"This is absolutely true news. My father and Boss Wang are close friends." Ling Huye assured him, patting his chest.
This is the news that he specially found someone to find out.
"In that case, I have to go meet the two bosses now." Bai Yan said with a smile.
He thought he needed to do something else, but he didn't expect these people to make a decision so quickly.
Zhang Wang and Wang Xing are among the most wealthy people outside the family.
"Brother, are you leaving now? Isn't it too hasty? We can just visit again tomorrow." Ling Huye said.
They came out to have fun today.
"I came here today just to attract customers. When I come back, you and I will make money together."
Bai Yan patted his butt, stood up and let a beautiful woman lead the way.
A few people didn't take it seriously and followed Bai Yan to make money? They really didn't like the little interest from the bank.
As long as Xu Sang had a flattering smile on his face: "Brother, will you reimburse me for the 10,000 taels of silver today?"
He really couldn't come up with ten thousand taels of silver. He did it just to save Bai Yan's face.
"I can reimburse myself, but I have to study in college."
Bai Yan said without looking back.
Xu Sang's face suddenly turned into a bitter gourd, causing the others to laugh.
Under the leadership of the beautiful woman, Bai Yan came to Boss Wang's boat.
At this moment, all the flower boats have been gathered together, and the boats are connected with wooden planks to facilitate walking.
In the cabin, Linghuye's father, Linghutai, and Wang Xing were sitting across from each other, drinking and talking about something.
"Bai Yan, why did you come to us in your spare time?" Linghu Tai asked.
His ancestors had noble titles, but by this generation, they were already in decline. However, they still set their sights on others and looked down on businessmen.
Although he knew that Bai Yan and Ling Huye had a good relationship, he didn't have a good impression of Bai Yan.
Recently, I heard that Bai Yan had established a college, and after hearing what he said just now, I changed my mind about Bai Yan.
"I have met my two uncles. I came here because I have something to discuss with my two uncles." Bai Yan responded.
"Oh? You have just established an academy and are in the spotlight. Miss Qin Kui's guest tonight will most likely be you. Why are you coming to us if you don't prepare for tonight's competition?"
Hu Tai became interested.
"I hope my two uncles can deposit money into my bank." Bai Yan stated his purpose directly.
"Bai Yan, your information is quite good." Wang Xing glanced at Linghu Tai and said, "I am planning to withdraw the money stored in Wanqian Bank, but I have no intention of depositing it in another bank. Forgive me.
Frankly speaking, you and Nama Daye are on the same page."
This was what he said in his heart. Ma Daye's behavior disappointed him, but Bai Yan's behavior also made him listen.
He won't change his view of Bai Yan just because of one or two things.
"Bai Yan, if you want Boss Wang and I to deposit money into the Bai family's bank, it won't work without making more preparations." Linghu Tai agreed.
"What if you deposit your money in a bank and get 20 points of profit every year?" Bai Yan asked.
Hearing this, Linghu Tai and Wang Xing looked at each other and saw the shock in each other's eyes.
Wang Xing sneered: "Bai Yan, are you kidding me? You don't know that the bank's interest rate does not exceed five points per year."
Under normal circumstances, there are less than three points per year, and it can rise to four points only under special circumstances.
Twenty points is directly doubled several times. If you give it according to this amount, you will probably lose your life.
"Uncle Wang, I know very well the bank's monthly income and interest. I have given so many points and calculated them carefully. My storage method is different from the original storage method. Twenty points is just the minimum number.
If the basic guarantee goes well, it is not impossible to reach thirty or forty points." Bai Yan said with confidence.
"Oh? Tell me about it?" Linghu Tai became interested.
If Bai Yan had said these words to him half a month ago, he would have ignored them.
But recently, Bai Yan has indeed done several big things, and each of them is a big thing that surprised everyone.
"I want to invest this money. As you know, banks make money by borrowing money. This is not only very risky, but also has low interest rates. Investments are different and can bring huge returns, so the interest rates are naturally high.
"Bai Yan said.
The money-making model of banks is similar to that of banks in previous lives. They earn interest differences through savings and loans.
What he has to do is to invest all the money in his own projects. In doing so, the profits cannot be compared with the traditional model.
In the past life, some large companies and banks would invest part of their money in oil and real estate, and they all made a lot of money.
Wang Xing couldn't help but sneer: "Bai Yan, according to what you said, wouldn't it be better for us to invest the money ourselves? Why should we take it to a bank?"
"Because there is no risk when you get it from a bank. Once you lose money, our bank will bear it. Although you can't get that much interest, you can still get the most basic interest. But if you make money, it's yours. This is also mine.
The utmost sincerity." Bai Yan said sincerely.
"Oh? If you say so, Master Bai is really sincere. But I don't know where Master Bai wants to invest? How much is the risk?" Wang Xinglai became interested.
If this is the case, then there is money to be made but no risk, so why not do it?
Even if he really loses money, he believes that the bank can still afford it.
The background of Jinghao Bank is well known in Yanzhou City.
Bai Yan smiled mysteriously: "I can't reveal this to my two uncles yet. It's very important. I can only say that this is something I did together with Hou Qinggong of Zhenbei. As for the risk, it's almost zero. This project is mine.
I am doing it myself. As for the profit margin, it is ten times and a hundred times that of the college. It’s just that the amount of money required for this project is very large, and I want to win over my two uncles, so I came up with this idea. I’m afraid the people who invest in my bank later may not be able to do it.
Have this treatment.”
Things about the arsenal must not be leaked now. Once leaked, it will definitely cause countless troubles.
Unable to reveal? It’s important?
The two of them had a drumbeat in their hearts. Although Zhenbei Hou was with them, no news could be revealed, which still made them uneasy.
Princes and nobles often do some things in secret, but some of them are shady and extremely risky.
"Bai Yan, are you really not allowed to reveal anything?" Linghu Tai asked tentatively.
"Uncle, I really can't say, but I can reveal again that it was approved by His Majesty and it is related to the empire's army."
Bai Yan thought for a moment and released another bombshell.
The two took a breath and said no more.
Since it concerns the military, it's not something they can ask.
The military is the foundation of the country, and not everyone can randomly inquire about it.