On the fifteenth day of the cold lunar month, merchants from Mu Guozhang's family came to Taoyaju on time to carry the medicinal materials with their contracts.
When he arrived, he thought he could see adults, but he didn't expect that it was still the two children who had negotiated the sale and signed the contract. This made Xing Shang somewhat puzzled. But on the other hand, he also felt sincere towards these two children.
admire.
Of course, the one who admired him the most was himself. For the first time in history, he actually negotiated a business with two children. It was strange to think about it. After returning to Mu Country, he could treat it as a curiosity to others.
Hong Shang was thinking wildly in his mind as he was led to the backyard by two children.
The yard was full of medicinal materials, and the aroma of the medicine was fragrant. The merchant inspected them carefully one by one, and found that every medicinal material was indeed of high quality. He couldn't help but praise: "Good medicine, good medicine."
Several outer disciples raised another large scale and weighed it together. After confirming that there was no problem with the weighing, Xing Shang began to worry.
It would take a lot of work to move so many medicinal materials to the dock. His own caravan only has fifty people. It would be fine if it was a short distance, but it is far away from the dock. Even driving will take an hour. It is really far away.
.
Qingyu didn't wait for him to speak, but said: "You go to the dock first, and we will send these medicinal materials to you."
When the merchant heard this, he was overjoyed and thanked him repeatedly. Then he drove to the dock and arranged for workers to prepare for the reception.
After Xingshang left, Qingyu also collected all the medicinal materials in the yard into Xuannv Hall, and then directly controlled the Qi with Shi'an and flew to the dock.
Their speed was obviously much faster than the carriages, so when the two arrived, the merchants had not yet arrived.
This was perfect for Qingyu. She found the Zhang family's merchant ship, sneaked aboard without warning, and took out all the medicinal materials from Xuannv Hall. In the blink of an eye, the ship was full.
She didn't wait for the trader, and after piling up the medicinal materials, she went straight back with Shi'an.
When the merchant arrived at the dock and saw the ship full of medicinal materials, he was shocked. He was even worried that the medicinal materials had been swapped or something, so he checked again uneasily and found that there was nothing wrong with the weighing.
This made Xing Shang confused. He couldn't figure out what was going on. He thought of the Phoenix in Yinzhou and the legend of the Immortal Pavilion, and felt that the two children were mysterious and unpredictable. In the end, he could only hold on to his doubts.
Leave Yinzhou.
...
The merchants left one after another, and Yinzhou City also ushered in changes.
As the cold air in the north gradually approaches, Yinzhou City also gradually becomes colder. Above the head, there is no longer a scorching sun that makes people dizzy, but a dull and cold sky that looks dry.
Although the climate has become colder, it is clear that God does not intend to rain, and drought still envelopes the entire Yinzhou.
Under such pressure, more and more people are encountering difficulties in survival, so that these people have to think of various ways to overcome the difficulties at hand.
As far as Yinzhou City is concerned, the easiest way for people who encounter difficulties in life is to...
Although business at Tong's Pawn Shop has always been good, it has gotten better and better since September. And since October, it has unexpectedly encountered several big business deals.
That day, as soon as the pawn shop opened, a man who looked like a boss in rich clothes hurriedly walked into the pawn shop.
The waiter hurriedly bowed to say hello, and then shouted loudly to the inside: "We are open for business, and our guests are here."
The wealthy boss walked in, arching his head and smiling politely, "Business is booming."
Wai Que from the pawn shop greeted him and returned the greeting, "I wonder if the customer wants to pawn or redeem?"
The wealthy boss took out a piece of turmeric paper from his sleeve and handed it over, "Pawn. Alas, business has been sluggish this year and I have lost money, so I have to pawn it to make ends meet."
Wai Que took the turmeric paper and looked at it, his brows moved slightly, and he laughed and said: "The guest also wants to pawn twenty thousand acres of land?"
Boss Fugui nodded and said: "Exactly, I heard that you can pawn here, so I came to take a look."
Only then did Wai Que put away his doubts and explained with a smile, "Indeed, my guest, you are already the fifth person to register the deed this month. What a coincidence. The day before yesterday, the day before yesterday, and the day before yesterday, all the first customers were the ones we opened.
It’s a mortgage deed.”
Boss Fugui also laughed, "I also heard from my friends that there is no rush to turn around, so I came early and waited."
When opening the door to the first customer, there has always been a saying that neither profit nor loss will be lost. It is not important whether you make a profit or not. The important thing is to promote business without losing money. Only in this way can you have good financial luck for the day.
So Wai Que also had a smile on his face, invited the wealthy boss to sit down at the table, and then started to estimate.
In fact, for them to estimate the price, the eye-sighted price is the most important, not only to estimate the value, but more importantly, to judge the pawnbroker's repayment ability.
If you are wealthy, there is a high possibility of redemption in the future. In this case, the pawn shop can only earn interest, and the natural valuation will be slightly higher. If the pawn amount is higher, the interest will be more.
And if you are poor and there is little possibility of redemption, then the pawned item will become a dead pawn. In this case, you must try to keep the price as low as possible so that the pawn shop can sell it at a higher price after maturity to get more of the difference.
.
In short, the rich eat high prices and eat interest, and the poor eat low prices and eat the difference.
As for the current boss, he is wealthy and looks like he is into big business. Even if the turnover is not good in the short term, there is a high possibility of redemption in the future.
So he said: "This is 20,000 acres of land. The land is fertile. According to last year's market value, it would be worth 50,000 taels. But this year's drought has devalued the land, so these 20,000 acres of land can only be worth 30,000 taels."
Fourteen thousand taels."
Although the asking price is high, it must be in line with the current market conditions. Blind pricing is not beneficial to the pawn shop.
However, the high price of the foreign supply did not satisfy the boss Fugui. The boss Fugui frowned and said, "One acre of land is worth only one to two and seven cents for two to five cents? It's eight cents less, which is too little.
some."
Wai Que gave an embarrassed smile: "Since the guest has inquired about it, he must also know our price. In today's time and place, the pawn price is indeed one or two or seven yuan. If you don't believe it, ask elsewhere and it will be almost the same."
Boss Fugui still couldn't think about it, and he frowned in displeasure.
Wai Que thought for a moment and smiled again, "In this way, you are the first customer at the opening today, so naturally I can't let you go home disappointed. How about I give you an extra payment, thirty-six thousand taels?"
The wealthy boss then laughed and said, "That's right. One or two or seven dollars is indeed too little. This is the time of the year. Even if the weather is dry now, the land is still good."
The foreigner nodded and smiled, and then the newspaper began to sing, "No grass grows, the drought is cracked, and there are 20,000 acres of poor land. The duty is 36,000 taels."
Zhongque, who heard the announcement, started writing the pawn tickets. Boss Fugui walked over with the land deed and handed over his personal information.
After writing the pawn ticket, Boss Fugui took the pawn ticket and the land deed and went to the counter. The high counter was as high as his shoulders, and the shopkeeper took the land deed and the pawn ticket from his hand with a condescending attitude.
But it was the first customer after all, and the shopkeeper's usual indifferent tone became much more relaxed. He confirmed with Fugui's boss: "There is no grass growing, drought is chapped, and 20,000 acres of poor land can be used as eighteen thousand taels, and the monthly profit is three cents."
, how long do you want to pawn?"
Boss Fugui said "one year". Then the shopkeeper added the time limit on the pawn ticket, and finally confirmed with Boss Fugui, "Eighteen thousand taels, three points of monthly profit, and the principal will be returned with interest after one year, but
Redeem title deed.
If it is not redeemed within the time limit, it will become a 'dead pawn', and the purchase and sale will all depend on the Tong Family Pawn Shop, which has nothing to do with you anymore, do you know?"
Boss Fugui nodded in agreement, then waited for a while, took a few banknotes from the shopkeeper's hand, and heard the shopkeeper say: "With these banknotes, you can go to any bank in the Tong family to get silver."
The wealthy boss had a satisfied look on his face and left with the banknote in his pocket.
After he left, the pawn shop became quiet for a while. Several outsiders gathered around and talked.
"This is the fifth one this month. I always feel a little strange." One person said suspiciously.
Wai Que, who had just announced the singing, said: "Didn't he just say that he came here after hearing other people talk about it? It must have been said by the previous customers. These bosses all know each other and heard about each other, so they all came here.
, there’s nothing strange about it.”
Several people continued to discuss it, but they stopped talking until a new customer came to the door.