Chapter 319 Flourishing day by day, the biggest difficulty in building a factory
Chapter 319: Booming, the biggest difficulty in building a factory
Author: Pigs Flying in the Sky
Chapter 319: Booming, the biggest difficulty in building a factory
"Thank you, Mr. He, I know what to do next!"
Hu Jinshan said with great gratitude.
"You're welcome, it's just a little effort!"
He Jincheng waved his hand.
"Mr. He, please show me, too. I feel a little uncomfortable recently!"
Peng Xiaopeng quickly looked at He Jincheng and said.
"Hahaha, Mr. Peng, you don't need to read it. It's just that you have been thinking too much and have some insomnia. I will prescribe you a prescription to calm your nerves. One prescription will be effective and I guarantee you will sleep until dawn!"
He Jincheng laughed and said.
Peng Xiaopeng was stunned for a moment, then gave He Jincheng a thumbs up.
"A miraculous doctor, he really is a miraculous doctor. I have really learned a lot today. It seems that we won't have to go to other doctors when we get sick in the future. Why, you are enough!"
Peng Xiaopeng laughed.
Afterwards, everyone chatted for a while, and seeing that it was almost ten o'clock, they dispersed.
Today, we successfully purchased a batch of sewing machines at a low price. Qingmeng Clothing’s goal of becoming bigger and stronger has taken another step forward!
The next day, He Jincheng went to the labor market again, specifically recruiting workers with tailoring skills. The wages were calculated on a piece-by-piece basis, which was generally higher than the wages in the market, so he quickly recruited twelve tailors.
On the third day, Hu Jinshan and Peng Xiaopeng delivered all the sewing machines to a shop that He Jincheng had rented a long time ago.
This is a two-story building with a slightly remote location, but the rent is cheap and the place is spacious. After organizing the sewing machines, purchasing fabrics and the like, and finally hanging a sign, this small clothing workshop will be officially established.
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With the addition of small workshops, a lot of pressure has been relieved on the supply side.
He Jincheng drew some more sketches, and after revisions by professionals, he launched several best-selling products. Suddenly, the sales of Qingmeng Clothing increased. In just one week, the sales volume reached more than 200 pieces.
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And as workshop workers become more and more skilled, the supply here is gradually increasing.
One month later, the daily sales volume of Qingmeng Clothing reached 300 pieces, and the supply of small workshops also reached 150 pieces, which was somewhat unable to keep up.
So He Jincheng found Hu Jinshan and Peng Xiaopeng and purchased ten more sewing machines from them at a price of 4,500 each.
With twenty-two sewing machines at once, the space in the small workshop seemed a bit small.
This forced He Jincheng to think about owning a clothing factory of his own.
In the second month, the daily sales of Qingmeng Clothing reached 500 pieces. The small workshop and Zhao Qianlan could no longer even supply them. There was no place to buy sewing machines. He Jincheng finally decided to contact them.
Xinxin Garment Factory, which is on the verge of bankruptcy, is prepared to spend money to acquire it.
The director of Xinxin Garment Factory is named Wu Tashan, who is also the father of Wu Sande, who had a conflict with He Jincheng before.
In fact, the factory's production capacity is pretty good, but unfortunately there have been no orders and no best-selling products can be designed, so the factory is on the verge of bankruptcy.
They made reference to the products launched by Qingmeng Clothing, but because they did not have drawings, they were unable to produce products of similar quality to Qingmeng Clothing.
In the past, the garment factory could still be sold for a high price of 1.5 million, but in the past two months, the factory's liabilities have become higher and higher. Now, it is only worth 1 million at most!
He Jincheng calculated that all the funds he had on hand were only a little over 200,000. He could borrow some from Zhao Qianlan, but it would definitely not be a lot. The total would be around 500,000. As for the remaining money, He Jincheng thought
Got a loan.
These days, bank loans are still relatively cautious.
He Jincheng initially applied, but was rejected directly because Qingmeng Clothing did not have enough qualifications.
But is it really that the qualifications are not enough? Now the average daily sales volume of Qingmeng Clothing can reach more than 500 pieces, and the profit of each piece of clothing is more than 10 yuan, so the daily profit can reach 5,000 yuan, which is 10 yuan a month.
Fifty thousand!
It's just a loan of 500,000 yuan. It can be paid back very easily. It only takes three to five months at most.
According to common sense, a business with such qualifications can successfully obtain a loan.
In the end, He Jincheng knew that it was because he didn't know anyone, so the bank deliberately delayed it. The purpose was most likely to get some kickbacks.
This kind of thing is actually easy to solve. You can directly agree to a rebate of one or two points, or ask Lu Yuan to help.
However, He Jincheng doesn't want to do either of these methods. Firstly, if he agrees to give a rebate this time, it will be equivalent to opening a hole. If he borrows money in the future, there will definitely be rebates. It is like a bottomless pit, forever.
It can't even be filled up.
As for asking Lu Yuan for help, He Jincheng felt that there was no need for it. With the energy of the Lu family, it would definitely be no problem to help him get a loan, but this would be equivalent to a waste of favors from the Lu family. He would ask the Lu family for help no matter what.
People will feel that they rely on the Lu family for their development. It will be difficult to repay this favor in the future!
So, He Jincheng finally decided to try it himself.
On this day, after sending Ye Qingmeng to school, He Jincheng bought some gifts and prepared to go directly to the bank's loan officer Lin Dayou.
Lin Dayou was on duty alone in the office today, and He Jincheng had already learned of this news in advance.
After arriving at the bank, He Jincheng did not go anywhere else and went directly to Lin Dayou's office in the backyard of the bank.
After knocking on the door, Lin Dayou's voice came from inside. He Jincheng opened the door and walked in.
When he saw He Jincheng coming, Lin Dayou frowned slightly.
"Why is it you again? I already told you that your company's loan qualifications are not enough and your loan cannot be granted. How can you pay it back?"
Lin Dayou said very unhappy.
He Jincheng came to see him several times this month, and each time he only mentioned the loan and no other matters at all, which made Lin Dayou very unhappy.
Whoever comes for a loan must not bring anything with him or make any promises of rebates or anything like that. This He Jincheng is not righteous at all. He still thinking about getting a loan from his own side is simply a fantasy.
"Manager Lin, I come today with sincerity and promise not to disappoint you! And in fact, you also know that our monthly net profit of Qingmeng Clothing is hundreds of thousands, and we only borrowed half a million.
Not much actually!”
He Jincheng picked up the gift in his hand and said with a smile.
"There's nothing you can do about it. You have a lot of turnover, but without physical collateral, our bank also has to bear huge risks. This is a rule and I can't change it!"
Lin Dayou glanced at the gift in He Jincheng's hand, and his expression softened slightly.