"Master, it's time to get up. Your toiletries are ready."
In the early morning, the personal maid Xiao Cui cautiously came to Bai Yan's bed.
"Thanks."
Bai Yan thanked him and got up from the bed to wash up.
Xiaocui stood aside, frightened.
In the past, the eldest young master had to be waited on all the time. But recently, not only did the eldest young master not have to wait on her, he also said thank you to her, which was very polite.
This not only made her uncomfortable, but also made her very scared, not knowing what the young master was going to do.
"Young Master, you should not have offended the Second Madam yesterday. The Second Madam is not someone to be trifled with."
Finally, Xiaocui couldn't help but persuade her.
Bai Yan handed the towel to Xiaocui and said with a smile: "I know she is not easy to mess with, but if I don't mess with her, she won't let me go. There is no room for two tigers in one mountain, and I don't have to be patient if I want to."
"Xiao Cui is just worried about you, young master. You don't know that Acheng and the others have been bribed by the Second Madam."
"What about you?" Bai Yan asked.
He knew that Acheng had been bribed and was not surprised.
"Ah? Xiao Cui was not bribed. The Second Madam gave me money, but Xiao Cui didn't ask for it. Young Master, Xiao Cui only knows how to do her job well and be loyal to one master."
Xiaocui was shocked and explained again and again.
Although she doesn't like Bai Yan either, she doesn't allow her to do things like cheating on him.
"That's good. Come with me on a long trip today. I'm going to Jincheng. You go and pack your things." Bai Yan ordered.
Xiao Cui responded repeatedly and packed up the package.
After washing up and having breakfast, Bai Yan walked out of the room.
Outside the door, Acheng was seen kneeling on the ground. After Bai Yan came out, he kowtowed and cried desperately.
"Young Master, I don't know where Acheng has offended you. Even if you punish me, don't ignore Acheng. Acheng is your slave. If you don't want me, Acheng will have no choice but to die. Young Master,
You can take your slaves with you."
"A-Cheng, do you know that I am going away from home?" Bai Yan looked at A-Cheng with a half-smile.
In an instant, Cheng's expression changed.
He shook his head quickly: "I didn't know that the young master was going on a long trip, but he didn't take me with him when he went out recently. What if the young master has something wrong with him?"
"Well, if you say so, I really should take you with me." Bai Yan nodded in agreement.
Soon, Xiao Cui packed up her things, and the three of them left the Bai Mansion in a carriage.
In the hall, Bai Han asked while eating candy.
"Bai Yan is going to inspect the bank on my behalf. Has he notified my uncle and the others? Did he ask them to make preparations?"
The nanny on the side responded: "Don't worry, madam, I've already given the order."
Bai Yan and the others left the city and headed west, heading straight for Lucheng.
The Bai family's bank is located in nearby towns. Apart from Yanzhou City, Lucheng's bank is the largest. It is dozens of kilometers away from Yanzhou City. It takes a whole day to travel.
Towards evening, Bai Yan and the other three arrived at Lucheng.
The big shopkeeper of this bank is Bai Han's brother Han Chang. When he saw Bai Yan appear, he grinned and greeted him with a mouth full of big yellow teeth.
"Young Master, why are you here in Lucheng in such a chaotic situation? Say hello to me in advance so that my servant can go and greet you."
Bai Yan refused and said calmly: "I don't want to bother the big shopkeeper anymore. I will inspect the bank on my father's behalf, and then I am going to help him manage the bank. If you bother the big shopkeeper, I will bring you the account books and open the warehouse."
Han Chang frowned slightly, but soon relaxed: "That's fine."
With that said, he turned around and took out a thick stack of ledgers from the cabinet and handed them to Bai Yan.
"Due to the war in the past few months, few people go to the bank to deposit money, and more people come to withdraw money. There is not a lot of money in the warehouse now. But even so, the young master will have to count it for a while."
Han Chang received the news in the afternoon, but he was not worried at all.
The ledger is also authentic and has not been changed at all.
What does it matter if the deposits in the warehouse and the amount of silver do not match the accounts?
How can a dandy understand a ledger?
Still want to take over the management of the bank? He couldn't wait to do so.
By that time, wouldn't they be able to do whatever they want?
It doesn't take much. If Bai Yan dares to take over the bank, he can shrink the bank by more than half within two years.
Not only did he make a lot of money himself, but he could also take the opportunity to drive Bai Yan out of the Bai family and support his nephew to rise to power.
In that case, the Bai family's bank will belong to the Han family.
"Han Chang, do you really dare to show me your account book and not even cover it up?"
Bai Yan threw the account book directly to the ground.
"Young Master, what do you mean by this? Is it because I, Han Chang, did not treat me well?" Han Chang said with a smile.
"On April 10th, you swallowed two thousand taels of silver in the name of donation due to the invasion of the Sankakus."
"On April 15th, Rich Man Wang was killed, and you swallowed the six thousand taels of silver that Rich Man Wang had deposited in my bank."
"On May 18, 10,000 taels of official silver were put into the treasury, but you entered the account with ordinary silver, making a profit of 2,000 taels."
When he said this, Bai Yan's eyes became fierce: "These are all secondary. How dare you use the money from the bank to make loan loans privately and invest in shops. All of this interest income goes into your own pocket to build your own business."
business empire, you are so brave!"
Han Chang was trembling with fright, and his face had already turned pale.
Over the years, he has been operating privately, and even Bai Jinghao has concealed the past.
During this period, he even used the war to make a fortune. He thought that everything was perfect and impossible to find out, but he didn't expect that Bai Yan knew everything about it.
He pretended to be calm and said in a deep voice: "Master, who is desecrating me? Want to put me, Han Chang, to death?"
"Han Chang, when death is imminent, are you still struggling?"
Bai Yan pointed to the account book on the ground: "With this account book, I can keep you in prison for the rest of your life. Do you need me to personally send someone to take you to the Yamen?"
At this moment, Han Chang could no longer calm down.
There was something wrong with this account book, and he knew it himself.
Bai Yan couldn't tell, but once he found a professional, his activities would be exposed in minutes.
Not to mention jail time, beheading is enough.
He shook his lips and said: "The eldest young master will not do this. Even if I really did something wrong, it is a family matter. If the young master must think that I am guilty, I can go back to Yanzhou City and apologize to the master and his wife.
.”
"lady?"
Bai Yan angrily scolded: "Do you think my wife can save you? Han Chang, you are so brave! Even if you are embezzling, you actually used the bank to buy food and housing like crazy under the banner of my Bai family.
Sell it at a high price. Do you know how many people you caused to starve to death? How many people you caused are now displaced and homeless!"