Douglas shook his head and looked at the chief elder and replied calmly.
"The eldest lady will defend her property. At the same time, self-reproduction is the core attribute of capital. After integrating the power of Gringotts Wizarding Bank, we will definitely confront the goblins in America in the next step, but this is not for
To avenge Gringotts because they blocked the way of the eldest lady."
"Then why does our Gringotts Wizarding Bank obey the command of a little girl?"
"Well, you are not following orders, but you are actively offering ownership of the entire Gringotts. You should stop deceiving yourself on this point. It is meaningless and can easily leave hidden dangers. As for the reason..."
Douglas paused and then said.
"Actually, there is a very simple way to deal with the next impact, which is to issue new coins - new gold galleons linked to the credit of Hogwarts. As for the carrier, just add a layer directly to the original coins.
House elf magic is enough. Cross credit can ensure that Gringotts cannot issue gold coins indiscriminately, and it can also ensure that Hogwarts can provide certain financial assistance when a run on Gringotts occurs..."
"The second point is to retrieve the deposit records of all wizards on April 1st. Gringotts will restore and complete the amount according to the actual deposit amount of each vault at that time - the source of funds is of course from the Lestrange family's vault.
Now, nearly 700 million gold galleons should be able to fill this vacancy..."
"Finally, it must be noted that these Galleons should have belonged to Hogwarts and the entire wizarding world. It's just that Gringotts Wizarding Bank took the initiative to release its original equity to raise cash. This new batch of Galleons
All will be replaced with [Hogwarts - Gold Galleons], and each Gold Galleons represents one billionth of Gringotts' equity."
"Any wizard can use the [Hogwarts-Golden Galleons] in his hand to exchange the equity of Gringotts Wizarding Bank with Hogwarts at any time. Of course, with the subsequent increase in the total amount of currency, each gold coin
The equity may be diluted...but in any case, Gringotts will from now on become a jointly owned asset of the wizarding world and will be jointly guarded by all wizards."
Click, click.
The chief elder tightened his grip on the crutch in his hand and made a slight clicking sound.
"These concepts may be a bit complicated, I know." Douglas shrugged and continued unmoved, "As for the operating logic behind this, I only have a clearer understanding of the operating logic behind it in the past two days based on Muggle financial literature.
A little bit. But even if you don’t understand the principle, it doesn’t prevent you and me from judging whether this path is feasible, right?”
"you……"
The old goblin took a deep breath and pointed at Douglas's nose, "Do you know what this means... If you really follow what your eldest lady said, Gringotts Wizarding Bank will never be in the hands of the goblin again.
...Haha, you will never belong to the goblin again, and the interests you are about to betray are not just these..."
"You still don't understand? Times have changed."
Douglas sighed, calmly moved away the finger that was about to poke his face, and frowned.
"Gringotts Wizarding Bank, Wizarding Bank... should not belong entirely to the goblins from the beginning. We are just making up for the mistakes of the past. As Gringotts exists dependent on the financial market of the wizarding world,
Only by dividing one's own interests and allowing wizards to participate can the continuation of goblins and banks be ensured."
"In today's era, it is human wizards who make laws, and it is human wizards who make market rules. If we still put ourselves on the side opposite to human wizards, then sooner or later we will be destroyed - either because of
If you keep losing, you will be slowly eaten away by the wizard; or if you keep winning, you will be killed directly by the impatient wizard."
"The recent series of events have proven that the goblins cannot continue to lead in the financial field. No matter in terms of strength or wisdom, we no longer have the capital to compete with the wizards. This is such a simple truth that only wizards can compete.
Wizards. So the American fairies chose to surrender and obey the orders of the bureaucracy and the government in exchange for living space."
"Because, there is only one road in front of them. But for the current Gringotts Wizarding Bank, there is now a different road... Don't forget, the eldest lady is half Veela blood.
, just like what Elder Leos invested back then - to welcome a great queen with a future, or to surrender to stupid and short-sighted bureaucracy, the next choice should be a matter of course..."
Having said this, Douglas's eyes gradually became cold and he grinned.
"There is no doubt that this is a very difficult decision, and it is especially difficult for the Goblin Elders Council to accept. After all, in terms of rights and interests, the elders are the ones who have suffered the most serious losses. You and all the elders must have something in their hearts.
Resentment, for example, even if the entire Gringotts Wizarding Bank is sacrificed, destiny will not be fulfilled... Most people may have such self-destructive thoughts when facing a desperate situation."
"only……"
Douglas paused and looked at the goblin supervisors standing behind the twelve elders. A meaningful smile appeared on his face, and he turned back to look sincerely at the members of the Council of Elders standing in front of him.
"Such a big matter may not be decided by the Council of Elders alone... This is why I must ask all Gringotts executives to come up as well. After all, everyone may be very busy next, whether it is statistics
The deposit balance at the beginning of April is still sorting out the Gringotts asset list, or preparing for the arrival of the eldest lady."
The middle-aged goblin finished speaking with a smile on his face, took out a pocket watch from his arms, opened it and glanced at it.
"Oh, by the way, the eldest lady will arrive in forty minutes... This is the time preset by the door key, so the error should not be too much. If you have any questions, please ask them quickly. After asking, take action immediately.
"
"I have a problem here, Douglas. You still didn't tell me how the scam ended."
An elf elder standing behind Gloin pondered for a few seconds, then looked at the middle-aged elf in front of him and said slowly.
"If I remember correctly, the wizards have now concluded that this matter is related to goblins, right? In other words, even if the deposit can eventually be recovered, human wizards will definitely seek more revenge... So, who will be responsible?
The victim?"
"Well, you're right...we do need some bad goblins."
Douglas nodded quickly, spread his hands, and explained quite seriously.
"Most of the goblins in the world who are good at finance are indeed from Gringotts Wizarding Bank, so there is absolutely no doubt that Gringotts is involved in this conspiracy. But what is interesting is that Gringotts Wizarding Bank has not long ago split into
Are there two parts? As far as I know, those American traitors who lack original capital accumulation have been circulating crazily around the world recently, and they obviously have quite logical motives to launch this financial fraud. As for the evidence
…
Douglas grinned, a hint of malicious cunning flashed in his eyes, and said softly.
"When the cooperation between Gringotts and Hogwarts is finalized and the contents of the joint statement are finalized, I believe that Peter Pettigrew will soon remember these contents - human memory is very wonderful, it only takes a little effort
, can recall many things that he thought he had forgotten long ago, just like he mortgaged Hogwarts Castle."
"What about the gold galleons that Hogwarts promised to assist you mentioned before?"
"Don't worry, the golden galleons have always been under the personal control of the eldest lady. If nothing goes wrong, they will arrive at Gringotts Wizarding Bank together with the eldest lady, and deposit them into the Lestrange family before the Aurors of the Ministry of Magic can investigate.
treasury."
"Lestrange's vault?! Why..."
"The reason is very simple. Let me help you recall a little. When Peter Pettigrew came to Gringotts Wizarding Bank to mortgage Hogwarts, all the funds obtained from the mortgage were entrusted to the bank and deposited in the Lestrange family's vault.
Since there is no more gold in the Lestrange family's treasury, the generous and kind eldest lady decided to temporarily lend the gold coins to Gringotts to fill the shortfall in the Lestrange family's treasury."
"Lend it to Gringotts?! That should be..."
"Attention! These Galleons are the savings of Destiny and the Apokalis family for thousands of years. The Galleons belonging to Hogwarts are still lying in the Lestrange family's vault, except for the Gringotts goblins.
No one has ever had contact with it."
Douglas cleared his throat and corrected him seriously.
"Although the eldest lady will take over Gringotts Wizarding Bank in the future, there must be no unprofessionalism or ambiguity in the accounting of Destiny's assets and subsequent equity purchases - Hogwarts and Destiny, these are two
Different partners.”
"Destiny borrowed Gringotts gold coins to use Gringotts to make up for the loan that should be issued to Hogwarts as a mortgage... and then Hogwarts funded the purchase of shares in Gringotts Wizarding Bank. This is another cooperation.
It’s a treaty.”
Chief Financial Officer Tianming paused and looked around the silent marble hall.
"So, do you have any other questions? I hope all problems can be solved before the eldest lady arrives."
"If we don't accept it, then the empty Lestrange family treasury will confirm all the rumors that Gringotts Wizarding Bank has misappropriated depositors' funds - even if the personal savings of all our elders are accumulated together, it will be
It is impossible to fill this huge deficit, let alone cope with subsequent runs..."
Gloin closed his eyes, rubbed his temples vigorously, and murmured with a chuckle.
"Is it a true winner-takes-all... It's a terrible and wonderful serial trap. I understand what Leos thinks. She is indeed more suitable for this new era of intrigues than us old guys... Those traitors in the Americas, haha
…”
When he opened his eyes again, the old goblin's gaze had stabilized, and there was no longer the hesitation and anger in his eyes. The aura of the chief goblin elder who had been in charge of Gringotts Wizarding Bank for the past hundred years had returned to him.
"...There are only forty minutes left. It's indeed a bit tight."
Gloin repeated something tiredly in a low voice, then turned around and roared loudly at the goblins behind him.
"Then why are you still standing there?! Do you need to keep so many people to sign the contract? Hurry up and do as Douglas said, organize the information, make lists, clean out the vault... There are still forty minutes, that half-blood Veela, no,
Elena Kaslana, well, it should be the respected Miss Kaslana, that’s not right..."
Gloin's eyes were dazed for a moment, and he suddenly remembered the first time he saw the silver-haired little witch in the conference room...
The kid didn't even have dinner, so he had to eat the steak provided by Gringotts while he and the Goblin Council of Elders of Gringotts argued back and forth over the details of the mortgage contract, one person against the entire Gringotts.
The Council of Elders did not fall behind. At that time, they thought it was Dumbledore's behind-the-scenes command...
But in less than half a year, she had already completed all the layout and finishing work in advance without even appearing in Gringotts, and easily defeated all the defense lines of Gringotts Wizarding Bank...
Terrible talent...
The chief goblin elder thought for a few seconds, considered his words, and finally said with determination.
"Her Majesty, the Supreme Goblin Queen, will arrive at her loyal Gringotts Wizarding Bank in forty minutes! Gringotts and the goblins will enter a new era from now on. Long live Her Majesty the Queen!"
————
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The end of the second volume~
There is only one chapter today, and then I will sort out the contents of the third volume~
Suddenly I realized that when this scene was reached, it was enough to end it like this. At this point, Elena no longer needed to appear for a confrontation in person. She had already laid out all her choices and strategies in front of the goblin. This was a
The king's way of crushing and harvesting, and continuing to scheming and negotiating with the fairies as before, is really not in line with the status of the Sandaime Great Demon King and the Fairy Queen.