A group of boys were sweating profusely from their busy work.
Xu Sang and others were sitting in the pavilion listening to the wind and drinking tea, and they would often take a secret look at Lu Ran.
Today, Lu Ran still wears a veil, but his behavior is all charming, which makes several young men already thirsty.
But Bai Yan never showed up, and they couldn't let Lu Ran take off his veil and take a look at her beauty.
"Young men, thank you very much for today. Not only did you help me move, but you also helped me take care of the yard and repair the furniture. Lu Ran really has nothing to repay."
Seeing that the cleaning was almost done, Lu Ran slowly spoke.
"Sister-in-law is out of touch when she says this. Brother Bai and I are brothers in life and death. It is our duty to do such a small thing." Xu Sang responded loudly.
"Then I'm not welcome." Lu Ran smiled calmly: "Originally, I wanted to keep you all for lunch. But Master Bai is not here, and it is not convenient for me to keep you, so I can only send you off respectfully. I will invite you all again another day.
Come and have a meal at home.”
"What? Bai Yan isn't coming?"
Xu Sang and others stared at each other, very surprised.
If they had known that Bai Yan would not come, why would they bother to do this hard work?
If Bai Yan didn't come, they had to observe etiquette with Lu Ran, and they didn't even hear the music.
"Yes, I just sent someone to ask. Master Bai is busy with business at the bank today and has no time to spare." Lu Ran responded.
"Since eldest brother won't come, we won't bother my sister-in-law."
Xu Sang and others had no choice but to stand up and leave with a solemn face.
If Bai Yan doesn't come, they really can't stay any longer.
"Bai Yan is a bad student. He is deliberately plotting against us and making us do hard work. He even saved the cost of moving." Ling Huye said angrily.
The other people all nodded in agreement and complained.
"It's not okay if he wants to save money. If he doesn't come, we will go and entertain ourselves and charge it to his account." Xu Sang said nonchalantly.
"What a good idea. Let's go to Zuixian Tower and have a good meal."
Several young men walked towards Zuixian Tower angrily.
Ma Mansion!
There is a solemn atmosphere, and the depressed person can't breathe.
The maids and servants at home all acted with care and did not even dare to show off.
Ever since Marvin came back, he had been sitting in the main hall without moving or saying a word.
A carriage came back, and Ma Daye ran in with a happy face, shouting loudly as he ran.
"Father, I have received news that Bai Yan actually offered two to three levels of interest. With such a high interest rate, Jinghao Bank will lose money to death."
Ma Daye laughed unabashedly, until he saw the gloomy look on his father's face and closed his mouth.
"I already know. This news has spread all over the street. In just one day, more than a dozen customers have gone to save money." Ma Wencai said calmly.
Bai Yan was doing a lot of propaganda, how could he not know?
"Are so many people profiting from two levels of profit? Is Bai Yan crazy?" Ma Daye couldn't believe it.
If this continues, Jinghao Bank will lose all its money within a year.
Profits in other industries are very high, but the profits of banks are really not that high.
"I hope Bai Yan is crazy, but today Bai Yan left Miss Qin Kui alone and stayed in the bank all day. I think he is planning something." Ma Wencai said worriedly.
It was clear that Yan was seeking death, but his ominous premonition grew stronger.
"Father, what else can Bai Yan do? He just wants to collect more funds and destroy our family. As long as our family holds on, Bai Yan will end up with nothing, laughing.
The last one is our family." Ma Daye vowed.
Ma Wencai nodded: "It should be that Bai Yan knew about our plan to build a college. He wanted to use this method to prevent us from having money to build a college. Right now, my family's treasury is in deficit, which is indeed a problem."
He thought about it all afternoon, but couldn't come up with a better way.
Although there are still some deposits in other banks, it will not last long if this continues.
The college he wants to build is different from Bai Yan's. Bai Yan's college can make a profit.
But his academy is almost free, and all funds have to come from banks, which is a bottomless pit.
I originally thought that using the reputation of the college to improve the bank's credibility and expand the bank would naturally not be a problem.
But now, he had to think about money.
"Father, then we will raise the interest rate. If that doesn't work, we will lower the deposit standards of the bank. In this case, some small traders will deposit money in our bank. As long as we persist until the college opens, everything will be solved.
"Ma Daye suggested.
Ma Wencai's eyes lit up. This was a good idea. Small traders and some small landowners still had some money.
Although there aren’t many for everyone, they can’t handle the large number.
"Daye, you have grown up, this is a very good suggestion." Ma Wencai praised.
Ma Daye was very proud: "If father thinks it is feasible, we will start to do it immediately. I have already thought about it. I will make a thirty-tael banknote. As for the interest, I will increase it by three points. Those small traders are all greedy for money.
, taking advantage of something like this, they will definitely save their money like crazy."
"Okay, this is a good idea."
Ma Wencai Laohuai said happily: "People like Wang Xing are short-sighted. They only saw Bai Yan's changes, but they couldn't see my son's intelligence. If my son is doing business, he will definitely be no worse than Bai Yan."
He was really excited, Ma Daye finally grew up.
"Father, Bai Yan can't compare to me. Let alone doing business, even on the battlefield, Bai Yan can't compare with me. Didn't he just get a title? I will go to the battlefield later and come back with a title.
"Ma Daye said, patting his chest.
He had already become angry after being looked down upon on this day.
He must surpass Bai Yan and trample Bai Yan under his feet.
"Okay, Daye, let's leave this matter to Ni. I'll go to the Qin Mansion again and ask him to approve the banknote. If he Bai Yan can make a blockbuster, our father and son will also make a blockbuster. That Bai Jinghao has suppressed me all my life.
It’s time to change it.”
Ma Wencai stopped wasting time, gave Ma Daye some instructions, and went straight to the Qin Mansion.
Banks are not qualified to make new banknote denominations and must obtain government approval.
To be precise, the prefect did not have this right and had to go to the Yanzhou Dao Dao Prefecture, but he only knew the Qin Prefect and could only go to the Qin Prefect.
The prefect of Qin was a little dissatisfied after learning about Ma Wencai's intentions.
"Boss Ma, just to clear up such a trivial matter, you made this trip?"
"Mr. Prefect, this matter may not be a big deal to you, but it requires approval at all levels. Moreover, Bai Yan has already taken action against my bank. If he is allowed to go on, not only the bank will be affected, but also the bank will be affected.
The construction of the college is delaying your business." Ma Wencai complained.
"So, what do you mean, you want me to go to the Taoist mansion today?" Magistrate Qin frowned.
Today was the first night Qin Mo Sheng went to the temple. He was very worried and wanted to take a look at the temple while it was dark.
"Sir, the sooner you approve it, the sooner we can take action to fight back against the Bai family. The sooner we are late, the more passive we will be." Ma Wencai begged.
"Okay, then I'll go to the Taoist mansion for a visit today."
After careful consideration, Magistrate Qin agreed.