Chapter 7 The door to hell opened at the same time
Author: Wen Dao Shouyu
Chapter 7 The door to hell opened at the same time
After listening to Yoshino's words, Satomi trembled all over, clenched her fists, and stared at the opponent.
Yoshino straightened up and seemed to grab Satomi's collar and pull up.
"Yoshino-kun,"
Gu Xing stood between the two of them, "Please restrain yourself."
"Who are you?" The tall and tall Yoshino seemed to have noticed the presence of another man here at this time. "What does it have to do with you?"
Gu Xing didn't want to cause trouble. Anyway, what awaited the other party would be a more terrifying ending...
Taking out his ID, Gu Xing said: "Excuse me, Gu Xing, from the Criminal Division of Jing'an Police Station, Lidu City Police Headquarters, is here to perform official duties."
"It turns out to be a plainclothes policeman. With all due respect, this ID photo is a bit old. Please update it in time." Yoshino smiled after reading the ID, "However, I chatted with the creditor, so there shouldn't be any
If you break the law, it won't hinder your official duties."
"It's okay to chat,"
Gu Xing nodded, "But if you grab her collar and press her against the wall, you are suspected of intentionally harming a minor. I happened to be at the scene again, so it seems unreasonable not to go to the police station to find out more about this situation.
"
Yoshino let go of Satomi's collar and stared at Gu Xing arrogantly for a while, "Police sir, are you new to the profession? You need to be brighter in your tactics. You can't be involved in everything."
He patted Gu Xing's shoulder, "I'm familiar with several police officers from your Jing'an Police Department. How about we have a meal and chat together if we have the chance?"
"I'm extremely happy. But let's forget about today's matters."
Yoshino looked at Satomi and patted her cheek, "Kid, you are lucky today, but such luck doesn't happen every day. After all,"
Yoshino raised his head and looked at Gu Xing, "Police officers also have to live, hahaha..."
After that, he left with a big smile.
Gu Xing called him.
Yoshino turned his head, "What?"
"I wonder if Yoshino-kun has ever heard... a sentence."
"Um?"
"Maybe it will be late...but retribution will come one day."
Yoshino laughed so hard that tears came to his eyes and waved to Gu Xing, "Gu Xingjun, another day, another day we can discuss this issue at the dinner table."
Yoshino shook his windbreaker and walked very gracefully.
Gu Xing looked at his back and asked Rimi, "So your family owes loan sharks."
"I owe ten million,"
Rimi looked at Gu Xing with an incomprehensible look, "Thank you, please go. I will pay you back the rice ball money later."
After saying that, she couldn't hold back her tears and stumbled into the crowd.
Gu Xing tried to catch up, but was separated by the crowd and lost.
He searched for a long time near the park, and finally saw Satomi sitting at the foot of a wall in a rather remote alley, hugging her knees and crying bitterly.
"Tell me about Yoshino and your family,"
Gu Xing handed Rimi a piece of toilet paper, "Maybe I can help."
Satomi looked up, her face filled with tears.
Seeing that the person coming was Gu Xing, she turned around and continued sobbing.
Gu Xing sat cross-legged beside her,
"Bang!"
I opened a can of coffee and ate the rice balls I hadn't finished just now.
Satomi finally couldn't help it and turned around, "Why did you agree to eat with that kind of guy?"
"Know yourself and the enemy, and you will be victorious in every battle." Gu Xing chewed a rice ball, "If you want to defeat the enemy, you must first understand the enemy. If you want to defeat the bad guy, you must first understand what kind of person he is. So——"
"So," Satomi raised her head, "you also think Yoshino is a bad guy?"
"certainly."
"Very good!"
Rimi stood up, a little excited, and almost rushed to hug Gu Xing, "No one has ever been on my side!"
"It's not necessarily true, it's just that... good people are often not good at, or dare not express their feelings."
"If you don't dare to stand up to bad guys, what's the use of these good people?"
"Heroes are the ones who stand up. You shouldn't be too harsh on the good people in this world. It's just that when the heroes stand up, it's enough for the good people to give them applause and encouragement."
Gu Xing took out the rice ball again and handed it to Rimi, "It's just that you weren't full just now. Eat slowly. There's still coffee."
The sky in Lidu is full of haze, and all lighting depends on the lights between the buildings. There is only one streetlight far away in the alley, and everything is dark.
"I don't understand. If only heroes will stand up, where is the hero? I don't know if I can wait for him while I am still alive..."
In the package under the dim street lamp, Satomi said while eating rice balls:
“My parents died young and I was raised by my grandma.
At home, there are four people in total: me, grandma, grandpa who has leg problems, and grandma’s brother. Well, he suffered a stroke early in his life and has never been cured.
Although our family's life was a little harder at first, we could barely survive. For income, my grandmother had been working part-time as a cleaner.
But as I was preparing to go to college, my grandfather’s illness also worsened, and the expenses became tight. I was often stretched thin, and I couldn’t even pay the rent.”
"In this case,"
Gu Xing thought for a while, "You can try to get a loan from a bank. There is no need to take risks and borrow usury."
Satomi shook her head,
"It seems that because my grandma filed for personal bankruptcy in her early years and her personal income was not very stable, our family was unable to borrow money from formal financial institutions.
Later, my grandma somehow found out about a loan shark company called Koda and met that Yoshino... Don't look at his fierce look now. At that time, he treated my grandma and everyone in our family very badly.
Very polite and respectful."
That's natural. When you borrow money, you are not God. Gu Xing thought to himself.
Treating everyone who comes to borrow money with the most enthusiastic attitude is an unwritten rule of the loan sharking industry in this country.
When borrowers come to borrow money, the entire loan shark company is filled with a warm and friendly atmosphere.
The loan process is surprisingly simple compared to banks. It only requires the borrower's identity certificate, home address, work address, phone number, etc.
Of course, behind this kind of God-like enthusiastic service, there is only one purpose - to make borrowers feel at ease and to relax their vigilance. When the loan sharks collect the accounts, their faces are 10,000 times more terrifying than imagined.
"Coaxed by Yoshino's sweet words,"
Satomi continued: "Grandma borrowed 50,000 yen (Japanese for yen) from Koda Company, but I didn't expect that only 30,000 yen was actually received."
"Are you paying the beheading fee?"
Gu Xing, who has been living in embarrassment for a long time, has also consulted on the loan sharking business and has a little understanding of its ins and outs——
The biggest feature of loan sharking in this country is the short-term high interest rate, generally every 10 days, and the amount ranges from 10,000 yen to 50,000 yen.
The most common interest rates are 10%, 30%, and 50% for 10 days. The annualized interest rate can reach up to more than 1800%. It should be noted that the law of this country stipulates that the annualized interest rate cannot be higher than 20%, which shows that usury
It's really scary.
Satomi's grandma's loan was only 30,000 yen, but the IOU must have been 50,000 yen. As for the deduction, it included 15,000 yen in interest and 5,000 yen in handling fees.
If the interest for one week is 30%, but grandma’s income is less than 50,000 yen per week, she will have to pay 15,000 yen in interest the next week, and cannot pay back the money for two consecutive weeks. Yoshino’s 30,000 yen principal has been repaid.
But not a penny of the 50,000 principal on the IOU was paid back.
As a result, the snowball gets bigger and bigger, and borrowers like Grandma Satomi will eventually owe huge debts that they cannot repay, and fall irretrievably into the abyss of ruined families.
As a saying widely circulated in this industry - the moment you write the IOU, the door to hell opens at the same time.
Thinking of this sentence, Gu Xing always felt that it was very Xiao Dong's language style. Sure enough, everything has to pay a price? It's really not very auspicious.
"Yes, it's beheading,"
Satomi's tears seemed to have dried up, but her eyes were still very red.
"But how did I know at the beginning that the beheading interest clause was hidden in a very hidden place in the contract, and my grandma didn't know much about it..."
Satomi's grandma once naively told her grandfather that if a short-term loan was repaid quickly, the interest rate would not be very high. She thought that she would repay the money in a few days when she had enough money.
Unexpectedly, when the money was repaid after a period of time, Yoshino told grandma that the one-time repayment would be 150,000 yuan.
Satomi gritted her teeth and her eyes were fierce,
"How can our family have so much money? When grandma heard this number, she collapsed on the ground..."
Although grandma has been working very hard and doing odd jobs, the money for Satomi's family has still not been able to come up. As a result, it has snowballed and grown bigger and bigger. Every day, it hangs black in the air, and it is about to kill the whole family.
Crushed to death.
Yoshino comes every day to collect debts and makes harassing calls day and night. He goes to the place where Satomi's grandmother works to cause trouble. He often knocks on the door of Satomi's house in the middle of the night and orders various takeaways, ambulances, and customs in her grandmother's name.
The girl later got even more serious and once even booked a funeral company to provide door-to-door services.
Of course, if it was just this level, Satomi's grandmother could barely hold on.
Until one day, Yoshino went to school to find Satomi and asked her if she would like to engage in the custom industry in the future to help the family pay off debts... Grandma's spirit finally collapsed completely.
One morning, grandma took Rimi to the relief station and told Rimi:
"Simi, grandma is going on a long trip, so you can come here after school, okay?"
At this point, Satomi's tears fell again.
Gu Xing handed over a tissue.
Satomi took it, but only held it.
That day, grandma put all her wallets in a newspaper and stuffed them into Rimi's arms. Then she walked into the relief station, said something to the staff inside, and then left alone.
That afternoon, when Satomi got home from school, she heard that her grandma, grandpa, and grandma's brother went to the subway station and committed suicide by lying on the train.