Winter Spirit Festival is getting closer and closer, the snow keeps falling, all farm work in the village has stopped except for greenhouses, factories have begun to pay the last month's salary and this year's bonus, and businessmen have begun to get busy.
After Frederick and others finished manufacturing the clutch parts, they took a vacation with the carriage factory, and the tests will be done when construction starts on January 5 next year.
The savings bank of Wesson Bank was full of people, and people lined up to deposit this year's savings into the bank.
Frederick specially took time to conduct on-site investigation for this purpose, and happened to encounter someone who jumped in line and started a fight, so queuing up at the counter to get a number quickly became popular in the Wesson banking system.
Wesson Bank has also launched corporate transfer services to chambers of commerce and large businessmen. For large transfers, you no longer need to worry about carrying a large bag of gold coins. You only need to remit the money to the other party's account and the bank will issue a voucher with a tax stamp.
After the payee passes, the bank can update the number in its savings book.
Old Birch was one of the top lumber merchants in Wesenland in the past. In previous years, at the end of each year, he would go to dozens of carpentry shops in the town one by one to collect money.
This year it’s more convenient. All you need to do is ask the accountants in the chamber of commerce to check the payment amount with the carpenter shop, and ask the carpenters to go to the local Wesson Bank Savings Office to remit the money to their own accounts.
On this day, Lao Huashu went to the bank to confirm the payment from the Chamber of Commerce, paid the Wesson Accounting Firm for next year, took out a little money to buy some things for the family at the end of the year, and then went home with a meal.
As soon as he got home, the smell of roasted pepper sausages made him feel energetic.
Nowadays, after Wessen's trade with the south has expanded, the price of pepper is 10 kreuz per kilogram, which means 1 to 2 grams per meal, equivalent to one or two copper coins, is acceptable to him.
Now, in addition to his wife and two-year-old daughter, he also has his brother-in-law Hoffman, who is less than 20 years old, at home. As soon as he sat down, his wife said with a smile: "Hoffman bought all the food tonight."
"
Old Birch looked at the dining table. In addition to pepper sausages, there were also pumpkin bread, red ketchup, unicorn kidney soup, apple cider vinegar mixed with black crystal eggs and cheese cakes. There was a large bottle of happy water next to it, and then he saw his daughter's
Wearing a brand new cotton hat on his head.
He frowned and said to Hoffman: "Why are you wasting money so much? Do you still want to save money to marry that big-assed girl in your village?"
Before Hoffman could answer, his sister said proudly: "Hoffman is very promising. Not to mention the big-assed eldest sister in that family, even the big-breasted second sister and the big-assed and big-breasted third sister are included.
It’s enough to marry her back.”
"Tsk tsk, 40 florins, that's about the same amount you can earn throughout the year. He just made it using his brain."
Old Birch frowned even more tightly. He looked at his wife who was very proud of herself, then at Hoffman who was a little shy, and asked: "Tell me what's going on. I heard that recently
The master has been at your carriage factory, did you do something for which he rewarded you?"
Hoffman said a little embarrassedly: "I recently came up with a small machine that can do the work of ten people, so the boss gave me a bonus of 20 florins."
"Later, a gentleman from the university registered a patent for me and gave me 20 florins. Now only he and I can use this little machine. Others who want to use it have to give me 20 florins."
Then he introduced the automatic punch feeder he invented to his brother-in-law.
The principle of this small machine is very simple. A right-angled "┐" rod is installed on the punch head. The vertical rod has right-angled saw teeth. It is tightened by a spring and can be opened a little outward. It is installed next to the table below.
There is a feeding machine. The feeding machine has a jing wheel that can only move in one direction. When the punch is pressed down, the sawtooth bevel surface on the vertical rod does not drive the jing wheel, and the short rod moves outward; the punch rises.
When the vertical rod was ejected
The spring pulls back, and at the same time the right-angled edge drives the teeth on the Jing wheel to rotate; the Jing wheel drives the two rubber rollers arranged up and down through the gears, and the steel bar in the middle of the roller will move forward a certain distance. The punch of the punch press
Every time the head moves up and down, the steel bar will automatically advance a little. The worker only needs to adjust the feeding distance and place the steel bar, and then press the switch to the bottom, and the punch can continuously punch out the steel bar to produce
.
After hearing this, Old Birch nodded and pretended to understand. He ate two slices of bread with sausages and said, "This is an unexpected income. I may not get it again in the future. This money can be used to settle the family."
, buy a house and marry a wife, you will still have to work in the future.”
"Also, if I knew you were gambling with money, see if I don't break your legs."
Old Birch has been out buying your wood all year round and selling it back. Along the way, he encountered monsters and robbers. He had killed several robbers on his hands. When he finally became harsh, Hoffman was so frightened that he broke out in a cold sweat.
Hoffman filled his brother-in-law's cup with happy water and said flatteringly: "This is the drink the master gave me, you can try it."
The old birch tree saw that he was asking for something, so he took a sip of happy water and asked with a smile: "What, what can I do? Do you want me to introduce you to a girl from the city?"
Hoffman blushed, shook his head, and said, "I have an idea that I would like to ask. If you agree, I would also like to ask for your help."
Old Huashu squinted at his brother-in-law and said in a deep voice: "If you ask me to help you find a house and find a girl to live in, we are a family. If it is related to money and you want to do business with me, I will let you
As business partners. You don’t want your sister and your niece to beg for food on the streets in the future.”
He thought that Hoffman wanted to do business with him because he had some capital, but there were too many accidents in the shopping mall. Among other things, there were many people who lost their entire fortune due to a fire. Some things needed to be said clearly first.
Hoffman scratched his head and said cautiously: "Actually, I want to rent a shop and buy a punch machine to do it myself."
Old Huashu glanced at him in surprise, and then said: "I don't know the business you are talking about. I only know that when doing business, you must first see what you know, then see if others are doing it, and then think about the customers."
Why don't you buy things from others instead of buying them here? Have you thought about this?"
Hoffman immediately replied: "I mentioned this matter to the Duke and the gentlemen from the university. They think this business can be done, and no one else is doing it."
"I want to use machines to make hinges on boxes and doors and windows. Nowadays, blacksmiths have to do this by hand, and they can't do a few in a day. If I use a punch machine to do it, it will be faster. I can do more in one day than they can do in a year."
"After hearing this, the Duke said that it can be done. The gentlemen also said that they can help me design the mold for the punch press. The first set of molds will cost 30 florins."
"I thought about it. I would use the remaining 10 florins to rent a craftsman's shop with 2 florins and buy some materials at the beginning."
At this point, he became embarrassed, and then his voice became a little lower: "But punching machines are very expensive, and I don't have that much money. Wesson Bank can lend me a loan, but I am from the Principality of Franconia and need a local person as a guarantee."
"
At this point, Lao Huashu understood what his brother-in-law meant, which was that he wanted to be the guarantor.
He had heard about Wesson Bank's loan policy. If you borrow money to buy a machine, you don't have to pay cash. If the machine is not repaid, the machine will be taken back, and there will be depreciation fees and arrears of interest.
He also heard what his brother-in-law didn't say. He sells wood and knows many carpenters. Carpenters need a lot of hinges to make cabinets, doors and windows, so there is a market.
Moreover, there are many merchants in Weissenburg City now, and there will be even more in the future. As long as the goods are good enough and cheap enough, there is no need to worry about selling them.
The old birch tree did not answer immediately, and ate his dinner quietly while thinking about the feasibility.
Hoffman was nervous and courteous, taking over all the tasks that his sister had done in the past, such as pouring drinks and ladling soup.
After the dinner was over, Old Birch said to Hoffman: "Okay, I will support you this time, and I can lend you another amount of money without charging you interest."
"But let's make an agreement first. If the business doesn't work out this time, don't think about asking me to borrow money from you in the future. Unless your family members are sick and need money, I won't give you a copper plate."