only one year. Although you can rent a house for a short period of time, changing tenants will take time;
If it is rented to long-term tenants, the term will be at least one year, but I can't rent out all the houses today. It will take a few months at the earliest, and you will lose one month in the meantime.
Let the tenant rent for eleven months, but others may not agree. Although I can try to persuade, I can't guarantee that it will work, and there will be a fine for evicting the tenant from the house early."
Qingyu nodded slightly, but asked: "In the pawn room, how many pawn owners returned the money as scheduled, more or less?"
Qian Laoer was slightly startled, and immediately understood, "It is true that nine out of ten of them will not be able to return the money as scheduled, and at least they will have to refuse it for several months. As long as the money is not returned for one day, the house will still be yours until they give back the money.
Return."
As a result, plus he persuaded some tenants to sign for eleven months, even if one or two houses had to be taken back early, the fine would only be about ten taels of silver, which was really insufficient compared with the more than 800 taels.
Cherish.
As for the other situation - the landlord cannot pay back the money, it will not be a problem. It is even said that the later the house is returned, the more they will earn.
To put it another way, even if the landlord cannot repay the money in his lifetime, it is still a sure profit, because at that time, the landlord will either completely lose the house, or he can only voluntarily sell it to the money owner at a low price. No matter which option, for the money
As far as the money owner is concerned, it is not a loss.
After thinking about this relationship, Qian Laoer was completely at a loss. What he did today had subverted his previous stereotyped understanding of buying a house, renting a house, and buying a house.
He couldn't help but laugh when he thought that he still had about ten properties for sale. He also had some savings, so he could do the same thing and become the second homeowner for once.
"This is an auspicious day calculated by me. If you take people to see our house during these days, the deal will definitely be concluded." Qingyu handed Qian Laoer a piece of paper with four dates written on it, all of which are recent.
Half a month.
Qian Laoer was surprised again, "Miss is actually good at divination?"
"Let me know a little bit." Qingyu said, and took out another piece of paper, "These are the auspicious days that I have calculated for you in the past month, which can help you to complete the transaction."
Qian Laoer stood up in a hurry, took the note and saw that it was only four days. Regardless of whether it was true or false, the intention alone was worthy of his gratitude, "Thank you, Miss. Don't worry, I will take you as per the date."